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Best Travel Insurance for USA from China

China to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.

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Travel Insurance for USA from China

  • China–USA Economic & Migration Background
    • China and the United States of America have had strong economic ties going back to the 1820’s.
    • The US has been admired and is an aspiration for nationals from across the globe and China nationals were no exception.
    • The allure of the US as the world’s biggest economy and being the dominant player in international trade and modern technologies, improved socio–economic opportunities attracts millions of international travelers to the country.
  • Chinese Americans in the United States
    • Chinese Americans are one of the largest Asian ethnic groups in the US.
    • According to the U.S. Census Bureau (2020), Chinese Americans make up roughly 23% of the total Asian American population, with an estimated population of 5.4 million people.
    • Chinese Americans are today found all across the country but are still concentrated in larger cities with a significant Chinatown like in New York City, San Francisco, Boston, Philadelphia as well as in states with historically large Chinese communities, such as California, New York, Texas, and Washington.
    • Chinese immigration to the USA dates back to the mid-19th century, with significant waves of immigrants arriving during the California Gold Rush and later to work on railroad construction and in other industries.
  • Travel Risks & Need for Insurance
    • Traveling overseas often requires protection with long travel hours, changes in weather conditions and different food exposes travelers to higher risk.
    • Travel insurance in China is one of very important and has been often overlooked in the past.
    • Due to the recent pandemic situation, Travel insurance from China has gained its place at the top of the travelers list.
    • Trip protection insurance provides protection for medical and travel emergencies that a traveler may face while away from the home country.
    • It is advisable for all travelers buy international travel insurance while visiting the US.
  • Buying Travel Insurance From China to the USA
    • Purchasing cheap travel insurance China to US is easy at American visitor insurance and it offers with some of the finest US insurance plans.
    • For more details you can call customer service or email the team and one of the licensed agents will be glad to help further.
Why Chinese Travelers Need U.S. Travel Insurance?
  • Chinese immigration to the U.S. began in the mid-19th century during the Gold Rush, with many later working in railroads and other industries.
  • International travel brings risks like long flights, weather changes, and unfamiliar food, emphasizing the need for protection.
  • Travel insurance in China, once overlooked, has become more important after the pandemic.
  • Buying China-to-U.S. travel insurance through American Visitor Insurance is simple and affordable, offering coverage for medical and trip emergencies.

For any assistance you can call us at (877)-340-7910 or email us and we will be glad to help further.

China Visitors to the U.S.: Statistics and Insights

  • High Visitor Volume: Visitors from China to the U.S. are around 1.6 million, still well below the pre-pandemic level of roughly 2.8 million.
  • Popular Destinations: Most Chinese travelers prefer California, New York, and Nevada, drawn by shopping, sightseeing, and dining experiences.
  • Economic Importance: Chinese tourists are high-value spenders, averaging around $6,000–$6,500 per person, contributing significantly to local economies.
  • Positive Outlook: Travel from China to the U.S. is steadily growing again, supported by improved flight connections and renewed interest in tourism, education, and business travel.
Why Insurance Matters?

Long-haul trips, significant costs, and experience traveling abroad make comprehensive U.S. visitor insurance essential for Chinese travelers.

What Is Visitor Medical Insurance for the USA?

Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.

❓ Why You Need Visitor Insurance?

  • Protection against accidental injury or sickness during your stay
  • Financial coverage in case of unexpected medical emergencies
  • Peace of mind while traveling in the USA

✅ Benefits of Visitor Insurance

  • Covers medical treatment for illnesses and injuries
  • Helps with hospital bills, doctor visits, and emergency care
  • Can include coverage for pre-existing conditions depending on the plan

Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.

Why Is Holiday Insurance Important for Visitors to the USA?

💰 Expensive US Healthcare

  • The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally.
  • The cost of an average daily hospital stay is over $2,500 in the US.
  • Even outpatient doctor visits are prohibitively expensive.
  • It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance.
How Travel Insurance Reduces Costs?
  • US travel insurance, along with insuring medical expenses of travelers, will also reduce the medical expenses.
  • US travel insurance providers have Preferred Provider Organization (PPO) networks.
  • PPO networks have working relationships with hospitals.
  • This result in lower healthcare bills for travelers.

👨‍👩‍👧 Protection for the Entire Family

  • US travel medical insurance can be purchased individually or as a family plan.
  • Any illness or injury faced by insured family members during the trip will be covered.

🛡️ A Support System in a New Country

  • If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor.
  • Having US travel health insurance will act as a support system.
  • Insurance providers have tie-ups with various Preferred Provider Organizations (PPOs).
  • PPOs have networks with many hospitals and doctors in the US.

🏥 Ease of Navigating US Healthcare Facilities

  • Hospitals in the PPO network of US travel insurance bill the insurance company directly.
  • Travelers do not need to worry about paperwork or paying the bill upfront.
  • In case of an emergency, visitors can refer to the list of PPO network hospitals.
  • Travelers can get help from the nearest medical care center within the network.

US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.

New US Health Requirements While Applying for US Visas

The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.

Conditions such as diabetes, asthma, high blood pressure, cardiovascular disease, mental health issues, or obesity may be weighed more heavily during the visa assessment process.

To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.

At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.

Which Is the Cheapest Travel Insurance for USA from China?

The Cheapest China travel insurance to USA is Safe Travels Advantage from Trawick International.

Other Affordable travel insurance from China to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.

Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to the policy maximum for ages ≤ 89
Starting at
$20/month*
Buy Online »
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to 79 years
Starting at
$25/month*
Buy Online »
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Deductible?
$0 - $100
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
Starting at
$27/month*
Buy Online »

* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.

Factors That Affect the Cost of China Travel Insurance for USA

1 Traveler’s Age
The cost of visitor insurance for Chinese in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
2 Medical Maximum Coverage
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
3 Deductible Amount
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
4 Type of Coverage
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
5 Coverage for Pre-Existing Conditions
Visitor insurance for Chinese in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
6 Trip Duration
Longer trips usually increase the total cost of the policy
7 Optional Add-Ons
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.

为讲中文的客户提供旅行保险

Travel Insurance for USA from China Cost

How much is medical insurance for tourists in the US? How much does visitor health insurance cost?

The cost of best travel insurance for USA from China can start as low as $20 per month and go up to $300+ per month.

The best US visitor health insurance from China depends on:

It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.

How Much Does the Most Affordable Visitors Insurance for USA Cost?

The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.

Plan Name Plan max range Deductible Age 40 Age 60 Age 70
Safe Travels Advantage $25,000 - $150,000 $0 $20 - $58 $39 - $102 $60 - $166
Visitors Care $25,000 - $100,000 $100 $25 - $47 $40 - $75 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $26 - $76 $50 - $134 $109 - $155
Venbrook Essential $25,000 - $150,000 $0 $26 - $81 $49 - $124 $68 - $147
Visit USA Budget $50,000 - $150,000 $250 $32 - $56 $49 - $86 $84
VisitorSecure $50,000 - $130,000 $100 $34 - $62 $55 - $76 $96 - $139
Travel Medical USA Visitor Basic $50,000 - $150,000 $100 $42 - $52 $79 - $94 $173 - $191

How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.

How Much Does 6-Month Medical Insurance for Visitors to USA Cost?

For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.

From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

U.S. Travel Insurance Cost and Coverage Guide for Chinese Visitors

Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical China traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.

Example: Chinese Travelers Visiting the U.S.

Two friends from Guangzhou, aged 26 and 28, plan a 2-week trip across Los Angeles and San Francisco for sightseeing, shopping, and leisure.

  • Recommended Coverage: $100,000 with a $0–$250 deductible and emergency medical + trip delay protection
  • Estimated Cost: Around $35–$45 per person or the trip, depending on the plan and exchange rate
  • Longer Trips (5 – 364 days): Consider plans that cover pre-existing conditions and offer extended duration
💡 Tip: Younger travelers can find affordable yet comprehensive plans that cover medical emergencies, trip cancellations, and lost baggage.
Compare U.S. Visitor Insurance Plans

What Does Travel Insurance for Visitors to USA Coverage Include?

Some of the important travel health insurance for USA benefits are listed below:

  • 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
    • Does not cover:
      Continuing treatment for pre-existing ailments and preventive care
    • Co-pay and deductible will vary depending on the chosen US travel insurance plan.
    • Travelers have the option of No Co-pay and $0 Deductible.
  • 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
  • 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
    • Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
    • A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
  • ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
  • 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
  • ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
    • Coverage depends on the chosen tourist health insurance plan.
    • Repatriation coverage can be up to $50,000.
Point to Note While Buying US Visitor Medical Insurance

In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients.

Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.

The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.

Medical Insurance for U.S. Citizens Living in China Visiting the US

U.S. citizens and expats living in China frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.

Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are

Another popular travel insurance for U.S. citizen traveling to USA is Diplomat America insurance by Global Underwriters.

The cost of US expat returning to USA health insurance are based on

  • Traveler’s age
  • Duration of coverage
  • Plan maximum selected
  • Deductible chosen

Cost of health insurance for US expats visiting the USA in 2025

Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.

Travel insurance USA Coverage Provider Network Cost
Patriot America Lite $50,000 United Healthcare Provider Network $79
Patriot America Plus $50,000 United Healthcare Provider Network $84
Patriot Platinum America $2,000,000 United Healthcare Provider Network $161
Diplomat America $50,000 No PPO $138

Source: American Visitor Insurance®

Best Travel Insurance for US Citizens Visiting the USA

Travel Preferences and Risks for China Travelers to the U.S.

  • Purpose of Travel: Many Chinese visitors travel to the U.S. for leisure, academic studies, and business exchanges, often combining multiple purposes in a single trip.
  • Preferred Experiences: Chinese tourists enjoy theme parks, luxury shopping, cultural landmarks, and national parks, seeking both adventure and relaxation.
  • Challenges Faced: Long flights, language barriers, and adapting to new environments can cause travel fatigue and minor health concerns.
  • Safety & Preparedness: Carrying reliable travel insurance is highly recommended to manage potential medical expenses, trip interruptions, or lost items during the journey.

How to Choose the Best Visitor Insurance for Chinese in the USA?

Travel insurance is highly recommended for Chinese visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from China will provide protection in the event of an unplanned medical emergency.

Key factors to consider while choosing the USA travel insurance for China tourists are:
  • Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
  • Traveler’s Age: Visitor insurance for Chinese in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
  • Coverage for Pre-Existing Conditions:
    • Particularly significant for senior travelers or those with ongoing medical condition.
    • Look for the USA travel insurance plans for Chinese travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
    • Check the look back period and coverage limits.
  • Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.

Additional Tips

  • Compare Medical Benefits: Look for the visitor medical insurance plans that offer coverage for hospitalization, doctor's visits, emergency medical treatment, and urgent care. Consider the plan that includes emergency medical evacuation.
  • Be Aware of Exclusions: Understand what is excluded from the coverage. This includes any chronic condition progression, congenital condition or disorder, or elective treatment.
  • Read the Policy Details Always read the complete policy details and compare multiple plans before selecting the plan that is best for you.

What Is the Best Travel Health Insurance for Foreigners in USA?

  • What Are the Best Travel Insurance for Visitors to USA?

    The top recommended comprehensive travel insurance plans for visitors to USA are:

    Patriot America Plus IMG

    • Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Urgent Care : $30 per incident; no copayment if deductible is $0
    • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
    • Emergency medical evacuation: Up to $1,000,000
    • Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
    reviews/inf-elite-x-insurance-reviews.asp
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $2,500

    • Period of coverage?
      5 days to 12 months

    Atlas America Insurance WorldTrips

    • Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Urgent Care: 15 per incident; no copayment if deductible is $0.
    • Maternity: Covers complications of pregnancy in the first 26 weeks
    • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
    • Emergency medical evacuation: Up to $1,000,000
    • Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      Up to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
    • Direct Billing: First HealthCare First health care Provider Network
    • Urgent Care: $30 per incident; no copayment if deductible is $0
    • Maternity: Emergency medical treatment for pregnancy, up to $1,000
    • Acute onset of pre-existing conditions: Up to 89 years
    • Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 364 days

    Visitors Protect IMG

    • Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
    • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Urgent Care: 15 per incident; no copayment if deductible is $0
    • Pre-existing conditions: Up to 99 years
    • Minimum purchase is 90 days
    • Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
    • Policy maximum?
      $50,000, $100,000 and $250,000

    • Deductible options?
      $250 to $5,000

    • Period of coverage?
      Minimum purchase 90 days

    Venbrook Premier Venbrook International

    • Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
    • Urgent Care : $30 copay if the $0 deductible is chosen
    • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
    • Emergency medical evacuation: Up to $1,000,000
    • Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 12 months

    Diplomat America Global Underwriters

    • Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
    • Direct Billing No PPO, visit any doctor or hospital
    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Emergency medical evacuation: Up to $250,000
    • Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      15 days to 12 months

    Visit USA Standard Travel Insurance Services

    • Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
    • Emergency medical evacuation: Covers up to $250,000.
    • Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
    • Policy maximum?
      $75,000, $200,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

  • Best Travel Health Insurance for USA With Pre-Existing Conditions Coverage

    Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.

    Patriot America Plus IMG

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    • Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
    • Emergency medical evacuation: Covers $25,000 maximum limit
    • Direct Billing: First healthcare network First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
    • Policy maximum?
      $50,000 to $1,000,000

    • Deductible options?
      $0 to $2,500

    • Period of coverage?
      5 days to 12 months

    Safe Travels USA Comprehensive Trawick International

    • Acute onset of pre-existing conditions: Up to 89 years
    • For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
    • Direct Billing: First HealthCare First health care Provider Network
    • Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 364 days

    Atlas America Insurance WorldTrips

    • Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
    • Emergency medical evacuation: $25,000 maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      Up to 364 days

    Venbrook Premier Venbrook International

    • Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
    • Emergency medical evacuation: $25,000 maximum limit
    • Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
    • Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 12 months

    SafeVista Comprehensive INF

    • Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
    • Coverage from 10 days to 364 days.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Safe Vista Comprehensive Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
    • Policy maximum?
      $100,000 and $1,000,000

    • Deductible options?
      $0 to $5,000.

    • Period of coverage?
      10 days to 364 days

    Visitors Protect IMG

    • Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
    • Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
    • Direct Billing: First healthcare network First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
    • Policy maximum?
      $50,000 and $250,000

    • Deductible options?
      $250 to $5,000

    • Period of coverage?
      Minimum purchase 90 days

    INF Elite X INF

    • Full Pre-existing condition coverage:
      • Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
      • Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
    • Policy maximum?
      $150,000 and $300,000

    • Deductible options?
      $500 to $5,000.

    • Period of coverage?
      Minimum purchase 90 days

  • Seniors Travel Insurance for Above 60 Years

    Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.

    Visitors Care IMG

    • Cheap visitor health insurance for parents visiting USA.
    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000

    • Deductible options?
      $0, $50, $100

    • Period of coverage?
      5 days to 2 years

    Venbrook Essential Venbrook

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Cardiovascular event sub limit: Covers up to $25,000.
    • Emergency medical evacuation: Covers up to $100,000.
    • Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 12 months

    Venbrook Premier Venbrook

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Cardiovascular event sub limit: Covers up to $25,000.
    • Emergency medical evacuation: Covers up to $100,000.
    • Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $250,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500 and $5,000

    • Period of coverage?
      5 days to 12 months

    Visitors Preferred IMG

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1000,000.
    • Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      5 days to 12 months

    Diplomat America Global Underwriters

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Freedom to choose hospitals or doctors
    • Emergency medical evacuation: Covers up to $250,000.
    • Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      15 days to 12 months

    Safe Travels USA Trawick International

    • Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
    • Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
    • Direct Billing: First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

  • Older Traveler Medical Insurance for Above 70 Years

    Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.

    Safe Travels Advantage Trawick International

    • Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covered up to unlimited.
    • Repatriation of remains: Covers up to $25000 per policy period.
    • Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

    Safe Travels Elite Diamond Trawick International

    • Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $50,000.
    • Repatriation of remains: Covers up to $7,500 per policy period.
    • Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $100, $200

    • Period of coverage?
      5 days to 364 days

    Atlas America WorldTrips

    • Ideal plan for parents with pre-existing conditions coverage up to 79 years.
    • Acute on set of pre-existing conditions: Covers up to policy maximum.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1,000,000.
    • Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
    • Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
    • Policy maximum?
      $50,000, $100,000, $150,000

    • Deductible options?
      $0, $100, $250, $500

    • Period of coverage?
      364 days

    Travel Medical Choice Seven Corners

    • Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000

    • Period of coverage?
      5 days to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
    • Direct Billing: First healthcare First health care Provider Network
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

    Visit USA Standard Travel Insurance Services

    • Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $250,000.
    • Repatriation of remains: Covers up to $50,000.
    • Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
    • Policy maximum?
      $75,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

  • Senior Citizen Travel Insurance for Above 80 Years

    Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.

    Safe Travels Advantage Trawick International

    • Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to unlimited.
    • Repatriation of remains: Covers up to $25,000 per policy period.
    • Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

    Visit USA Superior Travel Insurance Services

    • Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $500,000.
    • Repatriation of remains: Covers equal to the elected overall maximum limit.
    • Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $250, $500, $1,000

    • Period of coverage?
      5 days to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
    • Direct Billing: First HealthCare First health care Provider Network
    • Cardiac conditions or stroke: Covered up to $15,000.
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

    SafeVista Comprehensive INF

    • Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
    • Acute on set of pre-existing conditions: Covers up to maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
    • Policy maximum?
      $100,000

    • Deductible options?
      $100, $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      10 days to 364 days

    Visitors Protect IMG

    • Ideal plan for seniors with pre-existing conditions.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuatio: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
    • Policy maximum?
      $50,000

    • Deductible options?
      $250, $500, $1,000, $2,500 or $5,000

    • Period of coverage?
      90 days up to 12 months

    INF Elite Plus X INF

    • Perfect plan for seniors with Preventive and maintenance care benefit.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
    • Policy maximum?
      $75,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

  • Senior Citizen Travel Insurance for Above 90 Years

    Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.

    SafeVista Comprehensive INF

    • Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
    • Acute on set of pre-existing conditions: Covers up to maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
    • Policy maximum?
      $100,000

    • Deductible options?
      $100, $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      10 days to 364 days

    INF Premier X INF

    • Affordable plan for seniors with full pre-existing conditions up to 99 years.
    • Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $20,000 maximum.
    • Minimum purchase is 90 days.
    • INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
    • Policy maximum?
      $100,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

    INF Elite X INF

    • Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
    • Policy maximum?
      $75,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

    Visitors Protect IMG

    • Ideal plan for seniors with pre-existing conditions up to 99 years.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: First HealthCare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
    • Policy maximum?
      $50,000

    • Deductible options?
      $250, $500, $1,000, $2,500 $5,000

    • Period of coverage?
      90 days to 364 days

    Visit USA Superior Travel Insurance Services

    • Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $500,000.
    • Repatriation of remains: Covers equal to the elected overall maximum limit.
    • Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $50, $1,000, $2,500, $5000

    • Period of coverage?
      5 days to 364 days

Traveling to the USA? Stay protected against any border entry issues!

Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.

Which Pre-Existing Conditions Are Covered by US Travel Insurance?

Travel Insurance for Cancer Patients
Travel Insurance for Cancer Patients

Covers emergency care, treatment interruptions, or unexpected medical expenses related to cancer while abroad.
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How Does Coverage for Pre-Existing Conditions Work?

  • Definition of a pre-existing condition – what medical conditions are considered pre-existing.
  • Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
  • Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
  • Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Whether a travel health insurance plan covers your pre-existing conditions depends on all these factors.

Acute onset vs. Chronic Conditions

Type Definition Examples
Acute Onset of a Pre-Existing Condition A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. Heart attack, sudden asthma attack, acute appendicitis
Chronic Pre-Existing Condition A long-term or ongoing condition that existed prior to coverage and is generally managed over time Diabetes, hypertension, chronic kidney disease

Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.

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General Information About USA

What Are the Popular Travel Destinations in the USA?

US States

US States

Beaches, National Parks and more!

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US Cities

US Cities

Glitz, glamor, museums and more!

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US Territories

What Are the Famous Destinations in USA?

International Visitors Insurance for Chinese Parents to USA

When considering visitors insurance for Chinese parents traveling to the USA, there are several key factors to consider, such as age, medical conditions, and the level of coverage needed.

  • While visitor insurance is not mandatory for those on a US tourist visa also known as B-2 visa, it is highly recommended due to the high cost of healthcare in the U.S., as domestic health plans from China are typically not accepted in the U.S.
  • This insurance provides financial protection against unexpected medical expenses, including hospitalization, doctor visits, and emergency care.
  • Plans like Patriot America Plus, and Atlas America offer various options tailored for visitors, including coverage for acute onset of pre-existing conditions.
  • It's advisable to choose a comprehensive plan with high policy maximums and manageable deductibles to ensure sufficient coverage throughout their stay.
  • American Visitor Insurance offers many options for Chinese visitors who travel from China to USA.
  • Get the best visitors insurance for Chinese parents to USA at an affordable price.

Visa Information for Chinese Travelers to the US

  • Visa Waiver Program (VWP):This program allows Chinese citizens with valid passports to travel to the US for tourism or business purposes for stays of up to 90 days without obtaining a visa.
  • Requirements for VWP travel:
    • Valid Passport: Your passport must be valid for at least three months beyond your intended stay in the US.
    • Electronic System for Travel Authorization (ESTA): Before traveling under the VWP, Chinese travelers must apply for ESTA authorization online through the US Customs and Border Protection (CBP) website.
    • Travel Purpose: The trip must be for tourism or business (e.g., attending conferences, visiting family or friends).
    • Onward or Return Ticket: You must have a valid return ticket or proof of onward travel outside the US.

Things to Know Before Traveling from China to the USA

Traveling from China to the USA involves several important considerations to ensure a smooth and enjoyable trip. Here are some factors to keep in mind:

  • Visa Requirements:
    While most Chinese citizens need a B-2 tourist visa to visit the U.S., some may qualify for the Visa Waiver Program (VWP) for short stays.
  • Time Zone Differences:
    Be aware of the time difference between China and your specific destination in the USA. The USA spans multiple time zones from the East coast to the Mid west to the Pacific coast. Hawaii has another time zone.
  • Currency and Financial Considerations:
    Familiarize yourself with the US Dollars and exchange rates. Notify your bank of your travel plans to avoid any issues with your credit/debit cards while abroad.
  • Language:
    While German is the official language of China, English is the primary language spoken in the USA. While many people speak English, there may be regional accents or dialects to be aware of.
  • Safety and Security:
    Stay informed about any travel advisories or warnings for the area you plan to visit. Take appropriate precautions to safe guard your belongings and personal safety.
Click here to know more »

Travel Insurance for Chinese Citizens

Guide to PPO Networks and Visitor Health Insurance for U.S. Trips

Li’s mother-in-law is visiting from China and wanted to understand the difference between fixed and comprehensive visitor insurance plans.

We explained that fixed benefit visitor health insurance plans offer limited, set benefits for each medical service, while comprehensive visitors insurance plans cover a percentage of actual expenses, offering broader protection.

Since most of our comprehensive plans include a PPO network, we advised her to use in-network providers for medical treatment. This helps avoid paying co-insurance and makes it easier for providers to bill the insurance company directly.

Why Buy Visitor Health Insurance for USA from American Visitor Insurance?

We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.

  • Side-by-Side Plan Comparison: AmericanVisitorInsurance.Com is one the best travel insurance comparison websites in the USA where you can easily compare multiple travel medical insurance plans, review prices, coverage benefits, and policy details. At American Visitor Insurance you can compare travel health insurance from top-rated US insurers like IMG, Trawick International, WorldTrips, Travelex, BlueCross Blue Shield, Seven Corners and Global Underwriters — all in one place.
  • Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
  • Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
  • Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
  • Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
  • Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
  • Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.

Major Airports & Travel Routes for Chinese Visitors to the U.S.

Major U.S. Gateway Airports
  • Los Angeles International Airport (LAX): One of the primary entry points for travelers from major Chinese cities.
  • San Francisco International Airport (SFO): A major West Coast hub with strong connectivity to China.
  • Seattle–Tacoma International Airport (SEA): Frequently used for direct flights from Beijing and Shanghai.
  • New York John F. Kennedy International Airport (JFK): Key East Coast gateway with multiple China–U.S. flight options.
  • Chicago O’Hare International Airport (ORD):Popular Midwestern hub serving flights from China.
Popular China–U.S. Travel Routes
  • Beijing (PEK/PKX) → Los Angeles (LAX)
  • Shanghai Pudong (PVG) → San Francisco (SFO)
  • Guangzhou (CAN) → New York (JFK)
  • Shenzhen (SZX) → Los Angeles (LAX)
  • Chengdu (TFU) → Seattle (SEA)
💡 Travel Tip for Insurance Coverage:
Make sure your U.S. visitor insurance plan begins from your departure date from China so you’re covered during your entire journey — including layovers and the flight itself.

Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's

1. Are there specific policies for travelers from China?

There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to China and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.

2. How much does travel insurance for the USA cost for China travelers?

The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.

3. How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for China visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).

Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

4. What is Visitor Insurance USA?

Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. China Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.

5. Do tourists need travel medical insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.

The travel insurance for China tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.

6. Is it worth buying Tourist Insurance for travel to the US?

Traveling on a planned vacation usually involves a big expense. Buying travel insurance may seem like an additional expense that is unnecessary, however in the event of a medical emergency or a travel accident the traveler will need to bear all expenses without travel insurance and this can be a huge financial risk.

To avoid such a situation travel insurance is very important and will rescue the traveler from this financial burden. Travel insurance provides coverage for unforeseen medical and travel expenses incurred while traveling away from home. It will also assist the traveler in recovering any money that has been paid for an unexpected event.

7. Can I get travel insurance cover for children to the US?

Yes, Traveler’s can insure a child on a standard travel insurance policy to the US. There are few methods to go about insuring the Child. Travelers can contact the Insurance providers for more details.

8. Which travel insurance covers the USA?

Travel health insurance gives protection towards unexpected medical and travel emergencies that may occur while you travel outside of the home country. It is very crucial for travelers to the US to buy a good travel insurance plan during the Covid-19 pandemic for safe travel. Travelers can purchase travel insurance plans covering the USA on various platforms.

Travelers can buy travel insurance for the USA at the American Visitor Insurance website easily. There are several international travel insurance plans that offer coverage for US travellers. For more details travelers can call customer service or email and the team will be glad to help.

9. Can I travel to the USA without travel insurance?

Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.

10. I am already in the US, Can I still get to buy travel insurance for the US?

Yes, travelers can still purchase a travel insurance cover if the traveler has already reached the destination country. Travelers should know that the travel insurance comes into effect only after the inception of the policy. Hence the coverage for unforeseen illness and accidents will be given after the start of the policy.

11. Can an Chinese visitor get health insurance in USA?

Yes. Chinese Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend that the Travel insurance for Chinese citizens be purchased from the day they leave China until they return back home, however, many US travel insurance providers allow you to purchase it even after the traveler has already started their journey.

12. How to compare and buy cheapest travel insurance for USA?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the cost of USA insurance for tourists and review the benefits to identify what fits your needs best.
  • Buy health insurance for USA now that fits your needs and budget best by using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

13. Am I covered while traveling on the plane?

Yes — if you purchase a travel medical insurance plan that covers you outside your home country, it can cover you from the moment you depart on the journey until you return home.
For example, top rated US travel insurance plans like Patriot America Plus, Atlas America, and Safe Travels USA Comprehensive are designed for travelers who leave their home country and travel to the U.S. These plans provide comprehensive coverage during travel (including flights) and cover emergency medical services, evacuation, and more.

14. Can I buy visitor medical insurance if I’m already in the U.S.?

Yes. Even if you have been living in the U.S. for several months or years, you can still buy short-term visitor medical insurance or temporary health insurance for non-U.S. residents while waiting for employer or domestic health coverage to begin.
Atlas America visitor insurance is a good choice, as they allow you to use a U.S. mailing address during the application process. This makes it convenient for travelers to buy Visitor insurance already in the U.S. who still need medical protection.

What Are the Different USA Visa Health Insurance?

Embassy of China in United States

Chinese Embassy in Washington, DC location_on

Address

3505 International Place, N.W., Washington, D.C. 20008

Phone
+1-202-495-2266

Fax
+1-202-495-2138

Email
chinaembpress_us@mfa.gov.cn

Chinese consulate in New York, NY location_on

Address

520 12th Avenue, New York, NY 10036

Phone
+1-212-244-9392

Fax
+1-212-502-0258

Email
cnnyconsulate@gmail.com

US Visitor Insurance Reviews

Reviews, Ratings and Experiences from our customers

Moshe

Moshe

"Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was looking for."

Cinnia

Cinnia

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

Ethan

Ethan

"I am pleased to say that your company is very professional in the field of Insurance."

Travel Health Insurance for Chinese in USA

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Pre-existing Coverage
Pre-existing condition travel insurance USA for Chinese.
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Seniors Insurance
Visitor health insurance USA for elderly travelers from China.
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Annual Travel Insurance
Best yearly travel insurance for Chinese citizens visiting USA.
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Green Card Holders Insurance
Best medical insurance for new Green Card immigrants from China.
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Group travel insurance

Are you traveling as a Group?

Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.

Get Group Insurance Quote »

Best Travel Insurance for USA from China - Information

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Travel Insurance for USA Resources
International travel insurance resources for USA visa holders.
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Factors for Travel Insurance USA
Online

Important factors while deciding on the best travel insurance to USA.
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Types of USA Travel Insurance Online
Different types of USA visa travel insurance options coverage.
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USA Travel Insurance Claims Procedure
USA travel insurance claims process for medical care in a hospital.
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Travel Insurance to USA From China Links

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Travel Insurance for USA FAQ

FAQs about travel insurance for USA.

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USA Travel Insurance Blog

Blog about China travel insurance to USA.

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USA Traveler Insurance Forum

Customer Queries for Chinese travelers to USA.

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Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.

Which are the best visitors insurance companies in USA?

IMG Logo
HTH Worldwide
Travelex Logo
BCBS Logo
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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!