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Best Travel Insurance From China to Japan 2026

Travel health insurance for Japan from China starts at less than $1/day, and covers emergency medical care, doctor visits, and the acute onset of pre-existing conditions.

Looking for the Best Travel Insurance for Japan from China? Get a free quote & compare Japan travel insurance plans in minutes.

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Which Travel Insurance Should I Buy from China to Japan?

*Prices vary by age, trip duration, and coverage options.

What Are the Travel Requirements for Chinese Visiting Japan?

  • Passport: Chinese citizens need a valid passport to enter Japan. Ensure your passport has sufficient validity beyond your intended stay in Japan.
  • Visa: Chinese passport holders typically require a visa to enter Japan for tourism, business, or other purposes. However, Japan has visa exemption agreements with certain countries, allowing for short-term visits without a visa.Chinese passport holders usually need to apply for a tourist visa (short-term stay visa) or other relevant visa types before traveling to Japan. Visa application procedures may vary depending on the purpose of your visit and your specific circumstances.
  • Valid Travel Documents: Ensure you have any necessary supporting documents for your visa application, such as proof of accommodation, travel itinerary, financial statements, and a return flight ticket.
  • Travel Insurance: Although not mandatory, it's advisable to have travel insurance that covers medical expenses, trip cancellation or interruption, and other unforeseen emergencies during your stay in Japan.

Do Chinese Need Travel Insurance to Apply for a Japan Visa?

Travel insurance is not mandatory for Chinese citizens applying for a tourist visa to Japan.

However, the Embassy of Japan in China and visa authorities strongly recommend that travelers carry adequate travel medical insurance. This is because healthcare in Japan is high quality but can be very expensive for international visitors without insurance.

While travel insurance is not a compulsory visa requirement, having coverage can:

  • Demonstrate financial preparedness
  • Strengthen your visa application
  • Protect you from unexpected medical expenses
  • Provide peace of mind during your stay in Japan

What Insurance Coverage Is Recommended for Chinese Travelers?

Chinese travelers visiting Japan should choose a travel insurance plan that includes:

  • Comprehensive emergency medical coverage
  • Hospitalization and doctor visit coverage
  • Emergency medical evacuation and repatriation
  • Coverage for accidents, injuries, and sudden illness

Recommended Coverage Amount for Japan Travel Insurance

For safe and adequate protection, Chinese travelers should consider:

How Much Does Travel Insurance from China to Japan Cost in 2026?

The cost of travel insurance from China to Japan ranges from $20 to $338 per month*. The cost may varies based on the traveler’s age, length of stay, chosen medical coverage limits, and deductible amount. Plans with higher coverage limits or lower deductibles may cost more.

The international travel insurance cost per month for Japan is calculated based on a $50,000 maximum coverage and a $250 deductible for all plans, except JapanSecure, which is based on a $0 deductible option and and WorldMed, which is quoted with a $500,000 maximum coverage.

Travel Insurance Plans for Japan Age 20 Age 40 Age 60
Atlas Essential InternationalCheapest Plan
WorldTrips
$20 $40 $86
Safe Travels International Cost Saver
Trawick International
$24 $73 $158
Patriot International Lite
IMG
$29 $55 $121
Travel Medical Global Basic
Seven Corners
$29 $56 $121
Atlas JapanSecure Best Plan
WorldTrips
$38 $75 $165
Safe Travels International
Trawick International
$36 $107 $233
Travel Medical Global Choice
Seven Corners
$38 $84 $190
Atlas International Premium
WorldTrips
$38 $76 $167
WorldMed Outbound
Travel Insure
$72 $155 $297

Source: American Visitor Insurance®

Top Travel Insurance Recommendations for Japan from China in 2026

Cheapest Travel Medical Insurance From China To Japan

Atlas Essential International
$20/month for 20-year-old

Max Coverage: $50,000 | Deductible: $250

  • Low-cost travel insurance Japan
  • Medical maximum up to $1,000,000
  • Deductible options from $0 to $5,000
  • Pre-existing conditions: Not covered

Other affordable travel medical insurance plans from China to Japan include Safe Travels International Cost Saver, Patriot International Lite .

Best Travel Medical Insurance From China to Japan

Atlas JapanSecure Insurance
$38/month for 20-year-old

Max Coverage: $50,000 | Deductible: $0

  • Japan Secure has $0 deductible and higher coverage tailored for Japan.
  • Medical maximum up to $2,000,000
  • Acute pre-existing conditions covered (under 79)

Other top recommended China to Japan travel medical insurance plans include Safe Travels International, Atlas Premium International.

What Is the Best Travel Insurance for Japan with Pre-Existing Conditions?

Atlas JapanSecure Insurance WorldTrips

star Rating: A Excellent edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

JapanSecure insurance is one of the best travel insurance from China to Japan with pre-existing condition coverage, offering protection for acute onset of pre-existing medical conditions up to policy maximum for ages up to age 79.

  • Acute Onset of a Pre-Existing Condition covered up to policy maximum for travelers up to age 79.
  • Emergency medical evacuation covered up to $25,000 for any condition covered under Acute Onset of a Pre-Existing Condition.
  • Policy maximum options from $50,000 to $2,000,000.
  • Coverage from 5 days to 364 days.
Here are additional best pre existing condition travel insurance plans for Japan that China travelers should consider: Patriot International Lite ,Atlas Premium International and Travel Medical Global Choice

What Does Travel Health Insurance Cover from China to Japan?

🏥
Health Care Expenses

Covers hospital and medical expenses for sickness or accidental injuries during travel.

👨‍⚕️
Doctor Visit

Insures doctor visits required due to sudden illness or injury while traveling.

💊
Pharmacy Drugs

Covers eligible doctor-prescribed pharmacy drug expenses.

🚑
Medical Evacuation

Includes emergency medical evacuation to the nearest appropriate medical facility.

⚰️
Repatriation of Remains

Covers repatriation of remains to the home country in the event of death.

🩺
Pre-Existing Conditions

Some plans provide coverage for the acute onset of pre-existing conditions.

Best International Travel Insurance for Japan

  • Japan is an island nation in East Asia known for blending ancient traditions with modern innovation.
  • It consists of four main islands: Honshu, Hokkaido, Kyushu, and Shikoku, along with many smaller islands.
  • Japan has a rich cultural heritage, including tea ceremonies, calligraphy, and kabuki theater.
  • The country is famous for landmarks such as Mount Fuji, ancient temples, and historic castles.
  • Japan is a global leader in technology and innovation.
  • It has made significant contributions to automotive manufacturing, electronics, robotics, and video games industries.

Traveling often increases risk for unforeseen events and can occur to any traveler. Travelers visiting Japan need to consider buying good international travel insurance to get coverage for medical and travel mishaps. These travel insurance cover acute onset of pre-existing conditions. For more details please contact us at 877-340-7910 or email and one of our licensed agents to get help finding international health insurance for Japan.

Factors for Cost of Travel Insurance From China to Japan

👤 Age of the Traveler

The cost of travel insurance is directly proportional to the age of the traveler. Older travelers generally pay higher visitor health insurance premiums.

🧾 Type of Travel Insurance

Comprehensive travel insurance plans that offer extensive coverage are more expensive. Travelers can choose between single trip or multi trip travel insurance .

🏥 Medical Maximum Coverage

Travel insurance pricing depends on the maximum medical coverage selected and is inversely proportional to the deductible chosen.

🌍 Region of Coverage

Travel insurance costs vary by region. Coverage in certain countries is more expensive than in others.

🗓️ Duration of Travel Insurance

Longer visitor medical insurance durations result in higher insurance costs.

🎯 Add-On Benefits

Optional add-on benefits such as adventure sports coverage increase the overall cost of travel insurance.

How to Buy the Best Travel Insurance from China to Japan?

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1: Find the Best Travel Insurance for Japan

Fill in the travel insurance quote form with traveler information, trip dates, and coverage requirements for your journey from China to Japan for complete protection.

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2: Compare Top Travel Insurance Plans for Japan

Easily review and compare Japan travel insurance plans based on medical coverage and premiums to find the best fit for your trip with complete confidence.

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3: Buy Your Preferred Travel Insurance Plan Online

Easily select your preferred international travel insurance plan and complete the online payment within minutes using a credit or debit card.

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4: Review Policy Details Before Traveling

Check your policy details carefully — including medical benefits, emergency contacts, and claim procedures — before traveling to Japan.

Why Buy Japan Travel Insurance from American Visitor Insurance?

With over 20 years of experience, American Visitor Insurance helps Chinese travelers choose the most suitable travel medical insurance for Japan, including coverage for seniors, long stays, and pre-existing conditions.

  • Visa support letters for Japan travel
  • Guidance on pre-existing condition coverage
  • Help correcting application or passport errors
  • Multilingual customer support

Cheap Travel Insurance From China to Japan – FAQs

1. Which is the best travel insurance China to Japan?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best travel insurance Japan.

Our travel insurance quote comparison tool helps travelers compare different cheapest travel insurance from China to Japan medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, please contact us (877)-340-7910 or email and our licensed agents are here to help you with your choice!

2. Do I need travel insurance for Japan from China?

While there is no mandatory travel insurance requirement for Japan from China, it is very important to have the best travel insurance China while visiting Japan.

3. How can I get cheapest travel insurance for Japan from China?

To find cheapest travel insurance from China to Japan, consider the following:

  • Compare Multiple Plans: You can compare travel insurance for Japan from China plans online comparison tool on American Visitor Insurance to understand the coverage, benefits, and costs of different policies.
  • Opt for Basic Coverage: Assess your travel needs and choose a plan that provides essential coverage. Exclude unnecessary add-ons or coverage that you may not require.
  • Choose a Zero Deductible: Opting for a zero deductible (the amount you pay out of pocket before the insurance kicks in).
  • Check Group Plans: If you are traveling with a group, check for group travel insurance plans. These plans usually offer 10% discount compared to individual policies.
  • Review Exclusions: Carefully read the policy exclusions. Some policies may exclude certain activities or pre-existing conditions. Understanding these exclusions can help you choose a plan that suits your needs.
  • Consider Annual Plans: If you plan to travel frequently within a year, consider an annual travel insurance for Japan. It can be more cost-effective than purchasing separate policies for each trip.

4. How can I buy best travel insurance from China to Japan?

You can compare and buy the cheapest travel insurance from China to Japan on American Visitor Insurance after comparing available travel insurance plans for Japan depending up on the requirements and budget that works best for their needs.

5. Is Japan friendly for tourists?

Absolutely! Japan is known for being one of the friendliest and most welcoming countries for tourists.

6. Is travel insurance a mandatory visa requirement in Japan?

No, travel insurance to Japan from China is not mandatory for entering Japan as a tourist. Having best travel insurance to Japan from China is highly recommended where it covers unexpected medical emergencies, trip cancellations, lost luggage, or other unforeseen situations, which can be expensive.

Embassy of China in Japan

apartmentChina Embassy in Tokyo

location_on 3-4-33 Moto-Azabu, Minato-ku Tokyo, 106-0046, Japan

call +81-3-3403-3388

print +81-3-3403-3378

Japan Flag

General Information About Japan

Japan is an East Asian island nation known for its rich culture, advanced technology, and scenic landscapes. From historic temples and serene gardens to bustling modern cities, Japan offers a unique blend of tradition and innovation for international travelers.

📍 Located in East Asia, Japan is famous for cities like Tokyo, Kyoto, Osaka, and its beautiful cherry blossoms. The official language is Japanese, and the local currency is the Japanese Yen (JPY).

🌤️ The best time to visit Japan is from March to May and September to November, when the weather is pleasant and perfect for sightseeing, festivals, and outdoor activities.

💡 Travelers visiting Japan are advised to purchase Japan travel health insurance to stay protected against medical expenses, travel delays, and baggage loss during their trip.

  • Travel insurance for Japan General Information Japan

    • location_city Capital: Tokyo
    • location_on Location: East Asia
    • euro Currency: Japanese yen
    • language Language: Japanese
    • groups Population: Around 123 million
    • event Best time to visit: March to May, Sep. to Nov.
    • map Vacation spots: Tokyo, Kyoto, Osaka, Chiba, Hakone, Yokohama, Nara, Nagoya, Sapporo, Kobe, Hiroshima, Kamakura, Nikko.
  • What Are the Popular Tourist Destinations in Japan?

    Hiroshima Peace Memorial

    Hiroshima Peace Memorial

    Peace Memorial Museum with its numerous exhibits dealing with the issue of world peace, Memorial Cenotaph and Flame of Peace, as well as the Atom Bomb Dome.

    Itsukushima Shrine

    Itsukushima Shrine

    Itsukushima Shrine, a Shinto temple dedicated to the Princess daughters of the wind god Susanoo.

    Fukuoka's Castle

    Fukuoka's Castle

    Fukuoka Castle (Fukuoka-jo) is one of the highlights of a visit to Fukuoka and also well known for its many events and festivals.

  • What are the Main Airports in Japan

    City Airport Name IATA Code
    Tokyo Narita International Airport NRT
    Tokyo Haneda Airport (Tokyo International Airport) HND
    Osaka Kansai International Airport KIX
    Osaka Itami Airport (Osaka International Airport) ITM
    Nagoya Chubu Centrair International Airport NGO
    Sapporo New Chitose Airport CTS
    Fukuoka Fukuoka Airport FUK
    Okinawa (Naha) Naha Airport OKA

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