Travel Insurance Identity Theft Assistance Benefit

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Does travel insurance cover Identity Theft Assistance Benefit coverage?

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Visitor travel insurance offers coverage for identity theft and the sum assured for the same can by varying from one insurer to the other. Insurance customers can understand the benefits for identity theft under visitor insurance coverage and know the difference between plan to plan by referring to this page. Choose the type of plan and the benefit maximum for identity theft by referring to this page.

Identity Theft Assistance Benefit Coverage in visitors insurance

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International Medical Group insurance plans offering Identity Theft Assistance

1. Patriot America LiteComprehensive

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Patriot America Lite Identity Theft Assistance insurance
  • If an imposter obtains key personal information such as a society security or driver's licence number, or other method of Identitying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the patriot plans will provide coverage for the reasonable, customary and necessary costs incurred by the insured for : re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and/or rectifying records as a result of stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.The identity theft event must occur during the period of coverage and must be reported within six months of the termination of coverage date.

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2. Patriot International LiteComprehensive

  • Up to $500 per period of coverage.
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Patriot International Lite Identity Theft Assistance insurance
  • If an imposter obtains key personal information such as a society security or driver's licence number, or other method of Identitying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the patriot plans will provide coverage for the reasonable, customary and necessary costs incurred by the insured for : re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and/or rectifying records as a result of stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
    The identity theft event must occur during the period of coverage and must be reported within six months of the termination of coverage date.

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3. Patriot PlatinumComprehensive

  • Up to $500 per period of coverage.
  • Patriot Platinum insurance covers covid illness
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Patriot Platinum Identity Theft Assistance insurance
  • If an imposter obtains key personal information such as a society security or driver's licence number, or other method of Identitying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the patriot plans will provide coverage for the reasonable, customary and necessary costs incurred by the insured for : re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and/or rectifying records as a result of stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
    The identity theft event must occur during the period of coverage and must be reported within six months of the termination of coverage date.

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International student insurance - General FAQ's

What is meant by co-insurance?

Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".

What is meant by deductible?

Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase.

You will not get receive any reimbursement later from insurance company for the deductible you pay. e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).

Visitors insurance USA, American visitors Insurance

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Affordable travel insurance Online

Fixed benefits US travel insurance have specific benefit limits for different covered medical expenses... Click here to read more »

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Advantages of buying insurance

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Resourceful travel insurance information

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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