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If you are traveling to the United States, it is important that you buy good visitors medical insurance. While visiting the US is fun, being forced to go to an US hospital can be traumatic. Unlike some other western nations, the United States does not have universal health care and domestic health insurance plans are limited to US residents. As a visitor to the US, you have to pay for medical/dental services should you need it. While at first glance this might not seem like a big deal, but dig a little deeper and on seeing the cost of US healthcare you will realize the importance of getting visitors medical insurance when in the USA.
Medical care in the US is very costly and you might find yourself paying through your nose if you suffer from any illness or accident and are treated for the same in an US hospital. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018. If you want to protect yourself from these high expenses, you need visitor medical insurance. Some visitor insurance plans from INF cover these pre-existing medical ailments. You will be visiting the US to explore the country and culture, to catch its sights and sounds, meet family or for business, you do not want any expensive medical treatment to interfere with your visit.
