Compare Fixed Benefits Visitor medical insurance Plans, Inbound USA Basic vs Visitors Care

Compare travel insurance benefits offered by Inbound USA Basic travel insurance and Visitors Care Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

Compare Seven corners Inbound USA vs IMG Visitor Care

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Inbound USA Basic
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 Visitors Care 
Inbound USA Basic
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Visitors Care 
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Insurance Providers Seven-Corners IMG
Covid19 coverage Not Covered Not Covered
Acute onset of pre-exiting condition Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Only available to members under age 70:
Not Covered; Look back period for pre-existing conditions is 3 years prior to start of plan
Dental Treatment Dental Emergency - Accident Coverage: Up to $500
Dental Emergency - Sudden Relief of Pain*: Up to $500
Treatment for accident to Sound Natural Teeth:
Plan A: Up to $550 per period of coverage
Plan B: Up to $550 per period of coverage
Plan C: Up to $550 per period of coverage
Emergency Medical Evacuation $100,000 Plan A: Up to $25,000
Plan B: Up to $50,000
Plan C: Up to $50,000
Return of Mortal Remains $20,000 for local cremation or burial $5,000 Up to $25,500 for Return of Mortal Remains or $5,000 for Cremation/Burial
Refund Policy Yes; Written notice before start date. Yes; Written notice before start date; Pro-Rated Refund with $25 fee.
Minimum Plan Life 5 days 5 days
Maximum Plan life 364 days 24 months
Plan Renewals $5 for renewals online or by mail or fax; Online policies of 5 or more days are eligible for renewal; Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more $5 for renewals online or by fax or mail.
Emergency Local Amubulance Up to $250 Plan A: Up to $250 max per period of coverage
Plan B: Up to $450 max per period of coverage
Plan C: Up to $475 max per period of coverage
Surgery Up to $3,000 Plan A: Up to $2,000 max per surgical session
Plan B: Up to $3,300 max per surgical session
Plan C: Up to $5,500 max per surgical session
Assistant Surgeon $100,000 Plan A: Up to $2,000 max per surgical session
Plan B: Up to $3,300 max per surgical session
Plan C: Up to $5,500 max per surgical session
Hospital Emergency Room Up to $250 Plan A: $200 max per visit
Plan B: $330 max per visit
Plan C: $550 max per visit
Hospital Intensive Care Unit Additional $500/day, 8 day maximum Plan A: Up to an additional $400 max per day, 8 day max per period of coverage
Plan B: Up to an additional $660 max per day, 8 day max per period of coverage
Plan C:Up to an additional $850 max per day, 8 day max per period of coverage

 Accident death and dismemberment

Common Carrier Accidental Death $25,000 per Insured Person (aggregate limit of $125,000 per any one Accident) $25,000

 Travel Insurance

Underwriter Inbound USA Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Visitors Care Insurance Underwriter
Sirius International
Rating Inbound USA Basic Insurance Rating
AM Best Rating: "A" (Excellent)
Visitors Care Insurance Rating
AM Rating : A (Excellent)
Brochure and Details

Compare Inbound USA Basic Insurance and Visitors Care Insurance

International Tourists and Visitors to the US must be cautious of some travel and health risks while travelling. The domestic health insurance would not offer coverage in the US. While visiting US can be a great experience, a sudden or an unfortunate situation like sudden sickness or injuries due to accident resulting to hospitalization can be traumatic if the tourists doesn’t possess good US visitor medical insurance. There are some affordable visitors medical insurance popularly known as fixed benefit insurance plans.

They offer specific benefit limits for specific medical expenses. Inbound USA Basic Insurance is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating and has been offering excellent international health insurance since 19 years. Visitors Care Insurance is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years.It also has AM Best Rating: A++ (Superior) rating.

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What are the factors to consider while comparing Inbound USA Basic insurance and Visitors Care insurance?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Inbound USA Basic insurance and Visitors Care insurance:
  • Compare visitor medical insurance maximum coverage between Inbound USA Basic insurance and Visitors Care insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Inbound USA insurance offers maximum coverage up to $150,000 and Visitors Care insurance offers coverage up to $100,000. The coverage may vary for older travelers with reduced plan maximum.
  • Compare visitors health insurance deductible options between Inbound USA insurance and Visitors Care insurance:
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Both the plans offer the deductible options of $0, $50 and $100.
  • Contrast the travel health Insurance renewability options for Inbound USA insurance and Visitors Care insurance:
    Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. Inbound USA Insurance can be renewed up to 364 days while Visitors Care Insurance can be renewed up to a total of 2 years.
  • Compare eligibility options of US visitors travel insurance for Inbound USA insurance and Visitors Care insurance:
    Both these US visitor fixed benefit medical insurance plans offer coverage to Non US citizens visiting US for a short period.
  • Compare visitors insurance Pre-existing conditions coverage for Inbound USA insurance and Visitors Care insurance:
    They offer coverage for acute onset of pre-existing conditions for travelers under 70 years of age.

Inbound USA Basic vs Visitors Care Insurance - FAQs

  • Seven -corners
    Inbound USA Basic
  • IMG
    Visitors Care

Refer the ID cards provided by SevenCorners Insurance at the time of Inbound USA enrolment which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Inbound USA Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Inbound USA Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Inbound USA Basic insurance online to extend their coverage.

If your travel plan is changed and want to cancel Inbound USA Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable. Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Inbound USA Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

Travelers can review this article on how to use Inbound USA Basic visitor medical insurance in case of emergency in the United States.

Inbound USA Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Basic insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Basic insurance working example

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Inbound USA Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example

International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

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