K1 Fiancée visa insurance

What are the best K1 visa health insurance?

International Medical Group(IMG) K1 visa insurance reviews

Visitors Care Insurance ^{Fixed benefit}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Sirius International
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Pays fixed sum
  Out of network: Pays fixed sum
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Upto 50,000
- attach_money
  Max Coverage
  $25K, $50K, $1M
- description
  Deductible
  $0, $50, $100
- trending_up
  Cost Range
  $27.59 Buy now
Plan details

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Advantages
Advantages of Visitors Care

Popular for its affordable options, making it a budget-friendly choice for visitors seeking medical coverage in the U.S.

Plans can be renewed for up to 24 months, providing flexibility for longer stays

Includes emergency evacuation coverage
Disadvantages
Disadvantages of Visitors Care

The insurance offers fixed benefits, paying a set amount for specific procedures, which may not fully cover all costs

Does not cover injuries related to adventure sports or high-risk activities unless a comprehensive plan is purchased

Travelers must pay a deductible before the insurance coverage kicks in, which can add out-of-pocket costs during treatment
Patriot America Lite Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Sirius International
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Upto 50,000
- attach_money
  Max Coverage
  $50K, $100K, $500K, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k
- trending_up
  Cost Range
  $97.65Buy now
Plan details

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Advantages

Advantages of Patriot America Lite

Offers extensive medical coverage, including hospitalization, emergency medical evacuation, and prescription drugs

Access to a large network of healthcare providers through UnitedHealthcare PPO, ensuring quality care
Disadvantages

Disadvantages of Patriot America Lite

Does not cover pre-existing conditions unless it’s an acute onset for eligible travelers.

Maximum coverage limits decrease significantly for travelers aged 70 and above.

Coverage for injuries related to adventure sports is not included unless an additional rider is purchased.
Patriot America Plus Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Sirius International
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Upto 50,000
- attach_money
  Max Coverage
  $50K, $100K, $500K, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k
- trending_up
  Cost Range
  $98.43Buy now
Plan details

Brochure
Advantages

Advantages of Patriot America Plus

Offers extensive medical coverage, including hospitalization, emergency medical evacuation

Coverage limits range from $50,000 to $1,000,000, allowing customization based on individual needs.

Pays 100% of eligible expenses within the UnitedHealthcare PPO network after the deductible is met
Disadvantages

Disadvantages of Patriot America Plus

For out-of-network treatment, it pays 80% of eligible expenses up to $5,000, then 100%, which can lead to higher out-of-pocket costs initially

Does not cover chronic or congenital conditions and may have limitations on dental coverage

Coverage for acute onset of pre-existing conditions is limited to specific criteria and may not apply to all situations
Patriot America Platinum Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 12 months
- gavel
  Underwriter
  SiriusPoint Specialty Insurance Corporation
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 90% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Up to the maximum limit
- attach_money
  Max Coverage
  $2M, $5M, $8M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k, $10k or $25k
- trending_up
  Cost Range
  $221.65Buy now
Plan details

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Advantages

Advantages of Patriot America Platinum

Offers first class medical coverage with $8M

Renewable for a period of 12 months up to the maximum of 36 continuous months

Adventure sports coverage is available as optional rider up to the age of 65 years
Disadvantages

Disadvantages of Patriot America Platinum

Plan can be renewed only if purchased for a minimum of 1 month

Only $20,000 coverage for 80+ travelers
Patriot International Platinum Insurance ^{Comprehensive}
- star
  Rating
  A(Excellent)
- health_and_safety
  Plan life
  5 days to 12 months
- gavel
  Underwriter
  SiriusPoint Specialty Insurance Corporation
- ecg_heart
  Acute onset of a pre-existing condition
  Covers up to the age of 70 years
- attach_money
  Coinsurance: Plan pays 100% up to policy maximum
  Direct billing: Through International Provider Access(IPA)
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  $2M, $5M, $8M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k, $10k or $25k
- trending_up
  Cost Range
  $145.31Buy now
Plan details

Brochure
Advantages

Advantages of Patriot International Platinum

Offers first class medical coverage with $8M

$100,000 coverage for above 70-80 year old travelers

Adventure sports coverage is available as optional rider up to the age of 65 years
Disadvantages

Disadvantages of Patriot International Platinum

Plan can be renewed only if purchased for a minimum of 1 month

Only $20,000 coverage for 80+ travelers
Visitors Protect Insurance ^{Comprehensive}
- star
  Rating
  A-
- health_and_safety
  Plan life
  90 days up to 12 months
- gavel
  Underwriter
  SiriusPoint Specialty Insurance Corporation
- ecg_heart
  Pre-existing condition
  Covers up to the age of 99 years
- attach_money
  In network: Plan pays 75% and insured pays 25%
  Out of network: Plan pays 60% and insured pays 40%
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Maximum limit up to 25k
- attach_money
  Max Coverage
  $50k, $100k or $250k
- description
  Deductible
  $250, $500, $1K, $2.5K or $5K
- trending_up
  Cost Range
  $510.60Buy now
Plan details

Brochure
Advantages

Advantages of Visitors Protect

This plan covers pre existing condition for age 69 and below up to $25K and for age s 70 and above it covers up to $20K

$50,000 coverage available for people above age of 80 years

Coverage for medical expenses, evacuation, and repatriation
Disadvantages

Disadvantages of Visitors Protect

Plan is not available to green card holders

There is a deductible of $1,500 per injury or illness related to pre-existing conditions, leading to significant out-of-pocket expenses before the insurance coverage kicks in
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Visitors Secure Insurance ^{Fixed benefit}
- star
  Rating
  A-
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Lloyds, London
- medical_services
  PPO
- ecg_heart
  Acute onset of pre-existing condition
  Covers up to the age of 70 years
- local_hospital
  Medical Evacuation
  $50K lifetime maximum
- attach_money
  Max Coverage
  Maximum limit upto 130K
- description
  Deductible
  $0, $50, or $100
- trending_up
  Cost Range
  $38 - $70Buy now
Plan details

Brochure
Advantages
Advantages of Visitors Secure

Affordable travel insurance designed for international travelers visiting the US or for travel abroad.

Available up to 364 days and it can be renewed online
Disadvantages
Disadvantages of Visitors Secure

Only $10K coverage for 80+ travelers

Any medical expenses should be pre-certified to avoid 50% reduction in the benefits
Atlas America Insurance ^{Comprehensive}
- star
  Rating
  A++
- health_and_safety
  Plan life
  364 days
- gavel
  Underwriter
  Lloyds, London
- ecg_heart
  Acute onset of pre-existing condition
  Covers up to the age of 79 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 100% up to policy maximum
  Direct billing: Through United healthcare network
- local_hospital
  Medical Evacuation
  Up to 25K
- attach_money
  Max Coverage
  Maximum limit upto 2M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5K or $5k
- trending_up
  Cost Range
  $114Buy now
Plan details

Brochure
Advantages

Advantages of Atlas America

Optional Adventure sports coverage is available.

It is a unique plan in offering coverage for complications of pregnancy in the first 26 weeks of gestation.

Covers acute onset of pre-existing condition up to the age of 80
Disadvantages

Disadvantages of Atlas America

Only $10,000 maximum coverage for 80+ travelers

Plan is not available to individuals physically located in New York, Maryland, or Washington at the time of purchase, as well as those in Canada or Australia
Atlas Premium Insurance ^{Comprehensive}
- star
  Rating
  A++
- health_and_safety
  Plan life
  364 days
- gavel
  Underwriter
  Lloyds, London
- ecg_heart
  Acute onset of pre-existing condition
  Covers up to the age of 79 years
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 100% up to policy maximum
  Direct billing: Through United healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  Maximum limit upto 2M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5K or $5k
- trending_up
  Cost Range
  $142Buy now
Plan details

Brochure
Advantages

Advantages of Atlas Premium

Optional Adventure sports coverage is available.

It is a unique plan in offering coverage for complications of pregnancy in the first 26 weeks of gestation.

Covers acute onset of pre-existing condition up to the age of 80
Disadvantages

Disadvantages of Atlas Premium

Only $10,000 maximum coverage for 80+ travelers

Plan is not available to individuals physically located in New York, Maryland, or Washington at the time of purchase, as well as those in Canada or Australia
Atlas Nomads Insurance ^{Comprehensive}
- star
  Rating
  A++
- health_and_safety
  Plan life
  364 days
- gavel
  Underwriter
  SiriusPoint Specialty Insurance Corporation
- medical_services
  PPO
- ecg_heart
  Acute onset of pre-existing condition
  Covers up to the age of 70 years
- local_hospital
  Medical Evacuation
  Up to 25K
- attach_money
  Max Coverage
  Maximum limit upto 100K
- description
  Deductible
  $0 per certificate period
- trending_up
  Cost Range
  Buy now
Plan details

Brochure
Advantages

Advantages of Atlas Nomads

Flexible digital nomad health insurance non-us citizens.

plan can be extended or renewed. Atlas Nomads can be cancelled if coverage is no longer needed.

A monthly payment option and coverage you can purchase prior to departure.
Disadvantages

Disadvantages of Atlas Nomads

Acute onset of Pre-existing conditions coverage is not available beyond 70 years

Atlas Nomads is not available for individuals physically located in New York, Maryland, Washington, or in Canada or Australia at the time of purchase, limiting accessibility for some travelers
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Safe Travels Elite Insurance ^{Fixed benefit}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- medical_services
  PPO
- ecg_heart
  Acute onset of pre-existing condition
  Covers up to the age of 69 years
- local_hospital
  Medical Evacuation
  Up to 100K
- attach_money
  Max Coverage
  Maximum limit upto 170K
- description
  Deductible
  $0
- trending_up
  Cost Range
  $26Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels Elite

Allows for cost-effective coverage tailored to budget-conscious travelers without compromising essential health benefits.

Unlimited coverage for emergency medical evacuation is included.
Disadvantages

Disadvantages of Safe Travels Elite

Safe Travels Elite does not provide coverage for trip cancellations prior to departure, which can leave travelers financially exposed if they need to cancel their trip unexpectedly

available to non-U.S. residents and does not cover U.S. citizens or residents, limiting its accessibility for some travelers.
Safe Travels USA Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- ecg_heart
  Pre-existing condition
  Up to $1K unexpected recurrence
- attach_money
  In network: Plan pays 90% of coinsurance for the first $2,500 then 100% up to the policy maximum.
  Out of network: Plan pays 90% of coinsurance for the first $2,500 then 100% up to the policy maximum.
  Direct billing: Through First healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  50k, $100k, 250k, 500k, 1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $107Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels USA

Plan is available for Green card holders

Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.

Travelers on transit visa in US can also purchase this plan
Disadvantages

Disadvantages of Safe Travels USA

Plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Policy does not include trip cancellation coverage, which can leave travelers financially vulnerable if they need to cancel their trip for unforeseen reasons
Safe Travels USA Comprehensive Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- ecg_heart
  Acute onset of Pre-existing condition
  Covers up to $25K
- attach_money
  In network: Plan pays 100% up to policy maximum
  Out of network: Plan pays 100% up to policy maximum
  Direct billing: Through First healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  $20k, $50k, $100k, $250k, $500k, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $116Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels USA Comprehensive

Plan is available for Green card holders

Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.

Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum
Disadvantages

Disadvantages of Safe Travels USA Comprehensive

Plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Policy does not include trip cancellation coverage, which can leave travelers financially vulnerable if they need to cancel their trip for unforeseen reasons
Safe Travels USA Cost Saver Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 to 364 days
- gavel
  Underwriter
  Zurich Insurance Europe AG Belgian branch
- ecg_heart
  Pre-existing condition
  Unexpected recurrence up to $1K
- attach_money
  In network: Plan pays 80% of coinsurance for the first $5,000 then 100% up to the policy maximum.
  Out of network: Plan pays 80% of coinsurance for the first $5,000 then 100% up to the policy maximum.
  Direct billing: Through First healthcare network
- local_hospital
  Medical Evacuation
  Up to 1M
- attach_money
  Max Coverage
  $50k, $100k, $250k, $500k, $1M
- description
  Deductible
  $0 ,$50, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $96Buy now
Plan details

Brochure
Advantages

Advantages of Safe Travels USA Cost Saver

Plan is available for Green card holders

Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.

Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum
Disadvantages

Disadvantages of Safe Travels USA Cost Saver

Plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Policy does not cover covid-19 coverage
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Diplomat America Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  15 days to 365 days
- gavel
  Underwriter
  Crum & Forster,SPC
- ecg_heart
  Pre-existing condition
  Covers after 24 months of waiting period
- attach_money
  In network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: No PPO
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  Maximum limit up to $1M
- description
  Deductible
  $0, $50, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $163Buy now
Plan details

Brochure
Advantages

Advantages of Diplomat America

Includes additional benefits such as Emergency Medical Evacuation, Repatriation of Remains, Accidental Death and Dismemberment (AD&D), Trip Interruption, and Emergency Dental.

Plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum
Disadvantages

Disadvantages of Diplomat America

Plan not available for travelers traveling outside of US

There is a 24-month exclusion for pre-existing conditions prior to the start date of coverage. This means that any medical issues arising from conditions existing before this period are not covered
Diplomat Long Term Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  15 days to 365 days
- gavel
  Underwriter
  Crum & Forster,SPC
- ecg_heart
  Acute Onset of Pre-existing condition
  Covers under age 70
- attach_money
  In network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Out of network: Plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.
  Direct billing: No PPO
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  Maximum limit up to $1M
- description
  Deductible
  $0, $50, $100, $250, $500, $1k, $2.5k, $5k
- trending_up
  Cost Range
  $1082Buy now
Plan details

Brochure
Advantages

Advantages of Diplomat Long Term

Designed for a wide range of individuals, including expatriates, international students, business travelers, and those on long-term vacations or missionary work.

Includes additional benefits such as Emergency Medical Evacuation, Repatriation of Remains, Accidental Death and Dismemberment (AD&D), Trip Interruption, and Emergency Dental.

Offers optional riders for coverage related to athletic sports and hazardous activities, catering to adventurous travelers.
Disadvantages

Disadvantages of Diplomat Long Term

While the plan covers acute onset of pre-existing conditions for non-U.S. citizens under age 70, U.S. citizens face a lookback period of 18 months, which can limit their coverage options significantly

The policy does not include coverage for trip cancellations or interruptions, leaving travelers financially exposed if they need to change their plans unexpectedly.
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Visit USA-Healthcare Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Lloyd's of London
- medical_services
  PPO
- ecg_heart
  Acute onset of Pre-existing condition
  Covers under age 65 up to 10K
- local_hospital
  Medical Evacuation
  Up to $500K
- attach_money
  Max Coverage
  Max limit up to $250K
- description
  Deductible
  $0 - $1k
- trending_up
  Cost Range
  $43 - $93Buy now
Plan details

Brochure
Advantages
Advantages of Visit USA

Multi Plan PPO Network.

Excellent medical coverage plan for foreign nationals in the USA

Optional Hazardous activity and AD & D rider coverage.
Disadvantages
Disadvantages of Visit USA

Only $20,000 coverage offered for 80 plus travelers

Plan is available only for international travelers traveling to US
WorldMed Insurance ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Lloyd's of London
- ecg_heart
  Acute onset of Pre-existing condition
  Covers under age 60 up to 200K
- attach_money
  In network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
  Out of network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
  Direct billing: Through First health care network or United healthcare
- local_hospital
  Medical Evacuation
  Lifetime maximum up to $1M
- attach_money
  Max Coverage
  Max limit up to $2M
- description
  Deductible
  $0, $500, $1K, $2.5k
- trending_up
  Cost Range
  $96 - $107Buy now
Plan details

Brochure
Advantages

Advantages of WorldMed

Includes coverage for emergency medical evacuation, which is crucial for travelers needing immediate transport to appropriate medical facilities in case of serious health issues.

Optional add-ons are available for coverage related to intercollegiate sports, hazardous activities, and crisis response situations, catering to a wide range of travelers and activities.
Disadvantages

Disadvantages of WorldMed

Policy does not include coverage for trip cancellations or interruptions, leaving travelers financially exposed if they need to change their plans unexpectedly

Only $15,000 coverage for 80 plus travelers
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Travel Medical USA Visitor Basic ^{Fixed benefit}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  Up to 364 days
- gavel
  Underwriter
  Crum & Forster, SPC
- medical_services
  PPO
- ecg_heart
  Acute onset of Pre-existing condition
  Covers up to age 79 years
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  Max limit up to $100K
- description
  Deductible
  Up to $2K
- trending_up
  Cost Range
  $55Buy now
Plan details

Brochure
Advantages
Advantages of Travel Medical USA Visitor Basic

Designed for a wide range of visitors, including tourists, business travelers, and family members visiting the U.S

Plan covers a wide range of medical expenses, including hospitalization, doctor visits, and emergency medical services, providing essential protection against unexpected health issues

Travelers can choose any licensed healthcare provider or hospital, providing flexibility in accessing medical care without being limited to a specific network
Disadvantages
Disadvantages of Travel Medical USA Visitor Basic

Coverage for pre-existing conditions is limited to the acute onset of such conditions, which may not provide adequate protection for travelers with chronic health issues.

Coverage is generally limited for older travelers, with reduced maximum limits for those aged 70 and above
Travel Medical USA Visitor Choice ^{Fixed benefit}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Crum & Forster, SPC
- medical_services
  PPO
- ecg_heart
  Acute onset of Pre-existing condition
  Covers up to age 79 years
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  Max limit up to $100K
- description
  Deductible
  Up to $200
- trending_up
  Cost Range
  $81Buy now
Plan details

Brochure
Advantages
Advantages of Travel Medical USA Visitor Choice

Offers coverage limits up to $75,000 for travelers under 69 years old, providing better financial protection compared to some basic plans

Covers a wide range of medical services, including hospitalization, outpatient care, and emergency medical services, ensuring comprehensive protection during travel

The plan allows coverage for spouses and traveling companions, making it suitable for families traveling together.
Disadvantages
Disadvantages of Travel Medical USA Visitor Choice

The policy does not include coverage for trip cancellations or interruptions, leaving travelers financially exposed if they need to change their plans unexpectedly.

While it covers the acute onset of pre-existing conditions, the coverage is limited and may not adequately protect travelers with chronic health issues.
Travel Medical Basic ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Crum & Forster, SPC
- ecg_heart
  Acute onset of Pre-existing condition
  Covers up to age 79 years
- attach_money
  In network: Plan pays 100% to the medical maximum
  Out of network: Plan pays 80% of eligible expenses up to $10,000, then 100% up to the maximum Limit.
  Direct billing: Through United healthcare network
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  $50k, $100k, $500k, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k
- trending_up
  Cost Range
  $100Buy now
Plan details

Brochure
Advantages

Advantages of Travel Medical Basic

Offers competitive and budget-friendly pricing, making it an economical choice for visitors seeking health insurance coverage during their stay in the U.S

Travelers can choose any licensed healthcare provider or hospital without being restricted to a specific network, providing flexibility in accessing medical care.

Designed for a wide range of visitors, including tourists, business travelers, and family members visiting the U.S., making it versatile for different needs.
Disadvantages

Disadvantages of Travel Medical Basic

The policy does not include coverage for trip cancellations or interruptions, leaving travelers financially exposed if they need to change their plans unexpectedly.

While it covers the acute onset of pre-existing conditions, the coverage is limited and may not adequately protect travelers with chronic health issues.
Travel Medical Choice ^{Comprehensive}
- star
  Rating
  A (Excellent)
- health_and_safety
  Plan life
  5 days to 364 days
- gavel
  Underwriter
  Crum & Forster, SPC
- ecg_heart
  Acute onset of Pre-existing condition
  Covers under 80 years
- attach_money
  In network: Plan pays 100% to the medical maximum
  Out of network: Plan pays 90% of eligible expenses up to $10,000, then 100% up to the maximum Limit.
  Direct billing: Through United healthcare network
- local_hospital
  Medical Evacuation
  Up to $250K
- attach_money
  Max Coverage
  $50k, $100k, $500k, $1M
- description
  Deductible
  $0, $100, $250, $500, $1k, $2.5k
- trending_up
  Cost Range
  $136Buy now
Plan details

Brochure
Advantages

Advantages of Travel Medical Choice

Covers a wide range of medical services, including hospitalization, outpatient care, and emergency medical services, ensuring comprehensive protection during travel.

Travelers can choose any licensed healthcare provider or hospital without being restricted to a specific network, providing flexibility in accessing medical care.

Designed for a wide range of visitors, including tourists, business travelers, and family members visiting the U.S., making it versatile for different needs.
Disadvantages

Disadvantages of Travel Medical Choice

The policy does not include coverage for trip cancellations or interruptions, leaving travelers financially exposed if they need to change their plans unexpectedly.

While it covers the acute onset of pre-existing conditions, the coverage is limited and may not adequately protect travelers with chronic health issues.
INF K1 visa insurance reviews
INF Premier X Insurance ^{Fixed benefit}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- medical_services
  PPO
- ecg_heart
  Pre-existing condition
  Covers Full Pre-existing conditons coverage upto 99 years
- local_hospital
  Medical Evacuation
  Up to $20K
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $100K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures
INF Premier X insurance brochures

View INF Premier X insurance brochures in different age groups:

Description document age 0-69

Description document age 70-99
Advantages
Advantages of INF Premier X

Coverage for full pre-Existing Conditions up to 99 years

Plan includes benefits such as emergency medical evacuation, repatriation of remains, and accidental death and dismemberment, ensuring comprehensive support in critical situations.

Includes coverage for urgent care visits with a low copay
Disadvantages
Disadvantages of INF Premier X

Policy does not cover planned medical treatments or ongoing issues, which means any pre-scheduled care or maintenance treatments will not be reimbursed.

Plan primarily covers the USA, Canada, and Mexico, potentially leaving travelers unprotected in other international locations
INF Standard X Insurance ^{Fixed benefit}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- medical_services
  PPO
- ecg_heart
  Pre-existing condition
  Not covered
- local_hospital
  Medical Evacuation
  Up to $20K
- attach_money
  Max Coverage
  Up to $300K (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures
INF Standard X insurance brochures

View INF Standard X insurance brochures in different age groups.

Description document age 0-69

Description document age 70-99
Advantages
Advantages of INF Standard X

Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date

Coverage for new illnesses and accidents, ensuring that travelers are protected against unexpected health issues during their stay

Includes essential benefits such as emergency medical evacuation, repatriation of remains, and accidental death and dismemberment, providing comprehensive support in critical situations.
Disadvantages
Disadvantages of INF Standard X

Plan is not available to US residents

Plan does not covers pre-existing conditions
INF Elite X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Up to $1M
- attach_money
  In network: Plan pays 80% of charges up to the total Maximum.
  Out of network: Plan pays 60% of the Usual and Customary Charges up to the Total Maximum.
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $25K
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures

INF Elite X insurance brochures

View INF Elite X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages

Advantages of INF Elite X

Covers Stable Pre-Existing Conditions

Comprehensive plan covers full pre-Existing Conditions up to 99 years

Coverage includes urgent care visits and doctor appointments
Disadvantages

Disadvantages of INF Elite X

Plan is not available to US residents

Policy does not cover routine check-ups or preventive care, which can leave gaps in protection for travelers needing regular health management
INF Elite Plus X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Covers Full Pre-existing conditions up to 99 years
- attach_money
  In network: Plan pays 90% of charges up to the total Maximum
  Out of network: Plan pays 70% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $50K
- attach_money
  Max Coverage
  Up to $300K (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures

INF Elite Plus X insurance brochures

View INF Elite Plus X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages

Advantages of INF Elite Plus X

Covers Stable Pre-Existing Conditions

Comprehensive plan covers full pre-Existing Conditions up to 99 years

Covers Preventive & maintenance care
Disadvantages

Disadvantages of INF Elite Plus X

Plan is not available to US residents

Policy does not cover planned or anticipated medical treatments, which means any scheduled care or maintenance treatments will not be reimbursed
INF Elite 90 X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Covers Full Pre-existing conditions up to 99 years
- attach_money
  In network: Plan pays 90% of charges up to the total Maximum
  Out of network: Plan pays 70% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $25k
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures

INF Elite 90 X insurance brochures

View INF Elite 90 X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages

Advantages of INF Elite 90 X

Covers Stable Pre-Existing Conditions

Comprehensive plan covers full pre-Existing Conditions up to 99 years

Cashless Guaranteed via INF-Robin Assist
Disadvantages

Disadvantages of INF Elite 90 X

Plan is not available to US residents

Policy does not cover planned or anticipated medical treatments, which means any scheduled care or maintenance treatments will not be reimbursed
INF Safe Traveler USA X Insurance ^{Comprehensive}
- star
  Rating
  A by A.M. Best
- health_and_safety
  Plan life
  364 days (Minimum Enrolment 90 days)
- gavel
  Underwriter
  Crum & Forster SPC
- ecg_heart
  Pre-existing condition
  Not covered
- attach_money
  In network: Plan pays 80% of charges up to the total Maximum
  Out of network: Plan pays 60% of the Usual and Customary Charges up to the Total Maximum
  Direct billing: Through United healthcare
- local_hospital
  Medical Evacuation
  Up to $25k
- attach_money
  Max Coverage
  Up to $1M (0 - 69 years); $75K (70 - 99 years)
- description
  Deductible
  Up to $5K
- trending_up
  Cost Range
  Buy now
Plan details
Brochures

INF Safe Traveler USA X insurance brochures

View INF Safe Traveler USA X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Advantages

Advantages of INF Safe Traveler USA X

Telehealth worldwide via Doctor.

Comprehensive plan for new sicknesses & accidents.

Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
Disadvantages

Disadvantages of INF Safe Traveler USA X

Plan is not available to US residents

Plan does not covers pre-existing conditions

How much does k1 health insurance cost?

The average cost of best medical insurance for K1 visa starts from $19 to $136 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap health insurance plans at less than a dollar a day.

* The average cost of affordable K1 fiance visa insurance is based on quotes for a 30-year-old for a one-month period.

Plan name	Medical Maximum	Deductible	Cost*
Safe Travels Advantage ^{Trawick International}	$25,000	$0	$19
Visitors Care ^IMG	$25,000	$100	$20
Safe Travels Elite ^{Trawick International}	$25,000	$0	$25
VisitorSecure ^WorldTrips	$50,000	$100	$32

Source: AmericanVisitorInsurance®

* The average cost of Best K1 visa insurance is based on quotes for a 30-year-old for a one-month period.

Plan name	Medical Maximum	Deductible	Cost*
Venbrook Basic ^{Venbrook International}	$50,000	$250	$47
Safe Travels USA Cost Saver ^{Trawick International}	$50,000	$250	$48
Patriot America Lite ^IMG	$50,000	$250	$54
Visit USA Standard ^{Travel Insure}	$70,000	$250	$54
Visitors Preferred ^IMG	$50,000	$250	$55
Safe Travels USA ^{Trawick International}	$50,000	$250	$58
Atlas America ^WorldTrips	$50,000	$250	$59
Travel Medical Basic ^{Seven Corners}	$50,000	$250	$74
Diplomat America ^{Global Underwriters}	$50,000	$250	$83
Patriot America Platinum ^IMG	$2,000,000	$250	$136

Source: AmericanVisitorInsurance®

What are the K1 Visa health insurance plans in the US?

So, you've decided to tie the knot with that special someone from abroad? Congratulations! They are eligible to purchase K1 or Fiancee Visas Health Insurance that we offer on our site.

These policies are for short and long term visitors and can help fill the gap in coverage from when your special someone arrives in the US until you are able to put them on your domestic insurance policy.

While employers are required to allow spouses onto

a policy (a marriage qualifies as a special event, by the way, and they have to allow you to add them even if it’s not time for your plan’s open enrollment), some of them now have a few month waiting period before you are allowed onto a plan. Regardless, you can fill this gap in coverage from any of our visitor plans offered by several well-known US based companies. The only small caveat is that once a person has a Green Card, their options for visitor health plans is very limited (to two plans: Visit USA and Travel Medical USA Visitor Choice Insurance). However, while awaiting the green card (a process which could take some time), any of the plans offered are available. If you have doubts or questions, be sure to email us or call one of our licensed agents for assistance.

Congratulations on your upcoming nuptials! We wish you the absolute best for a healthy and happy future!

Which is the best health insurance for my K1 visa holder Fiancee?

All travel medical insurance plans available for visitors to the U.S. are also suitable for K visa holders until they obtain a Green Card. K visa travelers can compare and buy various insurance plans on AmericanVisitorInsurance , selecting the best K1 visa insurance plan according to their specific requirements.

Safe Travels Advantage
^{Trawick International}

Cheapest travel insurance for USA
Covers Acute onset of pre-existing conditions
Emergency medical evacuation covers up to Unlimited
Available for 5 to 364 days

Brochure Buy now

Patriot America Plus
^IMG

Medical coverage up to $1,000,000
Covers Acute onset of pre-existing conditions
Emergency medical evacuation covers up to $1,000,000
Available for 5 to 364 days

Brochure Buy now

Atlas America
^WorldTrips

Medical coverage up to $2,000,000
Covers Acute onset of pre-existing conditions
Emergency medical evacuation covers 100% up to $2,000,000
Available for 5 days to 12 months

Brochure Buy now

What are the factors for the cost of K1 visa medical insurance plans?

Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater the cost of the visitors health insurance.
Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
Medical maximum coverage and deductible options: The price of visitors medical insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage: Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.

Health insurance for K1 visa holders - FAQ's

While travelling along with the fiancé travelers should purchase 2 separate policies. Legally married Spouse can be included in the single policy document. The pricing and benefits will remain the same weather it’s a combined policy or 2 separate policies.

It would be beneficial to buy two separate policies as any changes that require to be made can be done easily independently on each policy. In a combined policy, making any changes for one insured may become an issue.

Health insurance is usually a requirement for the K1 fiancee visa application process. The US government wants to ensure that the foreign fiancee will not become a burden on the healthcare system. K1 visa medical insurance applicants for the fiancee visa can compare and buy good fiancee insurance on American Visitor Insurance.

The minimum fiancee visa health insurance requirements include coverage for hospitalization, emergency care, and outpatient services. K1 visa applicants can compare K1 visa medical insurance plans on American Visitor Insurance to compare coverage details and ensure that your chosen plan satisfies your requirements.

Some international health insurance plans may be accepted for the usa fiancee visa application, however it is safer to buy US plans and to confirm with the U.S. embassy in your home country. American Visitor Insurance works with top US insurance providers who offer K1 insurance.

The fiancee visa health insurance coverage should be valid for the full length of the fiancee visa process. This typically is between Six to Nine months. It is very important to ensure that the fiancee visa insurance does not expire before the visa is approved.

Yes. Fiancee visa holders can buy USA travel insurance. We recommend the travel insurance for K visa holders be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

K1 visa medical insurance is for unexpected medical expenses while on holding the K visa. Many travel health insurance plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since these K visa insurance plans are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should however consult your insurance providers and try to stay in-network (PPO network) in the US since this will significantly reduce your out-of-pocket cost.

What are the health insurance requirements for K1 visa holders?

K1 visa holders are required to have adequate health insurance coverage during their stay in the United States. While there is no official mandate for specific health insurance for K1 visa holders, it is highly recommended to purchase a comprehensive health insurance plan, as healthcare costs in the U.S. can be extremely high.
K1 Visa health insurance requirements

No ACA (Obamacare) Requirement: Since K1 visa holders are not permanent residents or U.S. citizens, they are not eligible for Affordable Care Act (ACA) or Obamacare plans until they obtain a Green Card.
Short-Term Health Insurance: Many K1 visa holders opt for short-term travel medical insurance, which provides coverage for unexpected medical emergencies, doctor visits, and hospitalization.
Coverage for Pre-Existing Conditions: Some plans may offer limited or no coverage for pre-existing conditions, so it’s important to check the policy details.
Medical Maximum and Deductibles: Choose a plan with an adequate coverage limit and a reasonable deductible to ensure affordability
Transition to U.S. Health Insurance: Once married and after obtaining a Green Card, K1 visa holders can apply for ACA-compliant health insurance or employer-sponsored health plans.

Resourceful travel medical insurance information

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Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for travel insurance USA online
Factors for the best travel insurance to USA.

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Different types of tourist insurance for USA.

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Best Fiance K1 visa health insurance reviews

Travel insurance cost calculator

What is the cheapest K1 visa health insurance?

Health insurance for K1 Visa holders reviews

What are the best K1 visa health insurance?

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Visitors Care Insurance Fixed benefit

Patriot America Lite Insurance Comprehensive

Patriot America Plus Insurance Comprehensive

Patriot America Platinum Insurance Comprehensive

Patriot International Platinum Insurance Comprehensive

Visitors Protect Insurance Comprehensive

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Visitors Secure Insurance Fixed benefit

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Safe Travels Elite Insurance Fixed benefit

Safe Travels USA Insurance Comprehensive

Safe Travels USA Comprehensive Insurance Comprehensive

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Global Underwriters K1 visa insurance reviews

Diplomat America Insurance Comprehensive

Diplomat Long Term Insurance Comprehensive

Travel Insurance Services K1 visa insurance review

Visit USA-Healthcare Insurance Comprehensive

WorldMed Insurance Comprehensive

Seven Corners K1 visa insurance reviews

Travel Medical USA Visitor Basic Fixed benefit

Travel Medical USA Visitor Choice Fixed benefit

Travel Medical Basic Comprehensive

Travel Medical Choice Comprehensive

INF K1 visa insurance reviews

INF Premier X Insurance Fixed benefit

INF Standard X Insurance Fixed benefit

INF Elite X Insurance Comprehensive

INF Elite Plus X Insurance Comprehensive

INF Elite 90 X Insurance Comprehensive

INF Safe Traveler USA X Insurance Comprehensive

How much does k1 health insurance cost?

What are the K1 Visa health insurance plans in the US?

Which is the best health insurance for my K1 visa holder Fiancee?

Safe Travels AdvantageTrawick International

Patriot America PlusIMG

Atlas AmericaWorldTrips

What are the factors for the cost of K1 visa medical insurance plans?

Health insurance for K1 visa holders - FAQ's

What are the health insurance requirements for K1 visa holders?

Resourceful travel medical insurance information

Disclaimer

Visitors Care Insurance ^{Fixed benefit}

Patriot America Lite Insurance ^{Comprehensive}

Patriot America Plus Insurance ^{Comprehensive}

Patriot America Platinum Insurance ^{Comprehensive}

Patriot International Platinum Insurance ^{Comprehensive}

Visitors Protect Insurance ^{Comprehensive}

Visitors Secure Insurance ^{Fixed benefit}

Atlas America Insurance ^{Comprehensive}

Atlas Premium Insurance ^{Comprehensive}

Atlas Nomads Insurance ^{Comprehensive}

Safe Travels Elite Insurance ^{Fixed benefit}

Safe Travels USA Insurance ^{Comprehensive}

Safe Travels USA Comprehensive Insurance ^{Comprehensive}

Safe Travels USA Cost Saver Insurance ^{Comprehensive}

Diplomat America Insurance ^{Comprehensive}

Diplomat Long Term Insurance ^{Comprehensive}

Visit USA-Healthcare Insurance ^{Comprehensive}

WorldMed Insurance ^{Comprehensive}

Travel Medical USA Visitor Basic ^{Fixed benefit}

Travel Medical USA Visitor Choice ^{Fixed benefit}

Travel Medical Basic ^{Comprehensive}

Travel Medical Choice ^{Comprehensive}

INF Premier X Insurance ^{Fixed benefit}

INF Standard X Insurance ^{Fixed benefit}

INF Elite X Insurance ^{Comprehensive}

INF Elite Plus X Insurance ^{Comprehensive}

INF Elite 90 X Insurance ^{Comprehensive}

INF Safe Traveler USA X Insurance ^{Comprehensive}

Safe Travels Advantage
^{Trawick International}

Patriot America Plus
^IMG

Atlas America
^WorldTrips