⚡ Get Quote
Mexico Flag

Travel Insurance Canada to Mexico

Best Travel Insurance for Canadians Cost

Age
Spouse
Start Date
End Date
Coverage Region
Excluding USA
Citizenship
Canadians
Safe Travels USA Comprehensive
Plan Maximum
Deductible
  Buy Now  
Patriot America Plus
Plan Maximum
Deductible
Pre - existing and COVID19
  Buy Now  
Diplomat America
Plan Maximum
Deductible
  Buy Now  
  Insurance Providers
star Rating: AM Best "A"
edit_square Underwriter: Zurich Insurance Europe AG Belgian branch
  • Coinsurance: After deductible, plan pays 100% up to policy maximum
  • Acute onset of pre-existing condition: $20,000 up to age 65 and $10,000 over age 65.
  • Emergency medical evacuation: Up to maximum limit
  • Urgent care: Covered
  • Trip interruption: Up to $7,500
  • Renewable: Can be renewed and extended up to 364 days
  • Repatriation of Remains: Up to $1,000,000
star Rating: "A" (Excellent)
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Coinsurance: After deductible, plan pays 100% up to policy maximum
  • Direct Billing: Through IPA Network
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to $1,000,000
  • Urgent Care: $30 per incident; no copayment if deductible is $0.
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 24 months
  • Repatriation of Remains: Up to maximum limit
star Rating: AM Best Rating "A" (Excellent)
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Direct Billing: Through IPA Network
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to maximum limit
  • Urgent Care: 30 per incident; no copayment if deductible is $0
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 36 months
  • Repatriation of Remains: Up to overall maximum limit
Travel insurance Canada - Brochure & Details links

💰 How Much Is Canadian Travel Insurance?

The cost of travel insurance for a 40-year-old on a one-month trip ranges from $55 to $246. Prices vary based on age, coverage limits, deductible, and coverage for pre-existing conditions. Many affordable travel insurance plans cost less than a dollar a day.

Best Mexico Travel Insurance from Canada

Travel Health Insurance for Canadian Citizens Visiting Mexico

Mexico travel insurance for Canadians is essential for anyone planning to enjoy the sun, beaches, and vibrant culture of Mexico. The country remains one of the most popular destinations for Canadian snowbirds seeking warm weather during the winter months. With convenient flights by Air Canada and other major airlines from Toronto, Montreal, Vancouver, and Calgary to popular cities like Mexico City, Cancun, and Puerto Vallarta, Mexico offers excellent accessibility for travelers.

The warm tropical climate, beautiful sandy beaches, affordable cost of living, and short travel time make Mexico an ideal choice for both short vacations and long-term stays.

Travel health insurance for Canadians visiting Mexico

However, Canadian seniors and snowbirds should always secure comprehensive travel health insurance for Mexico to protect against unexpected medical emergencies, hospitalizations, or the need for emergency medical evacuation from Mexico.

Mexico is a vibrant country known for its rich cuisine, colorful traditions, and deep historical roots. From the ancient Aztec and Mayan civilizations to the stunning beaches of the Yucatán Peninsula, there’s something for every traveler. While these attractions draw millions of visitors each year, it’s important for older Canadians to have the right Snowbird travel insurance for Mexico that covers any unplanned medical emergencies or medical evacuations.

Some of the most popular and reliable Canada-to-Mexico travel insurance plans providing comprehensive health coverage for Canadian travelers are listed below:

These travel medical insurance plans for Canadians traveling to Mexico offer emergency medical coverage for unexpected illness or injury. However, they provide limited protection for non-medical issues such as trip interruption, baggage delay, or lost luggage.

To bridge this coverage gap, trip cancellation insurance for Canadians visiting Mexico can be added. These plans offer trip cancellation, trip interruption, missed flight connection, and baggage loss coverage, ensuring complete financial protection during your travels.

Popular Trip Insurance Plans for Canadians Traveling to Mexico

Travel Insurance Select — Administered by Travel Insurance Services, this plan offers extensive coverage including trip cancellation, trip interruption, baggage loss, and emergency medical evacuation. It is one of the best travel insurance options for Canadians visiting Mexico seeking flexible and affordable coverage.

Before purchasing, compare plans on American Visitor Insurance to find the most suitable and affordable Mexico travel health insurance for Canadians based on your age, trip duration, and health requirements.

Which Is the Best Travel Medical Insurance for Canadians Visiting Mexico?

trawick-international logo TrueNorth Travel Medical Insurance

TrueNorth Travel Medical is an accident and sickness insurance plan designed exclusively for Canadian residents, providing affordable coverage and 24/7 travel assistance for a single international trip.

This TrueNorth Travel Medical Insurance plan offers reliable protection for Canadians traveling abroad, though it is not available in certain provinces and territories or for travel to Israel and countries restricted by Canada Global Affairs.

  • Best for Canadian residents traveling outside of Canada.
  • Available for travelers up to age 59.
  • Offers single-trip coverage.
  • Provides unlimited coverage repatriation of remains.
  • Unlimited emergency medical evacuation.
  • Emergency medical coverage up to $5,000,000.
  • 10-day free look period.
  • TrueNorth Travel Medical insurance starts from $125 for a 40-year-old traveler

Which Is the Best Trip Cancellation Insurance for Canadians Visiting Mexico?

The best trip cancellation insurance for Canadians visiting Mexico is the TrueNorth Trip Protection Plus plan. It offers comprehensive coverage, higher limits, and robust benefits to ensure peace of mind during your journey.

For travelers seeking a more budget-friendly option, the TrueNorth Trip Protection Lite plan provides essential coverage at a lower cost while still protecting Canadian travelers from unexpected trip cancellations.

trawick-international logo TrueNorth Trip Protection Lite Insurance

  • Eligible for Canadian residents traveling internationally.
  • Covers trip cancellation coverage up to $25,000.
  • Trip Interruption is covered up to 100% of trip cost.
  • The maximum trip duration depends on your age (0–59 years - 90 days, 60–69 years - 30 days, 70–89 years - 16 days).
  • Covers unlimited repatriation of remains.
  • Not available in NB, NT, NU, PE, QC, or YT.
  • Includes 24/7 non-insurance emergency travel assistance.
  • TrueNorth Trip Protection Lite insurance cost for a 40 year old traveler starts from $95 for 15 days trip duration with $1000 trip cost.

trawick-international logo TrueNorth Trip Protection Plus Insurance

  • Available for Canadian residents traveling outside of Canada.
  • Offers trip cancellation coverage up to $25,000.
  • Trip interruption coverage up to $25,000.
  • Includes trip delay coverage up to $2,000.
  • Coverage for baggage and personal effects is up to $1,500.
  • Emergency medical expenses is covered up to $5,000,000.
  • Not available in NB, NT, NU, PE, QC, or YT.
  • The maximum trip duration depends on your age (0–59 years - 90 days, 60–69 years - 30 days, 70–89 years - 16 days).
  • TrueNorth Trip Protection Plus insurance cost for a 40 year old traveler starts from $165 for 15 days trip duration with $1000 trip cost.

Which Is the Best Annual Travel Medical Insurance for Canadians Visiting Mexico?

The TrueNorth Annual Travel Medical Insurance plan is ideal for frequent Canadian travelers visiting Mexico throughout the year. With a single comprehensive policy, this annual travel medical insurance for Canadians visiting Mexico provides extensive medical coverage, emergency evacuation and repatriation with no limit, and 24/7 global travel assistance.

This plan removes the need to purchase separate coverage for each trip offering continuous protection, cost savings, and peace of mind whenever you travel to remote destinations like Mexico.

trawick-international logo TrueNorth Travel Medical Insurance

  • Best for Canadian residents traveling outside of Canada.
  • Plan offers 15 day or 30 day multi-trip coverage.
  • Provides unlimited coverage evacuation and repatriation of remains.
  • Emergency medical expenses up to $5,000,000.
  • 10-day free look period.
  • TrueNorth Annual Travel Medical Insurance starts at just $120 for a 30-day trip for a 40-year-old travel

Cheapest Travel Insurance for Canadians Visiting Mexico

If you are looking for affordable Mexico travel insurance from Canada, the best options are Patriot International Lite by International Medical Group and Travel Medical Global Basic from Seven Corners. These plans offer essential coverage at budget-friendly prices, ideal for Canadian travelers exploring extreme and remote destinations.

Patriot International Lite
IMG

$55 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for both Non US citizens and US citizens traveling outside USA.
  • Emergency medical evacuation covers up to $1,000,000
  • Acute onset of pre-existing conditions is covered up to the policy maximum for visitors under 70 years of age.
shopping_cart Buy now

Travel Medical Global Basic
Seven Corners

$56 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non US residents traveling to worldwide trips that exclude the USA.
  • Policy maximum covers up to 1,000,000
  • Covers acute onset of a pre-existing condition up to 79 years.
shopping_cart Buy now

Best Travel Insurance for Canadians Visiting Mexico

Planning a journey from Canada to Mexico? Choosing the best travel insurance for Canadians traveling to Mexico ensures peace of mind, financial protection, and coverage for medical emergencies, trip interruptions, and other unexpected events. Top recommended plans include:

These Canada travel insurance plans for Mexico cover emergency medical expenses, hospitalizations, trip cancellations, lost luggage, and other travel risks. By selecting one of these top-rated plans, Canadian travelers to Mexico can enjoy a safe and worry-free expedition with complete protection abroad.

Travel Medical Global Choice
Seven Corners

$84 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non US residents traveling to worldwide trips that exclude the USA.
  • Policy maximum covers up to 1,000,000
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
shopping_cart Buy now

Safe Travels International
Trawick International

$107 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non-US citizens traveling outside their home country excluding the US.
  • Emergency medical evacuation covers up to $1,000,000
  • Covers acute onset of pre-existing conditions for non-U.S. residents under age 70
shopping_cart Buy now

Patriot International Platinum
IMG

$116 PER MONTH

Age: 40 years | Plan: $2,000,000 | Deductible: $250

  • Available for both US and Non US citizens traveling outside the U.S.
  • Emergency medical evacuation covers up maximum limit.
  • Offers coverage for acute onset of pre-existing conditions up to 70 years of age.
shopping_cart Buy now

How Much Does Travel Insurance Cost from Canada to Mexico?

The average cost of travel insurance from Canada to Mexico ranges between $55 to $294. Pricing depends on factors such as the traveler’s age, trip duration, coverage limits, deductible amount, the type of health insurance selected, and whether pre-existing conditions are included. For most Canadian travelers, there are affordable travel insurance options available even for extreme and remote trips, providing financial security for unforeseen medical emergencies.

Comprehensive plans typically cost more but offer higher coverage limits, stronger benefits, and extended features like emergency evacuation and repatriation. These plans are ideal for Canadian visitors to Mexico seeking peace of mind and full protection during their expedition.

The international travel insurance cost per month with a deductible of $250 offers an excellent balance between affordability and extensive protection perfect for Canadian snowbird travel health insurance or long-term stays in extreme destinations like Mexico.

Mexico Flag

General Information About Mexico

  • 🛡️ Official Name: Mexico — a vibrant country in North America known for its rich culture, ancient history, and scenic beaches.
  • 🏙️ Capital City: Mexico City — the cultural and political heart of Mexico offering world-class museums, food, and architecture.
  • 🗣️ Language: The official language is Spanish.
  • 📍 Location: Located in North America, bordered by the United States to the north and the Pacific Ocean to the west.
  • 💰 Currency: Mexican Peso (MXN).
  • 👥 Population: Around 128 million people.
  • 🌞 Best Time to Visit: The best time to visit Mexico is between December and April when the weather is pleasant and dry.
  • 🏖️ Vacation Spots: Mexico City, Cancun, Playa del Carmen, Cozumel, Cabo San Lucas, and Puerto Vallarta are among the top vacation destinations in Mexico.
  • 🌎 Travel Tip: Whether you’re visiting for leisure or business, compare and buy the best travel insurance for Mexico to cover medical emergencies, trip interruptions, or delays. Explore affordable plans at American Visitor Insurance.
  • location_city Capital: Mexico City
  • translate Language: Spanish
  • globe_asia Location: North America
  • currency_exchange Currency: Mexican Peso (MXN)
  • groups Population: Around 128 million
  • calendar_month Best time to visit: December – April
  • map Popular vacation spots in Mexico:
    Mexico City, Cancun, Playa del Carmen, Cozumel, Cabo San Lucas, Puerto Vallarta.

Popular Tourist Destinations in Mexico

Mummies of Guanajuato

Mummies of Guanajuato

One of Mexico’s most popular attractions, this museum displays naturally mummified bodies, offering a fascinating insight into local history.

Expiatory Temple Mexico

Expiatory Temple

This stunning neo-Gothic church in Guadalajara features intricate details and European-made components, making it a landmark of religious architecture in Mexico.

Guadalajara Zoo

Guadalajara Zoo

One of the largest zoos in Latin America, home to rare species like white lions, Bengal tigers, and black panthers — a must-visit for families in Guadalajara.

Mayan World Museum of Merida

Mayan World Museum of Merida

Showcasing Mayan history and civilization, this museum includes ancient engravings, sculptures, and artifacts from the pre-Spanish and colonial eras.

What Medical Benefits Are Included For USA Visitors?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

Annual Multi-trip Travel Insurance for Canadians Traveling to Mexico

Many Canadians travel to Mexico and other international destinations frequently — for business, leisure, or extended winter stays. For such frequent travelers, an annual multi-trip travel insurance plan offers excellent value and convenience. This type of plan provides year-round protection without the need to buy a new policy for every trip.

Among the top-rated Canadian travel health insurance plans for multiple trips, the Patriot Annual Multi Trip Insurance is one of the best options for Canadians visiting Mexico. Each trip can be up to 30 or 45 days, with medical coverage of up to $1 million. Travelers up to 76 years old are eligible, and the plan can be renewed for up to 3 years. It also includes coverage for pre-existing medical conditions, making it ideal for snowbirds, business travelers, and retirees who travel frequently between Canada and Mexico.

Compare annual multi-trip insurance quotes on American Visitor Insurance to find the best travel insurance for Mexico from Canada that fits your travel pattern and budget.

Key Factors to Consider When Buying Travel Insurance to Mexico from Canada

When buying Canadian travel insurance for Mexico, there are several important factors to consider to ensure you get the right coverage for your needs. Below are essential tips and points that will help you choose the best travel medical insurance for Mexico from Canada:

  • Travel Duration: Determine the length of your stay in Mexico. Some Canada-to-Mexico travel insurance policies have maximum trip durations, so ensure your plan covers your entire stay.
  • Coverage Types: Choose the right Mexico travel insurance coverage for your situation. Common benefits include:
    • Emergency medical coverage for illness or injury abroad
    • Trip cancellation and interruption protection
    • Emergency medical evacuation coverage
    • Baggage loss, theft, or delay benefits
    • Accidental death and dismemberment
    • Coverage for pre-existing medical conditions (if eligible)
  • Coverage Limits and Deductibles: Check coverage limits and deductibles. Make sure the limits are sufficient to cover potential medical costs in Mexico, where private healthcare can be costly.
  • Pre-Existing Medical Conditions: If you have pre-existing conditions, look for policies that cover them. Many Canadian travel insurance for Mexico plans offer conditional coverage after a stability period.
  • Medical and Emergency Services: Confirm that your policy provides 24/7 emergency assistance, hospital network access, and clear procedures for medical claims abroad.
  • Travel Advisory Alerts: Check the latest travel advisories for Mexico from the Government of Canada. Ensure your coverage remains valid even if advisories change.
  • Exclusions and Limitations: Understand policy exclusions, such as high-risk activities or unreported pre-existing conditions. Always read the fine print before purchase.
  • Claim Procedures: Familiarize yourself with how to file claims — including required documents and timelines — to ensure smooth processing.
  • Cost of Travel Insurance for Mexico from Canada: Compare Mexico travel insurance costs among different providers on American Visitor Insurance. Remember, the cheapest plan isn’t always the best — prioritize comprehensive protection over cost alone.
  • Optional Coverage: Consider optional add-ons for adventure sports, high-value items, or rental car protection if applicable.
  • Cancellation Policies: Understand cancellation and refund terms in case you need to cancel your policy before departure.
  • Policy Reviews and Ratings: Check online customer reviews for Canadian travel insurance companies offering Mexico coverage to ensure reliable support and claims handling.
  • Emergency Contact Information: Keep your insurer’s contact and assistance numbers accessible during your trip.
  • Travel Requirements: Review entry and visa requirements for Mexico and ensure your insurance meets all relevant conditions for travelers from Canada.

Before purchasing, compare multiple Canadian travel insurance plans for Mexico on American Visitor Insurance. Choose one that offers the best mix of cost, benefits, and coverage for your needs.

Steps to Buy the Best Mexico Travel Insurance for Canadians

Buying travel insurance for Mexico from Canada is straightforward when you follow these essential steps to secure the right protection:

  • 1. Determine Your Travel Dates and Destination: Plan your itinerary and check if your destinations in Mexico have special coverage considerations.
  • 2. Research Reputable Insurance Providers: Use American Visitor Insurance to compare trusted Canadian travel insurance providers that offer coverage for Mexico.
  • 3. Review Coverage Options: Understand available benefits — from emergency medical protection to trip cancellation — to tailor your policy to your needs.
  • 4. Check Government Travel Advisories: Stay updated via travel.gc.ca for Mexico-related travel safety updates before buying insurance.
  • 5. Get Multiple Quotes: Request quotes and compare Mexico travel insurance costs, coverage, and deductibles before finalizing a plan.
  • 6. Compare and Choose the Best Plan: Evaluate Mexico travel insurance options by coverage duration, limits, and special benefits such as pre-existing condition coverage or emergency evacuation.
  • 7. Read the Policy Carefully: Always review the full policy document, including exclusions and claim terms, before payment.
  • 8. Purchase Your Travel Insurance from Canada to Mexico: Complete your purchase online safely and receive instant coverage confirmation.
  • 9. Keep Copies of Insurance Documents: Carry both digital and printed copies of your policy while traveling in Mexico.
  • 10. Note Emergency Contact Numbers: Have 24-hour emergency assistance numbers readily available while abroad.
  • 11. Keep All Receipts and Bills: Maintain documentation for medical treatment, transport, and other expenses to ensure smooth claim processing.

Following these steps ensures peace of mind and financial protection during your Mexico trip. Compare travel health insurance for Canadians visiting Mexico today on American Visitor Insurance for affordable and comprehensive options.

Which Is the Best Travel Insurance for Canadians Visiting Mexico?

When Canadians are planning a trip to the Mexico, selecting the right travel insurance is crucial, especially for those with pre-existing medical conditions. Among the available options, the following INF plans stand out for their comprehensive coverage and benefits:

Affordable comprehensive plan covering acute onset of pre-existing conditions.
Policy Maximum?
$100,000 - $1,000,000
Deductible?
$0 - $5,000
Period of Coverage?
10 days to 364 days
Pre-ex coverage?
Acute on set pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$70/month ?
Buy Online »
Affordable fixed-benefit plan with full pre-existing condition coverage.
Policy Maximum?
$100,000 - $1,000,000
Deductible?
$75 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $85,000
PPO Network?
First health care Provider Network
Starting at
$244/90 days ?
Buy Online »
Fixed-benefit plan with full pre-existing, preventive, and maintenance care.
Policy Maximum?
$300,000
Deductible?
$75 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $45,000
PPO Network?
First health care Provider Network
Starting at
$960/90 days ?
Buy Online »
Comprehensive plan covering 80% of eligible medical expenses with full pre-existing protection up to age 99.
Policy Maximum?
$$150,000 - $1,000,000
Deductible?
$100 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$548/90 days ?
Buy Online »
Comprehensive plan covering 90% of eligible medical expenses with full pre-existing protection up to age 99.
Policy Maximum?
$$150,000 - $1,000,000
Deductible?
$100 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$632/90 days ?
Buy Online »
Comprehensive plan 90% coverage with full pre-existing, preventive, and maintenance care up to age 99.
Policy Maximum?
$150,000 - $300,000
Deductible?
$100 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$995/90 days ?
Buy Online »

How Does Provincial Health Coverage Work for Canadian Snowbirds?

Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.

🌎 Restricted Coverage Abroad

Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.

📝 Check Before You Leave

Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.

⚠️ Extended U.S. Stays

If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.

⚖️ Get Legal Advice if Needed

For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.

👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.

What Happens If SnowbirdsStay Longer Than Intended?
Snowbirds usually encounter unanticipated delays for various reasons a medical issue, a weather challenge or even restrictions on travel. It is helpful to understand how your policy will operate for an extension or renewal.

How To Choose the Best U.S. health insurance for Canadian Snowbirds?

  • Midterm Extension - A quick overview of coverage which allows the extension of your policy while you are in the country and away.
  • No Requirement to “Return Home” - Some travel insurance plans require you to come back to your province in Canada to renew your travel insurance - if you plan to remain for a longer duration avoid those policies.
  • Bridging a Gap - Some policies are flexible if you come back to Canada for a very brief time before leaving again.
  • Medical Underwriting - Make sure to check if you will have to go through another health evaluation just to extend the policy.
  • Limits on Age or Condition - Some insurance policies do not provide an option for renewal if one is above a certain age or pre-existing health condition.
The best travel insurance for Snowbirds should provide coverage with flexibility and peace of mind so that they can undertake those trips without having to be concerned that things will or won’t go as planned.

What Happens If a Snowbird Has a Medical Emergency in the U.S.?

John (age 68) in Arizona, October 2025

  • While golfing in Scottsdale, John experienced chest pain and was rushed to the nearest hospital. He was admitted for two days of testing and treatment. The total medical bill exceeded USD 36,000.
  • Fortunately, John’s snowbird travel medical plan included direct billing with the hospital, so most charges were settled directly by the insurer. John only paid his $250 deductible. For the claim, he submitted the hospital admission records, cardiologist’s report, and discharge papers. The insurance company processed the claim in 18 days, and John was not responsible for any additional out-of-pocket costs.
  • Lesson learned: Choosing a plan with direct billing and strong emergency coverage ensures quick treatment without the stress of handling large upfront medical expenses.

What Makes Snowbird Insurance Unique?

While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:

  • There will be greater exposure to medical risks.
  • Claims are more likely because of age-related issues.
  • Provincial health insurance coverage is limited — most provinces only cover a small portion of out-of-country expenses.
  • Immigration and tax issues if you stay in the U.S. too long.

Why Buy Snowbird Travel Insurance from American Visitor Insurance?

American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.

🧭 Compare and Buy with Confidence

Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.

🏖️ Trusted by Thousands of Snowbirds Every Year

American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.

🤝 Expert Customer Support

Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.

🌎 Comprehensive Global Protection

Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.

⚡ Simple, Hassle-Free Experience

Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.

US Visitor Insurance Reviews

Reviews, Ratings and Experiences from our customers

Shelie

Shelie

"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."  
Know more »

Charlotte

Charlotte

"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."  
Know more »

Lori Fields

Lori Fields

"I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need."  
Know more »

Best Cruise Travel Insurance for Canadians

Going on a cruise vacation is exciting, but it’s important to protect your investment with the right cruise travel insurance. Travelers often book cruises months in advance, and unforeseen events may prevent them from going. Trip insurance for cruises ensures your vacation investment is protected if your plans change.

Best cruise trip insurance safeguards your pre-paid cruise costs. While most cruise lines offer cruise protection, it usually provides vouchers instead of cash reimbursement. Only comprehensive cruise travel insurance for Canadians guarantees actual monetary reimbursement for trip disruptions.

A standard cruise protection plan may give vouchers if you miss the cruise, but trip insurance for cruises ensures money back. This is especially important for seniors, who are more likely to require medical or travel assistance while on cruises.

Vacationers can maximize protection by purchasing Cancel for Any Reason travel insurance. This benefit allows you to cancel your

cruise ship

cruise for any reason and receive up to 75% reimbursement of non-refundable expenses. Standard cruise protection plans offer limited coverage, making best cruise travel insurance plans for seniors essential for older travelers seeking financial and medical security.

directions_boat

Cruise Travel Insurance for US Citizens

Know More »
directions_boat

Cruise Travel Insurance for US Citizens

Know More »

INF Travel Insurance Canada to Mexico

INF offers visitors from Canada excellent travel medical insurance in Mexico which includes adequate coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling. Buying health insurance for Canadians in Mexico works ideally for Canadian Snowbirds during their travel to Mexico. Following are the best Mexico travel insurance for Canadian Snowbirds.

List of Canadian health insurance for traveling to Mexico
Compare INF Canadian travel insurance to Mexico
Compare INF visitor insurance
Compare pre-existing coverage

Medical Care in Mexico – What Canadians Should Know

  • Mexico offers both public and private healthcare, but visitors should rely on private hospitals or clinics for faster, higher-quality care.
  • A hospital stay in major cities like Cancún or Mexico City can cost thousands of dollars per day.
  • Emergency air evacuation from resort towns or remote areas to a major medical facility can be extremely expensive.
  • Canadian provincial health plans provide very limited coverage abroad.
  • Having travel medical insurance for Mexico ensures access to quality treatment and financial protection in case of illness or injury.

Common Canadian Flights and Airlines to Mexico

  • Direct and connecting flights are available from Toronto, Vancouver, Montreal, Calgary, and Edmonton.
  • Airlines include Air Canada, WestJet, Air Transat, and Sunwing Airlines.
  • To protect against flight disruptions due to weather, cancellations, or strikes, always purchase trip cancellation/interruption coverage.
  • Booking round-trip flights with insurance makes travel easier and claim processing faster.

Travel Insurance and Adventure Activities in Mexico

  • Mexico offers thrilling adventures such as snorkeling in Cozumel, ziplining in Puerto Vallarta, scuba diving in Cancún, and hiking Mayan ruins in Tulum.
  • Not all insurance plans include coverage for high-risk or adventure sports.
  • Check if your policy includes these activities or add an optional adventure sports rider.
  • Activities like ATV rides, diving, or surfing may require additional protection.
  • Always confirm coverage to avoid denied claims for excluded activities.

Travel Insurance for Long-Stay Canadians and Snowbirds in Mexico

  • Many Canadians spend winter months in Mexico to enjoy its warm weather and lower cost of living.
  • Choose long-stay travel medical insurance that allows extensions or renewals while abroad.
  • Annual multi-trip policies are great for frequent travelers between Canada and Mexico.
  • Make sure your plan complies with provincial residency rules to maintain your home coverage.
  • Perfect for retirees, snowbirds, and digital nomads staying in Mexico for several months.

Environmental and Weather Risks in Mexico

  • Mexico’s climate is generally pleasant but travelers should be aware of:
    • Hurricanes and tropical storms (especially June–November)
    • Heat waves and high UV levels
    • Occasional earthquakes or flooding in some regions
  • These events can delay or disrupt travel.
  • A comprehensive trip insurance policy can protect non-refundable bookings and cover trip delays or emergency evacuations.
  • Always check local weather and safety advisories before departure.

Steps to Follow If You Require Medical Care in Mexico

  • In an emergency, contact your travel insurance provider’s 24-hour helpline immediately.
  • They will direct you to an approved hospital or clinic and assist with billing or claims.
  • Major hospitals include:
    • Hospiten Cancún
    • ABC Medical Center (Mexico City)
    • Hospiten Puerto Vallarta
  • Keep a copy of your policy number, emergency contact list, and ID card easily accessible at all times.

Best Travel Medical Insurance for Travel to Mexico – FAQ's

1. How long can a Canadian snowbird stay out of the country?

Canadian snowbirds can remain outside Canada for up to six months at a time without losing their residency status.

However, during this period, your provincial healthcare plan will not provide medical coverage abroad.

It is therefore essential to purchase Canadian snowbird travel medical insurance for Mexico or any international destination to ensure protection against costly overseas healthcare expenses, especially in the United States or Mexico where medical costs can be high.

2. Is travel insurance mandatory for Canadian snowbirds traveling to Mexico?

Travel insurance for Mexico from Canada is not legally required, but it is strongly recommended. Having travel health insurance coverage for Mexico helps protect you from unexpected medical expenses, hospital bills, or trip interruptions that can occur while abroad. Comprehensive insurance gives peace of mind during your stay in Mexico, especially for long-term travelers and retirees.

3. What does Canadian snowbird travel insurance for Mexico typically cover?

A Canadian snowbird travel insurance plan for Mexico generally covers emergency medical expenses, hospitalization, ambulance services, and emergency evacuation if required. It may also include trip interruption, repatriation of remains, and coverage for lost baggage or travel delays.

This insurance ensures that if you experience an illness or injury while visiting Mexico, you will have immediate access to quality healthcare without financial stress.

4. Are there any restrictions on coverage for specific regions or activities within Mexico?

Yes, depending on your policy, there may be coverage limitations for certain regions or activities within Mexico. It’s important to verify that your travel medical insurance for Mexico includes full protection for the locations you plan to visit and any adventure activities you may engage in. Always review your policy for coverage limits, exclusions, and pre-existing condition clauses before traveling.

5. Can Canadian snowbirds receive medical treatment from any healthcare provider in Mexico with their travel insurance?

Coverage for healthcare providers in Mexico depends on your chosen insurance plan. Some Mexico travel insurance providers may require treatment within a specific network of hospitals and clinics, while others reimburse for services received at any licensed medical facility. Compare plans on American Visitor Insurance to find the most flexible Canadian travel insurance for Mexico. You can also call 877-340-7910 for expert guidance and plan clarification.

6. What should Canadian snowbirds do in the event of a medical emergency in Mexico?

In case of a medical emergency in Mexico, immediately contact the emergency assistance number listed on your insurance policy document. Your travel medical insurance provider will guide you through the next steps, including hospital admission, direct billing, and coordination of necessary medical services. Keeping your policy details and emergency numbers accessible at all times ensures quick assistance when needed.

7. Why is travel insurance to Mexico so expensive?

The cost of travel insurance to Mexico can vary based on several factors, including age, trip duration, pre-existing medical conditions, and the level of coverage selected. Healthcare in Mexico, especially in private hospitals or tourist destinations, can be expensive.

The higher insurance cost reflects coverage for these risks, along with protection from emergencies, natural disasters, or trip cancellations. Despite the price, travel insurance for Mexico from Canada offers essential peace of mind and financial protection during your stay abroad.

Snowbird Travel Insurance for Canadians

  • Every winter, thousands of Canadians, especially senior citizens, travel to southern destinations to enjoy warmer and more pleasant weather. These seasonal travelers are commonly called Snowbirds.
  • To stay safe while abroad, it is crucial for Canadian Snowbirds to have Snowbird travel insurance for Canadians, ensuring they are protected from unexpected medical expenses.
  • Canadian domestic health insurance does not provide coverage outside the country.
Visitor travel insurance for Canadians
  • Purchasing reliable overseas travel insurance from Canada is strongly recommended by Canadian government authorities.
  • Traveling without insurance in countries like the US or Europe can be risky due to high healthcare costs.

👉 Learn more about how to protect yourself while traveling as a Canadian Snowbird: Know more »

Best Snowbird Travel Insurance Canada

work
Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

Read more »
elderly
Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

Read more »
ecg_heart
Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

Read more »

Snowbird Travel Insurance – Highlights

  • Provides medical coverage for unexpected medical expenses arising while outside Canada
  • Can cover trip cancellation or interruption, lost or stolen luggage, and other travel-related issues
  • Snowbirds can choose different types of coverage, such as single-trip insurance, multi-trip insurance, and travel health insurance
  • Snowbirds with pre-existing medical conditions can also get coverage, but it depends on the specific condition and the insurance plan

Which Providers Offer Canadian Medical Insurance in the USA?

You can find reliable US insurance providers like International Medical Group(IMG), Global Underwriters, Trawick International and INF insurance.

Which are the best visitors insurance companies in USA?

handshake
Expertise in offering travel insurance
20+ years!
globe
Customers from over
180 countries!