China to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.
Travel Insurance for USA from China
China–USA Economic & Migration Background
China and the United States of America have had strong economic ties going back to the 1820’s.
The US has been admired and is an aspiration for nationals from across the globe and China nationals were no exception.
The allure of the US as the world’s biggest economy and being the dominant player in international trade and modern technologies, improved socio–economic opportunities attracts millions of international travelers to the country.
Chinese Americans in the United States
Chinese Americans are one of the largest Asian ethnic groups in the US.
According to the U.S. Census Bureau (2020), Chinese Americans make up roughly 23% of the total Asian American population, with an estimated population of 5.4 million people.
Chinese Americans are today found all across the country but are still concentrated in larger cities with a significant Chinatown like in New York City, San Francisco, Boston, Philadelphia as well as in states with historically large Chinese communities, such as California, New York, Texas, and Washington.
Chinese immigration to the USA dates back to the mid-19th century, with significant waves of immigrants arriving during the California Gold Rush and later to work on railroad construction and in other industries.
Travel Risks & Need for Insurance
Traveling overseas often requires protection with long travel hours, changes in weather conditions and different food exposes travelers to higher risk.
Travel insurance in China is one of very important and has been often overlooked in the past.
Due to the recent pandemic situation, Travel insurance from China has gained its place at the top of the travelers list.
Trip protection insurance provides protection for medical and travel emergencies that a traveler may face while away from the home country.
It is advisable for all travelers buy international travel insurance while visiting the US.
Buying Travel Insurance From China to the USA
Purchasing cheap travel insurance China to US is easy at American visitor insurance and it offers with some of the finest US insurance plans.
For more details you can call customer service or email the team and one of the licensed agents will be glad to help further.
Why Chinese Travelers Need U.S. Travel Insurance?
Chinese immigration to the U.S. began in the mid-19th century during the Gold Rush, with many later working in railroads and other industries.
International travel brings risks like long flights, weather changes, and unfamiliar food, emphasizing the need for protection.
Travel insurance in China, once overlooked, has become more important after the pandemic.
Buying China-to-U.S. travel insurance through American Visitor Insurance is simple and affordable, offering coverage for medical and trip emergencies.
For any assistance you can call us at (877)-340-7910 or email us and we will be glad to help further.
China Visitors to the U.S.: Statistics and Insights
High Visitor Volume: Visitors from China to the U.S. are around 1.6 million, still well below the pre-pandemic level of roughly 2.8 million.
Popular Destinations: Most Chinese travelers prefer California, New York, and Nevada, drawn by shopping, sightseeing, and dining experiences.
Economic Importance: Chinese tourists are high-value spenders, averaging around $6,000–$6,500 per person, contributing significantly to local economies.
Positive Outlook: Travel from China to the U.S. is steadily growing again, supported by improved flight connections and renewed interest in tourism, education, and business travel.
Why Insurance Matters?
Long-haul trips, significant costs, and experience traveling abroad make comprehensive U.S. visitor insurance essential for Chinese travelers.
What Is Visitor Medical Insurance for the USA?
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.
❓ Why You Need Visitor Insurance?
Protection against accidental injury or sickness during your stay
Financial coverage in case of unexpected medical emergencies
Peace of mind while traveling in the USA
✅ Benefits of Visitor Insurance
Covers medical treatment for illnesses and injuries
Helps with hospital bills, doctor visits, and emergency care
Can include coverage for pre-existing conditions depending on the plan
Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.
Why Is Holiday Insurance Important for Visitors to the USA?
The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally.
The cost of an average daily hospital stay is over $2,500 in the US.
Even outpatient doctor visits are prohibitively expensive.
It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance.
How Travel Insurance Reduces Costs?
US travel insurance, along with insuring medical expenses of travelers, will also reduce the medical expenses.
US travel insurance providers have Preferred Provider Organization (PPO) networks.
PPO networks have working relationships with hospitals.
This result in lower healthcare bills for travelers.
👨👩👧 Protection for the Entire Family
US travel medical insurance can be purchased individually or as a family plan.
Any illness or injury faced by insured family members during the trip will be covered.
🛡️ A Support System in a New Country
If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor.
Having US travel health insurance will act as a support system.
Insurance providers have tie-ups with various Preferred Provider Organizations (PPOs).
PPOs have networks with many hospitals and doctors in the US.
🏥 Ease of Navigating US Healthcare Facilities
Hospitals in the PPO network of US travel insurance bill the insurance company directly.
Travelers do not need to worry about paperwork or paying the bill upfront.
In case of an emergency, visitors can refer to the list of PPO network hospitals.
Travelers can get help from the nearest medical care center within the network.
US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.
New US Health Requirements While Applying for US Visas
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
Conditions such as diabetes, asthma, high blood pressure, cardiovascular disease, mental health issues, or obesity may be weighed more heavily during the visa assessment process.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.
Which Is the Cheapest Travel Insurance for USA from China?
The Cheapest China travel insurance to USA is Safe Travels Advantage from Trawick International.
Other Affordable travel insurance from China to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
Factors That Affect the Cost of China Travel Insurance for USA
1Traveler’s Age The cost of visitor insurance for Chinese in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
2Medical Maximum Coverage Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
3Deductible Amount Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
4Type of Coverage Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
5Coverage for Pre-Existing Conditions Visitor insurance for Chinese in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
6Trip Duration Longer trips usually increase the total cost of the policy
7Optional Add-Ons Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.
It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
How Much Does the Most Affordable Visitors Insurance for USA Cost?
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance. The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!
U.S. Travel Insurance Cost and Coverage Guide for Chinese Visitors
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical China traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.
Example: Chinese Travelers Visiting the U.S.
Two friends from Guangzhou, aged 26 and 28, plan a 2-week trip across Los Angeles and San Francisco for sightseeing, shopping, and leisure.
Recommended Coverage:$100,000 with a $0–$250 deductible and emergency medical + trip delay protection
Estimated Cost: Around $35–$45 per person or the trip, depending on the plan and exchange rate
Longer Trips (5 – 364 days): Consider plans that cover pre-existing conditions and offer extended duration
💡 Tip: Younger travelers can find affordable yet comprehensive plans that cover medical emergencies, trip cancellations, and lost baggage.
Compare U.S. Visitor Insurance Plans →
What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
Does not cover: Continuing treatment for pre-existing ailments and preventive care
Co-pay and deductible will vary depending on the chosen US travel insurance plan.
Travelers have the option of No Co-pay and $0 Deductible.
💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
Coverage depends on the chosen tourist health insurance plan.
Repatriation coverage can be up to $50,000.
🦷 Emergency Dental Coverage: Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.
Point to Note While Buying US Visitor Medical Insurance
In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients.
Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
Medical Insurance for U.S. Citizens Living in China Visiting the US
U.S. citizens and expats living in China frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.
Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are
Travel Preferences and Risks for China Travelers to the U.S.
Purpose of Travel: Many Chinese visitors travel to the U.S. for leisure, academic studies, and business exchanges, often combining multiple purposes in a single trip.
Preferred Experiences: Chinese tourists enjoy theme parks, luxury shopping, cultural landmarks, and national parks, seeking both adventure and relaxation.
Challenges Faced: Long flights, language barriers, and adapting to new environments can cause travel fatigue and minor health concerns.
Safety & Preparedness: Carrying reliable travel insurance is highly recommended to manage potential medical expenses, trip interruptions, or lost items during the journey.
💡Tip: Choose a plan with a high coverage limit and emergency medical evacuation to stay protected.
How to Choose the Best Visitor Insurance for Chinese in the USA?
Travel insurance is highly recommended for Chinese visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from China will provide protection in the event of an unplanned medical emergency.
Key factors to consider while choosing the USA travel insurance for China tourists are:
Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
Traveler’s Age: Visitor insurance for Chinese in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
Coverage for Pre-Existing Conditions:
Particularly significant for senior travelers or those with ongoing medical condition.
Look for the USA travel insurance plans for Chinese travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
Check the look back period and coverage limits.
Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.
Additional Tips
Compare Medical Benefits: Look for the visitor medical insurance plans that offer coverage for hospitalization, doctor's visits, emergency medical treatment, and urgent care. Consider the plan that includes emergency medical evacuation.
Be Aware of Exclusions: Understand what is excluded from the coverage. This includes any chronic condition progression, congenital condition or disorder, or elective treatment.
Read the Policy Details Always read the complete policy details and compare multiple plans before selecting the plan that is best for you.
What Is the Best Travel Health Insurance for Foreigners in USA?
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
Safe Travels USA Comprehensive Trawick International
Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
Urgent Care : $30 copay if the $0 deductible is chosen
Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
Emergency medical evacuation: Up to $1,000,000
Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Safe Travels USA Comprehensive Trawick International
Acute onset of pre-existing conditions: Up to 89 years
For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
Emergency medical evacuation: $25,000 maximum limit
Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
Emergency medical evacuation: $25,000 maximum limit
Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
Visitors Care IMG
Cheap visitor health insurance for parents visiting USA.
Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
Safe Travels Advantage Trawick International
Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
Cardiac conditions or stroke: Covers up to $15,000.
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
Safe Travels Advantage Trawick International
Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
Cardiac conditions or stroke: Covers up to $15,000.
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.
SafeVista Comprehensive INF
Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
Acute on set of pre-existing conditions: Covers up to maximum limit
Traveling to the USA? Stay protected against any border entry issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.
Which Pre-Existing Conditions Are Covered by US Travel Insurance?
International Visitors Insurance for Chinese Parents to USA
When considering visitors insurance for Chinese parents traveling to the USA, there are several key factors to consider, such as age, medical conditions, and the level of coverage needed.
While visitor insurance is not mandatory for those on a US tourist visa also known as B-2 visa, it is highly recommended due to the high cost of healthcare in the U.S., as domestic health plans from China are typically not accepted in the U.S.
This insurance provides financial protection against unexpected medical expenses, including hospitalization, doctor visits, and emergency care.
Plans like Patriot America Plus, and Atlas America offer various options tailored for visitors, including coverage for acute onset of pre-existing conditions.
It's advisable to choose a comprehensive plan with high policy maximums and manageable deductibles to ensure sufficient coverage throughout their stay.
American Visitor Insurance offers many options for Chinese visitors who travel from China to USA.
Get the best visitors insurance for Chinese parents to USA at an affordable price.
Visa Information for Chinese Travelers to the US
Visa Waiver Program (VWP):This program allows Chinese citizens with valid passports to travel to the US for tourism or business purposes for stays of up to 90 days without obtaining a visa.
Requirements for VWP travel:
Valid Passport: Your passport must be valid for at least three months beyond your intended stay in the US.
Electronic System for Travel Authorization (ESTA): Before traveling under the VWP, Chinese travelers must apply for ESTA authorization online through the US Customs and Border Protection (CBP) website.
Travel Purpose: The trip must be for tourism or business (e.g., attending conferences, visiting family or friends).
Onward or Return Ticket: You must have a valid return ticket or proof of onward travel outside the US.
Things to Know Before Traveling from China to the USA
Traveling from China to the USA involves several important considerations to ensure a smooth and enjoyable trip. Here are some factors to keep in mind:
Visa Requirements:
While most Chinese citizens need a B-2 tourist visa to visit the U.S., some may qualify for the Visa Waiver Program (VWP) for short stays.
Time Zone Differences:
Be aware of the time difference between China and your specific destination in the USA. The USA spans multiple time zones from the East coast to the Mid west to the Pacific coast. Hawaii has another time zone.
Currency and Financial Considerations:
Familiarize yourself with the US Dollars and exchange rates. Notify your bank of your travel plans to avoid any issues with your credit/debit cards while abroad.
Language:
While German is the official language of China, English is the primary language spoken in the USA. While many people speak English, there may be regional accents or dialects to be aware of.
Safety and Security:
Stay informed about any travel advisories or warnings for the area you plan to visit. Take appropriate precautions to safe guard your belongings and personal safety.
The immigration of the Chinese to the United States of America began way back in the 1820’s.
The first significant laborers arrived in 1849 with 325 labor men to California Gold Rush working in the gold mines, in agricultural fields and garment factories.
Many Natural disasters in Guangdong Province provided the impetus for many Chinese men to migrate to the U.S and settle in California.
Growth of Chinese Workforce
By 1852 there were 25,000 immigrants in the West coast of America.
Chinese immigrants were mainly involved in the construction of the Central Pacific Railroad.
This worked very well and thousands of Chinese laborers were recruited up till the completion of railroad in 1869.
A large number of Chinese labor workforce was required to build the Central Pacific's route in the mountains across Nevada.
There were 100,000 ethnic Chinese populations in the U.S. in 1869.
This lead to growth of Chinese laborers successfully in the United States and some of them even became entrepreneurs.
Challenges and Legal Restrictions
There however was ethnic discrimination and Socio-economic cultural tension by the US nativists who protested the Chinese immigration to the U.S.
In order to address increasing social tensions in 1850 the California state government issued a separate procedure meant for Chinese residents that they will require distinct licenses for Chinese businesses.
During this the efforts to stop Chinese immigration violated the 1868 Burlingame-Seward Treaty with China.
Current immigration includes students (F1 visas) and skilled professionals (H1B visas).
Rising Migration and Policy Reforms
The migration of Chinese population increased in search of better economic conditions in 1851 the number increased from 2,716 to 63,000 by 1871.
Around 64,301 Chinese migrated in the decade 1861–70, followed by 123,201 in 1871–80.
The migration of Chinese from Southern China to escape poverty resulted in Taiping Rebellion.
During and later the World War II United States joined with China against Japanese colonization and immigration restrictions were eased.
In 1960s family unification and relatives of U.S. citizens to obtain immigration were given preference.
Chinese American Population Today
The Chinese American community includes the biggest ethnic community with 25.9% among the Asian American population in 2010.
According to the 2010 census there were 3.8 million Chinese American populations.
More than half of the Chinese American population live in California and New York.
The relationship between the USA and China has been complex from positive to highly negative.
After 1980 the economic connections grew fast with mutual political, economic and security interests.
China is today the 2nd second largest foreign creditor of the United States.
Importance of Health Insurance for Chinese Immigrants
There are several reasons why many Chinese aspire to relocate to USA.
While migrating to a new country is challenging, it is also necessary that all new immigrants to USA have proper health insurance on arrival.
This is required as US Healthcare is very expensive.
A good US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.
While most developed countries provide excellent medical services to its immigrants, US Healthcare is very expensive.
At American Visitor Insurance, Chinese immigrants can buy adequate American new immigrant insurance cover by comparing several plans for prices and benefits according to their needs.
American Visitor Insurance offers 24/7 customer support by licensed agents with instant policy documents by Email.
Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.
Studying in the United States of America is a dream for millions of students all around the world.
The US is famous for its exceptional curriculum and academic opportunties, multicultural environment and abundant opportunities to work after graduation in the US.
China Student Insurance
Historically it is seen that inviting international students is a way to improve diplomatic relations and support trade.
Inviting foreign students to US colleges and universities was a significant component in the development of American economy.
After the opening of the Chinese economy in the 1970s resulted in a growing economy which made middle-class families from China afford American college tuition, bringing an inflow of Chinese students to study in the US.
With various educational training and higher level of English proficiency the Chinese students look forward to study in elite universities and to bring back the newfound skills back to their home country.
Academic Excellence and Achievements
Chinese students have always had good higher educational qualifications and educational achievements and their achievements are one of the highest among Asian Americans.
Chinese students often score the highest averages in tests such as SAT, ACT and GRE in the United Sates.
The Chinese students however faced many limitations during the US Exclusion Act where they were forced to enter in the country to provide proof for not bypassing the regulations.
Enrollment and Educational Statistics
For many years Chinese students faced limitations to move to US to participate in international education outside mainland China.
Chinese students studying in various US Institutions are of a significant section of the international student body.
According to a Brookings Institution report analyzing foreign students in 2008-2012 there was a highest enrolment of 4,700 Chinese students in Michigan State University.
They make up for about 62% of the 7,568 students enrolled in 2008 in MSU.
38% of Purdue's undergraduate are made of Chinese Students.
China is one of the top most countries who send their international students to US.
Chinese students consist of 33.2% among the total international student population in the US.
In the 2017–2018 there were close to 363,000 Chinese students enrolled for higher education in the US.
25% of PhD recipients in science and engineering are ethnic Chinese.
Chinese students choosing mathematics and computer science courses are in the lead followed by engineering and business & management programs.
During the 2023-24 academic year, there were approximately 277,398 Chinese students in U.S. higher education.
As of March 2025, the number of Chinese students in the U.S. had risen slightly about 3% compared to March 2024.
25% of PhD recipients in science and engineering are ethnic Chinese.
Chinese students choosing mathematics and computer science courses are in the lead followed by engineering and business & management programs.
Health and Well-Being of Chinese Students
Living and studying in the United States of America is life-changing experience for a Chinese student.
Living alone needs a lot of motivation and students often filled with excitement to be independent, often ignore their health.
Being away from home without proper care can be very traumatic.
US Healthcare is very expensive and International students in USA need good student health insurance on arrival, which will provide coverage for all unforeseen medical expenses incurred due to an injury or illness.
Student Health Insurance for Chinese Students
At American Visitor Insurance, Chinese students can buy best International student medical insurance cheaper than university plans with similar coverage, along with pre-existing conditions coverage.
American Visitor Insurance has tools to compare several plans for prices and benefits with 24/7 customer support by licensed agents along with providing Answers to FAQ's by students.
Chinese students can buy international student insurance quickly and get policy documents by Email while being sure of guaranteed best price.
The United States of America is one of the world’s biggest economies and has large multi-national companies with state of the art technologies.
The US also provides opportunities to excel in different specialized occupations, provides better socio-economic status making the US one of the most desired countries for professionals to work in.
The migration of highly educated Chinese professionals goes as back as far as 100 years of American History.
Each year thousands of white collared professionals and software professionals move to the US for better economic conditions and new life.
Professional Excellence and Workforce Contribution
Chinese Americans are considered hard working and as a group are highly educated.
56.2% of the Chinese Americans who are highly educated professionals work in white collar management and professional occupations like engineering, medicine, engineering, law, investment banking and universities.
The 1/3rd of the Asian American high tech professional workforce is Chinese Americans with a tenth of entire Silicon Valley comprises of Chinese employees.
Several Chinese migrants have moved towards the high tech center and began computer science and programming at startups to benefit from venture capital.
Chinese migrants have been effective in starting new companies in technology across the United States, mainly in Silicon Valley.
Entrepreneurship and Innovation in Silicon Valley
Since 1998 one out of five high tech start-ups in Silicon Valley is directed by Chinese Americans.
During 1995-2005 12.8% start up in Silicon Valley were founded by the immigrants from China.
6% of the Chinese immigrants founded companies in the innovation/manufacturing services fields.
According to the 2025 Silicon Valley Index, 70% of tech workers are Indian or Chinese, and 18% are Chinese-born.
Numerous Chinese professional workers arrive in the USA and have contributed immensely to the US economy.
In 2007 the Chinese owned firms generated more than $128 billion revenue.
For FY 2024 (October 2023–September 2024), nationals from China received about 11.7% of all approved H‑1B visas in the U.S.
Health and Visitor Insurance for Chinese Professionals
Thousands of Chinese professionals currently working in the USA have faced many legal obstacles related to their work visas.
This is true for who are waiting to arriving in to the US with Non–immigrant visa faced restrictions.
While emigrating to the US and staying away from home, it is important that one should have good visitor’s medical insurance cover.
The US health care is very expensive and visiting an US hospital without insurance is scary, as one may land up in huge financial loss.
An adequate visitor’s insurance cover will provide coverage for unexpected medical emergencies that you may occur during your stay in the US.
Visitor Insurance Options and Support
American visitor insurance offers to their customers with some of the finest US insurance providers who offer guaranteed best price with options for pre-existing conditions coverage plans, all of this work well for Chinese professionals till they become eligible for domestic US insurance.
There are tools to compare several plans for prices and benefits with easy answers to FAQ's by customers.
Buying US visitor medical insurance is easy at American Visitor Insurance.
For more details you can call or email us for further assistance and one of our licensed agents will help you.
The United States is one among the most desired tourists’ destinations around the world.Its diverse culture, natural wonders, attractions like Hollywood, Capitol Hill, Grand Canyon and social life makes the country a world class tourist destination.
Chinese Travel and Immigration Background
Thousands of Chinese visitors and tourists travel annually to the US to explore the adventurous country as well as visit family and friends living in the US.
Travelling from China to the United States which began as early as 1820 now has nearly 4 million immigrants are living in the US.
Growth of Chinese Tourism to the United States
The Chinese tourism also grew in the recent year, in 2014 the Chinese government and the U.S. agreed to make 10-year visas for citizens from each other country.
In 2019 a record number of 2.8 million Chinese tourists flocked to the US due to the higher incomes, better flight connections and relaxed visa restrictions.
In the first six months of 2025, approximately 755,225 arrivals from China were logged.
Economic Impact of Chinese Tourists
In 2023, the U.S. welcomed 1.1 million visitors from China.
China sends the highest number of tourist’s traffic to the US.
According to the National Travel and Tourism Office, China was in the 5th place for U.S. bound tourists.
In the first six months of 2025, approximately US received around 755,225 arrivals from Chinese tourism
Chinese travellers spend more than 50% than the average international traveler to the U.S.
Tourism-Driven Business Adaptations in the U.S.
The retailers, hotels, tour agencies in the US expanded their business based on Chinese platforms.
Many hired Mandarin speakers, shopping was made easy with we chat app and easy payment options on the mobile phone with Chinese specifications.
Many airlines introduced more nonstop flights from China to the USA for continuous flow of Chinese visitors to the USA.
For more than a decade Chinese tourism had a rapid growth in the US, which dropped for the first time in 15 Years.
Decline in Chinese Tourism
The Chinese tourism fell due to the trade war between the US and China.
The overall political atmosphere and Covid19 pandemic also reduced Chinese tourism to the USA.
Visitors Insurance for Chinese Travelers
American visitor insurance offers to their customers with some of the finest US insurance providers who offer guaranteed best price with pre-existing conditions coverage plans which work well for Chinese visitors.
The inbuilt tools to compare several plans for prices and benefits and answers to FAQ's by customers will guide you to make an informed decision.
Purchasing US visitor medical insurance is easy at American visitor insurance for Chinese professionals.
On purchasing the insurance you will get policy documents by Email with 24/7 customer support by licensed US insurance agents.
For more details you can call our customer service or email us and we will be glad to help you.
Importance of Travel Insurance
Looking forward to see family, friends, relatives and those travelling to the America for an exciting vacation is always thrilling but is often risky.
An international travel insurance cover can provide you with the coverage for any unexpected medical and travel emergencies and you can insure the trip costs and health of traveler.
Travel insurance is very important for a safe travel.
Especially when aged parents are travelling it unlocks the risk for unforeseen medical emergencies like an illness or injury.
Guide to PPO Networks and Visitor Health Insurance for U.S. Trips
Li’s mother-in-law is visiting from China and wanted to understand the difference between fixed and comprehensive visitor insurance plans.
We explained that fixed benefit visitor health insurance plans offer limited, set benefits for each medical service, while comprehensive visitors insurance plans cover a percentage of actual expenses, offering broader protection.
Since most of our comprehensive plans include a PPO network, we advised her to use in-network providers for medical treatment. This helps avoid paying co-insurance and makes it easier for providers to bill the insurance company directly.
Atlas America – connects to the UnitedHealthcare PPO Network
Why Buy Visitor Health Insurance for USA from American Visitor Insurance?
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
Side-by-Side Plan Comparison: AmericanVisitorInsurance.Com is one the best travel insurance comparison websites in the USA where you can easily compare multiple travel medical insurance plans, review prices, coverage benefits, and policy details. At American Visitor Insurance you can compare travel health insurance from top-rated US insurers like IMG, Trawick International, WorldTrips, Travelex, BlueCross Blue Shield, Seven Corners and Global Underwriters — all in one place.
Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.
Major Airports & Travel Routes for Chinese Visitors to the U.S.
Major U.S. Gateway Airports
Los Angeles International Airport (LAX): One of the primary entry points for travelers from major Chinese cities.
San Francisco International Airport (SFO): A major West Coast hub with strong connectivity to China.
Seattle–Tacoma International Airport (SEA): Frequently used for direct flights from Beijing and Shanghai.
New York John F. Kennedy International Airport (JFK): Key East Coast gateway with multiple China–U.S. flight options.
Chicago O’Hare International Airport (ORD):Popular Midwestern hub serving flights from China.
Popular China–U.S. Travel Routes
Beijing (PEK/PKX) → Los Angeles (LAX)
Shanghai Pudong (PVG) → San Francisco (SFO)
Guangzhou (CAN) → New York (JFK)
Shenzhen (SZX) → Los Angeles (LAX)
Chengdu (TFU) → Seattle (SEA)
💡 Travel Tip for Insurance Coverage:
Make sure your U.S. visitor insurance plan begins from your departure date from China so you’re covered during your entire journey — including layovers and the flight itself.
Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's
1. Are there specific policies for travelers from China?
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to China and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
2. How much does travel insurance for the USA cost for China travelers?
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
3. How does visitor insurance work?
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for China visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).
Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
4. What is Visitor Insurance USA?
Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. China Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
5. Do tourists need travel medical insurance?
Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.
The travel insurance for China tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.
6. Is it worth buying Tourist Insurance for travel to the US?
Traveling on a planned vacation usually involves a big expense. Buying travel insurance may seem like an additional expense that is unnecessary, however in the event of a medical emergency or a travel accident the traveler will need to bear all expenses without travel insurance and this can be a huge financial risk.
To avoid such a situation travel insurance is very important and will rescue the traveler from this financial burden. Travel insurance provides coverage for unforeseen medical and travel expenses incurred while traveling away from home. It will also assist the traveler in recovering any money that has been paid for an unexpected event.
7. Can I get travel insurance cover for children to the US?
Yes, Traveler’s can insure a child on a standard travel insurance policy to the US. There are few methods to go about insuring the Child. Travelers can contact the Insurance providers for more details.
8. Which travel insurance covers the USA?
Travel health insurance gives protection towards unexpected medical and travel emergencies that may occur while you travel outside of the home country. It is very crucial for travelers to the US to buy a good travel insurance plan during the Covid-19 pandemic for safe travel. Travelers can purchase travel insurance plans covering the USA on various platforms.
Travelers can buy travel insurance for the USA at the American Visitor Insurance website easily. There are several international travel insurance plans that offer coverage for US travellers. For more details travelers can call customer service or email and the team will be glad to help.
9. Can I travel to the USA without travel insurance?
Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.
10. I am already in the US, Can I still get to buy travel insurance for the US?
Yes, travelers can still purchase a travel insurance cover if the traveler has already reached the destination country. Travelers should know that the travel insurance comes into effect only after the inception of the policy. Hence the coverage for unforeseen illness and accidents will be given after the start of the policy.
11. Can an Chinese visitor get health insurance in USA?
Yes. Chinese Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend that the Travel insurance for Chinese citizens be purchased from the day they leave China until they return back home, however, many US travel insurance providers allow you to purchase it even after the traveler has already started their journey.
12. How to compare and buy cheapest travel insurance for USA?
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Compare the cost of USA insurance for tourists and review the benefits to identify what fits your needs best.
Buy health insurance for USA now that fits your needs and budget best by using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
13. Am I covered while traveling on the plane?
Yes — if you purchase a travel medical insurance plan that covers you outside your home country, it can cover you from the moment you depart on the journey until you return home.
For example, top rated US travel insurance plans like Patriot America Plus, Atlas America, and Safe Travels USA Comprehensive are designed for travelers who leave their home country and travel to the U.S. These plans provide comprehensive coverage during travel (including flights) and cover emergency medical services, evacuation, and more.
14. Can I buy visitor medical insurance if I’m already in the U.S.?
Yes. Even if you have been living in the U.S. for several months or years, you can still buy short-term visitor medical insurance or temporary health insurance for non-U.S. residents while waiting for employer or domestic health coverage to begin. Atlas Americavisitor insurance is a good choice, as they allow you to use a U.S. mailing address during the application process. This makes it convenient for travelers to buy Visitor insurance already in the U.S. who still need medical protection.
What Are the Different USA Visa Health Insurance?
flight
B1 visa insurance
USA B1 visa health Insurance for temporary business visitor.
Which Are the Best Travel Insurance Companies in USA?
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.
Which are the best visitors insurance companies in USA?