Renewal of Insurance Forum

Hi,

I am looking at my renewal right now but need the following clarified.
1. Does this policy cover me to visit a doctor for non-emergency / non-surgical visits?
2. If yes, how much do I pay towards the cost and towards any
Thank you,
Steve

Dear Steve,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!.
The plan covers non emergency and non surgical visits.
If you go within the PPO network, then there will be 10% co-insurance applicable that you need to pay after paying the on time deductible and the rest of the money is covered by the insurance company. The 10% co-insurance is applicable for the first $5000 of the expense, after which the insurance company will cover the 100%.

Please note that this response is for a comprehensive plan which has a 10% coinsurance in network and a 20% coinsurance out of network. Different plans have different coinsurance percents and policies, so be sure to check the one you are interested in before your purchase.

Regards,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910Reviewed & Updated : January 2020

Hi,

I had purchased a policy for my fiancé (Patriot Travel Medical Insurance) in March, 2017. We are recently married and but still seeking permanent insurance for her. She is now living here in Fairlawn, Ohio USA.
The policy is good from March 8, 2017 to July 8, 2017. If I need to extend the policy for 30 or 60 days what do I need to do to make that happen?
Thank you,
Robert

Dear Robert,

Thank you for contacting us at American Visitor Insurance for your visitor health insurance needs!. You can renew the Patriot America Lite insurance plan online by using the following weblink -

     Renewal

Regards,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910Reviewed & Updated : January 2020

Hi,
My current coverage expires on April 1. I tried to renew for another month but it won't allow me. When can I renew?
Thank you,
Rian

Dear Rian,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!. You should be able to renew your plan in the last month of the policy unless you have already renewed it for the maximum time allowed (6 or 12 months, usually 12). You should get an email from the company telling you the policy is up for renewal and then you can simply click on the hotlink to go through their online process.
If you have reached the limit of your policy, you can purchase a new policy to begin on the day after your policy is set to expire. Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910Reviewed & Updated : January 2020

Hi,

I forgot to extend my insurance, seems my policy is expired. I didn't see link to extend my insurance. Can you please help me.
Best regards,
Manoj Kumar

Dear Manoj,

Thank you for contacting us at American Visitor Insurance for your visitor health insurance needs!. Since your policy has expired, you will simply have to purchase a new one. Links are below for the policy for your convenience.
You can get all information about Atlas insurance, see the brochure, search the PPO network and buy the policy in the website.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. To purchase the Atlas America plan, you can go directly to this site:

Atlas America:

Plan Details Brochure Buy Now

Hi,

I have missed the renewal date for this IMG contract:
HUERTA, GUILLERMO
The expiration/extension date was 28-May-2014.
Is there a way I could renew it now please?
Thank you very much
Br Charles J

Dear Charles,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!. Once the policy has expired, you have to purchase a new policy.
Depending on the age of the insured this may be as simple as applying again online. I will put the links below for your convenience. If there is any issue, please do not hesitate to contact us with your issues or concerns.
To purchase and/or get a quote for the Visitor’s Care plan:

Buy Now
Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910Reviewed & Updated : January 2020

Dear Customer support,

I currently have Atlas International Policy E91107720 which is valid to 30 Jan 2015. At that time I will still be 69 years old and I would like to renew the policy for one year. On 03 Jul 2015 I will turn 70. My question is: if I renew the policy while I am still 69 and turn 70 during the policy period, will the amount of coverage (currently $500,000) remain the same when I turn 70 in the middle of what would be the then existing policy period? Please advise!
Thanks,
Joseph

Dear Joseph,

Thank you for contacting us at American Visitor Insurance for your Atlas International Insurance needs!. The member will have the maximum benefit options that correspond to their age at the time the policy goes into effect. So , you would maintain that level of coverage throughout the length of the certificate period even though you turn 70 during the certificate period. Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910Reviewed & Updated : January 2020