Common questions asked by international students in USA

You can buy a single master insurance plan for a group of students traveling overseas. It is easier to manage a group insurance plan, and the price is cheaper than buying several individual travel insurance policies. The '˜IMG Patriot Group student plan' is popular for groups of more than two students traveling abroad.
Groups of two or more students can purchase group insurance plans. Buying group student insurance works better than individual student insurance plans in the following ways –
  • Group plans have a discount and are cheaper than individual student plans.
  • Group plans are easier to manage, as there will be a master insurance plan, and each of the students will be given an ID as proof of their insurance coverage.
You can get quote for 'student group insurance here'.
The Student Select insurance plan is designed for individual college students only and does not cover spouses and/or dependents. Student plans do, however, comply with any state requirements for the coverage of newborns.

If you have a spouse who is also a full-time college student, a separate application can be submitted for that person.
You can apply as soon as you are enrolled as an eligible student. The policy will be sent out as soon as it is issued. We would prefer that the application not be completed more than 60 days prior to the requested effective date.
If you purchase online, using a credit card the earliest your student insurance coverage can begin is the day following the transaction. You also have the option of selecting a coverage start date up to 60 days in the future. But please note that the coverage cannot start on the 29th, 30th, or 31st of a month.
The student medical insurance can be renewed as long as you need it. While most college plans only cover you until you graduate or very shortly thereafter, the Assurant Health Student select plan site can be renewed as long as needed.

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AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.

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