Best travel insurance for African safari

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip cancellation coverage - Highlights

airplanemode_inactive

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

work_history

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

luggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

home_health

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip cancellation coverage - Highlights

medical_services

Health care expenses

Covers medical costs for sickness or accidents during travel.

person

Doctor visit

Covers cost of clinic or doctor visit.

medication

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

procedure

Repat of remains

Return of moral remains to home country or local burial.

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You can get cheaper prices by buying Group Travel Insurance!
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Do I need American traveler insurance with trip cancellation coverage?

US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.

Following are the best trip insurance plans:

What is the best travel insurance with theft gear coverage?

American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.

Which is best trip cancellation insurance for adventure activities?

The iTravelInsured Travel Sport plan is designed for adventure seekers, offering travel insurance for expeditions, tours, and vacations. It covers adventure, extreme, and hazardous sports, as well as organized intramural and interscholastic sports, with trip cost protection of up to $100,000.

iTravelInsured Sport

Which travel insurance provides good medical evacuation coverage?

Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.

What is the American travel insurance for canceled flights?

Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.

Which is the best trip cancellation insurance for international trips?

Safe Travels Protect trip cancellation insurance is ideal for US residents and citizens traveling within USA and abroad.

Safe Travels Protect Insurance

  • Cheapest trip cancellation insurance for US residents
  • Offers trip cancellation coverage up to $14,000.
  • Primary emergency accident and sickness medical coverage up to $25,000
  • Maximum trip length is 90 days and covers up to age 85.
  • Plan is available up to 18 months in advance of departure.
  • 14 Day free look period is available
  • Safe Travels Protect insurance cost for a 40 year old traveler starts from $43 for 15 days trip duration with $1500 trip cost.
  • airplanemode_inactive

    Trip Interruption
    Up to 100% of Insured Trip Cost

  • work_history

    Trip delay
    $300 ($100 per day) 12 hours

  • airplanemode_inactive

    Missed Connection
    $250 (12 Hours Delay)

  • luggage

    Baggage Coverage
    $500 ($100 per article, 50% special items)

What does trip cancellation insurance cover?

Welcome to American Visitor Insurance where we help people from nearly anywhere as they travel away from home! It can be useful to consider purchasing an insurance plan to cover trip cancellation. In that way, if something happens between the time you pay for your trip and the departure date which doesn’t allow you to actually take your trip, you can get a refund for your non-reimbursable deposits and costs associated with the trip.

The cost of such insurance is less dependent on the length of the trip (although most have maximum day limits) and more dependent on the cost of the trip you are insuring. There are plans available for very high cost trips (exceeding $10,000 per person), such as safaris, long cruises, etc. as well as plans for more modestly priced trips. Benefits are usually 100% of non-refundable trip costs. These benefits are often reduced to 75% for the ‘Cancel for any Reason’ benefit. These policies are very complete and well thought out.

If you do go on your trip, the policy will cover you for unexpected medical expenses and you will also have a trip interruption benefit if you should not be able to complete your trip for some reason (illness, weather, etc). In the case of the trip interruption benefit, the cost you insured for will come into play. There will be trip delay, if you miss a flight or connection, and help to catch your cruise if necessary. Also, the coverage for baggage loss is good and they have even thought of helping you get your pet or children taken care of if they accompany you on your travels.

How to estimate trip cost for travel insurance?

Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss. For example, when I booked a trip to Europe some time back over a summer, I prepaid for all our hotels.

The refund policy was only 10%, so I could have insured 90% of the cost in that case. You must look carefully for the refund policy of all pre-paid costs associated with your trip in order to get this amount correct. AirBnB are not consistent across the same city, so you will have to assess this individually for each part of your trip. While some plans allow you to put down a total trip cost or an average trip cost per person, some will want you to be specific for each traveler. Make sure you keep track of costs accurately again to keep the cost of the insurance down and your refund as accurate as possible.

Technically, you can insure for any portion of the trip that you want. However, in order to get some benefits, some plans require that you insure all of your pre-paid, non-refundable expenses (such as the waiver for the pre-existing condition exclusion, ‘cancel for any reason’ benefit, or cancel for any work reason benefit).

When can I buy the trip cancellation plan?

You can buy it at any time before your travel dates, however, since you are insuring the value of your trip, the sooner the better in case something happens to interfere with your travel. For example, maybe you’ve planned a trip for next October. Then, you find out that you will be required to be in court at that time.

If you haven’t already purchased your trip cancellation plan, you will not be able to get the refund since you already know about this conflict. Furthermore, you always get a 10 day ‘look free’ period after you purchase your plan which gives you a few days to make sure you got the product that you really want.

Does trip insurance cover pre-existing conditions?

Many plans will cover pre-existing medical conditions (that is, they will waive the exclusion of pre-existing medical conditions) if you purchase your policy within a certain number of days of the initial trip deposit. In that case, for older travelers or those with such conditions, it is advantageous to get the policy within their deadline to get the additional peace of mind of more complete medical coverage should something happen.

Of course, we hope that you get to go on your trip without a hitch and that you stay happy and healthy though your trip, but these policies offer you some peace of mind, that even if things go wrong; from the minor inconvenience of missing a connecting flight to the major headache of trying to find appropriate medical care in an unfamiliar country or finding you are not able to take your vacation as planned in the first place, you will be taken care of by companies that have experience and the ability to work abroad. Let us help you find the right plan for your situation at American Visitor Insurance!

Best trip cancellation insurance for US seniors

Welcome to American Visitor Insurance! We are glad you found your way here. We are dedicated to getting you the least expensive, but most appropriate policy to put your mind at ease when you travel whether it’s on a getaway to Hawaii or an adventure across the globe to Mt. Fuji. We offer policies for pretty much anyone traveling nearly anywhere! If you are an older US resident planning a trip (up to 99 years), we have a relatively new policy that you should consider. IMG has been in the travel insurance business for many years with travel and trip insurance products for all travelers.

Their latest trip cancellation plan is called iTravelInsured Choice Insurance. It is economically priced for trips that cost less than $10,000 per person (their other products can insure more expensive trips). While trip cancellation plans are often pricey, if you are an older traveler, they actually offer very competitive rates and often have much higher medical maximums and lower deductibles than straight travel insurance plans. Technically, you are not required to insure all of your trip or all your pre-paid non-refundable expenses. Minimum trip cost that can be insured is $500.

The most you insure for should be the total pre-paid, non-refundable portion of your trip cost. You will have to show your loss to get this benefit paid to you. Furthermore, if you go on your trip, this policy will provide coverage up to $100,000 for medical expenses as well as emergency medical evacuation of $500,000. There is no deductible on this plan. Also covered is baggage loss or delay, trip delay and trip interruption.

The reimbursement for the trip interruption benefit will be the proportion of remaining trip multiplied by the insured amount of the policy. The policy will also help with lost or stolen passports, credit cards, and personal items.

If you are looking to insure a trip outside the US and are dismayed at the low maximums available and high costs, particularly if you are over 80 years of age, we recommend having a look and thinking about choosing a trip cancellation plan like iTravelInsured Choice Insurance offered by IMG. It may give you a better rate and higher maximum than a plain travel insurance plan that does not include a trip cancellation benefit.

Best trip cancellation travel insurance for Seniors

What if I need to be airlifted off of the ship?

Welcome to American Visitor Insurance! We are glad you found your way here. We are dedicated to getting you the least expensive, but most appropriate policy to put your mind at ease when you travel whether it’s on a getaway to Hawaii or an adventure across the globe to Mt. Fuji. We offer policies for pretty much anyone traveling nearly anywhere! If you are an older US resident planning a trip (up to 99 years), we have a relatively new policy that you should consider. IMG has been in the travel insurance business for many years with travel and trip insurance products for all travelers.

The plans offer a benefit called emergency medical evacuation. This benefit can move you from your cruise ship to the closest hospital that can attend you. It can also move you between hospitals if your current hospital cannot accommodate your needs. Also, it can move you to a hospital close to your home if a physician deems it necessary.

Visa free travel countries for US citizens

Do I need Trip Cancellation insurance?

Highlights of trip cancellation insurance coverage benefits

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Click here to read more »

What are the tips while traveling on an African Safari?

Traveling on an African safari is definitely an exciting and memorable experience. However, it is essential to be very well-prepared for such an exciting adventure. Here are some key considerations and tips for US travelers going on an African safari:

  • Passports and Visas: Ensure your passport is valid for at least six months beyond your planned return date. Check the visa requirements for the specific countries you intend to visit in Africa, be it Kenya, Tanzania, South Africa, Namibia, Democratic Republic of Congo etc… and get the necessary visas well in advance.
  • Travel Advisories: Keep informed about travel advisories issued by the U.S. Department of State for the countries you plan to visit in Africa. These advisories provide valuable information about safety and security.
  • Vaccinations and Health Precautions: Visit a travel clinic or consult with a healthcare professional to determine the required and recommended vaccinations and health precautions for the regions you will be visiting. Malaria prophylaxis and Yellow fever vaccination is often mandated.
  • Travel Insurance: Compare the best travel insurance, including medical coverage, trip cancellation/interruption, and coverage for safari-related activities on American Visitor Insurance. Ensure your policy covers emergency evacuation, as medical facilities can be limited in remote safari locations.
  • Safari Operator: Research and choose a reputed safari operator with experience in the region you plan to visit. They can help you plan your itinerary, provide guides, and ensure your safety during the safari.
  • Safety Precautions: Follow safety guidelines provided by your safari operator and local authorities. Stay inside your vehicle during game drives, maintain a safe distance from wildlife, and avoid any risky behavior.
  • Packing: Pack appropriate clothing for the safari, including lightweight, neutral-colored clothing. Don't forget essentials like sunblock, insect repellent, a good pair of binoculars, and a camera to capture the incredible wildlife.
  • Currency: Familiarize yourself with the local currency and have some cash on hand for small expenses. Credit cards may not be widely accepted in remote areas.
  • Language: English is widely spoken in many African countries, but it's a good idea to learn a few basic phrases in the local language, as this can be greatly appreciated by locals.
  • Respect Local Customs: Be respectful of local customs and traditions. Understand and follow cultural norms, and ask for permission before taking photos of people.
  • Emergency Contacts: Carry a list of emergency contact information, including the nearest U.S. embassy or consulate, local emergency numbers, and the contact information for your safari operator.
  • Wildlife Viewing: Enjoy wildlife responsibly. Refrain from feeding or touching animals, and do not disturb their natural behavior.
  • Environmental Conservation: Follow the principles of responsible and sustainable tourism. Minimize your impact on the environment and support conservation efforts.
  • Stay Hydrated and Stay Safe: The African climate can be hot, so it's important to stay well-hydrated and take precautions against heat-related illnesses.
  • Travel with a Group: If possible, travel with a group or in a guided tour, especially if you're not familiar with the area. Group travel can enhance your safety and overall experience.

Remember that the specific preparations and precautions required for your African safari may vary depending on the countries you plan to visit and the activities you intend to engage in. Always research and plan thoroughly to ensure a safe and enjoyable safari experience.

Which is the best travel insurance for African Safari?

It is crucial while traveling on an African safari to have the best travel insurance to cover potential risks and emergencies. Safaris can involve remote locations and activities that might require specialized coverage. Here are some important considerations when seeking travel insurance for an African safari:

  • Comprehensive Coverage: Look for a comprehensive travel insurance plan that includes medical coverage, trip cancellation/interruption, baggage loss or delay, and emergency evacuation. Given the remote nature of many safaris, access to medical facilities can be limited, so adequate medical coverage is crucial.
  • Emergency Medical Coverage: Ensure that your policy covers emergency medical expenses, including medical evacuation and repatriation. Medical evacuation from a remote safari destination can be extremely expensive.
  • Adventure or Wildlife Activity Coverage: Safaris often involve activities like game drives and bushwalking. Make sure your policy covers these activities, as well as any adventurous excursions you plan to participate in.
  • Coverage Limits: Pay attention to the coverage limits for each type of coverage in your policy. Make sure they are sufficient for your needs, considering the potential cost of medical care and other expenses in Africa.
  • Pre-Existing Conditions: If you have any pre-existing medical conditions, ensure that they are covered by your policy or consider purchasing a separate policy that specifically covers them.
  • Trip Cancellation and Interruption: Given the investment in a safari, having trip cancellation and interruption coverage is important in case you need to cancel or cut short your trip due to unforeseen events.
  • Exclusions: Carefully read the policy exclusions to understand what is not covered. Common exclusions may include extreme sports or activities considered risky.
  • Deductibles: Know the deductibles associated with your policy and how they affect your out-of-pocket expenses when making a claim.
  • Compare Quotes: Get quotes from multiple insurance providers on American Visitor Insurance to compare their coverage, limits, and prices. Make sure that you understand the specific terms and conditions of each policy and call 877-340-7910 to talk to a licensed insurance agent if you have any doubt.

Remember that the specific requirements and risks associated with your African safari may vary depending on the countries you plan to visit and the activities you intend to engage in. Tailoring US citizens African Safari travel insurance to your unique itinerary and circumstances is essential for a safe and enjoyable safari experience.

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Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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