Visitors Care Insurance vs Safe Travels Advantage Insurance - Compare and buy

Compare travel insurance benefits offered by Visitors Care Insurance and Safe Travels Advantage Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

Safe Travels Advantage vs Visitors Care travel insurance cost calculator

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Visitors Care vs Safe Travels Advantage
Visitors Care 
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Safe Travels Advantage
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 Visitors Care Insurance vs Safe Travels Advantage Insurance benefits
Insurance Providers help
Medical Maximum Options help $25,000, $50,000, $100,000 $25,000 $50,000 $100,000 $150,000
Deductible Options help $0, $50, $100 Safe Travels Advantage insurance has $0 deductible
Coinsurance help Not Available The plan pays 80%
Length of coverage help 5 days to 2 years 5 days to 365 days
 Medical Benefits
Hospital room and board help Lite: Up to $825 max per day 30 day max per period of coverage
Plus: Inpatient - Up to $1,400 max per day 30 day max per period of coverage
Platinum: Inpatient - Up to $2000 max per day 30 day max per period of coverage
$25,000: $1,400 per day to a maximum of 30 days
$50,000: $2,000 per day to a maximum of 30 days
$100,000: $2,000 per day to a maximum of 30 days
$150,000: $3,000 per day to a maximum of 30 days
Intensive care unit help Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage
Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage
Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage
$25,000: $2,100 per day to a maximum of 10 days
$50,000: $2,500 per day to a maximum of 8 days
$100,000: $3,000 per day to a maximum of 8 days
$150,000: $4,500 per day to a maximum of 8 days
Surgery help Lite: In-Patient & Outpatient - Up to $2,000 max per surgical session
Plus: In-Patient & Outpatient - Up to $3,300 max per surgical session
Platinum: In-Patient & Outpatient - Up to $5,500 max per surgical session
Covered
Physician visits help Lite: $40 max per visit, 30 max visits per period of coverage
Plus: $60 max per visit, 30 max visits per period of coverage
Platinum: Up to $85 max per visit, 30 max visits per period of coverage
$25,000: Limited to $55 per visit,one visit per day and 30 visits per Policy Period
$50,000: Limited to $75 per visit,one visit per day and 30 visits per Policy Period
$100,000: Limited to $100 per visit,one visit per day and 30 visits per Policy Period
$150,000: Limited to $130 per visit,one visit per day and 30 visits per Policy Period
Prescription Drugs and Medications help Lite: Up to $250 per period of coveragee
Plus: Up to $250 per period of coverage
Platinum: Up to $250 per period of coverage
$25,000: $250 per Incident
$50,000: $350 per Incident
$100,000: $350 per Incident
$150,000: $350 per Incident
 Emergency Services
Emergency local ambulance help Lite: Up to $250 max per period of coverage
Plus: Up to $450 max per period of coverage
Platinum: Up to $475 max per period of coverage
$25,000: $500 per Incident
$50,000: $650 per Incident
$100,000: $650 per Incident
$150,000: $750 per Incident
Hospital emergency room help Lite: Up to $825 max per day 30 days maximum coverage
Plus:Up to $1,400 max per day 30 days maximum coverage
Platinum: Up to $2000 max per day 30 days maximum coverage
$25,000: $350 per Incident
$50,000: $500 per Incident
$100,000: $600 per Incident
$150,000: $800 per Incident
 Dental
Emergency dental treatment help Up to $550 max per period of coverage or unexpected pain to sound natural teeth $25,000: $600 per Incident $50,000: $750 per Incident $100,000: $750 per Incident $150,000: $750 per Incident
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Lite: $25,000 max per coverage period (subject to sub-limits)
Plus: $50,000 max per coverage period (subject to sub-limits)
Platinum: $100,000 max per coverage period (subject to sub-limits)
Emergency Medical Evacuation (arises or results directly or indirectly from covered acute onset of a pre-existing condition): $25,000 max per period of coverage
Coverage related to Cardiac Conditions or Stroke covered up to $25,000 for Ages 0-69 and $15,000 coverage for Ages 70-89
 Life
Common carrier AD&D help $25,000 per Insured Person $25,000: $25,000 Principal Sum
$50,000: $25,000 Principal Sum
$100,000: $35,000 Principal Sum
$150,000: $35,000 Principal Sum
 Evacuation
Emergency medical evacuation help Lite: Up to $25,000 max
Plus: Up to $50,000 max
Platinum: Up to $50,000 max
$25,000: $100,000
$50,000: $100,000
$100,000: Unlimited
$150,000: Unlimited
Political evacuation and repatriation help Not Available $25,000: $500 per Policy Period
$50,000: $500 per Policy Period
$100,000: $1,500 per Policy Period
$150,000: $2,000 per Policy Period
Return of mortal remains or cremation/burial help Lite: $25,000 max with $5,000 max for Cremation/Burial
Plus: $25,000 max with $5,000 max for Cremation/Burial
Platinum: $25,000 max with $5,000 max for Cremation/Burial
$25,000: $7,500 per Policy Period
$50,000: $7,500 per Policy Period
$100,000: $20,000 per Policy Period
$150,000: $25,000 per Policy Period
Unique Advantages
  • It is a fixed benefit insurance plan.
  • This plan covers acute onset of pre existing condition up to the age of 70.
  • Available for non US citizens travelling outside their home country.
  • It is a fixed benefit insurance plan.
  • This plan covers acute onset of pre existing condition up to the age of 89.
  • This plan is available for green card holders.
 Travel Insurance
Underwriter Sirius International Crum & Forster SPC
Rating help A (Excellent) A (Excellent)
Brochure and Details

Safe Travels Advantage Insurance vs Visitors Care Insurance Reviews

Visiting USA can be a great experience but an unfortunate event like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance.There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Visitors Care insurance and Safe Travels Advantage insurance as they offer excellent coverage both for small ailments as well as more serious injuries and sickness.

Visitors Care insurance vs Safe Travels Advantage insurance

There are many affordable visitor health insurance plans available from top rated insurance providers. Visitors Care is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. Safe Travels Advantage insurance from Trawick International is designed for Non US residents travelling to the USA. It is quite popular among US citizens residing outside USA and visiting the US for a short period of time. It can be purchased for 15 days up to a maximum of 365 days.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Are Parents/Seniors eligible?
  • Covers Acute onset of Pre-existing?
  • Eligible for Green card holders?
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Visitors Care
  • $33
  • Yes
  • Yes
  • Yes, covers up to 70 years
  • No
  • Yes
  • $0 to $100
  • "A" Excellent
  • Yes
  • Sirius
  • IMG
  • Buy Now
  • Safe Travels Advantage
  • $32
  • Yes
  • No
  • Yes, covers up to 89 years
  • Yes
  • Yes
  • $0
  • A (Excellent)
  • Yes
  • Crum & Forster SPC
  • Trawick International
  • Buy Now

*Cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.

Visitors Care vs Safe Travels Advantage Insurance: A Quick Comparison

Visitors Care Insurance

  • Offers maximum coverage up to $100,000.
  • Deductible options ranges from $0 to $100.
  • Acute onset of pre-existing condition covered up to policy maximum
  • Coverage available from 5 days to 364 days, renewable up to 2 years
  • $50 cancellation fee after the effective date and the refund will be prorated based on the remaining coverage period. Full refund of premium before the effective date.
  • Temporary fixed coverage health insurance for non-U.S. residents visiting the USA
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Urgent Care Clinic
    $60 max per visit/10 visits max

  • dentistry

    Dental Treatment
    Up to $550 max per period of coverage

  • ambulance

    Emergency Medical Evacuation and Repatriation
    Up to $50,000

  • stethoscope

    Physician visits
    $60 max per visit, 30 max visits

  • shopping_cartBuy Now

Safe Travels Advantage Insurance

  • Offers maximum coverage up to $150,000.
  • Safe Travels Advantage insurance has $0 deductible.
  • Acute onset of pre-existing condition is covered up to policy maximum for ages up to 89 years.
  • The Safe Travels Elite plan can be renewable up to 364 days.
  • $50 cancellation fee after the effective date.
  • Cheapest travel insurance for non-us citizens traveling to the USA.
  • This plan is available for Green card holders.
  • Plan covers Well Doctor visit for $125 per visit per policy period.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Provider Network
     First Health network

  • flight_takeoff

    Political Evacuation
    $500 - $2500 per Policy Period

  • dentistry

    Dental Treatment
    $600 - $750 per Incident

  • ambulance

    Emergency Medical Evacuation
    $100,000 (Economy, Basic & Silver)
    Unlimited (Gold & Platinum)

  • ambulance

    Ambulance Services
    $500 - $750 per Incident

  • shopping_cartBuy Now

How much does Visitors Care vs Safe Travels Advantage cost?

Both Visitors Care vs Safe Travels Advantage provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Visitors Care vs Safe Travels Advantage plans.

Visitors Care Insurance

Travelers Age Maximum $50K Maximum $100K
18 - 29 $28 $38
30 - 39 $32 $42
40 - 49 $33 $45
50 - 59 $46 $64
60 - 69 $57 $78
70 - 79 $97 $142

Safe Travels Advantage

Travelers Age Maximum $50K Maximum $100K
18 - 39 $28 $38
40 - 49 $32 $57
50 - 59 $45 $85
60 - 69 $54 $101

Visitors Care Insurance vs Safe Travels Advantage Insurance - FAQs

  • Visitors Care Insurance - FAQ's

    How does Visitors Care insurance work?

    Visitors Care medical insurance for travel to usa offers coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
    For detailed working example of how it works, you can IMG Visitors Care insurance reviews working example


    How can a visitor use Visitors Care insurance in case of emergency in USA?

    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.


    Does visitors care insurance cover pre-existing conditions?

    Visitors Care health insurance provides coverage for acute onset of pre-existing conditions for people below 70 years of age. This means that if you have a sudden and unexpected recurrence of a pre-existing condition that is life-threatening or requires immediate medical attention, you may be covered up to the maximum limit of your plan. However, this coverage does not apply to chronic or congenital conditions, or conditions that gradually become worse over time.


    Does IMG Visitors care insurance covers trip cancellation?

    No, Visitors Care American visitor insurance does not cover trip cancellation insurance. It offers fixed benefits for various medical expenses, such as hospitalization, surgery, physician visits, and prescriptions. It also includes coverage for emergency medical evacuation, repatriation of remains, accidental death, dental injury, and incidental trip. However, it does not cover any expenses related to trip cancellation, trip interruption, loss of passport, or baggage loss.

    If you are looking for a travel insurance plan that covers trip cancellation, you may have to consider other options from IMG such as Travel SE, Travel LX or Travel Lite. These plans offer comprehensive coverage for trip cancellation, trip interruption, emergency medical care, and optional coverage for cancel for any reason.


    Do I need to use a network provider to get treatment under Visitors Care health insurance?

    No, you do not need to use a network provider to get treatment under Visitors Care health insurance. However, you may save money and reduce your out-of-pocket expenses if you use a provider in the First Health Network, which is one of the largest networks of hospitals and doctors in the U.S.
    Find Provider Network »


    How can I buy IMG visitors care online?

    1. Complete your online application. If applying as a family, you may include yourself, your spouse, and your dependents on one application.
    2. Receive a fulfillment kit that includes an identification card, declaration of insurance, and a Certificate of Insurance outlining the details of the plan. Welcome to the IMG family!

    Can I cancel Visitors Care insurance?

    Yes, Visitors Care insurance can be canceled, but the eligibility for a refund depends on the terms of the policy and the time of cancellation.

    • Before effective date: Full refund of premium is available.
    • After effective date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

    What are the exclusions of Visitors Care insurance?

    Some of the exclusions of Visitors Care insurance are:

    • War, military action, terrorism, and related consequences.
    • Pre-existing conditions, defined as a medical or health condition (whether physical or mental, regardless of the cause of the condition) that existed before the policy effective date.
    • Preventative care, such as routine physical examinations and immunizations.
    • Vision care, such as eye examinations, eyeglasses, contact lenses, or eye surgery.
    • Dental care, except for dental injury or emergency dental treatment due to an accident.
    • Maternity care, abortion, birth control, or infertility treatment.
    • Mental health disorders, substance abuse, or suicide attempts.
    • Sports and recreational activities that are hazardous or extreme.
  • Safe Travels Advantage insurance - FAQ's

    What is Safe Travels Advantage insurance?

    Safe Travels Advantage Insurance is a fixed benefit affordable US visitors insurance which is available to cover the foreign visitors citizens coming to the US. The plan does not cover US residents and citizens living in the US for more than 364 days. This cheap US visitor medical insurance plan covers individuals from age 0 up to the age of 89.


    Does Safe Travels Advantage Insurance cover pre-existing conditions?

    Yes, Safe Travels Advantage travel medical insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 89 years.


    Can Green Card Holders buy Safe Travels Advantage insurance?

    Yes, This plan offers coverage for green card holders visiting USA.


    Does Safe Travels Advantage Insurance cover Cardiac Conditions?

    Yes, Safe Travels Advantage international travel medical insurance covers $25,000 per Policy Period for ages up to 69 years and $15,000 per Policy Period for ages 70-89.


    How much does Safe Travels Advantage cost per month in USA?

    The cost of Safe Travels Advantage health insurance depends on the age of the applicant, the chosen deductible, and the maximum limit. Only $0 deductible is available. The maximum limit options are $25,000, $50,000, $100,000 and $150,000. to get safe travels quotes click here.


    What are the requirements for purchasing TSafe Travels Advantage insurance?

    The main requirements for applying for Safe Travels Advantage insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

NEED HELP?

Contact our customer service team, we are here to help you!

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Review travel medical insurance - Blogs and articles

IMG Visitors Care Plan

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. It is a great insurance plan for their stay in America.

Read more »

Safe Travels Advantage

Safe Travels Advantage travel medical insurance is a fixed benefit affordable US visitors insurance which is available to cover the foreign visitors citizens coming to the US. Covid related expenses are covered and are treated as any other sickness. It is renewable.

Read more »

Which are the best visitors insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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