Visitors Care insurance vs Safe Travels Advantage insurance, Compare IMG Visitors Care vs Trawick International Safe Travels Advantage

Safe Travels Advantage vs Visitors Care travel insurance cost comparison

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Compare Travel Plans Visitors Care vs Safe Travels Advantage	Visitors Care Plan Maximum Deductible Buy Now	Safe Travels Advantage Plan Maximum Deductible Buy Now
Visitors Care Insurance vs Safe Travels Advantage Insurance benefits
Insurance Providers
Coinsurance	Not Available	The plan pays 80%
Length of coverage	5 days to 2 years	5 days to 365 days
Medical Benefits
Hospital room and board	Lite: Up to $825 max per day 30 day max per period of coverage Plus: Inpatient - Up to $1.4K max per day 30 day max per period of coverage Platinum: Inpatient - Up to $2K max per day 30 day max per period of coverage	$25,000: $1,400 per day to a maximum of 30 days $50,000: $2k per day to a maximum of 30 days $100,000: $2k per day to a maximum of 30 days $150,000: $3k per day to a maximum of 30 days
Intensive care unit	Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage	$25,000: $2,100 per day to a maximum of 10 days $50,000: $2,500 per day to a maximum of 8 days $100,000: $3k per day to a maximum of 8 days $150,000: $4,500 per day to a maximum of 8 days
Surgery	Lite: In-Patient & Outpatient - Up to $2K max per surgical session Plus: In-Patient & Outpatient - Up to $3.3K max per surgical session Platinum: In-Patient & Outpatient - Up to $5,500 max per surgical session	Covered
Physician visits	Lite: $40 max per visit, 30 max visits per period of coverage Plus: $60 max per visit, 30 max visits per period of coverage Platinum: Up to $85 max per visit, 30 max visits per period of coverage	$25,000: Limited to $55 per visit,one visit per day and 30 visits per Policy Period $50,000: Limited to $75 per visit,one visit per day and 30 visits per Policy Period $100,000: Limited to $100 per visit,one visit per day and 30 visits per Policy Period $150,000: Limited to $130 per visit,one visit per day and 30 visits per Policy Period
Prescription Drugs and Medications	Lite: Up to $250 per period of coveragee Plus: Up to $250 per period of coverage Platinum: Up to $250 per period of coverage	$25,000: $250 per Incident $50,000: $350 per Incident $100,000: $350 per Incident $150,000: $350 per Incident
Emergency Services
Emergency local ambulance	Lite: Up to $250 max per period of coverage Plus: Up to $450 max per period of coverage Platinum: Up to $475 max per period of coverage	$25,000: $500 per Incident $50,000: $650 per Incident $100,000: $650 per Incident $150,000: $750 per Incident
Hospital emergency room	Lite: Up to $825 max per day 30 days maximum coverage Plus:Up to $1.4K max per day 30 days maximum coverage Platinum: Up to $2K max per day 30 days maximum coverage	$25,000: $350 per Incident $50,000: $500 per Incident $100,000: $600 per Incident $150,000: $800 per Incident
Dental
Emergency dental treatment	Up to $550 max per period of coverage or unexpected pain to sound natural teeth	$25,000: $600 per Incident $50,000: $750 per Incident $100,000: $750 per Incident $150,000: $750 per Incident
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions	Lite: $25K max per coverage period (subject to sub-limits) Plus: $50K max per coverage period (subject to sub-limits) Platinum: $100K max per coverage period (subject to sub-limits) Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25K max per period of coverage	Coverage related to Cardiac Conditions or Stroke covered up to $25,000 for Ages 0-69 and $15,000 Ages 70-89
Life
Common carrier AD&D	$25K per Insured Person	$25,000: $25,000 Principal Sum $50,000: $25,000 Principal Sum $100,000: $35,000 Principal Sum $150,000: $35,000 Principal Sum
Evacuation
Emergency medical evacuation	Lite: Up to $25K max Plus: Up to $50K max Platinum: Up to $50K max	$25,000: $100,000 $50,000: $100,000 $100,000: Unlimited $150,000: Unlimited
Political evacuation and repatriation	Not Available	$25,000: $500 per Policy Period $50,000: $500 per Policy Period $100,000: $1,500 per Policy Period $150,000: $2,000 per Policy Period
Return of mortal remains or cremation/burial	Lite: $25K max with $5K max for Cremation/Burial Plus: $25K max with $5K max for Cremation/Burial Platinum: $25K max with $5K max for Cremation/Burial	$25,000: $7,500 per Policy Period $50,000: $7,500 per Policy Period $100,000: $20,000 per Policy Period $150,000: $25,000 per Policy Period
Unique Advantages	It is a fixed benefit insurance plan. This plan covers acute onset of pre existing condition up to the age of 70. Available for non US citizens travelling outside their home country.	It is a fixed benefit insurance plan. This plan covers acute onset of pre existing condition up to the age of 89. This plan is available for green card holders.
Travel Insurance
Underwriter	Sirius International	Crum & Forster SPC
Rating	A (Excellent)	A (Excellent)
Brochure and Details	» Visitors Care Insurance Brochure » Visitors Care Insurance Details » Visitors Care Insurance Reviews	» Safe Travels Advantage Brochure » Safe Travels Advantage Details » Safe Travels Advantage Reviews

Safe Travels Advantage Insurance vs Visitors Care Insurance Reviews

Visiting USA can be a great experience but an unfortunate event like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance.There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Visitors Care insurance and Safe Travels Advantage insurance as they offer excellent coverage both for small ailments as well as more serious injuries and sickness.

Visitors Care insurance vs Safe Travels Advantage insurance

There are many affordable visitor health insurance plans available from top rated insurance providers. Visitors Care is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. Safe Travels Advantage insurance from Trawick International is designed for Non US residents travelling to the USA. It is quite popular among US citizens residing outside USA and visiting the US for a short period of time. It can be purchased for 15 days up to a maximum of 365 days.

Factors for comparing Safe Travels Advantage and Visitors Care

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Visitors Care insurance and Safe Travels Advantage insurance:

01. Compare medical maximum coverage

This the maximum coverage that the plan would offer for the medical expenses. Visitors Care insurance offers coverage up to $100K while Safe Travels Advantage insurance offers maximum coverage up to $150K. The coverage may be reduced for older travelers.

02. Compare deductible options

This is the initial amount the traveler needs to pay before the insurance actually start paying. Higher deductible have less premium than a plan with lower deductible. Visitors Care offers the deductible options of $0 to $100 while Safe Travels Advantage insurance has $0 deductible options.

03. Compare provider network

This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses . An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

04. Compare coinsurance options

Visitors Care Insurance

Coinsurance is not availabe

Safe Travels Advantage Visitor Insurance

The plan pays 80%.

05. Contrast the renewability options

Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. Visitors Care Insurance can be renewed up to a total of 2 years while Safe Travels Advantage Insurance can be renewed from 5 days to 365 days.

06. Compare eligibility options

Visitors Care insurance is available for Non US citizens travelling outside their home country.For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided while Safe Travels Advantage Insurance is for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries and extendable for up to 364 days.

07. Pre-existing conditions coverage

Visitors Care pre-existing condition travel insurance

Acute onset of pre-existing condition is covered up to 70 years

Safe Travels Advantage pre-existing condition travel insurance

Acute onset of pre-existing condition is covered up to policy maximum, coverage related to Cardiac Conditions or Stroke are limited to $25,000 , For ages 80 and above, up to $15,000, Coverage related to Cardiac Conditions or Stroke are limited to $15,000

FEATURES
Eligible Plan for USA Coverage
Parents Eligible to be insured
Acute on set of Pre-existing Cover
Eligible for Green card holders
Renewable and Cancellable
Deductible Choice
A.M. Best Rating
Covid coverage
Underwriter
Provider
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Visitors Care
Yes
Yes
Yes, covers up to 70 years
No
Yes
$0 to $100
"A" Excellent
Yes
Sirius
IMG
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Safe Travels Advantage
Yes
No
Yes, covers up to 89 years
Yes
Yes
$0
A (Excellent)
Yes
Crum & Forster SPC
Trawick International
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Key Highlights