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Greencard holders medical insurance

Health insurance for elderly immigrant parents

The former Trump administration had proposed a rule which expected prospective new US Green card senior citizen parents to provide proof of having good US immigrant health insurance coverage for elderly immigrant parents in the US. This proclamation however has come under legal scrutiny with different cases filed against this Trump administration initiative.

This proposed rule will mostly impact green card parents of current US citizens who are and are applying for US Green cards. According to this new rule visas to enter the US can be denied if one is not able to provide proof of proper US immigrant health insurance for green card holders senior citizen parents.

While details of the new immigrant health insurance for green card parents requirements are still to be announced, the best US Green card holder insurance plans that we offer work well as short term health insurance which prospective Green card senior citizen parents can use till they are eligible for domestic US insurance plans.

Patriot Platinum

Per Month

by IMG  img logo
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers acute onset of pre-existing condition
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  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers acute onset of pre-existing condition
  • Know More
Limited

INF Premier

Per Month

by INF  inf logo
  • Plan Maximum
  • Deductible
  • Pre-existing
  • coronavirus  COVID19 coverage
  • Fixed benefit plan with full pre-existing coverage*
    Know More

INF Elite

Per Month

by INF  inf logo
  • Plan Maximum
  • Deductible
  • Pre-existing
  • coronavirus  COVID19 coverage
  • Comprehensive plan with full pre-existing coverage*
    Know More
Note: *Both the Premier plan and Elite plan have a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.

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Health insurance for new green card holders over 65 years

IMG
International Medical Group International Medical Group provides good health insurance for green card parents to USA.
Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
Patriot Platinum offer pre-existing condition health coverage up to $50,000 for green card parents under 65 years. Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
inf
INF Travel insurance gives the best plans with extremely good coverage for older green card parents especially for the pre existing conditions. There are fixed benefit and comprehensive health insurance for parents over 65 years on green card. However, comprehensive plans are recommended due to their benefit coverage flexibility.
This is a comprehensive plan and is the plan with excellent coverage. This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for green card parents in US. This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500. This plan need to be purchased for a minimum of 3 months.
This plan provides a policy max option of $150,000; $250,000; $300,000 with a deductibles are $50; $100; $250; $500; $1,000; $2,500; $5,000.This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.

Medical insurance for green card holders over 70 years

The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition. In the $50,000 range there are many fixed benefit and comprehensive plan options available. However, comprehensive plans are recommended due to their benefit coverage flexibility.

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Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.

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INF Elite plan This plan provides a maximum of $20,000 coverage for green card parents over 70 up to the age of 99 for coverage of pre existing conditions. This plan is definitely the most suitable and is the best health insurance for green card holders with pre existing condition as it is the full pre existing coverage plan.

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INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.This plan covers Urinary Tract infection for older green card parents above 70 years. This plan does not cover pre existing conditions including acute onset of pre existing conditions.

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Health insurance for senior citizen parents who are green card holders

  • The Patient Protection and Affordable Care Act (PPACA) also known as Obama Care or Affordable Care Act (ACA), made it mandatory for all US residents to have health insurance. This individual mandate has however since been repealed and it is now not mandatory anymore to have PPACA compliant insurance.
  • The ideal medical insurance for parents holding green cards will depend on the insured's age, the length of stay in the US, and your budget for the health insurance for elderly parents on green card.
 Find best immigrant insurance

Green card holders who are in the US but also have a residence outside the United States can buy the following Covid19 health insurance plans. These are the top health insurance companies offering Covid-19 coverage for green card holders.

IMG green card health Insurance for Coronavirus

The Patriot America Plus and Patriot Platinum America insurance offer COVID 19 health insurance for green card holders up to the policy maximum. The Greencard holder should be living outside the US and have an international address.

INF Green card holders Covid Insurance

INF Covid19 health insurance namely INF Premier, INF Elite, INF Standard and INF Traveler USA offers Covid green card health insurance. Green Card holders can buy INF plans as long as they have a residence outside the US.

Steps to buy US green card insurance for parents online

trip cancellation online
Step 1: Step 1: Finding available US green card parents insurance plans
Complete the US health insurance quote request form by providing details of the parents and their requirements.
Step 2: Compare the different green card parent health insurance options
Compare the price and the benefits of the international parent travel insurance options to identify what fits your needs best.
Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the parents insurance plan documents received by email
Review the US green card medical insurance for parents policy documents received by email closely for coverage details and relevant contact numbers.

Green card holders senior citizen parents - Frequently asked questions

Can Green card holders who are now residing permanently in the US buy the INF plans? Can they use an US address?

Yes. Green card holders can buy INF insurance, in fact many older Green card holder especially those who are above age 65 buy INF insurance. INF insurance plans also has the advantage of offering ancillary benefits such as dental and telemedicine that are usually covered under separate policies for domestic health insurance.
Following are the list of US travel insurance plans:

How long can an INF plan be renewed given that Green card holders are not eligible for Medicare for 5 years after they enter the US?

Green Card holders can buy the INF plans initially for One year at a time. They can however then renew the policy. There is no "term limit" for INF plans.

Can a green card holder already in the USA buy INF plan?

They must go through special membership approval for INF Elite / Premier / Standard / Traveler USA for Greencard holders.Green Card holders can buy INF plans as long as they have a residence outside the US.

Can a new immigrant in the US buy INF plans?

Yes, they can buy INF travel insurance.

Can a green card holders buy INF insurance?

Yes, they can buy INF travel insurance as long as they have a residence outside the US.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give green card holders in USA a wide range of health insurance options. We have nearly two decades experience in understanding the diverse requirements of new immigrants and green card holders in US and in offering appropriate medical insurance options to them. Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate green card parents insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all health insurance for parents questions, reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where green card parents can compare different products based on price as well as the coverage benefits. All of these tools help parents make an informed decision while buying travel insurance.

Will I be responsible for any unpaid medical bills of my parents who are visiting the US?

If you have sponsored your parents visit and have completed the I-134 Form during their visa application, then you can be held responsible for any medical bills. The I-134 form is an Affidavit of Support declaring to the U.S. government that the visa applicant, in this case your parents, will be financially supported by the sponsor (you) in the United States. This is to remove the risk of the visa applicant from becoming a public charge (financial liability) to the US government. As the sponsor, you will be responsible for any living and healthcare expenses of the visa applicant while in the United States.

In the event that the visitor visa holder needs healthcare services, the healthcare provider can hold you who provided the I-134 form, ie 'Affidavit of Support' responsible for any medical bills that are not paid by the visitor to the US. Given the high US healthcare costs it is important that you as the sponsor ensures that any parents has best health insurance coverage as long as the I-134 Affidavit of support is valid. At American visitor insurance, we have excellent US travel health insurance for visitors visa applicants.

How long is I-134 Affidavit of Support valid?

An Affidavit of Support is enforceable until the visa applicant either becomes a US citizen, or is credited with 40 quarters of work (which is typically 10 years).

Which category of Green card holder are you?

New US immigrant insurance

Immigrant Plans - Long term Plans

Perfect for people planning on immigrating to US but not yet left their home countries. Click here to read more

Green Card Holders Frequently traveling overseas

Green card holders who travel frequently to their home country. Click here to read more

Recent US Immigrants

New US immigrants who can be parents or family members or Fiancee (K visa) visitors. Click here to read more

Green Card Holders permanently living in US

Compare Green card holder insurance plans who may not immediately qualify for US domestic health insurance. Click here to read more

Applied for Green Card and waiting

Parents who have applied for Green Card and are waiting for approval can buy these insurance plans. Click here to read more

Health insurance for green card holders senior citizen parents options

Renewal of medical insurance for green card holder senior citizen parents

Can buy health insurance for elderly Green card immigrant parents from a few days up to 5 years.

Health insurance for elderly immigrant parents purchasing options

Available as monthly, quarterly, semi-annually or annual increments.

Buying health insurance for green card holders senior citizen parents eligibility

Health insurance for elderly immigrant parents available even 24 months after arriving in the US.

Interim health insurance while waiting for green card

Health insurance for green card holders senior citizen parents till they are eligible for domestic US health plans.

Green Card Holders Medical Insurance

Medical insurance for Green card holders less than 65 years:

In this situation, it might be most appropriate to buy short term Visitor insurance till you understand your domestic insurance option. You can compare and buy Visitor Insurance using our compare tool. If you are under the age of 65 or working in a corporate environment, it is best to get insurance through your employer. Alternatively you can buy the Blue Cross/Blue Shield insurance available in your state.

Health insurance for green card holders over 65 years:

If you are looking for health insurance for non u.s. citizens over 65, unfortunately you are not immediately eligible for the Medicare program benefits for green card holders over 65. This is available to US residents on reaching 65 years if they have paid US taxes for 40 quarters (minimum of 10 years). As a new immigrant, you will not be immediately eligible for Obamacare for green card holders over 65 for at least three years of continuous living in the US. However, we have health insurance for seniors with green card, new immigrants over 65 years can buy till they are eligible for Medicare. The most affordable Fixed benefits health insurance for immigrant parents over 65 plan is Inbound USA Choice Insurance.

Pre-existing Condition Coverage
Insurance for green card holders

Health insurance for Green Card parents over 65 years who live outside the US for a long period

Under the Affordable Care Act (ACA) also popularly known as Obamacare, it is mandatory for all US residents (including Green card holders) to have health insurance, failing which they will have to pay a fine which increases annually. This mandatory health insurance for elderly parents on green card is however waived for those who have lived more than 330 days outside the USA. In this situation, where Green card holders usually live outside the US, and are visiting the country, they can buy many of our visitor insurance plans as health insurance for elderly parents on green card.

International Medical Group's (IMG's) Patriot America Lite is an option if they have a permanent address outside the US. Alternatively, you can buy the Visit USA or WorldMed plans offered by TravelInsure. The most affordable fixed benefits plan is the Inbound USA Choice which can be renewed for up to Three years. INF offers health insurance for pre-existing conditions which works well as health insurance for immigrant parents over 65.Green Card holders can buy INF plans as long as they have a residence outside the US.

These are certainly uncertain times for international travelers with corporate travel being particularly vulnerable to the Covid pandemic, the war and labor shortages in airlines and airports in Europe and the Geo-political tension in Taiwan. Even though international travelers are allowed to the US without any restriction the risks of the Covid pandemic still remain. In this context it is still very important to buy the best annual travel insurance with Covid coverage. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.

WorldTrips
WorldTrips Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
Trawick
Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
seven corners logo
Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
GeoBlue
GeoBlue Coronavirus annual travel insurance Trekker Essential offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.

Green Card holders insurance forum

group

Green Card holders visiting USA that covers pre-existing conditions

questionDear Sir,

We two my wife and myself will be reaching USA with green Card and will stay in Florida.

Will like to know which is the best health insurance for new immigrants over 65 ?

We both are in fairly good health but must cover pre-existing conditions.

We have no income source in US.

Thanks,
Shakti

questionDear Shakti,

There is one fixed option renewable for up to 3 years:

Inbound USA Choice :This plan is designed for immigrants who intend to stay on in the USA. The plan is renewable for up to 3 years.

"INF insurance offers coverage for pre-existing conditions. The Premier Plan is the only fixed benefit (Scheduled benefits) plan with full pre-existing coverage and the Elite Plan is the only comprehensive visitor medical insurance plan with full pre-existing coverage. INF Premier and INF Elite plans should be purchased for minimum 3 months." Green Card holders can buy INF plans as long as they have a residence outside the US.

There is one comprehensive benefit insurance:

If you can list a country other than the US as your home country, this comprehensive policy may work for you.

Patriot America or Patriot Platinum

Similarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70.

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910

Green card insurance with Covid coverage

There are many US Green card holders either without proper health insurance for permanent residents, or have medical insurance for Green card holders over 65 but without any Covid19 coverage. Even though Covid related fatalities have come down, Covid remains a threat due to the increase in the Covid sub-variants.

Any hospitalization due to Covid can be very expensive and having good medical insurance for permanent residents has become essential. At American Visitor Insurance, we are committed to getting the best Covid Green card travel insurance. The covid-19 coverage plans treat coronavirus related illness like any other illness irrespective of the variant.

The following US insurance providers offer Green card holder health insurance including the best health insurance for Green card holders over 65 years old.

WorldTrips Covid health insurance

Atlas America Insurance: WorldTrips Coronavirus immigrant health insurance namely Atlas America insurance offers Covid19 US immigrant health insurance coverage for unexpected medical expenses

International Medical Group (IMG) Green card holder health insurance

The Patriot America Plus and Patriot Platinum America insurance can be

used by green card holders as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age.

The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. Persons under 70 years of age can get up to $1 million maximum coverage. These plans also cover COVID19 illness up to the maximum of the policy. Please note the Patriot America Lite plan does NOT cover COVID!

Global Underwriters Covid health insurance

Diplomat America Insurance: Global Underwriters namely Diplomat America insurance offers Covid19 US green card health insurance coverage for unexpected medical expenses

INF health insurance for new green card holders, INF Green card holder insurance

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing health insurance for elderly immigrants that does not provide adequate insurance coverage in light of the coronavirus pandemic.

US Green card holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite plan insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID19. Green Card holders can buy INF plans as long as they have a residence outside the US.

Please know we are here to help you make the best, informed decision to get Covid19 green card parents health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Best US Immigrants Plans

Best US Immigrants Plans, Best health insurance for immigrants in USA

Best health insurance for new immigrants in USA - Comprehensive plans
  • Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
  • Visit USA HealthCare is available to Non-U.S. residents while visiting the U.S.
  • Patriot America Plus Covid insurance offers coverage for coronavirus sickness
  • Plan is renewable for up to 2 years.
  • Atlas America Covid insurance offers coverage for coronavirus sickness
  • Non-US Citizens traveling outside their home country
  • INF Elite Covid insurance covers Coronavirus illness.
  • This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
  • INF Elite 90 Covid insurance covers Coronavirus illness.
  • This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
  • Comprehensive plan with full pre existing condition coverage which is unique.
  • Covers 90% of eligible medical expenses and minimum purchase of 90 days required to buy this plan.
  • This is a comprehensive plan too but does not cover pre existing condition.
  • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico.
  • COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing.
  • Covers 90% of eligible medical expenses and minimum purchase of 30 days required to buy this plan.
  • INF Traveler USA Covid insurance offers coverage for coronavirus illness.
  • This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
Best health insurance for new immigrants in USA - Fixed plans
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
  • INF Standard Covid insurance covers Coronavirus illness.
  • This is a fixed plan and is available for both US and Non US citizens visiting the US.
  • INF Premier Covid insurance covers Coronavirus illness.
  • This is a fixed plan and is available for both US and Non US citizens visiting the US.

New US immigrant insurance blogs and articles

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Difference between visitors and immigrant Insurance

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US Health insurance mandatory for new US immigrants

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Medical insurance for green card parents, Health insurance for parents on Green card

Visitor insurance resources

Greencard holders insurance resources

International travel medical insurance resources for Greencard holders.

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Factors for travel insurance

Factors for greencard holders insurance

Important factors while deciding on the best travel insurance for greencard holders.

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Types of visitor insurance

Types of greencard holders travel insurance

Understanding different types of greencard holders medical insurance plans.

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Claims Procedure

Greencard holders insurance claims procedure

Greencard holders insurance online claims process for getting medical care in a hospital.

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