Africa Travel Insurance
Do I need travel insurance for Africa?
Travel insurance for Africa is essential for ensuring a safe and worry-free adventure across the continent. It provides coverage for unexpected events such as medical emergencies, trip cancellations, and lost luggage, which can be particularly costly in remote areas. With diverse experiences ranging from safaris to cultural explorations, having travel insurance allows you to enjoy your trip with peace of mind. Policies typically include emergency medical assistance, coverage for adventure activities, and support for lost or delayed belongings, making it a crucial aspect of planning your African journey.
How much does international travel insurance cost in 2024?
There is no single travel insurance cost for travelers from UAE to Africa. The cost of best travel insurance for UAE visitors to Africa varies based on several factors such as the age of the travelers, duration of coverage, medical maximum coverage, deductible for the plan, type of health insurance and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of Africa travel insurance from UAE can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.
| Insurance Plans | Plan Maximum | Deductible | Provider Network | Cost * |
|---|---|---|---|---|
| Atlas International WorldTrips | $50,000 | $250 |  |
$54 |
| Patriot International Lite IMG | $50,000 | $250 |  |
$55 |
| Safe Travels International Cost Saver Trawick International | $50,000 | $250 | |
$73 |
| WorldMed Outbound Travel Insure | $50,000 | $250 | |
$78 |
| Safe Travels International Trawick International | $50,000 | $250 | |
$107 |
| Patriot International Platinum IMG | $50,000 | $250 | |
$116 |
* The average cost of travel insurance based on quotes for a 40-year-old for one month.
What does international travel health insurance cover?
Highlights of international travel insurance coverage benefits
Covers hospital expenses for sickness or accidents.
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Insures Doctor visits for sudden injury or sickness.
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Doctor prescribed eligible pharmacy drugs expenses
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Some plans insure acute onset of pre-existing conditions.
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Medical evacuation expenses to nearest facility included.
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Repatriation of remains to home country included.
Know more »What are the travel insurance requirements for Africa?
- Healthcare Coverage: Ensure your policy includes emergency medical expenses, hospitalization, and repatriation cost, as healthcare standards vary across the continent.
- Travel Cancellation and Interruption: Coverage for trip cancellations or interruptions due to unforeseen circumstances is essential to protect your financial investment.
- Coverage for Activities: Verify that your policy covers activities you plan to engage in, especially adventure sports or high-risk activities common in many African destinations.
- Repatriation Coverage: This is crucial for covering the cost of returning you to your home country in case of a serious medical emergency.
- Policy Details: Review the policy for specific terms, including exclusions, coverage limits, and whether pre-existing conditions are covered. Ensure the policy provides 24/7 emergency assistance and support for lost or delayed baggage.
By meeting these requirements, you can ensure a safer and more enjoyable travel experience across Africa.
Popular travel insurance for Africa
Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.
Insurance Provider: IMG
Rating: "A" (Excellent)
Deductible: $0 to $2.5k
Policy Maximum: $50k to $1M
Medical Evacuation coverage
Comprehensive coverage
Plan Life: 5 days to 12 months
Patriot International Lite maximum up to 24 months.
Underwriter: White Mountains Insurance Group company, Sirius International Insurance Corporation
It covers Acute on set of pre-existing conditions coverage up to 70 years.
What are the factors to consider while buying travel health insurance for Africa?
The cost of Africa visa insurance depends on the following:
- Age of the traveler: The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
- Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
- Medical maximum coverage: The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
- Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Steps to buy
Travel insurance for Africa from UAE
1: Find International travel insurance Africa from UAE
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
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Embassy of UAE in Africa
UAE Embassy in Egypt
location_on 4, Ibn Sina Street, Giza, Cairo, Egypt
call Phone
mail Email
uaeemb@intouch.com
UAE Embassy in Nigeria
location_on Plot 1107, Fanisi Street, Asokoro District, Abuja, Nigeria
call Phone
mail Email
abujaemb@mofaic.gov.ae
Popular international travel destinations in Africa
Cheap travel insurance from UAE to Africa – FAQ’s
1. Do I need travel insurance for Africa? Is medical insurance required for Africa tourist visa?
Travel insurance is essential for traveling to Africa, particularly because it covers unexpected events like medical emergencies, trip cancellations, and lost luggage. While not universally mandatory across all African countries, some destinations, such as Zanzibar (Tanzania), will require travelers to have insurance starting October 2024. For tourist visas to certain African countries, medical insurance may be a requirement; however, this varies by country. It is advisable to check the specific entry requirements for each destination and secure travel insurance before your trip to ensure adequate protection and peace of mind.
2. Which is the best Africa travel insurance?
For the best travel insurance in Africa, look for policies that offer comprehensive medical coverage, trip cancellation protection, and support for adventure activities. Ensure the insurance covers all destinations you plan to visit and includes repatriation options. Always review the policy details for exclusions and limitations to ensure it meets your travel needs.
3. How much does travel insurance cost in Africa?
The cost of travel insurance for Africa varies widely based on factors such as the traveler's age, health status, trip duration, and the level of coverage selected. Basic plans may start low, while comprehensive coverage that includes emergency medical expenses, trip cancellation, and baggage loss typically cost more. It's advisable to compare different providers to find a plan that fits your needs and budget.
4. What does international travel insurance Africa from UAE cover?
International travel insurance for Africa typically covers the following:
- Medical expenses: This includes emergency medical expenses, hospitalization, and medical evacuation.
- Trip cancellation and interruption: This covers the cost of your trip if you need to cancel or interrupt it due to unforeseen circumstances such as illness, injury, or death.
- Baggage loss and delay: This covers the cost of lost, stolen, or damaged baggage, as well as the cost of replacing essential items if your baggage is delayed.
- Personal liability: This covers you if you are held legally responsible for causing injury or damage to someone else or their property.
- Emergency assistance: This provides 24/7 emergency assistance services, including medical referrals, emergency cash transfers, and translation services.
The coverage and cost of travel insurance for Africa varies depending on the type of coverage you choose and the duration of your stay.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
International health insurance for Africa
Annual travel insurance
Provides coverage for multiple trips within a specified period.
Click here to read more »Senior citizens travel insurance
Travel insurance designed for older individuals.
Click here to read more »Pre-existing travel insurance
Provides coverage for individuals with pre-existing medical conditions.
Click here to read more »Expatriate Health Insurance
Provides healthcare coverage for UAE citizens working abroad.
Click here to read more »