Travel insurance to Caribbean from Canada

Compare and buy travel insurance

Age & Citizenship
Start date
End date

Travel insurance for Canadians to the Caribbean

Canadian travelers heading to the Caribbean can greatly benefit from buying the best travel insurance for their Caribbean trip. Travel insurance provides essential coverage for unforeseen travel or health related events such as medical emergencies, evacuation, and baggage loss. With the diverse range of activities available in the Caribbean, including water sports, beach relaxation, and cultural exploration, having the best travel insurance which typically costs around 5% of the trip cost ensures peace of mind and financial protection. It is important for Canadians travelers to the Caribbean to compare the best international travel insurance plans on American Visitor Insurance and make an informed decision while buying travel insurance for Caribbean. With travel insurance in hand, Canadian travelers can fully enjoy their Caribbean getaway, knowing they are prepared for any unexpected situations that may arise.The Caribbean is a dream destination for Canadian travelers, offering warm weather, a paradise of stunning beaches, crystal-clear waters, and vibrant culture.

The Bahamas is a favorite choice, with its postcard-perfect white sand beaches, world-class resorts, and vibrant marine life for snorkeling and diving enthusiasts. Jamaica entices visitors with its reggae beats, lush rainforests, and the iconic Dunn's River Falls. For a taste of French and Creole culture, Martinique offers charming towns, beautiful landscapes, and delicious cuisine. The Dominican Republic boasts palm-fringed beaches, breathtaking waterfalls, and colonial architecture in cities like Santo Domingo. The Cayman Islands are renowned for their pristine dive sites and luxurious resorts. Those seeking a quieter escape will find solace in the idyllic beaches of Anguilla or the secluded coves of the British Virgin Islands. Whether you're looking for adventure, relaxation, or cultural immersion, the Caribbean offers an abundance of options for Canadian travelers seeking a tropical getaway.

What does visitor travel insurance cover?

Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

Testimonials - From Our Customers

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon.
Know more »


I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100.
Know more »


I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need.
Know more »

Lori Fields

Snowbird Travel Insurance – Highlights

  • Provides medical coverage for unexpected medical expenses arising while outside Canada
  • Can cover trip cancellation or interruption, lost or stolen luggage, and other travel-related issues
  • Snowbirds can choose different types of coverage, such as single-trip insurance, multi-trip insurance, and travel health insurance
  • Snowbirds with pre-existing medical conditions can also get coverage, but it depends on the specific condition and the insurance plan

Snowbird travel insurance reviews

Snowbird tourism refers to travelers from Canada or the northern parts of the US who spend their winters in warmer southern regions either within the United States or in other countries. There are about 500,000 Canadians who escape the harsh winter and head South to the United States. These Canadian snowbirds specifically come to the state of Florida. We all know of the very expensive health care system in the US. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000.

Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018. Should you fall ill or get injured, the out of pocket medical expenses can be financially crippling if you do not have sufficient Canadian health insurance in USA or travel health insurance to USA from Canada. Medical expenses can easily cost you hundreds of thousands of dollars.

01. Will my Canadian health insurance cover me in the US?

We asked this question often. Please note that the Canadian Government website clearly states that Canadian health insurance is not valid outside Canada and it is recommended to buy health insurance for Canadians in USA.

02. Can a Canadian citizen get health insurance in the US?

Yes, there are some health insurance for Canadian visitors to USA offered by INF. To find the best Canadian travel insurance for seniors or Canadian snowbird travel insurance, relevant information is at older traveler US health insurance for Canadian snowbirds plans.

The Travel insurance for Canadian seniors with pre existing medical conditions includes the medical maximum health insurance for Canadian seniors travelling to the USA available for their age in these Snowbird destinations. It is important to understand the different US health insurance for Canadian snowbirds and to make an informed decision while buying snowbird health insurance for Canadians traveling into US.

For Canadians who want to visit the US multiple times within a year, they can consider buying the Annual multi trip plan which will provide coverage for the whole year with a specific time period limit for each trip like 30, 45, 60... days depending on the plan. This option is cheaper than buying US health insurance for Canadian snowbirds for every single trip and is most suitable for people making multiple trips for business...

If an individual is a dual citizen with Canadian and US citizenship, then the person can buy insurance for visiting US from Canada by entering Canada as the home country and US as the country of citizenship in order to buy US travel insurance for his/her sojourn in the US.

03. What are the important tips for Canadian snowbird?

Some important tips for Canadian snowbird
Snowbirds travel insurance for Canadians
cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Get Quotes »

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

Click here to read more »

Can one get medical insurance for Canadian in US with Covid19 coverage?

Yes. There are some insurance for Canadians visiting USA that cover COVID-19 like any other illness. Canadians can use our search engine to compare USA travel insurance with covid coverage for Canadians. They cannot be sick before the start of the policy for coverage to be valid (otherwise it will be considered pre-existing).

Note that some companies cannot sell policies health insurance for Canadian in US or to people with Canadian addresses. However, Global Underwriters, WorldTrips, Seven Corners, IMG and Trawick International, and INF are companies that can provide health insurance for Canadian in USA policies.

There are currently Six US insurance providers namely Trawick International, INF insurance, International Medical Group (IMG), Seven Corners, WorldTrips and Global Underwriters who offer US Covid travel insurance coverage for Snowbirds.

Steps to buy
Visitor travel insurance online

1.  Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.

2.  Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

3.  Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

4.  Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

visitor travel insurance for Canadians

Snowbird travel medical insurance for Canadians

During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. They Canadian travlers are commonly known as Snowbirds.

Since domestic health insurance in Canada does not offer coverage outside its border, buying proper overseas travel medical insurance is recommended by the Canadian government authorities. Healthcare treatment in US and Europe is very high and it is very risky to be uninsured while in those countries.

Know more

Caribbean travel insurance from Canada - links

Travel Insurance from Canada to Caribbean FAQ

FAQs about travel insurance for Caribbean.

Click here to read more »

Travel Insurance for Canadians to Caribbean Blog

Blog about travel health insurance Caribbean

Click here to read more »

Travel Insurance from Canada to Caribbean Forum

Customer Queries for Canadians to Caribbean.

Click here to read more »

Travel Insurance for Canadians to Caribbean Claims

Claims about the travel insurance to Caribbean.

Click here to read more »

Travel insurance Caribbean, Medical insurance for visitors to Caribbean - FAQ's

01.  Why do Canadians need travel insurance when visiting Caribbean?

There are many reasons why you need US travel insurance for Caribbean from the Canada:

Travel insurance is important and even essential when traveling to Caribbean from the Canada to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies, trip cancellation or interruption, lost or delayed baggage, and other unexpected events that could disrupt your trip.

Your Canada health insurance usually will not cover your medical expenses while you're outside US borders and you are not eligible for Canadian medical care as a US resident. As a visitor, you will have to pay out of pocket for any medical treatment you need in Caribbean, which can be very costly.

Your travel insurance can also cover other risks, such as trip interruption, lost luggage, document replacement, and repatriation in case of death. These can help you avoid financial losses and hassles if something unexpected happens during your trip.

02.  What does travel insurance for Caribbean from Canada typically cover?

Canada travel insurance for Caribbean typically covers medical expenses, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, travel delays, and personal liability. However, the coverage will vary depending on the specific insurance plan you choose. It is very useful to make an informed decision by comparing the best Canada travel insurance for Caribbean on American Visitor Insurance.

The travel insurance for Caribbean from Canada typically has the following coverage benefits:

  • Emergency medical expenses: for any sudden and unforeseen illness or injury that requires medical treatment while you are in Caribbean. This may include hospitalization, ambulance, prescription drugs, dental care, and repatriation.
  • Trip cancellation and interruption: for any non-refundable prepaid travel arrangements that you have to cancel or cut short due to a covered reason, such as sickness, injury, death, natural disaster, or travel advisory.
  • Lost or stolen baggage: for any personal belongings that are lost, stolen, or damaged during your trip, up to a certain limit. This may also include baggage delay benefits if your luggage is delayed for more than a specified period of time.
  • Other benefits: such as travel assistance, accidental death and dismemberment, flight accident, rental car damage, and personal liability. These benefits will vary depending on the plan and provider you choose.

03.  Can I use my existing health insurance in Caribbean?

While it depends on your health insurance policy, most Canadians health insurance plans provide little to no coverage outside Canada borders, and this includes Medicare. Even if your health insurance covers medical expenses, it will not include other travel-related benefits like trip cancellation or baggage loss.

It is recommended to compare the best travel insurance for Caribbean from Canada on American Visitor Insurance and consult an insurance advisor at 877-340-7910 to make a well informed decision in finding the best Canada visitor insurance for Caribbean.

04.  Will my travel insurance for Caribbean cover me if I have a pre-existing medical condition?

When buying travel insurance for Antarctica, it is important understand the coverage for pre-existing conditions and to clearly disclose any pre-existing medical conditions you may have in the online application form if mentioned. Some INF travel insurance plans offer good coverage for pre-existing conditions, while some offer coverage for acute onset of pre-existing conditions, while still others exclude pre-existing conditions coverage entirely. Be sure to compare the pre-existing conditions visitor insurance plans on American Visitor Insurance to understand how your pre-existing conditions are covered, if at all.

05.  How much does US travel insurance to Caribbean from Canada typically cost?

The cost of US health travel insurance for Caribbean can vary depending on several factors, including your age, duration of the trip, coverage limits, and the type of plan you choose. On average, it can range from 4% to 10% of the total trip cost.

Travel insurance blogs and articles

Trip vs Travel vs Global

Article comparing trip cancellation insurance, travel medical and expatriate insurance.

Click here to read more »

Insuring Your Travel Investment

Find out how to insure your trip investment costs and know available plans with trip cancellation.

Click here to read more »

Blog for Trip vs Travel vs Global

Confused whether you need to buy Trip cancellation or Travel medical insurance or long term Global health insurance?

Click here to read more »

Trip protection insurance for US Travelers

Travel insurance coverage for US travelers traveling outside the USA.

Click here to read more »

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!