Compare Liaison Travel Choice vs Atlas Premium Travel insurance plans

These are popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.


Liaison Travel Choice vs Atlas Premium Travel

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Liaison Travel Choice
Maximum
Deductible
Atlas Premium America
Maximum
Deductible
Seven corners Tokio Marine HCC
brochure  Brochure & Details links
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coverage  Medical Maximum Options
Worldwide including US
Age 14 days to 69: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: $50,000
Ages 80+: $15,000

Worldwide excluding US
Age 14 days to 69: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: $50,000, $100,000
Ages 80+: $15,000
Age 80 or older - $10,000
Age 70 to 79 - $50,000, $100,000, or $250,000
All others - $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000.
coverage  Deductible Options
$0, $100, $250, $500, $1,000, $2,500 or $5,000 $0, $100, $250, $500, $1,000, $2,500, or $5,000
brochure  Acute Onset of Pre-existing Condition
  • Non-United States Residents in the United States
    • Acute Onset of a Pre-existing Condition up to age 69 years: $30,000
    • Up to age 70 and above: $5,000
  • United States Residents outside the United States
    • Waiver of Pre-existing Condition up to age 69 years: $50,000
    • Up to age 70 and above: $10,000
  • Emergency services & assistance limit $25,000
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
coinsurance  Coinsurance
Coverage in USA
  • In PPO - The plan pays 90% of the first $5,000, then 100% to the medical maximum.
  • Outside PPO - The plan pays 80% of the first $5,000, then 100% to the medical maximum.

Coverage outside US
Plan pays 100% of eligible expenses.
Coverage in USA
  • In PPO - The Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
  • Outside PPO - Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Coverage outside US
The Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.

Hospital Room and Board  Hospital Room and Board
Usual, Reasonable and Customary to medical maximum. Average semi-private room rate, including nursing services.
accident  Local Ambulance
Up to $10,000 Usual, reasonable, and customary charges when covered illness or injury results in hospitalization as inpatient
Hospital Indemnity  Hospital Indemnity
Up to $150 per night to a maximum of 30 days (per occurrence) (outside the United States & Canada). $100 per day of inpatient hospitalization (not subject to deductible or coinsurance).
accident  Terrorism
Up to $50,000 maximum limit. Up to $50,000 lifetime maximum, eligible medical expenses only.
Emergency Dental  Emergency Dental (not subject to deductible or coinsurance)
Up to $200 for sudden relief of pain.
Dental Accident - Up to $5,000
Up to $250 for acute onset of pain.
Emergency Medical evacuation  Emergency Medical Evacuation
Up to $500,000 maximum limit (in addition to medical maximum). Average semi-private room rate, including nursing services.
Return of Minor Children  Accidental death & dismemberment
Up to $25,000 for a primary insured & travel companion
Up to $5,000 for a child.
Aggregate limit of $250,000 for total number of insureds on plan.
Under age 18 years - Up to $5,000 lifetime maximum
18 to 69 years - Up to $100,000 lifetime maximum
70 to 74 years - Up to $12,500 lifetime maximum
75 and older - Up to $6,250 lifetime maximum
$250,000 maximum benefit any one family or group (Excludes loss due to common carrier accident)
Return of Minor Children  Return of Minor Children
Up to $50,000 Up to $50,000 (not subject to deductible or coinsurance).
Repatriation of Remains  Repatriation of Remains
Return of Mortal Remains: $50,000
Local Burial / Cremation: $5,000
Up to the overall maximum limit (not subject to deductible or coinsurance).
Emergency Reunion  Emergency Reunion
Up to $200 per day / $50,000 maximum. Up to $150,000, subject to a maximum of 15 days (not subject to deductible or coinsurance).
Trip Interruption  Trip Interruption
Up to $5,000 maximum limit. Up to $15,000 (not subject to deductible or coinsurance).
Trip Delay  Trip Delay (2 days maximum. Not subject to deductible or coinsurance)
Not Applicable Up to $200 a day after a 12-hour delay period requiring an unplanned overnight stay.
Political evacuation  Political Evacuation
$50,000 maximum limit Up to $150,000 lifetime maximum. (not subject to deductible or coinsurance).
Natural disaster  Natural Disaster
Daily Benefit: Up to $100 a day for 5 days
Natural Disaster Evacuation: Up to $50,000 maximum (not subject to deductible or coinsurance).
Replacement Accommodations: Up to $500 a day for 5 days
Natural Disaster Evacuation: Up to $10,000 maximum (not subject to deductible or coinsurance).
personal liability  Personal Liability
Up to $50,000
  • Up to $100,000 lifetime maximum
  • Up to $100,000 third person injury
  • Up to $100,000 third person property
  • Up to $2,500 related third person property

restrictions  Compare other plans
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