The Brandenburg Gate
Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.
Do I Need Travel Insurance for Germany?
Yes, Travel insurance for Germany is mandatory if you are applying for an Germany visa and the policy must meet the Germany visa travel insurance requirements, including a minimum of €30,000 in medical coverage (approx. $50,000) for emergency medical expenses, hospitalization, and medical evacuation. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Do I Need to Apply for Germany Schengen Visa?
Before traveling to Germany, it is necessary to buy Schengen visa travel insurance to meet the Germany visa requirements.
You need to apply for an Germany Schengen visa:
- If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland
- If you plan to stay in Germany for up to 90 days within a 180-day period for tourism, business, or visiting family.
⚠️ Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Germany without a visa for short stays (usually up to 90 days).
On American Visitor Insurance, you can easily buy Germany visa medical insurance online to get the visa letter to submit to the Germany consulate for your visa application. Once your Germany travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Germany visa insurance letter for your visa application, which serves as proof of coverage.
How Do I Apply for an Germany Schengen Visa?
To apply for a Schengen Visa to Germany, follow these steps:
- Choose the correct visa based on your travel purpose (tourism, business, etc.)
- Fill out the Schengen visa application form.
- Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
- Book an appointment with the Germany consulate or visa center.
- Submit your application, biometric data, and documents at the consulate.
- Pay the visa application fee.
- Processing usually takes around 15 days.
- Pick up your approved visa from the consulate.
How Do I Get the Right Insurance for the Germany Schengen Visa?
At American Visitor Insurance, finding the best Germany Schengen visa insurance is quick and easy.
- Compare top plans instantly using our online quote engine.
- Schengen visa letter included – download it within minutes of purchase to show proof of coverage for your visa application.
- Flexible policies – change your dates, push back travel, or cancel before the policy start date for a full refund.
For senior travelers
- If both travelers are over 70, you can still be quoted together on American Visitor Insurance (though some insurers require separate applications – total cost remains the same).
What Are the Germany Travel Insurance Requirements?
Travelers who need an Germany visa should buy travel insurance satisfying Germany visa requirements:
- Travel insurance coverage of 30,000 Euros (~USD $35.17 as of October 2025)
- The policy must be valid in all 29 Schengen countries.
- Coverage for medical repatriation and emergency medical care.
- The policy must be valid for the entire duration of your stay in the Schengen Area.
- The policy should offer 100% coverage with no excess/deductible.
💡 Tip: Always carry a digital and printed copy of your policy, as you may be asked for proof at border checks or during visa processing.
❓ What Travel Insurance Mistakes Should You Avoid When Applying for an Germany Schengen Visa?
Avoid these common errors that lead to Schengen visa rejections:
Coverage Below €30,000
- Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation).
- Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.
Not Covering All Schengen Countries
- The travel insurance must be valid in all 29 Schengen states.
- Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.
Traveler insurance Not Covering Entire Stay
- The Europe travel insurance policy must match the correct entry and exit dates.
- If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.
Buying Non-Schengen Compliant Plans
- Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment.
- Schengen visa officers check for these exclusions carefully.
Unrecognized / Non-Approved Insurance Providers
- Consulates prefer international insurance companies that are well recognized in the Schengen region.
- Unfamiliar or unapproved providers may cause rejection.
Submitting Fake or Cancelled Policies
- Some travelers submit “dummy” insurance and cancel it after printing.
- Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.
Mismatch Between Travel Dates & Insurance Dates
- Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection.
- It is recommended to add a buffer day before arrival and after departure.
Not Carrying Proof of Travel Insurance
- Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application.
- Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.
Which Is the Cheapest Germany Schengen Visa Travel Insurance?
The cheapest travel insurance for Germany is Atlas International Insurance plan, starting at just $1 for a day. Germany visa travel insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
Which Are the Best Travel Insurance Plans for Germany Visa?
Flexible and affordable coverage that meets Schengen visa requirements, including medical care and emergency evacuation.
Policy Maximum?
$50,000 - $2,000,000
Medical Evacuation?
Up to $1,000,000
Pre-existing coverage?
Acute onset covered up to policy maximum (upto 79 yrs)
Repatriation of Remains?
Equal to the elected overall maximum limit.
Affordable coverage for medical emergencies and travel mishaps in Europe.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
Up to $1,000,000
Pre-existing coverage?
Acute onset covered up to policy maximum (under 70 yrs)
Repatriation of Remains?
Up to $50,000
Comprehensive medical protection for stress-free European travel.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
Up to $500,000
Pre-existing coverage?
Covers Acute onset of pre-existing conditions under 79 years
Repatriation of Remains?
Up to $50,000
Best travel insurance for medical and trip emergencies across the Schengen Area.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
100% up to $1,000,000
Pre-existing coverage?
Unexpected recurrence of a pre-existing condition upto 70 years
Repatriation of Remains?
Up to $500,000
* The price shown is for a 7-day trip with a $50,000 maximum coverage and a $0 deductible for a 30-year-old traveler.
How Much Does Germany Schengen Travel Insurance Cost?
Europe Schengen travel insurance Cost in 2025Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below
- Meet Schengen visa requirements
- Are accepted by Schengen embassies/consulates worldwide
- Include a downloadable visa letter immediately after purchase
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick International insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Cheapest travel insurance for Schengen Visa
Review Schengen Visa insurance plan benefits.
Know more »
How do I get a certificate showing I have travel insurance when applying for a Schengen Visa?
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
- Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
- Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
- Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
- Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Germany visa travel insurance requirements.
What Does Schengen Visa Travel Insurance for Germany Cover?
- Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
- Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed.
- Health care expenses: Covers emergency medical expenses for accidental injury or illness.
- Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
- Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.
What Is the Best Travel Insurance for Seniors Vacationing in Germany?
The best travel insurance for seniors vacationing in Germany depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.
Seniors under 70
- Atlas International Insurance – which costs about $170 per month.
- Flexible coverage: buy only for the days you need.
Seniors under 80
- Patriot International Lite Insurance – Affordable option at about $270 per month.
- Provides full medical and emergency coverage abroad.
Seniors over 80
- Safe Travels Outbound Insurance – which costs about $670 per month.
- Best choice for US seniors if you need at least $50,000 coverage (required for a Long-Term Europe visa).
All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.
💡 Tip: Prices above are based on a $50,000 policy maximum with $0 deductible to meet Schengen visa requirements. If you don’t need to meet those requirements, you can lower the cost by choosing a higher deductible.
Europe Travel Insurance for Seniors to Germany
Insurance for older travelers for visiting the Schengen countries
Know more »
Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
- Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
- Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
- Expert Support & Assistance: Our licensed customer support team is available 24/7 to
- Guide you through plan selection and online applications
- Help with policy renewals or extensions
- Assist with cancellations if travel plans change
- Support filing insurance claims
- Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
What Factors Influence the Cost of Best Travel Insurance to Germany?
The cost of Germany health insurance for travelers depends on the following:
- Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to Germany.
- The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
- The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
- The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Germany visa will have the highest co-insurance.
- The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Tip: While the cheapest plan may save money upfront, it’s important to balance affordability with adequate protection—especially for medical emergencies abroad.
How Can I Buy the Best Travel Insurance for Germany?
Find the Best Plans
Complete the Germany Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
Compare Options
Compare the price and the benefits of the different Germany visa insurance options to identify what fits your needs best.
Buy Your Plan
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review Your Policy
Review the insurance documents & download visa letter is required.
Compare Schengen Visa Travel Insurance
Atlas International
Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Schengen visa letter
Available from client zone - Covers complications of pregnancy in the first 26 weeks of gestation
- Acute onset of pre-existing condition coverage is available within the age of 79
Patriot International Lite
Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Schengen visa letter
Sent immediately after purchase - Does not offers coverage for pregnancy
- Acute onset of pre-existing condition coverage is available within the age of 70
Safe Travels International Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Europe visa letter
Sent immediately after purchase - Covers Emergency Medical Treatment of Pregnancy
- Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
Travel Medical Choice Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Europe visa letter
Sent immediately after purchase
shopping_cart Purchase Now
Not Available in#3
Maryland, Washington, New York, South Dakota, Colorado.....
Maryland, Washington, New York, South Dakota, Colorado.....
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »
Are you traveling as a Group?
Get a discount on the Best Group Travel Insurance for Germany
What Is Europe Medical Insurance for Schengen Visa?
What are the different types of Germany Visas?
1. Airport Transit Visa:
For transiting through German airports without entering the country.
2. Schengen Visa (Type C):
- Allows stays of up to 90 days within a 180-day period for tourism, visiting family, or business.
- Subcategories include Tourist Visa, Business Visa, Family Visit Visa and Cultural/Sports Visa
3. Long-Stay National Visa (Type D):
- For stays longer than 90 days, typically for work, study, or family reunification.
- Subcategories include Employment Visa, Student Visa, Family Reunion Visa, Job Seeker Visa and Freelancer Visa
4. Medical Treatment Visa:
For individuals seeking medical treatment in Germany.
5. Researcher Visa:
For international scholars participating in research activities.
What Are the Documents Required for Germany Visa?
- Completed and signed application form
- Valid Passport
- Photographs that are taken recently
- Documents of travel itinerary
- Confirmation of health insurance coverage for Germany
- Closed round trip ticket
- Current bank statement
- Germany visa insurance letter
Schengen Visa Insurance Germany, Germany Travel Insurance - FAQs
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Germany for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Germany Schengen Visa. This visa allows travel to Germany and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
2. What is Germany Schengen visa travel insurance?
Germany visa travel insurance is a mandatory insurance for individuals applying for a Schengen visa to visit Germany. As Germany is part of the Schengen Area, travelers need to show proof of this insurance to meet visa requirements. This Germany travel insurance must cover a minimum amount for medical expenses, repatriation, and emergency medical care during the stay in Germany. It's essential that the coverage matches the visa regulations and provides necessary financial protection in case of unexpected events.
3. What is Schengen eligible travel insurance for Germany?
Schengen eligible travel insurance for Germany meets the specific requirements of the Schengen Agreement for travelers visiting Schengen Area countries in Europe. It must provide sufficient coverage for medical expenses, repatriation, and emergency medical evacuation during the entire stay in the Schengen Area. This insurance is a prerequisite for getting the Schengen visa and should be valid for all countries within the area. It's important to ensure that the coverage amounts and terms align with the visa requirements of the specific Schengen country you plan to visit.
4. How do I cancel my Germanyn visa insurance?
If you want to cancel your Germanyn health insurance, the procedure varies depending on the your insurance plan. However, travel insurance can be easily cancelled before the start of the insurance policy. The refund for cancelling the insurance after the start of the policy will be usually on a pro-rate basis. However it is important to follow these steps:
- Review the terms and conditions of the insurance contract to see if there are any cancellation fees, notice periods, or other requirements.
- Contact your insurance provider and inform them of your intention to cancel your insurance. You will need to provide some documents, such as your insurance number, account number, passport, or proof of departure.
- Confirm that your cancellation request has been processed and that you have received a confirmation letter or email from your insurance provider.
5. How can I get travel medical insurance for Germany?
Travelers to Germany who need the Schengen visa can buy Germanyn visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germanyn visa consulate requirements. Once you complete buying the Germanyn visa travel insurance online, you can download the required Germanyn visa letter which you can submit while applying for the Schengen visa.
6. What is the procedure to get a visa letter for Germany?
Germanyn visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Germanyn visa form and click the 'get quote' button.
A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Germanyn visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.
On purchasing the Europe travel insurance for Germany , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an Germanyn visa letter that may be presented to the consulate as proof of coverage.
7. Who must buy travel medical insurance for Germanyn visa?
A traveler from any of the Schengen visa required countries visiting Germany for less than 90 days is required to buy short term travel medical insurance to apply for Germanyn visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Germany for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
8. Which insurance provider is best for a Schengen visa to Germany?
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Germany are International Medical Group, Seven Corners, WorldTrips and Trawick International.
9. Can I apply for an Germany Schengen visa if my passport expires in two months?
No, you cannot apply for an Germany Schengen visa if your passport expires in just two months. The Germanyn consulate—like all Schengen member states—requires that your passport be valid for at least three months beyond your planned departure from the Schengen Area. Additionally, your passport must have been issued within the last ten years and contain at least two blank pages.
If your passport does not meet these conditions, your Germany visa application will be rejected. It is strongly advised to renew your passport before applying for the Germany Schengen visa to ensure that your application is processed without issues.
10. Can I travel to multiple Schengen countries with one Schengen visa?
Yes, the standard Schengen visa allows you to travel between all 29 Schengen member countries as long as you don’t exceed the maximum stay period of the visa.
11. When is the best time to book an appointment for my Schengen visa application?
Earliest You Can Apply
- Up to 6 months before your travel date (9 months for seafarers).
- This is especially helpful if you’re traveling during busy tourist seasons (summer or Christmas).
Latest You Should Apply
- At least 15 calendar days before travel (this is the legal minimum).
- But embassies strongly recommend applying 3–4 weeks before travel to avoid last-minute issues.
Ideal Timing
- 6 weeks to 2 months before travel → This balances processing time, document prep, and appointment availability.
- Some consulates (France, Spain, Italy, Germany) have long appointment waiting lists, so booking early is key.
12. How do I know if my travel insurance for Europe will be accepted for a Schengen visa?
The plans available on American Visitor Insurance satisfy Schengen visa requirements. Here’s a simple guide to show you the kind of insurance that gets approved versus the mistakes that often lead to rejections:
| Visa-Friendly Insurance | Risky Insurance Choices |
|---|---|
| Starts on the exact date of departure | Starts after arrival in Schengen |
| Comes with an official PDF certificate showing policy number & coverage dates | Only a screenshot or incomplete confirmation email |
| Clearly states “Schengen Area” coverage + repatriation clause | Missing repatriation, hospitalization, or territorial coverage wording |
| Provides minimum €30,000 ($50,000) medical coverage | Coverage is below €30,000 (or $50,000) or not specified |
| Certificate available in English | Certificate only in a non-EU language without translation |
Always double-check that your Europe travel insurance certificate clearly mentions the Schengen Area, and meets the €30,000 ($50,000) minimum coverage amount, territory (Schengen Area), and dates that match your full trip before submitting your visa application. The Schengen travel plans on American Visitor Insurance satisfy Schengen visa requirements.
Germany Travel Insurance Reviews
See what travelers are saying about their insurance experience for Germany. Real reviews from real visitors.
Karen
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
Margaret
"Thank you for your prompt response. Your prompt response will be highly appreciated."
Connie
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
Do US Citizens Need ETIAS to Travel to Germany?
US citizens traveling to Germany should apply for ETIAS (European Travel Information and Authorization System).
- ETIAS is not a visa, but a pre-travel clearance, similar to the US ESTA (Electronic System for Travel Authorization).
- It allows short stays of up to 90 days within a 180-day period for tourism, business, or transit.
- The application is completed online and is usually approved quickly.
⚠️ Important: While ETIAS itself does not mandate travel insurance, it is strongly recommended to buy travel insurance for Germany on American Visitor Insurance, as most US health insurance plans do not provide coverage outside USA.
Do US Citizens Need a Visa for Germany?
US citizens are advised to buy travel insurance Germany visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Germany and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Germany.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Travel Insurance for Germany from USA »Do US Citizens Need a Long Term Visa to Stay in Germany?
US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $34,035 as of May 2025) which is valid during the whole stay in the Schengen countries.
The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »
Do US Green Card Holders Need Germany Visa?
Yes, US Green Card holders may need a visa to travel to Germany, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Germany is required while applying for an Germany visa. US Green Card Holders can buy travel insurance to satisfy Germany visa requirements for their visa application on American Visitor Insurance.
Which Is the Best Germany Travel Insurance for US Seniors With Medicare?
- US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
- Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
- Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.
🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting Germany
- US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
- There is a travel health insurance plan specifically designed for older American travelers.
- Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as
GlobeHopper Senior Single-Trip
Coverage: 5 days to 365 days
description Plan details | picture_as_pdf Brochure | shopping_cart Buy onlineGlobeHopper Senior Multi-trip
Coverage: 12 months total, up to 30 days per trip.
description Plan details | picture_as_pdf Brochure | shopping_cart Buy online- Provides $1 million coverage up to the age of 79 years
- Provides $100,000 coverage for travelers 80 years and older
- Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
- Includes $25,000 coverage for emergency medical evacuation
Are You Planning to Work as a Digital Nomad in Germany?
Living and working in Germany, far away from the familiar surroundings of home is both exciting and challenging! It is however very important that you have proper Digital Nomad health insurance to secure you in the event of any adverse medical condition. Compare and buy the best Digital Nomad Insurance for Germany on American Visitor Insurance that meets visa requirements and keeps you safe while working away from home.
Travel Health Insurance Germany Visa
🇩🇪 Why Visit Germany?
- Germany, located in the heart of Europe, is known for its rich history, modern cities, and stunning natural beauty. Travelers can explore Berlin—a hub of art, culture, and history—alongside Munich, famous for its beer gardens, festivals, and Bavarian charm.
- The country’s picturesque countryside features fairy-tale castles, charming villages, and scenic drives like the Romantic Road. Germany’s excellent transport system makes it easy to discover diverse landscapes, from the Bavarian Alps to the Rhine Valley.
- With over 39 million annual visitors, Germany continues to attract travelers from around the world for tourism, business, and education—making travel insurance for Germany visa a vital part of travel planning.
- German cuisine—featuring pretzels, sausages, and world-famous beers—adds to the country’s vibrant travel experience. Popular attractions include Neuschwanstein Castle, Brandenburg Gate, Cologne Cathedral, and the Black Forest.
- Whether visiting for business or leisure, having the best travel health insurance for Germany visa is crucial. The healthcare system in Germany is excellent, but medical care can be costly for foreign visitors.
- Travel medical insurance for Germany visa ensures coverage for unexpected illness, injury, or hospitalization during your stay. It also helps with emergency evacuation and repatriation if needed.
- All travelers applying for a Schengen visa must have Schengen travel insurance Germany with a minimum coverage of €30,000 (around $34,000 USD) for medical expenses, hospitalization, and emergency evacuation.
- This coverage is mandatory to meet Germany visa insurance requirements and should include repatriation benefits in case of a serious medical event.
- You can find affordable Germany travel insurance for visa options from top-rated U.S. and international insurers at AmericanVisitorInsurance.com. Their plans meet Schengen visa insurance requirements and provide peace of mind for your trip to Germany.
Why You Need Travel Insurance for Oktoberfest Munich?
Planning a trip to Munich for Oktoberfest? Whether you are flying from the USA, UK, or anywhere in the world, buying the best travel insurance for Oktoberfest Munich, Germany is essential for a safe and worry-free journey. The world’s biggest beer festival attracts millions of international visitors every year, and with such large crowds, unexpected events like illness, accidents, trip delays, or lost baggage can happen. Having comprehensive travel health insurance for Germany ensures you can enjoy the festival without financial stress.
With the right coverage, you’ll have access to quality healthcare in Germany, emergency assistance, and protection against unexpected travel disruptions. This peace of mind lets you focus on enjoying Bavarian culture, world-famous beer tents, and the festive atmosphere to the fullest.
Oktoberfest Overview
- Held annually in Munich, Germany from late September to early October.
- Attracts over 6-7 million visitors each year, with 15–20% traveling from overseas (USA, UK, Europe).
- Experience Bavarian music, parades, delicious food, and Munich’s world-famous beers.
Why is Travel Insurance for Oktoberfest Important?
Visa Requirement
Proof of travel health insurance is mandatory for Schengen visa applicants.
Proof of travel health insurance is mandatory for Schengen visa applicants.
Emergency Medical Coverage
Protection against sudden illness, accidents, or injuries.
Trip Cancellation
Recover non-refundable expenses (flights, hotels, tours) if you must cancel.
Recover non-refundable expenses (flights, hotels, tours) if you must cancel.
Baggage & Possessions
Coverage for loss, theft, or damage of your luggage.
Coverage for loss, theft, or damage of your luggage.
Medical Evacuation
Covers transport to the nearest medical facility or back home.
Covers transport to the nearest medical facility or back home.
Peace of Mind
Enjoy the festival without financial worries.
Enjoy the festival without financial worries.
Who Should Buy Oktoberfest Travel Insurance?
- US citizens traveling to Munich for Oktoberfest.
- International tourists from both Schengen and non-Schengen countries.
- Families, students, and seniors attending the festival.
- Cultural tourists visiting Munich during Oktoberfest season.
General Information About Germany
- location_city Capital: Berlin
- location_on Location: Western Europe
- euro Currency: Euro
- language Language: German, English, French
- groups Population: 83.25 million
- event Best time to visit: between May and Sept.
- map Vacation spots: Berlin, Munich, Frankfurt, Cologne, heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.
What Are the Popular Tourist Destinations in Germany?
Tierpark Hagenbeck
The city's zoo, was established in 1907 to house a collection of exotic animals owned by a local fishmonger, Carl Hagenbeck.
Casa do Cabildo
Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.
Top European River Cruises
International Airports in Germany
| City | Airport Name | IATA Code |
|---|---|---|
| Frankfurt | Frankfurt Airport | FRA |
| Munich | Munich Airport | MUC |
| Berlin | Berlin Brandenburg Airport | BER |
| Düsseldorf | Düsseldorf Airport | DUS |
| Hamburg | Hamburg Airport | HAM |
Schengen Travel Insurance With 30,000 Euro Coverage
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Click here to read more »What Does Travel Insurance for Germany Visa Usually Not Cover?
Travel health insurance for Germany visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Germany Schengen Visa insurance. These include:
⚕️ Pre-existing medical conditions
Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.
💊 Treatment for chronic illnesses
Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.
🏥 Non-emergency medical treatment
Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.
🏄♂️ Adventure and extreme sports
Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.
🧠 Mental health conditions
Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.
