Visitors Insurance for Diabetes
Diabetes commonly referred by doctors with the medical terminology Diabetes Mellitus is a disease where the person has high blood sugar level either due to body’s inability to produce adequate insulin or the body cells do not respond to insulin properly. Initial symptoms include frequent urination, increase in thirst and hunger. In 2013 it was estimated that around 382 million people in the world had diabetes.
- Type 2 Diabetes: In this type body does not produce enough insulin. This type affects 90% of the population.
- Gestational Diabetes: This affects the females during their pregnancy.
Patients with Diabetes have high risk of heart diseases and hence they need to ensure the blood pressure and cholesterol levels are monitored and maintained. Diabetes is primarily self- managed disease. This include usage of supplies like a test strips, meters and insulin.
Travelers from different parts of the world who are traveling to popular destinations in United States should be aware of this fact given the costly health care system in the US. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000.
People with diabetes are often concerned about coverage for diabetes as it is treated as a pre- existing condition. In the US, it was earlier virtually impossible to get health insurance for diabetes but after the Affordable Care Act was passed in 2010, the availability for health insurance has been made easier and affordable for individuals with existing ailments. However the Affordable care act is only applicable to domestic health insurance covering US citizens and US residents, it does not impact travellers who are visiting the US. It is therefore all the more important to know the coverage offered by Visitor insurance for travellers with Diabetes visiting the USA.
Travelers should be aware that visitor insurance plans will not provide any coverage for preventive care, or for regular treatment for an existing ailment. For example in the care of a diabetes patient, visitor insurance will not pay for insulin that a traveller is already using before he or she started this travel.
Here are few of the comprehensive visitor insurance plans along with details of their coverage for a pre-existing condition such as diabetes:
- Atlas America: If you are younger than 70, you may be covered for an acute onset of a pre-existing condition. Atlas Travel provides a limited benefit up to the medical coverage maximum lifetime for eligible medical expenses. This also includes a $25,000 lifetime maximum for emergency medical evacuation. An acute onset of a preexisting condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
- Patriot America Plus: This plan covers the acute onset of pre-existing conditions up to age 70 for Non US citizens. The benefit for this is URC which is Usual, Reasonable and Customary charges for that geographical area. For pre-existing condition emergency medical evacuation, this plan covers up to $25,000 medical maximum.
- Travel Medical Basic: Travel Medical Insurance offers coverage for acute onset of pre-existing conditions
- Travel Medical Basic offers
Ages 14 days to 69 years:$25,000, Ages 70 to 79 years: $2,500, 80 years and older:Not Available offers Worldwide Including the United States.
14 days to 64 years:$25,000, Ages 65 to 79 years: $5,000, 80 years and older:Not Available offers Worldwide Excluding the United States.
- Travel Medical Basic offers
- Premier Plan: This is a Fixed benefit plan providing policy maximum options of $100K, $150K, $300K,$500K and $1M for the age of 0-69 and $100,000 for the age range of 70-99. This is a full pre existing coverage plan where the coverage includes doctor appointments, blood tests, special care, urgent care which would not be covered under “acute onset” coverage plans.
- Premier plan provides policy maximum $100k covers pre-existing condition maximum of $20k/$40k with deductible $1k/$5k, policy maximum $150k covers pre-existing condition maximum of $30k/$60k with deductible $1k/$5k and policy maximum $300k covers pre-existing condition maximum of $50k/$100k with deductible $1k/$5k, policy maximum $500k covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years and policy maximum $1M covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years.
- For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15k/$25k with deductible $1k/$5k.
- Elite Plan: This is a comprehensive plan and is the and unique among comprehensive plans due to the offering of “full” coverage for pre existing conditions as described above. This plan has policy maximum options of $150K, $250K,$300K,$500K and $1M for people in the age range of 0-69 and $75,000 for people in the age range of 70-99. This is a full pre-existing coverage plan and covers doctor appointments, blood tests, special care, urgent care and any other treatment needed for a condition that was stable before travel, but started becoming an issue during the visitor’s trip.
- Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
- INF Elite Plus plan: Covers Preventive & maintenance care and coverage for full body physicals.Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions. Coverage for TDAP, Flu, etc Vaccines.
Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years. - INF Elite 90 plan: : Elite 90 plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions and covers 90% of eligible medical expenses.There is a minimum purchase of 90 days required to buy this plan. - Travel Medical Choice:: This plan offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
Travel Medical Choice insurance offers coverage for acute onset of pre-existing conditions up to the age of 79 years for acute onset of pre-existing conditions. - Worldwide Including the United States: For the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.
For the acute onset of pre-existing condition coverage other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75,000 coverage is available and for age range of 70 to 79 years, $7,500 coverage is available. - Worldwide Excluding the United States: For the acute onset of pre-existing condition coverage for the age range of 14 days to 64 years, $50,000 coverage is available and for the age range of 65 to 79 years, $10,000 coverage is available.
Health insurance for visitors to USA with pre-existing conditions
Most of the US visitors insurance plans provide coverage for "Acute Onset of Pre-Existing Conditions**". This is insurance coverage when an existing medical ailment becoming life threatening and needs emergency medical care. This coverage will have exclusions for coverage of gradual or slow worsening of the existing ailment which are not life threatening.
INF is one of the few US travel insurance companies offering visitor travel insurance to the US, Canada or Mexico with full coverage for pre-existing ailments. INF offers the best US travel insurance for pre-existing medical conditions with full Pre-existing conditions coverage. INF visitors insurance with pre-existing conditions coverage insures any in-patient, out-patient, urgent care, specialist, doctor visits and anything related to pre-existing conditions.
Since the INF plans treat pre-existing conditions like any new sicknesses, prescription medications are also covered when prescribed for a recent medical incident caused by a pre-existing condition. However, maintenance medications like Lipitor are not covered under this plan. This also means INF will not have exclusions that are typical in 'acute onset of pre-existing conditions**'. Some common pre-existing condition exclusions are:
- A limit on the coverage for certain adverse medical events like a myocardial infraction, heart attack or other Cardiac events.
- A limit on the number of occurrences within the insured period.
- Explicit exclusions for ailments like Urinary Tract infections, Kidney infections or Bladder infections.
This additional coverage explains why 'Full pre-existing conditions coverage' is more expensive than coverage only for 'acute onset of pre-existing conditions'. However, please note the INF does not support medical tourism, where patients buy this insurance simply to get medical treatment for an existing ailment
1.Is there travel medical insurance for seniors over 70 from USA?
Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.
Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.
2. What’s the most important insurance coverage for senior travelers?
The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.
In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.
Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.
3. Can I find cheap travel insurance for seniors over 70?
Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.
4. How can I compare different travel medical insurance for seniors over 70?
Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:
- The maximum medical coverage available for the age of the traveler
- The cost of insurance and deductible and co-insurance expenses
- The Preferred provider organisation (PPO) network of the insurance provider and user reviews
- The coverage for pre-existing conditions and any exclusions and limitations of the policy
- The customer assistance and emergency helpline of the insurer
5. How important is the visitors insurance for parents over 70?
Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.
Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:
- Medical expenses due to illness or injury
- Trip cancellation or interruption due to unforeseen reasons
- Loss or delay of baggage or personal belongings
- Passport or travel document theft or loss
- Emergency evacuation or repatriation
- Legal liability or personal accident
- Travel assistance and support
Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.
It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
6. How much is travel insurance for 70 year old cost?
The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:
- The age and health of the traveler (older the traveler, higher the cost)
- The destination and duration of your trip (cost in US is most expensive)
- The amount of medical maximum coverage chosen (higher the coverage, higher the cost)
- The deductible and co-insurance of the insurance
- Any add-on benefits (pre-existing conditions coverage etc.. cost more)
7. Why are INF Full travel insurance pre-existing conditions plans more expensive than other travel insurance covering pre-existing conditions?
The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a new Accident and Sickness, subject to the policy maximum and deductible limits. This guaranteed coverage explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'acute onset of pre-existing conditions**'
8. Does INF travel insurance really offer coverage for pre-existing conditions?
Even though it is hard to believe, the answer is Yes. INF insurance does cover any pre-existing conditions ranging from Diabetes, Blood pressure, Arthritis and diseases due to Kidney complications. All of these issues are all covered by the INF Premier, INF Elite, Elite Plus and INF Elite 90 best travel insurance for pre existing conditions
Compare the best travel insurance for full pre-existing conditions plans INF Premier & INF Elite best travel insurance for pre-existing conditions.
9. Are prescription medications covered by INF’s visitor insurance with pre-existing conditions coverage plans?
Prescription Medications are covered when prescribe for a recent incident caused by a pre-existing condition. Maintenance medications, such as Lipitor, are not covered under this plan. In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Elite, Elite Plus and INF Elite 90 plans.
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Customer queries and answers about Pre-existing conditions for traveling to the US.
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How does travel insurance for pre-existing conditions work?
The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditions. Any travel health insurance coverage for pre-existing conditions will depend on all these.
How do I know if my pre-existing condition is covered by travel insurance?
Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition.
Travel Insurance - Pre-existing conditions coverage
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What makes Venbrook Premier insurance the best choice for diabetes and acute onset of pre-existing conditions?
Diabetes is considered a chronic condition, which means most insurance companies can deny claims it if it’s listed as a pre-existing condition in your medical records. This is even if the traveller experiences an acute event (like a diabetic coma), the claim might be denied.
However, VenbrookPremier insurance has a special rule for acute onset of chronic conditions. If a diabetic event happens suddenly and requires immediate care, it might still be covered under certain conditions, depending on factors like age and the specifics of the event. Venbrook Premier insurance for a 60-year-old traveler costs $176, with a policy maximum of $50,000 and a deductible of $250.
When can an Acute Onset of pre-existing conditions claim be denied?An acute onset claim could be denied in these situations:
- If the event happens within the first 48 hours after the policy starts.
- If the person doesn’t seek treatment within 24 hours of the event.
- If the person doesn’t follow their prescribed treatment, like not taking medication.
- If the person goes against their doctor’s advice, for example, leaving the hospital against medical orders or trying to run a marathon after being told not to.
- The Venbrook policy is designed to fairly cover claims related to acute onset conditions, as long as the situation meets specific guidelines.
What is the best US visitors insurance with pre-existing conditions coverage?
The best US visitors insurance with pre-existing conditions coverage is listed here:
- The INF Elite plans are designed for travelers who need coverage for full pre-existing medical conditions up to age 99 years. INF Elite plans are comprehensive plans available for people traveling to the US and provide flexible coverage. Minimum Purchase of 90 days is required on the plans.
- The VenbrookPremier Insurance This plan provides coverage for the acute onset of pre-existing conditions for visitors under 70 years old, up to the policy maximum.
- Safe Travels USA Comprehensive offers coverage for acute onset of pre-existing conditions up to 70 years the limit is up to the medical maximum purchased per period of coverage and for any coverage related to cardiac disease, coverage is limited to $25,000.
- Atlas America Insurance is a comprehensive visitor insurance for acute on set of pre-existing conditions that covers Non-US citizens and Non-US residents while visiting the US up to age 79 years.
The plan provides acute onset of non-chronic pre-existing conditions coverage.. - Patriot America plus is Comprehensive travel insurance covers acute on set of pre-existing conditions up to chosen maximum limit aged up to 70 years. This plan is available for Non US citizens travelling to the USA and US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while. Plan is suitable for Green Card holders as long as they reside outside the US.
- Visitors Protect is Comprehensive visitor medical insurance offers pre-existing conditions up to age 99 years. Minimum Purchase of 90 days is required on the plan. It is an affordable plan for visitors visiting the US.
- Safe Travels USA is a cheap travel medical insurance plan that covers sudden, unexpected recurrence of a Pre-existing Condition for Non-US Citizens and Non-US Residents while visiting the USA up to 89 years.
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How much does best visitor insurance with pre existing conditions cost?
The cost of cheap travel insurance for visitors with chronic illnesses ranges from $39 to $229 per month, depending on the factors such as visitor’s age, duration of the coverage, medical maximum and deductible.
| Plan Name | Medical Maximum | Deductible | Acute onset coverage | Cost |
|---|---|---|---|---|
| Safe Travels Advantage | $25,000 | $0 | Up to 89 yearsopen_in_new | $39 |
| Visitors care | $25,000 | $100 | Up to 70 yearsopen_in_new | $40 |
| Safe Travels Elite | $25,000 | $0 | Up to 89 yearsopen_in_new | $50 |
| Visit USA Budget | $50,000 | $250 | Up to 65 years and aboveopen_in_new | $49 |
| Safe Travels USA Cost Saver | $50,000 | $250 | Up to 69 yearsopen_in_new | $139 |
| Visitors Preferred | $50,000 | $250 | Up to 70 yearsopen_in_new | $148 |
| Atlas America | $50,000 | $250 | Up to 79 yearsopen_in_new | $151 |
| Patriot America Plus | $50,000 | $250 | Up to 70 yearsopen_in_new | $164 |
| Travel Medical Basic | $50,000 | $250 | Up to 79 yearsopen_in_new | $168 |
| Safe Travels USA Comprehensive | $50,000 | $250 | Up to 69 yearsopen_in_new | $172 |
| Venbrook Premier | $50,000 | $250 | Up to 70 yearsopen_in_new | $176 |
| Diplomat America | $50,000 | $250 | Up to 70 yearsopen_in_new | $229 |
Source: American Visitor Insurance®
The visitor health insurance USA pre existing conditions cost starts from $55 to $233 per month, The cost depends on the age of the visitor, duration, medical maximum coverage and deductible.
The average cost of travel medical insurance with coverage for pre-existing conditions in the US based on quotes for one month for 60 year old traveler.
| Plan Name | Medical Maximum | Deductible | Acute onset coverage | Cost |
|---|---|---|---|---|
| VisitorSecure | $50,000 | $100 | Up to 70 yearsopen_in_new | $55 |
| Atlas International | $50,000 | $250 | Up to 79 yearsopen_in_new | $117 |
| Patriot International Lite | $50,000 | $250 | Up to 70 yearsopen_in_new | $121 |
| Travel Medical Basic | $50,000 | $250 | Up to 79 yearsopen_in_new | $121 |
| Intermedical | $50,000 | $250 | Up to 80 yearsopen_in_new | $121 |
| Atlas Premium International | $50,000 | $250 | Up to 79 yearsopen_in_new | $164 |
| Safe Travels International | $50,000 | $250 | Up to 69 yearsopen_in_new | $233 |
Source: American Visitor Insurance®
Health insurance for visitors to USA with pre-existing conditions
Review US visitor insurance plan benefits.
Different types of US Visitors travel insurance
Fixed Benefit travel insurance
A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.
Comprehensive travel insurance
Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.
Diabetes travel insurance - FAQ
1. Can you get travel insurance if you have a pre-existing condition?
Absolutely, yes! Travel insurance is meant to cover you in the unlikely event of a sudden illness or accident while you are on your trip. Even if you have a pre-existing condition that complicates treatment, that is not relevant to the coverage for an unexpected illness or injury. Naturally, your pre-existing conditions themselves are excluded from coverage, so you should pack as much medication as you will comfortably need for your trip.
2. Is pre-Diabetes a pre-existing condition for travel insurance?
To answer this question, we need to understand the definition of pre-existing condition under the travel insurance plans, and then see if Diabetes fits under that definition and then see if the travel insurance covers pre-existing condition.
According to the definition of pre-existing condition, this is something that happened before the purchase of the travel insurance. This would absolutely include diabetes as it a health condition that can fit into this broad definition of pre-existing condition.
Now, to check if the travel insurance plan covers pre-existing condition. Normally only some of the US visitors travel insurance plans cover pre-existing condition, and they will include a prerequisite to satisfy the coverage which could be a window before the coverage takes effect. It could also be like after the coverage became effective within 180-day period of preceding and including the date of purchase, the first manifested case which can be acute or is severe that deserves emergency medical attention.
3. Does having Diabetes affect your travel health insurance?
Having a pre-existing condition like Diabetes will not lead to charge more or denial of coverage. This is true for the new travel insurance plans in the marketplace. The premium of the plan varies with the benefits that are offered, the age range of the individual, policy maximum and the deductible.
However, it is important to choose the right plan so that your condition gets covered sufficiently in case of any emergency. There is one great plan available in the market that covers the pre-existing condition in full where it takes care of doctor visits, blood tests, prescription medication ... which is not the case with most other travel insurance plans. INF offers the following comprehensive and Fixed benefits plans respectively that provide coverage for pre-existing conditions. INF Elite, INF Premier
4. Can Diabetics get travel insurance and why buy it?
INF travel health Insurance is available for people with Diabetes and is very useful for traveler with this medical condition. Whether the travel is for a weekend or for longer period, the vacation must be relaxing. It is in this context that having the best travel health insurance which includes coverage for Diabetes is very important while planning for the perfect trip. However, travel insurance for Diabetics is expensive due to the high risk involved. Traveling with diabetes brings the whole new challenge to traveling of maintaining the blood sugars within the recommended range becomes even more harder. Travel insurance for Diabetes is vital as it provides coverage for emergencies during your travel and in the new destination place of your travel.
5. What is covered in the travel protection insurance for Diabetes?
- Travel protection Insurance for Diabetes doesn't just cover the medical emergencies but the cost of the trip in case the trip needs to be cancelled, stolen or lost luggage expenses.
- It also covers other pre existing medical conditions other than Diabetes.
- In case of delay in the flight or delay in baggage delivery , travel insurance will cover the additional costs for the work around.
Looking into the plan carefully and choosing the right plan for your criteria is the key. There are many plans in the market for covering your needs. Coverage for pre-existing conditions is the main criteria, however traveling with Diabetes brings the new challenge of other unknown surprises like cutting short of the trip, cancelling the flight...which needs a plan that covers these costs as well.
