Atlas America vs Liaison Choice, TokioMarine HCC vs Seven Corners visitor insurance comparison

These are two popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.


Atlas America vs Liaison Choice (TokioMarine HCC vs Seven Corners visitor insurance comparison)

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
ATLAS AMERICA
Maximum
Deductible
Liaison Choice
Maximum
Deductible
brochure  Brochure & Details links
» Brochure
» Details
» Reviews
» Liaison Choice Brochure
» Liaison Choice Details
coverage  Medical Maximum Options
Worldwide including US
Age 14 days to 69: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000
Ages 70-79: $50,000, $100,000 or $250,000
Ages 80+: $10,000

Worldwide excluding US
Age 14 days to 69: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000
Ages 70-79: $50,000, $100,000 or $250,000
Ages 80+: $10,000
Worldwide including US
Age 14 days to 69: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: $50,000
Ages 80+: $15,000

Worldwide excluding US
Age 14 days to 69: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: $50,000, $100,000
Ages 80+: $15,000
coverage  Deductible Options
$0, $100, $250, $500, $1,000, $2,500 or $5,000 $0, $100, $250, $500, $1,000, $2,500, $5,000
coinsurance  Coinsurance
Coverage in USA
  • In PPO - Coinsurance will be waived.
  • Outside PPO - Plan will pay 80% of the next $5,000 of eligible expenses, then 100% to the plan maximum.

Coverage outside US
Plan will pay 100% of eligible expenses up to the plan maximum.
Coverage in USA
  • In PPO - The plan pays 90% of the first $5,000, then 100% to the medical maximum.
  • Outside PPO - The plan pays 80% of the first $5,000, then 100% to the medical maximum.

Outside the United States
- The plan pays 100%.
Dismemberment  Accidental Death and Dismemberment
$250,000 maximum benefit any one family or group. $25,000 primary insured & travel companion; $5,000 child
Aggregate limit of $250,000 for total number of insureds on plan
coverage  Length of Coverage
Minimum : 5 days
Maximum : 364 days
Minimum: 5 days
Maximum: 364 days
renewal  Renewability
Yes : Up to
364 days
Yes. If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
Pre-existing  Definition of Acute onset of Pre-existing Condition
Sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care.
accident  Common Carrier Accidental Death
Up to $50,000 for ages 18 through 69
Up to $25,000 under age 18
Up to $12,500 for ages 70 through 74
Up to $6,250 for ages 75 and older
Maximum of $250,000 for any one family or group.
$50,000 primary insured & travel companion; $10,000 child
Aggregate limit of $250,000 for total number of insureds on plan
accident  Local Ambulance
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Up to $10,000
accident  Terrorism
Up to $50,000 lifetime maximum for eligible medical expenses only. Up to $50,000
Political evacuation  Political evacuation
Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). $10,000
hostpital  Hospital Indemnity
$100 per day of inpatient hospitalization (not subject to deductible or coinsurance). $150/night to a maximum of 30 days per occurrence, while traveling outside the U.S. & Canada.
unique  Unique Advantages
  • Child 9 years and below is FREE with a paying adult
  • Best for travelers on H1B/H4 visa holders or students on OPT status.
  • Adventure sports coverage is included.
  • Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
  • Best for American Expatriates visiting the US.
  • Optional coverage for hazardous sports.
hostpital  US Network of hospitals and doctors
» US PPO Network » US PPO Network
hostpital  International Network of hospitals and doctors
» International PPO Network » International PPO Network
file  Underwriter
Lloyds, London and is rated "A" (Excellent) by A.M. Best. Certain Underwriters at Lloyd's of London and is rated "A" (Excellent) by A.M. Best.
  Atlas America vs Patriot America Plus      Atlas America vs Liaison Choice      Patriot America vs Liaison Choice      Patriot America vs Safe travels USA      Atlas America vs Safe travels USA
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