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Travel insurance from Canada to California

Best travel insurance for Canadians

Age
Spouse
Start Date
End Date
Coverage Region
Including USA
Citizenship
Canadians
Safe Travels USA Comprehensive
Plan Maximum
Deductible
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Patriot America Plus
Plan Maximum
Deductible
Pre-existing
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Diplomat America
Plan Maximum
Deductible
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Visitors Protect
Plan Maximum
Deductible
Minimum Enrollment is 90 Days
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  Travel insurance providers
  Snowbird insurance coverage for Pre-existing conditions
Sudden and Acute Onset of a Pre-Existing Condition Unexpected Recurrence of a Pre-Existing Medical Condition: up to $20,000 up to age 65 then up to $10,000 for over age 65 Acute onset of a pre-existing condition Up to maximum limit below age 70 Not Covered Acute onset of a pre-existing condition Up to maximum limit below age 70 24 months waiting period
  • Ages 14 days to 64 years: Up to $50,000
  • Ages 65 to 74 years: Up to $10,000
Covers pre-existing conditions up to 99 years.This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
  Snowbirds Travel Insurance – Highlights
  • This includes coverage for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Sports Activity Coverage available.
  • Safe Travels International is a primary travel medical insurance.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Optional Upgrades include - trip delay maximum, increased AD&D and athletic sports.
  • This is a comprehensive short-term travel medical plan.
  • US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
  • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. (when the $0 deductible is selected)
  • Short-term travel medical coverage.
  • Coverage for travelers outside their residence country whose destination excludes the US and its territories.
  • Patriot international insurance schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
  • This plan can be renewed for up to 2 years.
  • Patriot America offers coverage for adventure sports and other sports activities.
The Diplomat America plan is designed to cover Non-U.S. residents traveling to the United States
  • Accident and sickness plan that covers you inside the United States (15 days up to 365 days)
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible
  • The policy maximum options available $8M.
  • This plan is renewable up to 36 months.
  • Covers Emergency medical evacuation available for up to $1M.
The plan is ideal for visitors traveling from their home country to the U.S., Canada, and Mexico.
  • Limited pre-existing condition coverage.
  • Care Clix consultation is a new benefit under this plan where you can get access to a doctor by different means like a video chat , mobile app, phone.
Canada to USA travel insurance - Brochure & Details links

Travel to California from Canada

Travel to California from Canada

California is one of the most preferred travel destination states in the US for visitors from all over the globe. Its excellent surfing beaches, vineyards, redwood forests, theme-parks, Hollywood, the diverse culture and creative attractions attracts millions of tourists to the state. There are many Canadians who live in the United States. Several of these Canadians are living in California. Many visitors from Canada travel to California for a vacation with family and to meet friends and family.

Traveling to California for a holiday and to meet friends and family is exciting; however one should also keep in mind the difference in weather conditions can increase probabilities for unexpected medical or travel emergencies. Canadians cannot access the excellent and affordable Canadian health care system in the USA. Having good travel insurance is important especially given the Covid19 pandemic. Healthcare in the United States while being excellent is expensive. American visitor insurance offers travelers some of the best US travel insurance options according to their specific travel needs while in California.

Visitors health insurance USA cost in 2024

US visa medical insurance cost is has increasingly reduced the disposal income with a major portion of the income going to health care deductibles, co-payments and co-insurance. The cost of a routine physician's visit is significantly higher in the U.S., where it might be $176. An echocardiogram can cost around $1,000 in Massachusetts and around $3000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500 -$5000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.

While there's no simple explanation for the high costs, an important contributing factor is the significant administrative expenses in healthcare and given the litigious nature of US society, the cost of medical-malpractice legal expenses. Employing numerous billing clerks by both hospitals and physicians, as well as by private insurance companies is a requirement in the US insurance system. In addition to that, the system's reliance on advanced technology, costly labor and the steep price of malpractice insurance in the US also contributes to the overall expenses.

While there are several reasons for high healthcare costs, the fact remains that one cannot afford to be uninsured while visiting the US. In US hospitals the cost for any treatment is much lower if you have insurance and the hospital is part of the PPO network when compared to getting the same treatment without any insurance. This is beyond the actual insurance coverage itself, so simply having visitors insurance reduces the bill substantially. This high price without insurance is unimaginable for visitors to pay out of their pocket. It is important for Canadians to realize the importance of health insurance while visiting the US.

Medical insurance for U.S. citizens living in Canada visiting US

U.S. citizens and expats living in Canada frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA. Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are Patriot America Lite, Patriot America Plus, Patriot Platinum America. Another popular travel insurance for U S citizen traveling to USA is Diplomat America insurance by Global Underwriters. The cost of US expat returning to USA health insurance are based on the traveler’s age, duration of coverage and chosen plan maximum with deductible.

Cost of health insurance for US expats visiting the USA in 2024

Travel insurance USA Coverage Deductible Provider Network Cost #
Patriot America Lite IMG $50,000 $100 United HealthCare $86
Patriot America Plus IMG $50,000 $100 United HealthCare $87
Patriot Platinum IMG $2,000,000 $100 United HealthCare $195
Diplomat America Global Underwriters $50,000 $100 No PPO $138

# Approximate cost of US expat returning to US health insurance is for a 40-year-old US visiting US for a duration of 1 month

Best travel insurance for US citizens visiting USA

California FlagCalifornia - General Information


Capital
Sacramento

Language
English

Currency
US Dollar

Population
Around 39 million

Location
West coast of the United States

Best time to visit
March to May

Vacation spots
San Jose, San Francisco, Los Angeles, San Diego, Napa Valley and Sonoma, Lake Tahoe.

Popular tourist destinations in California

Buy travel insurance for California

Yosemite National Park

Tunnel View is an overlook where visitors can enjoy amazing views of El Capital, Bridalveil Falls and the gorgeous Yosemite Valley.

Buy travel insurance for California

Golden Gate Bridge

The Golden Gate Bridge near San Francisco is one of the most visited tourist attractions in California.

Buy travel insurance for California

Lake Tahoe

Lake Tahoe is surrounded by majestic mountains, this popular tourist attraction offers exciting events and activities all year around.

Buy travel insurance for California

Venice Beach

Venice Beach is one of Los Angeles, most popular beaches. The sandy three-mile beach here is just one of the attractions.

International travel health insurance

Highlights of international travel insurance coverage benefits

Factors determining travel insurance from India to California cost

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for California from India

 1: Find International travel insurance California from India

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel insurance for California

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"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
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Canadian student insurance for studying in California

California is home to many schools and universities which attracts many Canadian students. Given the expensive health care costs in the United States, it is advisable for Canadian students to have adequate student health insurance. Most California university student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements. These student insurance plans are comparable and cheaper when compared to university student plans.

Student Health Advantage Patriot Exchange Insurance

The I-20 Visa for Canadian students in USA

The US enjoys a special relationship with Canada. Students wishing to come to a college or university in the US can obtain an I-20 visa to do so. Oftentimes, the college or institution will offer health coverage for their students. Some do not and the student must find their own policy.

1. What health insurance can Canadian students purchase?

International students cannot apply to 'regular' health care plans available to citizens. However, we have options for you through our website. Note that if you do get the option of an institutional health plan these will likely be more expensive than what we offer, but they are very complete. They are, in fact, domestic policies not otherwise available to visitors. They are very complete and cover wellness, pre-existing conditions, maternity, mental health, and pretty much all health care needs. If those are not main concerns and if you are looking for more economical options, there are plans for international students available.

2. What plans do you recommend for Canadian students and why?

Canadians that wish to study in the US can get health insurance through our website. The best options are those offered by IMG and Global Underwriters.

The Global Underwriter plans are best if the student is on an official sports team or club. You can choose an optional collegiate sports rider to cover injuries related to that sport (low, medium, and high; unfortunately there is no coverage for XX football).

IMG has several student options available (Patriot Exchange, Student Health Advantage and Student Health Advantage Platinum). Patriot Exchange offers a very economical price, but note the exclusion of maternity and mental health coverage.

Student plans must be purchased for whole months. If you purchase one month and three days you will pay for two months. Therefore, you may as well sign up for two whole months. When the student returns home, the plans are terminated.

Annual Multi-trip travel insurance for Canadians

There are many Canadians who travel to the US and elsewhere outside Canada regularly. These travelers can be businessmen or corporate travelers or those who live close to the US border and travel overseas often.

While there are many top rated travel health insurance plans for multiple trips worldwide, the Patriot Annual Multi trip insurance is an ideal plan for Canadian travelers. Every trip duration can be limited to either 30 days or 45 days with a medical coverage maximum of $1 million. Travelers up to the age of 76 years can buy this plan. The plan is renewable up to 3 years and also offers coverage for pre-existing conditions.

What is the best US visitors insurance with pre-existing conditions coverage?

The best US visitors insurance with pre-existing conditions coverage is listed here :

  1. Patriot America plus is Comprehensive travel insurance covers acute on set of pre-existing conditions up to chosen maximum limit aged up to 70 years. This plan is available for Non US citizens travelling to the USA and US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while. Plan is suitable for Green Card holders as long as they reside outside the US.
  2. Visitors Protect is Comprehensive visitor medical insurance offers pre-existing conditions up to age 99 years. Minimum Purchase of 90 days is required on the plan. It is an affordable plan for visitors visiting the US.
  3. Safe Travels USA Comprehensive offers coverage for acute on set of pre-existing conditions up to 89 years. For persons under 70 covers medical treatment to policy maximum (cardiac-related treatment up to $25,000). For persons above 70 Acute Onset benefits is reduced to a maximum of $35,000 (cardiac-related treatment up to $15,000).
  4. Safe Travels USA is a cheap travel medical insurance plan that covers sudden, unexpected recurrence of a Pre-existing Condition for Non-US Citizens and Non-US Residents while visiting the USA up to 89 years.
  5. The INF Elite plans are designed for travelers who need coverage for full pre-existing medical conditions up to age 99 years. INF Elite plans are comprehensive plans available for people traveling to the US and provide flexible coverage. Minimum Purchase of 90 days is required on the plans.

International travel insurance coverage

Best international travel insurance
We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for...

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Buy cheap travel insurance
There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works..

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Snowbird travel insurance for Canadians

visitor travel insurance for Canadians

During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. These Canadian travelers are commonly known as Snowbirds.During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. These Canadian travelers are commonly known as Snowbirds.

Since domestic health insurance in Canada does not offer coverage outside Canada’s border, buying proper overseas travel insurance from Canada is recommended by the Canadian government authorities. Healthcare expenses in the US and Europe is very high and it is risky to be uninsured while traveling in those countries. Know more »

Best snowbird travel insurance Canada

Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

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Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

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Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

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Popular outbound destination among Canadian travelers

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, Trawick international


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