Travel Medical USA Visitor Basic vs Visitors Care Insurance

Compare travel insurance benefits offered by Travel Medical USA Visitor Basic travel insurance and Visitors Care Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

Seven Corners vs IMG visitor insurance cost comparison

Email results
Age
Spouse
Start Date
End Date
Coverage
Citizenship
Compare Travel Plans
Travel Medical USA Visitor Basic vs Visitors Care
Travel Medical USA Visitor Basic
Plan Maximum
Deductible
  Buy Now   
Visitors Care 
Plan Maximum
Deductible
  Buy Now   
 Travel Medical USA Visitor Basic vs Visitors Care Insurance Benefits
Insurance Providers
length of coverage 5 days to 364 days 5 days to 2 years
Renewability Yes : up to 364 days Yes : up to a total of 2 years
 Medical Benefits
Hospital room and board Up to $1K/day, 30 day maximum Lite: Up to $825 max per day 30 day max per period of coverage
Plus: Inpatient - Up to $1.4K max per day 30 day max per period of coverage
Platinum: Inpatient - Up to $2K max per day 30 day max per period of coverage
Intensive care unit Additional $500/day, 8 day maximum Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage
Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage
Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage
Surgery Up to $3K Lite: In-Patient & Outpatient - Up to $2K max per surgical session
Plus: In-Patient & Outpatient - Up to $3.3K max per surgical session
Platinum: Inpatient - In-Patient & Outpatient - Up to $5,500 max per surgical session
 Emergency Services
Emergency local ambulance Up to $250 Lite: Up to $250 max per period of coverage
Plus: Up to $450 max per period of coverage
Platinum: Up to $475 max per period of coverage
Hospital emergency room Up to $250 Lite: Up to $825 max per day 30 days maximum coverage
Plus:Up to $1.4K max per day 30 days maximum coverage
Platinum: Up to $2K max per day 30 days maximum coverage
 Dental
Emergency dental treatment $500 maximum limit due to accident or Sudden Relief of Pain Up to $550 max per period of coverage or unexpected pain to sound natural teeth
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions Age 14 days to 69 years: Up to $50K
Age 70 to 79 years: Up to $25K
Age 80 and older: Not Available
Lite: $25K max per coverage period (subject to sub-limits)
Plus: $50K max per coverage period (subject to sub-limits)
Platinum: $100K max per coverage period (subject to sub-limits)
Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25K max per period of coverage
 Life
Common carrier AD&D $25K per Insured Person $25K max per period of coverage
 Evacuation
Emergency medical evacuation $100K Lite: Up to $25K max
Plus: Up to $50K max
Platinum: Up to $50K max
Return of mortal remains or cremation/burial Up to $20K max with $5K max for Cremation/Burial Lite: $25K max with $5K max for Cremation/Burial
Plus: $25K max with $5K max for Cremation/Burial
Platinum: $25K max with $5K max for Cremation/Burial
Return of minor children $100K maximum limit. Not subject to deductible $50K maximum limit. Not subject to deductible
Terrorism $25K $50K maximum limit. Not subject to deductible
Unique Advantages
  • Very affordable plan for short term travel cover.
  • Acute onset of pre-existing conditions are covered up to 70 years at no additional cost.
  • Cancellation and refund of full premium provided before the policy start date.
  • Can be renewed up to two years.
  • Cheaper Plan
  • Deductible per period of coverage.
  • $25,000 coverage, suitable for travelers looking for less coverage.
 Travel Insurance
Underwriter Certain Underwriters at Lloyd's of London Sirius International
Rating "A" (Excellent) A (Excellent)
Brochure and Details

Travel Medical USA Visitor Basic vs Visitors Care Insurance Reviews

International Tourists and Visitors to the US must be cautious of some travel and health risks while travelling. The domestic health insurance would not offer coverage in the US. While visiting US can be a great experience, a sudden or an unfortunate situation like sudden sickness or injuries due to accident resulting to hospitalization can be traumatic if the tourists doesn’t possess good US visitor medical insurance. THere the visitor can compare US visitor insurance cost of Travel Medical USA Visitor Basic insurance and Visitors Care insurance plans by reviewing their unique Visitors medical insurance benefits.

Travel Medical USA Visitor Basic vs Visitors Care

They offer specific benefit limits for specific medical expenses. Travel Medical USA Visitor Basic Insurance is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating and has been offering excellent international health insurance since 19 years. Visitors Care Insurance is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years.It also has AM Best Rating: A++ (Superior) rating.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Parents/Seniors are eligible?
  • Eligible for OPT students?
  • Eligible for H1 B Visa holders?
  • Covers Acute onset of Pre-existing?
  • Eligible for Green card holders?
  • Renewable and Cancellable?
  • A.M. Best Rating
  • Underwriter
  • Insurance company
  • Buy now
  • Travel Medical USA
  • $49
  • Yes
  • Yes
  • -
  • -
  • Yes, covers up to 79 years
  • No
  • Yes
  • "A" Excellent
  • Lloyds, London
  • Seven Corners
  • Buy Now
  • Visitors Care
  • $39
  • Yes
  • Yes
  • -
  • -
  • Yes, covers up to 70 years
  • Yes
  • Yes
  • "A" Excellent
  • Sirius
  • IMG
  • Buy Now
*Cost for 45 years traveler; $50,000 maximum coverage; $0 deductible.

Travel Medical USA Visitor Basic vs Visitors Care Insurance: A Quick Comparison

Travel Medical USA Visitor Basic Insurance

  • Offers maximum coverage up to $150K.
  • Deductible options ranges from $0, $50 and $100.
  • Covers pre-existing condition up to 79 years.
  • Renewable for up to 364 days.
  • It provides coverage for Non US residents traveling to the U.S.
  • Incidental trips Coverage to Home Country upto $25,000
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • dentistry

    Dental Treatment
    Up to $500

  • ambulance

    Emergency Medical Evacuation
    $100,000 (separate from medical maximum)

  • medical_services

    Urgent Care Clinic
    $75 per visit; 1 per day; 30 visits maximum

  • airplanemode_inactive

    International Travel Coverage
    Up to medical maximum

  • shopping_cartBuy Now

Visitors Care Insurance

  • Offers maximum coverage up to $100K.
  • Deductible options ranges from $0, $50 and $100
  • Acute on set of pre-existing conditions covered up to 70 years.
  • Renewable for up to 2 years.
  • $50 cancellation fee after the effective date.
  • Available for Non-U.S. residents visiting the USA
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • personal_injury

    Home Nursing Care
    Up to $550 per period of Coverage

  • ambulance

    Emergency Medical Evacuation
    Up to $50,000

  • medical_services

    Urgent Care Clinic
    $60 per visit

  • shopping_cartBuy Now

How much does Travel Medical USA Visitor Basic vs Visitors Care Insurance insurance cost per month?

Both Travel Medical USA Visitor Basic vs Visitors Care Insurance provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Travel Medical USA Visitor Basic vs Visitors Care Insurance plans.

Travel Medical USA Visitor Basic

Travelers Age Maximum $50K Maximum $100K
40 - 49 $42 $47
50 - 59 $58 $63
60 - 69 $78 $85
70 - 74 $173 $191
75 - 79 $184 $203

Visitors Care Insurance

Travelers Age Maximum $50K Maximum $100K
40 - 49 $33 $45
50 - 59 $46 $64
60 - 69 $57 $78
70 - 79 $97 $142

Travel Medical USA Visitor Basic vs Visitors Care Insurance - FAQs

  • Travel Medical USA Visitor Basic Insurance - FAQ's

    What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA Visitor enrolment which will have all the necessary information for reimbursement.

    How to use Travel Medical USA Visitor Basic while receiving treatment?
    When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    What are the benefits of Travel Medical USA travel insurance?
    Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

    What is the meaning of acute onset of pre-existing conditions?
    According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

    Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?
    Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50K and visitors aged between 70 and 79 years are covered for $25K. No coverage for visitors above 80 years for pre-existing conditions.

    What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?
    Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Which is the best visitor insurance in USA?
    The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

    I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?
    Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage

    How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.
  • Visitors Care Insurance - FAQ's

    Is IMG a good insurance company?

    IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
    International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.


    How does Visitors Care insurance work?
    Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
    For detailed working example of how it works, you can review Visitors Care insurance working example

    How can a visitor use Visitors Care insurance in case of emergency in USA?
    International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

    Can US citizens buy Visitors Care insurance?
    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

    Which is the most affordable plan offered by International medical group?
    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

NEED HELP?

Contact our customer service team, we are here to help you!

(877)-340-7910 Click to send an email

Review travel medical insurance - Blogs and articles

Travel Medical USA Plans

Travel Medical USA Visitor Basic is a fixed plan but it is popular for their benefits and affordability. It is the cheapest visitor insurance plan and is economical for visitors who want to buy an inexpensive plan.

Read more »

Visitors Care Plan

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America.

Read more »

Which are the best visitors insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!