Visitor Health Insurance for unexpected injury and accidents
On Oct 1st, 2017 there was a massive shootout in Las Vegas, USA. As a result of this shootout 59 people were killed and around 500 people were injured. One gunman from a nearby hotel in the Las Vegas strip fired thousands of rifle rounds on a large crowd of concertgoers on the Route 91 Harvest music festival on the Las Vegas strip. This incident serves as an example of a massive unexpected accident causing injury and even death to visitors who were visiting the United States, in this case to the casino town of Las Vegas. Travel health insurance plays a big role in such situations where the medical treatment for the injured can be extremely expensive and can be prohibitive to pay out of pocket. Millions of visitors come to the USA annually for different occasions and Las Vegas is such a famous and popular desirable tourist spot that everyone living both within the US and outside the US would like to vacation there. This incident has raised concerns for people coming to the US from neighboring countries like Canada where they are started paying more attention to travel health insurance options before starting their trip to the US.
There are numerous private insurance companies available online providing Travel Health Insurance also commonly known as Visitor Health Insurance to visitors coming to the US that insures them for unexpected sickness or injury. They are broadly classified as Fixed and Comprehensive visitor insurance plans. For a disaster of this magnitude that occurred in Las Vegas, it is always best to buy the Comprehensive visitor insurance plan as they provide extensive coverage with greater policy maximum options and flexible benefit coverage. Comprehensive plans extend their benefit coverage to the policy maximum for all of the benefits provided by the plan. Most of these plans are associated with excellent healthcare provider networks like First Health network, United HealthCare, Coventry healthcare… which help in finding the nearby facilities near the area code which might be helpful in the payment of claims in case of direct billing facilities available with the insurance companies. Companies like Tokiomarine HCC also have international provider networks available which is helpful when people travel outside their home country to other countries other than the US. Atlas Travel and the Atlas Premium plans from Tokiomarine HCC are very good comprehensive visitor insurance plans. Other popular company include IMG(International Medical Group). Plans like Patriot Platinum and Patriot Go Travel are some popular comprehensive plans that can provide good coverage for major medical expenses. Their Global Medical plans are quite attractive as well among the expats and residents living outside US and people who wants to stay long term. These plans have pregnancy and maternity coverage as well with a waiting period of 10 months.
