1. Home
  2. Compare Insurance Plans
  3. VisitorSecure vs Travel Medical USA Visitor Basic

VisitorSecure Insurance vs Travel Medical USA Visitor Basic Insurance

Compare travel insurance benefits offered by VisitorSecure Insurance and Travel Medical USA Visitor Basic Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitor health insurance USA cost?

WorldTrips vs Seven Corners visitor insurance cost comparison

Email results
Age
Spouse
Start Date
End Date
Coverage
Citizenship
GET QUOTE
Compare Travel Plans
VisitorSecure
versus
  Travel Medical USA Visitor Basic 
VisitorSecure
Plan Maximum
Deductible
  Buy Now  
Travel Medical USA Visitor Basic
Plan Maximum
Deductible
  Buy Now  
Insurance Providers WorldTrips seven-corners
Covid19 Coverage Covered Not Available
Refund Policy None Yes; Written notice before start date
Minimum Plan Life 5 days 5 days
Maximum Plan life 364 days 364 days
Plan Renewals Renewable up to 364 days $5 for renewals online or by mail or fax; Online policies of 5 or more days are eligible for renewal; Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more
 Medical Benefits
Hospital room and board Plan A: $1,450 per day, maximum 30 days
Plan B: $1,725 per day, maximum 30 days
Plan C: Up to $2,000/day, 30 day max
Plan D: Up to $2,585/day, 30 day max		 Up to $1,000/day, 30 day maximum
Intensive care unit Plan A: $2,200 per day, maximum 8 days
Plan B: $2,600 per day, maximum 8 days
Plan C: $3,000 per day, maximum 8 days
Plan D: $3,800 per day, maximum 8 days		 Additional $500/day, 8 day maximum
Surgery Plan A: $3,600 per session
Plan B: $4,800 per session
Plan C: $6,000 per session
Plan D: $7,800 per session		 Up to $3,000
Physician visits Plan A: $60 maximum per visit, 30 visits max
Plan B: $75 maximum per visit, 30 visits max
Plan C: $90 maximum per visit, 30 visits max
Plan D: $115 maximum per visit, 30 visits max		 Up to $250
Prescription Drugs and Medications Plan A: $150 maximum
Plan B: $200 maximum
Plan C: $250 maximum
Plan D: $300 maximum		 Up to $150 Per Period of Coverage
 Emergency Services
Emergency local ambulance $500 maximum Up to $250
Hospital emergency room Plan A: $375 maximum
Plan B: $485 maximum
Plan C: $600 maximum
Plan D: $785 maximum		 Up to $250
 Dental
Emergency dental treatment $550 maximum $500 maximum limit due to accident or Sudden Relief of Pain
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions Plan A: $50,000 lifetime maximum for eligible expenses
Plan B: $50,000 lifetime maximum for eligible expenses
Plan C & Plan D: $50,000 lifetime maximum for eligible expenses($25,000 lifetime maximum for emergency medical evacuation,only available to members under age 70)		 Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 80 and older: Not Available
 Life
Common carrier AD&D $25,000 per Insured Person $25,000 lifetime maximum principal sum per member
 Evacuation
Emergency medical evacuation $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70. $100,000
Return of mortal remains or cremation/burial $25,000 max with $5,000 max for Cremation/Burial Up to $20,000 max with $5,000 max for Cremation/Burial
 Travel Insurance
Underwriter VisitorSecure Insurance Underwriter
Certain Underwriters at Lloyd's of London		 Travel Medical USA Visitor Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating VisitorSecure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-		 Travel Medical USA Visitor Basic Insurance Rating
AM Rating : A (Excellent)
Brochure and Details

Compare WorldTrips vs Seven Corners Insurance

Compare travel insurance benefits offered by VisitorSecure Insurance and Travel Medical USA Visitor Basic Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.Here the visitor can compare US visitor insurance cost of VisitorSecure insurance and Travel Medical USA Visitor Basic insurance plans by reviewing their unique Visitors medical insurance benefits.


Travelling to USA can be a great experience but an emergency situation like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance. There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans. There are fixed benefits insurance plans offering limited coverage and are quite affordable namely VisitorSecure Insurance and Travel Medical USA Visitor Basic insurance.

VisitorSecure is offered by WorldTrips and has ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating. Travel Medical USA Visitor Basic is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating.

Factors to consider while comparing Seven Corners and WorldTrips?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Travel Medical USA Visitor Basic insurance and VisitorSecure Insurance:
  • Compare visitor medical insurance maximum coverage between Travel Medical USA Visitor Basic insurance and VisitorSecure Insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Travel Medical USA Visitor Basic Insurance offer maximum coverage up to 150,000 and VisitorSecure insurance offer maximum coverage up to $130,000. The coverage may be reduced for older travelers.
  • Compare visitors health insurance deductible options between Travel Medical USA Visitor Basic insurance and VisitorSecure Insurance:
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Higher deductible have less premium than a plan with lower deductible. Both the plans offer the deductible options of $0, $50 and $100.
  • Contrast the travel health Insurance renewability options for Travel Medical USA Visitor Basic insurance and VisitorSecure Insurance:
    Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. VisitorSecure insurance and Travel Medical USA Visitor Basic Insurance both can be renewed up to 364 days.
  • Compare eligibility options of US visitors travel insurance for Travel Medical USA Visitor Basic insurance and VisitorSecure Insurance:
    Both these US visitor fixed benefit medical insurance plans offer coverage to Non US citizens visiting US for a short period.
  • Compare visitors insurance Pre-existing conditions coverage for Travel Medical USA Visitor Basic insurance and VisitorSecure Insurance:
    Compare average cost of the USA travel insurance with covid coverage : They offer coverage for acute onset of pre-existing conditions for visitors under 70 years of age.
AVI customer service

NEED HELP?
Contact our customer service team
We are here to help you!

 (877)-340-7910

Click to send an email

VisitorSecure vs Travel Medical USA Visitor Basic Insurance - FAQs

  • Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?
    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
    Is there coverage for Covid-19 illness in WorldTrips travel insurance?
    WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.
    Is WorldTrips insurance a legit company?
    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
    Can I buy travel insurance from WorldTrips?
    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
    What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?
    WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.
    Why should I buy travel insurance from WorldTrips insurance?
    World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
  • What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA Visitor Basic enrolment which will have all the necessary information for reimbursement.
    How to use Travel Medical USA Visitor Basic while receiving treatment?
    When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
    What is the meaning of acute onset of pre-existing conditions?
    According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.
    Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?
    Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.
    What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?
    Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.
    Which is the best visitor insurance in USA?
    The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.
    I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?
    Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage
    How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.

VisitorSecure travel insurance coverage for Covid19

VisitorSecure insurance plan offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days and must show proof of quarantine mandated by a physician or governmental authority. This quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. It is not available while in your home country and not subject to deductible.

Compare travel medical insurance

Compare Visitor health insurance

Travel Insurance FAQ

Travel Insurance FAQ

FAQs about visitor insurance.
Read more
Travel Insurance Blog

Travel Insurance Blog

Blog about travel health insurance.
Read more
Travel Insurance claims

Travel Insurance Claims

Claims about the travel insurance.
Read more
Travel Insurance forum

Travel Insurance Forum

About Travel Insurance Forum.
Read more
refer

GET HELP!!

Select the insurance providers based on the needs and requirements