Visitor Secure Insurance vs Inbound USA Insurance

Compare travel insurance benefits offered by Visitor Secure Insurance and Inbound USA Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.


TokioMarine HCC vs Seven Corners visitor insurance comparison

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Visitor Secure 
Plan Maximum
Deductible
Inbound USA 
Plan Maximum
Deductible
HCCMIS seven corners
brochure  Brochure & Details links
» Visitor Secure Insurance Brochure
» Visitor Secure Insurance Details
» Visitor Secure Insurance Reviews
» Inbound USA Insurance Brochure
» Inbound USA Insurance Details
» Inbound USA Insurance Reviews
file  Underwriter
Visitor Secure Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Insurance Underwriter
Certain Underwriters at Lloyd's of London
Best Rating  Rating
Visitor Secure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Inbound USA Insurance Rating
“A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s
Pre-existing  Acute onset of pre-exiting condition
Only available to members under age 70
Covered upto chosen plan maximum
Only available to members under age 70
Covered upto chosen plan maximum
dental  Dental Treatment
Treatment due to Accident - $550 maximum Treatment for Injury to Sound, Natural Teeth - $550 maximum
emergency  Emergency Medical Evacuation
$50,000 lifetime maximum, except as provided under acute onset of pre-existing condition (not subject to deductible or coinsurance). $50,000
repatriation  Repatriation of remains
$25,000 per member $25,000 for local cremation or burial $5,000
accident  Common Carrier Accidental Death
$25,000 lifetime maximum principal sum per member
Not subject to deductible
Death or loss of two limbs - principal sum
Loss of one limb - one-half the principal sum
$25,000 lifetime maximum principal sum per member
Not subject to deductible
Death or loss of two limbs - principal sum
Loss of one limb - one-half the principal sum
emergencyrepatriationaccident  Evacuation, Repatriation & AD&D Benefits for Pre-existing conditions
$25,000 lifetime maximum for emergency medical evacuation $25,000 per policy period for medical evacuation
Pregnancy  Pregnancy
Not Covered Not Covered
Pregnancy  Refund Policy
None Yes; Written notice before start date
planlife  Minimum Plan Life
5 days 5 days
planlife  Maximum Plan life
364 days 364 days
renewal  Plan Renewals
Renewable up to 364 days $5 for renewals online or by mail or fax; Online policies of 5 or more days are eligible for renewal; Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more
unique  Unique Advantages
Visitor Secure Insurance Advantages:
  • Cheaper plan with limited coverage.
  • This plan is suitable for international travelers going to US and US travelers traveling outside of US.
  • No Co-insurance.Good provider network.
Inbound USA Insurance Advantages:
  • Very affordable plan for short term travel cover.
  • Acute onset of pre-existing conditions are covered up to 70 years at no additional cost.
  • Cancellation and refund of full premium provided before the policy start date.
  • Covers expenses incurred from mental & nervous disorder and substance abuse like any other illness.

Compare Visitors Secure Insurance and Inbound USA Insurance

Travelling to USA can be a great experience but an emergency situation like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance. There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans. There are fixed benefits insurance plans offering limited coverage and are quite affordable namely Visitor Secure Insurance and Inbound USA insurance. Visitor Secure is offered by TokioMarine HCC Medical Insurance Services and has ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating. Inbound USA is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating.

What are the factors to consider while comparing Inbound USA insurance and Visitor Secure Insurance?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Inbound USA insurance and Visitor Secure Insurance
  • Compare visitor medical insurance maximum coverage between Inbound USA insurance and Visitor Secure Insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Inbound USA Insurance and Visitor Secure insurance offer maximum coverage up to $130,000. The coverage may be reduced for older travelers.
  • Compare visitors health insurance deductible options between Inbound USA insurance and Visitor Secure Insurance:
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Higher deductible have less premium than a plan with lower deductible. Both the plans offer the deductible options of $0, $50 and $100.
  • Contrast the travel health Insurance renewability options for Inbound USA insurance and Visitor Secure Insurance:
    Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. Visitor Secure insurance and Inbound USA Insurance both can be renewed up to 364 days.
  • Compare eligibility options of US visitors travel insurance for Inbound USA insurance and Visitor Secure Insurance:
    Both these US visitor fixed benefit medical insurance plans offer coverage to Non US citizens visiting US for a short period.
  • Compare visitors insurance Pre-existing conditions coverage for Inbound USA insurance and Visitor Secure Insurance:
    They offer coverage for acute onset of pre-existing conditions for visitors under 70 years of age.


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