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Travel Insurance for Ghana, Ghana Travel Insurance

Compare and buy travel insurance

Age & Citizenship
Child
Residence
Destination
Start date
End date

What does visitor travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Travel health insurance Ghana, Ghana Travel Insurance

Schengen
Insurance plans satisfying Schengen visa requirements. Know more »
Expatriate
Worldwide travel health insurance for US Expatriates. Know more »
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International travel health insurance for visiting Ghana. Know more »
USA
Visitor insurance for travelers from Ghana visiting US.Know more »

Travel Insurance for US citizens visiting Ghana

Ghana which means “warrior king,” is a tropical paradise in West Africa with pristine white beaches, diverse animal life, rolling mountains, magnificent landscapes, waterfalls, lush forests and a rich history and culture dating back to 10,000 BC. The incredible biodiversity is great for hiking, canoeing activities and surfing..

Ghana welcomes thousands of tourists annually. Ghana became the first African country who got independence from colonial rule in 1957.There are around 3,000 US expatriates living in Ghana. Several Americans also travel to Ghana for vacation and to meet friends and family..

US citizens need a visa to travel to Ghana. The best time to travel to Ghana is during October to March.. US citizens traveling to Ghana should not ignore the importance of having good travel insurance. It is important to include a travel insurance policy to get unexpected medical and travel emergencies covered also given the Covid19 pandemic.

Travelers can choose to include a cover to protect trip expenses like trip cancellation, trip delay, Cancel for Any reason (CFAR) benefit with refund of up to 75% of the trip cost if the trip cancels for any reason.

US travel insurance for US Citizens travelling to Ghana

Ghana is home to historic forts and castles, an immense coastline spanning 539 km with beautiful beaches, lakes, rivers, waterfalls, music and some wildlife in the virgin forests. Many US citizens travel to Ghana for a vacation each year. In the year 2019 the US travellers accounted for about 28.02 % of total international travelers who arrived in Ghana.

It is vital for US citizens to have travel insurance while traveling to Ghana for a vacation. A good US travel medical insurance cover will provide coverage for unexpected medical emergencies that may occur while staying in Ghana.

At American visitor insurance you can get some of the best temporary visitors insurance or Travel insurance for US citizens with options for Covid and pre-existing conditions coverage. Buying visitors’ medical insurance is easy at American Visitor Insurance. For more details call or email for further assistance and one of our licensed agents will help you.

Travel Insurance from Ghana to the USA

The US has everything to attract tourists from all over the world with its diverse culture, natural wonders, skyscrapers, and sandy beaches. There is a close mutual respect and shared interest between the US and Ghana. The United States is understandably among the most popular tourist destinations..

The first wave of Ghanaians began to travel to the US after the 1960 during the decolonization of Africa. There are nearly 200,000 immigrants from Ghana residing in the US. Several Ghana citizens travel to the US to meet friends, family and for vacation. The best time to visit the US is during the summer time..

Find the cheapest travel insurance for in Ghana covid19 plans

International travel has been increasing again after the complete lockdown due to the covid19 pandemic. However given the health risks and increased healthcare costs involved in light of the pandemic, it is very important to have good travel insurance which covers covid19 illness. Travelers can compare travel insurance in Ghana with Covid19 coverage by using our visitors insurance compare tool.

In the facility, we have a question clarifying if you need to compare visitors insurance for Covid19. Even within our display comparing best Ghana travel insurance for Covid19, we have a "filter" option where visitors can filter for Covid19 travel insurance coverage plans only. Based on your unique visitors insurance requirements we display all the available Covid travel insurance in Ghana from top rated US insurance providers.

US health insurance for travelers from Ghana

Select the type of travel health insurance for visiting Ghana...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for American citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Choice insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 US seniors traveler insurance, Medicare supplement international travel insurance

USA Senior Citizen travel insurance, US seniors travel insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

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Types of US travel insurance

Single Trip Travel Insurance

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Single Trip vs MultiTrip Travel Insurance

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Ghana travel insurance - Frequently asked questions

01. Does Ghana travel insurance cover Covid19 illness?

There are some USA Covid travel insurance plans available for travel to Ghana that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online.

These US covid travel insurance plans are available for visitors from Ghana to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

02. What is the cheapest travel health insurance to Ghana?

The cheapest travel insurance in Ghana will be a fixed benefits plan visitor insurance plan. However the cheapest travel insurance for Ghanaians might not be suitable or appropriate to your situation. It is important to compare cheap travel insurance for Ghana based on your needs. Ghana travel insurance can be categorized either as fixed benefits or comprehensive travel insurance.

While Fixed benefits are cheaper, comprehensive travel insurance provide better more flexible coverage. International travelers should compare cheap travel insurance for Ghana before buying it.

03. Is it too late to buy travel insurance for Ghana?

It's never too late to buy travel insurance for Ghana. The only time it is too late is if a person is already sick or injured. As long as everyone is healthy, you can purchase a Ghana travel insurance to have coverage for future accident or illness. Compare and buy best travel insurance for Ghanaians.

04. How much is cost of travel insurance in Ghana?

The cost of travel insurance in Ghana varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Ghana travel insurance required, the greater will be the cost.

Our Ghana travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit. Compare travel insurance Ghana and get free quotes online.

travel insurance for visiting Ghana

Ghana Flag  Ghana - General information

Ghana, officially known as the Republic of Ghana, is located in West Africa. It shares borders with Ivory Coast to the west, Burkina Faso to the north, Togo to the east, and the Gulf of Guinea to the south. The capital city is Accra is the largest city in the country. Ghana has a population of approximately 31 million people, with a diverse mix of ethnic groups, the largest being the Akan. English is the official language, but many Ghanaians also speak one or more local languages such as Twi, Ewe, and Ga. The majority of the population is Christian, with significant Muslim and traditional religious minorities. The economy of Ghana is diverse, with agriculture, mining, and services sectors being the main contributors to the country's GDP. Ghana is the world's largest cocoa producer and also produces gold, oil, and other minerals. The country has made significant progress in recent years in reducing poverty and increasing access to education and healthcare.

Location

West Africa

Capital

Accra

Currency

Ghanaian Cedi

Best time to visit

October to March

Population

Around 31 million

Language

English

Vacation spots

Accra, Kumasi, Cape Coast, Elmina, Mole National Park, Tamale, Akosombo, Tema, Ada Foah, Aburi, Hohoe, Nzulezo, Kokrobite.

Popular tourist destinations in Ghana

Popular tourist destinations in Ghana

Buy travel insurance for Ghana

Jamestown

Jamestown is a tough but moving neighbourhood of Accra. There's a ton of history to discover as both the British and the Portuguese left behind a cultural and architectural legacy.

Buy visitor insurance for Ghana

Cape Coast

Cape Coast is a former European colonial capital and one of the most culturally significant spots in all of Africa. Today Cape Coast is primarily a fishing town with an artsy vibe.

Ghana travel insurance

Busua

It's a magnet for the backpacker and volunteer crowds who love to come to unwind on the beach for a few days at a time.

Travel insurance Ghana

Lake Bosumtwe

This crater lake is almost 90 metres deep and created when a large meteorite collided with Earth. The lake is surrounded by fantastic trails for hiking, biking, and horseback riding.

Resourceful tourist insurance USA information

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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Travel insurance for Ghana, Visitor insurance for Ghana

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Travel insurance Ghana resources

International travel insurance resources for Ghana visa holders.

Factors for travel insurance Ghana online

Factors for travel insurance Ghana online

Important factors while deciding on the best travel insurance to Ghana

Types of Ghana travel insurance online

Types of Ghana travel insurance online

Understanding different types of Ghana visa travel insurance options.

Ghana travel insurance claims procedure

Ghana travel insurance claims procedure

Ghana travel insurance online claims process for medical care hospital.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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International travel Insurance for Ghana residents

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Health insurance for visitors to USA...

  • Coronavirus health insurance for foreigners in USA

    Most countries have opened their borders now for international tourism. Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants.

    The Covid situation is made even more complicated with influenza and the respiratory syncytial virus (RSV) which is also spreading across the globe. Though there is a risk with the new variants, authorities have relaxed their strict controls thanks to improved vaccination coverage.

    However, while Covid appears to be less virulent and no longer as dangerous thanks to a large percentage of the population having vaccinations and booster shots, Covid

    Travel Insurance with covid coverage for visiting USA
    still remains a threat and disrupter for travelers due to its many different sub variants. Covid can still result in significant medical expenses either due to being quarantined in a foreign country or needing medical care in a hospital. This reinforces the importance of having the best international travel insurance, especially when coming to the US, given the high cost of US health care.

    Budget travel insurance with covid19 coverage for visiting USA

    Trawick International travel insurance

    Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

    Seven Corners visitors medical insurance

    Travel Medical Choice Insurance offers best Seven Corners health insurance for visitors to USA. The Sevencorners visitor health insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

    International Medical Group (IMG) Coronavirus insurance

    International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus, Patriot Platinum insurance ,Visitors Protect insurance and Visitors Care insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

    Global Underwriters US visitor insurance

    Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

    Travel Insurance Services travel insurance

    Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

  • Best health insurance for visitors to USA, Best travel insurance for USA

    Compare and buy the best visitor health insurance plans. The best visitors insurance for USA plans that we display are specially designed to match the needs of international travelers.
    Best health insurance for visitors to USA - Comprehensive plans
    • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
    • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
    • Available for US citizens visiting USA
    • Visitors Protect Covid insurance offers coverage for coronavirus illness.
    • This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • Atlas America Covid insurance offers coverage for coronavirus illness.
    • Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
    • Diplomat America Covid insurance offers coverage for coronavirus sickness
    • Available for US citizens visiting USA
    • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
    • Covers acute onset of pre-existing conditions up to policy maximum.
    • It offers coverage for visitors up to 89 years.
    • Covers Covid insurance offers coverage for coronavirus sickness
    • Covers treatment of acute onset of pre-existing conditions (up to 79 years)
    • INF Elite Covid19 insurance offers coverage for coronavirus.
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Comprehensive plan with full pre existing condition coverage which is unique.
    • Covers 90% of eligible medical expenses.
    • There is a minimum purchase of 90 days required to buy this plan
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Coverage for TDAP, Flu, etc Vaccines
    • Covers 90% of eligible medical expenses.
    • There is a minimum purchase of 90 days required to buy this plan
    • INF Traveler USA 90 covers 90% of elgibile medical expenses
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Minimum purchase of 30 days is required for this plan.
    • This is a comprehensive plan too but does not cover pre existing condition
    • INF Traveler USA Covid insurance offers coverage for coronavirus illness.
    • This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
    Best travel insurance for USA – Fixed benefit plans
    • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
    • Plan can be renewed up to 2 year.
    • Offers coverage for acute onset of pre-existing conditions up to 79 years.
    • Renewable up to 364 days
    • It offers coverage for acute onset of pre-existing conditions up to 70 years.
    • Plan can be renewed up to 364 days.
    • Safe Travels Elite Covid insurance covers coronavirus illness.
    • Covers acute onset of pre-existing conditions up to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • INF Premier Covid insurance covers coronavirus illness.
    • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
    • Renewable up to 364 days
    • INF Standard Covid insurance covers Coronavirus illness.
    • This is a fixed plan and is available for both US and Non US citizens visiting the US.
  • Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

    A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers and very important is to select pre-existing condition for medical insurance. It is recommended to to find good visitor insurance with Pre-existing conditions coverage, which is particularly important for older travelers and parents.
    Best travel insurance with pre-existing condition coverage - Comprehensive plans
    • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
    • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
    • Available for US citizens visiting USA
    • This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
    • Atlas America Covid insurance offers coverage for coronavirus illness.
    • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
    • Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
    • It offers coverage for visitors up to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
    • Safe travel USA Covid insurance offers coverage for coronavirus.
    • It offers coverage for visitors up to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Covers unexpected recurrence of a pre-existing medical conditions up to $1000
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Eligible for foreign residents visiting USA and worldwide
    • It offers coverage for visitors up to 89 years.
    • Travel Medical Choice Covid insurance offers coverage for coronavirus sickness
    • Covers expenses for treatment of acute onset of pre-existing conditions
    • Acute onset of pre-exisitng conditions are available for Worldwide including US - $50,000 up to 65 years; $5,000 for 65 to 79 years and Worldwide excluding US - $50,000 up to 65 years; $10,000 for 65 to 79 years.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000
    • Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25,000 up to 65 years; $5,000 for 65 to 79 years.
    • This is a comprehensive plan with excellent coverage.
    • This plan offers full pre existing condition coverage.
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    • This plan need to be purchased for a minimum of 3 months.
    • This is a comprehensive plan with full pre existing condition coverage which is unique.
    • Pre-existing complications from covid-19 covered
    • Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
    • This plan need to be purchased for a minimum of 3 months.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Pre-existing complications from covid-19 covered
    • Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years. Coverage for TDAP, Flu, etc Vaccines.
    • This plan need to be purchased for a minimum of 3 months.
    Best travel insurance for USA – Fixed benefit plans
    • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
    • Plan can be renewed up to 2 year.
    • Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
    • Visit USA offers 3 plans to satify your requirements and budget.
    • It offers coverage for acute onset of pre-existing conditions up to 70 years.
    • Plan can be renewed up to 364 days.
  • Senior Citizen travel insurance for above 60 years

    Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
    WorldTrips gives the best plans with extremely good coverage.
    • The best travel health insurance for 60 year old travelling to the US is Atlas America.
    • With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 79.
    Seven Corners gives the best plans with extremely good coverage
    • Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.
    • Travel Medical Choice Travelers must be at least 14 days old and under 75 years to be covered by this plan.
    • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
    International Medical Group gives the best plans with extremely good coverage.
    • Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
    • Visitors Protect plan offer maximum limits from $50,000 to $250,000.
    • The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.
    • Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
    INF Travel insurance gives the best plans with extremely good coverage for older travelers especially for the pre existing conditions. There are fixed benefit and comprehensive health insurance for non us citizens over 65 years options available. However, comprehensive plans are recommended due to their benefit coverage flexibility.
    • This is a comprehensive plan and is the plan with excellent coverage.
    • This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
    • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
    • This plan need to be purchased for a minimum of 3 months.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • This is a comprehensive plan and is the plan with excellent coverage.
    • This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
    • Pre-Existing complications from Covid-19 covered.
    • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
    • This plan need to be purchased for a minimum of 3 months.
    • This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
    • Pre-existing complications from covid-19 covered
    • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
    • This plan need to be purchased for a minimum of 3 months.
    • Covid-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing.
    • Covers 90% of elgibile medical expenses
    • This plan covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • Minimum purchase of 30 days is required for this plan
    • This is a comprehensive plan too but does not cover pre existing condition.
    • This is another comprehensive plan from INF.
    • This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.
  • Older traveler medical insurance for above 70 years

    Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
    • Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
    • Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition and for heart related diseases a maximum of $15,000 upon attaining age 70.
    • For the age of 65 and above this plan however provides a policy maximum of $50,000 only.
    • Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
    • There is also a higher policy maximum option available for people above 70 up to the age of 79.
    • Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
    • There is also a higher policy maximum option available for people above 70 up to the age of 79.
    • The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
    • In the $50,000 range there are many fixed benefit and comprehensive plan options available
    • Travelers must be at least 14 days old and under 99 years to be covered by this plan.
    • Offers coverage from 90 days to 12 months.
    • This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • Travel Medical Choice Travelers must be at least 14 days old and under 75 years to be covered by this plan.
    • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
    • Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
    • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Coverage for TDAP, Flu, etc Vaccines.
    • INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
    • Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
    • INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
  • Senior Citizen travel insurance for above 80 years

    Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
    • Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
    • Inbound Choice Insurance is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
    • Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.
    • The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
    • Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
    • It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
    • This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
    • This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
    • Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • It is available for travelers of ages 14 days to 99 years.
    • This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
    • It is available for travelers of ages 70 to 89 years
    • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
    • Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Coverage for TDAP, Flu, etc Vaccines.
    • INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
    • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.

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New US immigrant insurance

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

US Immigrant health insurance plans

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

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Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

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US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

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Ghana residents visiting Schengen countries

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 27 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements. Nationalities who require Schengen visa.

Schengen visa insurance requirements

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Travel insurance for Ghana residents visiting USA or traveling overseas

Travel medical insurance

Offers coverage of sudden & unexpected illness while traveling away from your home country.

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Pre-existing coverage

Find insurance plans providing comprehensive coverage for pre-existing conditions/ailments.

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Senior citizens

A fall/illness could become more serious for the older traveler. Be sure you have good coverage..

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Student insurance

Find insurance plans providing coverage student insurance International students studying overseas.

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Travel tips for international travelers

Travel tips for international travelers – safety, comfort and wellness.

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Travel medical insurance Ghana, Travel insurance to Ghana from USA links

Travel Insurance from USA to Ghana FAQ

FAQs about travel insurance for Ghana.

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Travel Insurance USA to Ghana Blog

Blog about travel health insurance Ghana.

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Travel Insurance to Ghana from USA Forum

Customer Queries for USA travelers to Ghana.

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Travel Insurance USA Claims

Claims about the travel insurance to Ghana.

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Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Popular countries among international travelers

Travel insurance for trip cancellation for Non US residents

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


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