Digital Nomad Health Insurance for Colombia
🌎 Why Is Colombia a Popular Destination for Digital Nomads?
Colombia is now one of the most thrilling places for digital nomads, with a wonderful combination of affordability, rich culture, and contemporary infrastructure. Medellin’s perpetual "eternal spring" weather, Bogotá's cosmopolitan feel, and Cartagena's Caribbean flair are among the destinations that draw thousands of remote employees yearly.
With coworking hotspots with rapid growth, good internet, and a low standard of living, Colombia provides digital nomads the opportunity to work effectively while experiencing Latin America's rich way of life. The addition of the Colombia Digital Nomad Visa has also boosted its popularity, as remote workers can now reside in Colombia legally and work for overseas companies or clients.
If you're moving to Colombia as a digital nomad, it's important to get the appropriate digital nomad health insurance in Colombia. International health insurance covers you for unforeseen medical expenses, regular check-ups, and risks while traveling in the country.
🩺 Why Do Digital Nomads Need Health Insurance in Colombia?
Health insurance is both a visa requirement and a real practical need for Colombian-based digital nomads. Although Colombia's health system is considered one of the best in Latin America, as a foreigner, access to it relies on holding valid private or international insurance.
Key reasons digital nomads need health insurance in Colombia:
- Visa requirement: To qualify for Colombia's Digital Nomad Visa, evidence of private health insurance that can be used within Colombia is required.
- Access to quality medical care: WAlthough there is public healthcare, foreigners tend to have to go through private hospitals. Insurance guarantees quicker access and English-speaking medical professionals.
- Protection against high bills: Medical emergencies, hospitalization, or accidents without insurance can be pricey.
- International coverage: Digital nomads tend to tour South America; international insurance covers protection outside Colombia.
- Coverage for dependents: In case of family travel, insurance guarantees medical safety for spouses and children.
⭐ What Is the Best Digital Nomad Insurance for Colombia?
travel_luggage_and_bags Best travel medical insurance plans for Digital Nomads for Colombia
Atlas Nomads Insurance is the perfect health coverage for digital nomads, offering global medical protection with the flexibility to include or exclude the U.S. Stay covered wherever you work or travel, with convenient monthly or annual payments that fit your location-independent lifestyle.
- Available for non-U.S. citizens/residents traveling and working abroad.
- Coinsurance: Plan pays 100% of eligible expenses up to the overall maximum limit
- Acute onset of pre-existing condition: Covers up to policy maximum limit
- Emergency medical evacuation: Up to $100,000
- Urgent care: Up to $50 copayment
- Trip Interruption: Up to $5,000 maximum
- Repatriation of remains: Up to $20,000 maximum
Policy maximum?
Up to age 64: $250,000
Age 65 to 69: $100,000Deductible option?
$0Period of coverage?
364 days
Atlas International Insurance offers flexible, reliable health coverage for remote workers and travelers worldwide. Designed for U.S. and non-U.S. citizens abroad, it provides essential medical protection for trips from 5 to 364 days, with customizable benefits to fit your journey. Stay covered and focus on your work and adventures.
- Available for US and Non US citizens traveling outside USA.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: 15 per incident; no copayment if deductible is $0.
- Optional add-on benefits.
- Renewable: Can be renewed and extended up to 364 days.
- Repatriation of Remains: Equal to the elected overall maximum limit.
- Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible option?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
364 days
Patriot International Lite
Patriot International LitePatriot International Lite is the ideal travel medical insurance for digital nomads, offering essential international coverage so you can work and explore worry-free. With flexible terms from 5 to 364 days, renewable up to 24 months, it suits changing travel plans. Available to U.S. and non-U.S. citizens, it provides customizable benefits for reliable protection wherever your journey takes you.
- Available for both US and Non-US citizens traveling outside the US.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Covers up to 70 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: $30 per incident; no copayment if deductible is $0.
- Repatriation of Remains: Up to overall maximum limit.
- Renewable: Renewable up to 2 years.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500Period of coverage?
5 days to 364 days
Patriot International Platinum
Patriot International Platinum is ideal for Digital Nomads seeking short-term or long-term international medical coverage with flexible duration and customizable benefits. Available for U.S. and non-U.S. citizens traveling outside their home country.
- Available for both US and Non-US citizens traveling outside the US.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Covers up to 70 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: $30 per incident; no copayment if deductible is $0.
- Repatriation of Remains: Up to overall maximum limit
- Renewable: Renewed for up to 36 months
Policy maximum?
$2,000,000, $5,000,000, $8,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,0000, $10,0000, $25,0000.Period of coverage?
5 days to 364 days
globe Long-Term travel medical insurance plans for Digital Nomads in Colombia
IMG Global Medical
IMG Global Medical Insurance offers comprehensive long-term coverage for digital nomads, with flexible worldwide protection and optional U.S. coverage. Customize your plan with add-ons like preventive and maternity care for total peace of mind wherever you go.
- Coinsurance: In-network: After deductible, plan pays 100%, Out-of-network: After deductible, pays 80% up to $5,000, then 100% up to the max limit
- Direct Billing: United health care ppo or First healthcare (in inside USA)
- Urgent care: Included
- Pre-existing Conditions: Bronze – Not covered; Silver/Gold – Covered if disclosed and not excluded (unknown: $5K/period, $50K/lifetime after 24 months); Platinum – Covered if disclosed and not excluded with higher limits
- Emergency medical evacuation: Up to lifetime maximum
- Repatriation of remains: Up to $50,000 maximum
Policy maximum?
Bronze: $1,000,000 | Silver: $5,000,000 | Gold: $5,000,000 | Platinum: $8,000,000Deductible option?
$100 to $25,000Period of coverage?
Lifetime
Worldwide Premier
Worldwide PremierThe BCBS Global Solutions Worldwide Premier Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.
- Pre-existing conditions: Immediate coverage of pre-existing conditions with proof of previous coverage.
- Emergency medical evacuation: Up to $250,000.
- Repatriation of remains: Up to $25,000 maximum.
- Accidental Death & Dismemberment: Up to $50,000
- Emergency Medical Transportation: Up to $250,000
- 24/7 customer service and support available.
Policy maximum?
Unlimited annual and lifetime maximumDeductible option?
$0, $1,000, $2,000, $5,000, $10,000Period of coverage?
Lifetime
💰 What Is The Cheapest Digital Nomad Insurance For Colombia?
The Cheapest digital nomad insurance for Colombia is Atlas International from WorldTrips. The other affordable Colombia travel insurance for digital nomads are Patriot International Lite from IMG and Travel Medical Global Basic from Seven Corners.
- Available for Non US citizens and US citizens traveling outside their home country.
- Emergency medical evacuation covers up to $1,000,000.
- Covers acute onset of a pre-existing condition up to 79 years.
- Available for both Non US citizens and US citizens traveling outside USA.
- Emergency medical evacuation covers up to $1,000,000.
- Covers acute onset of a pre-existing condition up to 70 years.
Travel Medical Global Basic
Seven Corners
$56 per monthAge: 40 years | Plan: $50,000 | Deductible: $250
- Available for Non US residents traveling to worldwide trips that exclude the USA.
- Emergency medical evacuation covers up to $250,000.
- Covers acute onset of a pre-existing condition up to 79 years.
💶 How Much Does Digital Nomad Health Insurance Cost in Colombia?
Short-term travel medical insurance for digital nomads starts at just $39 per month. The cost may vary depending on the traveler's age, trip duration, selected policy maximum, and deductible. These plans are ideal for digital nomads taking shorter trips or staying abroad for limited periods. Short-term coverage typically offers essential medical benefits at affordable rates, with policy maximums ranging from $50,000 to $2 million.
| Plan name | Policy Maximum | Cost for 30 yrs* | Cost for 40 yrs* | Cost for 50 yrs* |
|---|---|---|---|---|
| Atlas International | $50,000 | $39 | $68 | $116 |
| Patriot International Lite | $50,000 | $41 | $69 | $118 |
| Atlas Nomads | $250,000 | $57 | $93 | $147 |
| Patriot Platinum International | $2,000,000 | $87 | $145 | $246 |
*Based on ages of digital nomads, with a $0 deductible.
Long-term travel medical insurance for digital nomads starts at around $1,500 per year. The cost may vary based on the traveler's age, length of coverage, policy maximum, and deductible. These plans are ideal for digital nomads living abroad for extended periods or frequently relocating across countries. Long-term insurance typically offers broader medical coverage, higher policy limits (up to $10 million), and enhanced global support services.
| Plan name | Policy Maximum | Deductible | Cost of 30 yrs# | Cost of 40 yrs# | Cost of 50 yrs# |
|---|---|---|---|---|---|
| Worldwide Premier | $10,000,000 | $0 | $870 | $1,099 | $1,774 |
| Global Medical Bronze | $1,000,000 | $250 | $1,523 | $1,827 | $1,921 |
| Global Medical Gold | $5,000,000 | $250 | $3,576 | $4,116 | $7,404 |
#Based on ages of digital nomads.
📑 What Are the Requirements for the Colombia Digital Nomad Visa?
To be eligible for the Colombia Digital Nomad Visa, the applicant needs to have the following:
- Proof of remote work: Should work remotely for a business abroad or possess international freelance customers.
- Minimum income requirement: : Provide evidence of a minimum of 3 times the Colombian minimum wage per month (~USD $900/month in 2025).
- Valid passport: Minimum validity of 6 months.
- Clean criminal record: Background check from your home country.
- Private health insurance: Must present proof of health insurance that covers your entire stay in Colombia.
- Visa duration: The visa is for a maximum of 2 years.
- Accommodation details: Proof of address in Colombia (rental contract, hotel reservation, or host invitation).
🛡️ What Does Digital Nomad Insurance Cover?
Digital nomad insurance for Colombia covers extensive coverage, including:
⏳ Long-Term Health Insurance for Digital Nomads in Colombia
If you’re moving to Colombia for an extended period, a global health insurance plan is the best option. Unlike short-term travel insurance, these plans cover:
- Emergency and routine healthcare
- Doctor visits, hospitalization, and specialist care
- Preventive check-ups and maternity (depending on plan)
- Worldwide coverage for side trips around Latin America or globally
- Coverage for dependents (spouse and children)
- Long-term insurance provides peace of mind while residing in Colombia, with access to good-quality private hospitals in cities like Medellín, Bogotá, and more.
❓ Travel Health Insurance for Digital Nomads in Colombia FAQs
1. Is health insurance required for the Colombia Digital Nomad Visa?
Yes. You will need to show proof of valid health insurance covering your entire visit to Colombia as part of your application for the visa.
2. Can I purchase insurance once in Colombia?
No. Insurance has to be bought prior to applying for the visa. Authorities insist on sight of cover when you apply.
3. Can I utilize travel insurance for the digital nomad visa in Colombia?
Yes, provided that it's full coverage in Colombia and visa-compliant. Most international travel insurance policies are accepted.
4. How long must my coverage be?
Your health insurance needs to cover the full period of your visa stay, which is normally up to 2 years. International renewable plans are advisable.
5. Is digital nomad insurance costly in Colombia?
Not necessarily. The cost of insurance is based on your age, term of coverage, and selected benefits. As a cost of healthcare, insurance is cheap and necessary.
