Best travel insurance for USA from China

Compare and buy travel insurance

Age & Citizenship help
Child help
Residence help
Destination help
Start date help
End date help

Chinese Travel Insurance

Can an Chinese visitor get health insurance in USA?

Yes. Chinese Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend that the Travel insurance for Chinese citizens be purchased from the day they leave China until they return back home, however, many US travel insurance providers allow you to purchase it even after the traveler has already started their journey.

Which is the best travel insurance from China to USA?

Comprehensive plans

Patriot America Plus: Available for Non US citizens travelling to the USA. Green card holders who live outside the US can purchase this plan.
View more plans »
Fixed benefit plans
Safe Travels Elite:
Available for non U.S. residents and non U.S. citizens, traveling including the USA. Covers up to $25,000 for cardiac issue or stroke up to 69 years and $15,000 for people age 70 to 89 years.
View more plans »

How to compare and buy cheapest travel insurance for USA?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the cost of USA insurance for tourists and review the benefits to identify what fits your needs best.
  • Buy health insurance for USA now that fits your needs and budget best by using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel insurance for USA from China

China and the United States of America have had strong economic ties going back to the 1820’s. The US has been admired and is an aspiration for nationals from across the globe and China nationals were no exception. The allure of the US as the world’s biggest economy and being the dominant player in international trade and modern technologies, improved socio–economic opportunities attracts millions of international travelers to the country.

Chinese Americans are one of the largest Asian ethnic groups in the US. According to the U.S. Census Bureau (2020), Chinese Americans make up roughly 23% of the total Asian American population, with an estimated population of 5.4 million people. Chinese Americans are today found all across the country but are still concentrated in larger cities with a significant Chinatown like in New York City, San Francisco, Boston, Philadelphia as well as in states with historically large Chinese communities, such as California, New York, Texas, and Washington. Chinese immigration to the USA dates back to the mid-19th century, with significant waves of immigrants arriving during the California Gold Rush and later to work on railroad construction and in other industries.

Traveling overseas often requires protection with long travel hours, changes in weather conditions and different food exposes travelers to higher risk. Travel insurance in China is one of very important and has been often overlooked in the past.

Due to the recent pandemic situation, Travel insurance from China has gained its place at the top of the travelers list. Trip protection insurance provides protection for medical and travel emergencies that a traveler may face while away from the home country. It is advisable for all travelers buy international travel insurance while visiting the US. Purchasing cheap travel insurance China to US is easy at American visitor insurance and it offers with some of the finest US insurance plans. For more details you can call customer service or email the team and one of the licensed agents will be glad to help further.

Visitor medical insurance for USA

Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country. It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA.

Visitor medical travel insurance

The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.

Importance of holiday insurance USA

Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.

Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.

Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.

A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.

Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Trip protection insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.

为讲中文的客户提供旅行保险

Travel insurance for USA from China cost

The cost of cheapest travel insurance for USA from China depends on different factors and will vary based on coverage options. The cost of China to USA travel insurance for visitors is high for comprehensive coverage. Understandably, the more expensive the travel insurance, the better will be the travel insurance coverage. Compare and buy the best visitor health insurance from China to USA on American Visitor Insurance.

The best tourist visa travel insurance cost ranges from $16 to $150 a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

Given the high US healthcare costs, being uninsured is very risky. In US hospitals, costs are much cheaper if you have short term medical insurance for international travel and the hospital is part of the travel insurance in USA PPO network. Beyond the travel insurance coverage, simply having visitors insurance decreases the overall bill. It is crucial therefore to buy travel health insurance usa or health insurance for visitors in USA.

In the US, the cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room will cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.

What is the cost of Best tourist visa travel insurance for USA?

The cost of visitor medical insurance for USA ranges between $16 to $150 per month depending on the age, type of plan and maximum coverage.

Best US health insurance for Green Card holders from China

Medical insurance for U.S. citizens living in China visiting US

U.S. citizens and expats living in China frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA. Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are Patriot America Lite, Patriot America Plus, Patriot Platinum America. Another popular travel insurance for U S citizen traveling to USA is Diplomat America insurance by Global Underwriters. The cost of US expat returning to USA health insurance are based on the traveler’s age, duration of coverage and chosen plan maximum with deductible.

Cost of health insurance for US expats visiting the USA in 2024

Travel insurance USA Coverage Deductible Provider Network Cost #
Patriot America Lite IMG $50,000 $100 United HealthCare $86
Patriot America Plus IMG $50,000 $100 United HealthCare $87
Patriot Platinum IMG $2,000,000 $100 United HealthCare $195
Diplomat America Global Underwriters $50,000 $100 No PPO $138

# Approximate cost of US expat returning to US health insurance is for a 40-year-old US visiting US for a duration of 1 month

Best travel insurance for US citizens visiting USA

Best visitors insurance for Chinese parents to USA

USA travel insurance coverage highlights

What does Travel Medical Insurance cover?

The important travel health insurance for USA benefits are listed below. Travelers can use the visitors medical insurance cost calculator to review prices and coverage details by different US insurance companies for visitor visa health insurance USA plans.

Medical coverage for accidents and emergency medical ailments

Doctors visit
This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the chosen health insurance for USA travel, travelers do have the option of No Co-pay and $0 deductible.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs are also covered.

Visitors medical insurance coverage for pre-existing conditions
A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions with INF being one such company. Some INF visitor insurance in USA plans insures in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.

Surgery
Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation
Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler. While this depends on the tourist health insurance chosen, one can get repatriation coverage up to $50,000.

Emergency dental coverage
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.

Point to note while buying travel health insurance to USA:
High US Healthcare Costs: In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients. Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses. The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $1,000,000.

USA Flag  USA - General Information

things_to_do
Capital
Washington, D.C.
translate
Language
English
attach_money
Currency
US Dollar
groups
Population
Around 340 million
calendar_month
Best time to visit
During Spring or Autumn
language
Location
North America

Popular travel destinations in the USA

Buy travel insurance for United States Virgin Islands

US states

US States for tourists. Beaches, National Parks and more !

Know more »
Buy travel insurance for United States Virgin Islands

US Cities

US Cities renowned for their Glitz, Glamor, Museums and more !

Know more »

Famous destinations in USA

International visitors insurance for Chinese parents to USA

When considering visitors insurance for Chinese parents traveling to the USA, there are several key factors to consider, such as age, medical conditions, and the level of coverage needed. While visitor insurance is not mandatory for those on a US tourist visa also known as B-2 visa, it is highly recommended due to the high cost of healthcare in the U.S., as domestic health plans from China are typically not accepted in the U.S. This insurance provides financial protection against unexpected medical expenses, including hospitalization, doctor visits, and emergency care.

Plans like Patriot America Plus, and Atlas America offer various options tailored for visitors, including coverage for acute onset of pre-existing conditions. It's advisable to choose a comprehensive plan with high policy maximums and manageable deductibles to ensure sufficient coverage throughout their stay. American Visitor Insurance offers many options for Chinese visitors who travel from China to USA. Get the best visitors insurance for Chinese parents to USA at an affordable price.

Visa Information for Chinese travelers to the US

Visa Waiver Program (VWP):This program allows Chinese citizens with valid passports to travel to the US for tourism or business purposes for stays of up to 90 days without obtaining a visa.

Requirements for VWP travel:

  • Valid Passport: Your passport must be valid for at least three months beyond your intended stay in the US.
  • Electronic System for Travel Authorization (ESTA): Before traveling under the VWP, Chinese travelers must apply for ESTA authorization online through the US Customs and Border Protection (CBP) website.
  • Travel Purpose: The trip must be for tourism or business (e.g., attending conferences, visiting family or friends).
  • Onward or Return Ticket: You must have a valid return ticket or proof of onward travel outside the US.

Factors to consider while traveling to USA from China

Traveling from China to the USA involves several important considerations to ensure a smooth and enjoyable trip. Here are some factors to keep in mind:

assignment  Visa requirements: While most Chinese citizens need a B-2 tourist visa to visit the U.S., some may qualify for the Visa Waiver Program (VWP) for short stays.

access_time  Time Zone Differences: Be aware of the time difference between China and your specific destination in the USA. The USA spans multiple time zones from the East coast to the Mid west to the Pacific coast. Hawaii has another time zone.

attach_money   Currency and Financial Considerations: Familiarize yourself with the US Dollars and exchange rates. Notify your bank of your travel plans to avoid any issues with your credit/debit cards while abroad.

language  Language: While German is the official language of China, English is the primary language spoken in the USA. While many people speak English, there may be regional accents or dialects to be aware of.

security  Safety and security: Stay informed about any travel advisories or warnings for the area you plan to visit. Take appropriate precautions to safeguard your belongings and personal safety.

Click here to know more »

Travel insurance for Chinese citizens

Travel insurance for acute onset of pre-existing conditions

How does travel insurance for pre-existing conditions work?

The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.

How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition.

Travel Insurance - Pre-existing conditions coverage

Compare and buy best pre-existing plans

Travel insurance in USA for foreigners - FAQ's

1. Are there specific policies for travelers from China?

There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to China and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.

2. How much does travel insurance for the USA cost for China travelers?

The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.

3. Can a visitor get health insurance in USA?

Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from China be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

4. How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for China visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).

Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

5. What is Visitor Insurance USA?

Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. China Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.

6. Do tourists need travel medical insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.

The travel insurance for China tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.

7. Is it worth buying Tourist Insurance for travel to the US?

Traveling on a planned vacation usually involves a big expense. Buying travel insurance may seem like an additional expense that is unnecessary, however in the event of a medical emergency or a travel accident the traveler will need to bear all expenses without travel insurance and this can be a huge financial risk.

To avoid such a situation travel insurance is very important and will rescue the traveler from this financial burden. Travel insurance provides coverage for unforeseen medical and travel expenses incurred while traveling away from home. It will also assist the traveler in recovering any money that has been paid for an unexpected event.

8. Can I get travel insurance cover for children to the US?

Yes, Traveler’s can insure a child on a standard travel insurance policy to the US. There are few methods to go about insuring the Child. Travelers can contact the Insurance providers for more details.

9. Which travel insurance covers the USA?

Travel health insurance gives protection towards unexpected medical and travel emergencies that may occur while you travel outside of the home country. It is very crucial for travelers to the US to buy a good travel insurance plan during the Covid-19 pandemic for safe travel. Travelers can purchase travel insurance plans covering the USA on various platforms.

Travelers can buy travel insurance for the USA at the American Visitor Insurance website easily. There are several international travel insurance plans that offer coverage for US travellers. For more details travelers can call customer service or email and the team will be glad to help.

10. What does US travel insurance cover?

A standard US travel insurance plan offers protection for all unexpected travel and medical illness or injury during the trip. Trip cancellation insurance provides coverage for acute onset of pre-existing conditions, medical emergencies, trip cancellation, trip interruption, delays and medical evacuation, lost -damaged, or stolen of the luggage.

11. Can I travel to the USA without travel insurance?

Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.

12. I am already in the US, Can I still get to buy travel insurance for the US?

Yes, travelers can still purchase a travel insurance cover if the traveler has already reached the destination country. Travelers should know that the travel insurance comes into effect only after the inception of the policy. Hence the coverage for unforeseen illness and accidents will be given after the start of the policy.

NEED HELP?

Contact our customer service team, we are here to help you!

USA visa health insurance, Visitor visa health insurance USA

Embassy of China in United States

China Embassy in Washington D.C

location_on 3505,International Place, N.W., 20008, Washington D.C., District of Columbia, USA

phone Phone
+1-202-4952266

print Fax
+1-202-3282582

email Email
chinaembpress_us@mfa.gov.cn

China Consulate in Illinois

location_on 100 West Eirie Street, IL 60610, Chicago, Illinois, United States

phone Phone
+1-312-803-0095

print Fax
+1-312-803-0110

email Email
chinavisachicago@gmail.com

Testimonials - From Our Customers

"Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was looking for."  
Know more »

Moshe

"I am pleased to say that your company is very professional in the field of Insurance."  
Know more »

Ethan

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."  
Know more »

Cinnia

Best travel insurance for USA from China - Information

flight

Travel insurance for USA resources
International travel insurance resources for USA visa holders.

Explore »
globe

Factors for travel insurance USA online
Important factors while deciding on the best travel insurance to USA.

Explore »
balance

Types of USA travel insurance online
Different types of USA visa travel insurance options coverage.

Explore »
description

USA travel insurance claims procedure
USA travel insurance claims process for medical care in a hospital.

Explore »

Travel insurance for Chinese visitors – links

question_mark

Travel Insurance to USA from China FAQ

Frequently asked questions about best travel insurance to China.

Click here to read more »
rss_feed

Travel Insurance for USA from China Blog

Blog about travel health insurance China travelers.

Click here to read more »
forum

Travel health insurance China to USA Forum

Customer Queries for cheap travel insurance China to USA.

Click here to read more »

Travel insurance for Chinese citizens visiting USA

luggage

Annual Multi-trip insurance

Annual trip insurance for frequent travelers from China to USA.

Know more »
group

Group travel insurance

Group travel insurance for USA for five or more travelers on same itinerary

Know more »

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA

handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!