Medical Insurance for Green Card Holders Under 65 Years
Green Card holders under the age of 65 have several health insurance options depending on employment status and length of stay in the United States.
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Short-Term Visitor Health Insurance
Short-term visitor health insurance may be a suitable option initially, especially for new immigrants, while evaluating long-term domestic insurance choices. Visitor Insurance plans can be easily compared and purchased using our online comparison tool.
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Employer-Sponsored Health Insurance
Green Card holders who are employed may be eligible for employer-sponsored health insurance, which is often the most comprehensive option.
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Domestic Health Insurance Plans
Individuals may also purchase domestic health insurance plans such as Blue Cross Blue Shield, subject to state availability and eligibility.
Health Insurance for Green Card Holders Over 65 Years
Medical insurance for green card holders over 65 are more limited due to eligibility requirements for U.S. government programs.
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Not Immediately Eligible for Medicare
New immigrant Green Card holders over 65 are not immediately eligible for Medicare.
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Work History Requirement
Medicare eligibility generally requires at least 40 quarters (10 years) of U.S. work history with paid Social Security taxes.
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Limited ACA Eligibility
Eligibility for ACA (Obamacare) plans may also be limited for newly arrived Green Card holders during the initial years of residence.
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Temporary Insurance Available
Until eligible for Medicare or other domestic plans, seniors can purchase temporary health insurance designed for new immigrants and elderly Green Card holders.
tips_and_updatesOne of the most cost-effective fixed-benefit options for immigrant parents over 65 is the Safe Travels Elite Insurance plan - offering affordable coverage for common medical expenses.
Medical Insurance for Green Card Holders Over 70
Finding medical insurance for Green Card holders over 70 can be challenging, especially for new U.S. immigrants. Health insurance options for seniors in this age group depend on how long they've lived in the United States and whether they qualify for Medicare.
If a Green Card holder has lived in the U.S. for at least five years and has worked for 10 years (40 quarters), they may qualify for Medicare coverage. Those who meet the residency requirement but not the work history requirement can still purchase Medicare by paying a higher premium.
However, if Medicare is not an option, Green Card holders over 70 can consider travel medical insurance plans available on American Visitor Insurance.
- Provide short-term health coverage for unexpected illnesses or accidents.
- Usually do not cover preventive care (like checkups or vaccines).
- Offer limited benefits for pre-existing conditions.