Travel Insurance for Canada Travelers

Patriot America Plus

Plan Maximum

Deductible

Pre-existing

YES NO

Diplomat America

Plan Maximum

Deductible

Visitors Protect

Plan Maximum

Deductible

Minimum Enrollment is 90 Days

Adventure Sports Rider - More Details

Travel insurance providers

Rating: "A" (Excellent)
Underwriter: Zurich Insurance Europe AG Belgian branch

Available for non U.S. citizens / residents visiting the USA, up to 89 years old
Coinsurance: After deductible, plan pays 100% up to the policy maximum
Direct Billing: First HealthCare
Acute onset of pre-existing condition: Up to policy maximum for those up to age 69
Emergency medical evacuation: 100% up to $1,000,000
Maternity: Emergency medical treatment for pregnancy, up to $1,000
Urgent Care: $30 per incident; no copayment if deductible is $0
Optional add-on benefits
Renewable: Can be renewed and extended up to 364 days
Repatriation of Remains: Up to $50,000

Rating: AM Best "A"
Underwriter: Zurich Insurance Europe AG Belgian branch

Coinsurance: After deductible, plan pays 100% up to policy maximum
Acute onset of pre-existing condition: $20,000 up to age 65 and $10,000 over age 65.
Emergency medical evacuation: Up to maximum limit
Urgent care: Covered
Trip interruption: Up to $7,500
Renewable: Can be renewed and extended up to 364 days
Repatriation of Remains: Up to $1M

Rating: “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s
Underwriter: SiriusPoint Specialty Insurance Corporation

Best travel medical insurance for non-US citizens visiting the US, up to 99 years old
Coinsurance: In-network: After deductible, plan pays 100%
Out-of-network: After deductible, pays 90% of eligible expenses up to $500, then 100%
Direct Billing: First HealthCare or Unitedhealthcare
Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
Emergency medical evacuation: Up to $1,000,000
Urgent Care : $30 per incident; no copayment if deductible is $0
Optional add-on benefits
Renewable: Can be renewed and extended up to 24 months
Repatriation of Remains: Up to maximum limit

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Adventure sports:

Available for those up to the age of 65 years.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.

This plan covers any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking and windsurfing.

Age	Maximum limit
0-49 years	$50,000 certificate period
50-59 years	$30,000 certificate period
60-64 years	$15,000 certificate period

Chaperone/Faculty Leader Replacement Rider:

Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (available on group plans)
Chaperone Replacement Rider - More Details

Enhanced Accidental Death & Dismemberment Rider AD&D Rider

The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
Accidental Death & Dismemberment - More Details

Mobile Device Protection:
Available in select countries on individual plans only

Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in th e world.

Mobile Device Protection - More Details

Bolt Device Protection - More Details

Trip Cancellation, Interruption and Travel Delay Rider:
Available an individual plans for U.S. residents only

Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils. II you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.

Teladoc Rider:

Insured Person meets the eligibility requirements, they are eligible for this rider

Inpatient or Outpatient Services:

Benefit	Limits
Teladoc Consultation	Mental or Nervous Disorders are not covered Applicable in the United States Coverage for a Teladoc Consultation is not a determination that any specific condition discussed, raised or identified during such consultation is covered under this insurance. The Company reserves the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teladoc Consultation where the Illness or Injury is otherwise excluded under this Certificate of Insurance.

Teladoc rider - More Details
Teladoc global rider - More Details
Teladoc registration instructions - More Details

Rating: "A" (Excellent)
Underwriter: SiriusPoint Specialty Insurance Corporation

Best medical insurance for visitors to USA, up to 99 years
Coinsurance: In-network: After deductible, plan pays 100%
Out-of-network: After deductible, pays 80% up to $1,000, then 100% up to the max limit
Direct Billing: First healthcare network or United HealthCare
Pre-existing condition: Not covered
Emergency medical evacuation: Up to $1,000,000
Urgent Care: $30 per incident; no copayment if deductible is $0.
Optional add-on benefits
Renewable: Can be renewed and extended up to 24 months
Repatriation of Remains: Up to maximum limit

Rating: "A" (Excellent)
Underwriter: SiriusPoint Specialty Insurance Corporation

Coinsurance: After deductible, plan pays 100% up to policy maximum
Direct Billing: Through IPA Network
Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
Emergency medical evacuation: Up to $1,000,000
Urgent Care: $30 per incident; no copayment if deductible is $0.
Optional add-on benefits
Renewable: Can be renewed and extended up to 24 months
Repatriation of Remains: Up to maximum limit

Rating: AM Best Rating: "A" (Excellent)
Underwriter: Underwritten by Crum & Forster, SPC

Coverage for non-US residents traveling to the USA, up to 99 years old
Coinsurance: After deductible, plan pays 80% of eligible costs up to $5,000, then 100% up to the medical maximum
Direct Billing: No PPO, visit any doctor or hospital
Acute onset of pre-existing condition: Up to policy maximum for those up to age 69
Emergency medical evacuation: Up to $250,000
Optional add-on benefits
Renewable: Can be renewed and extended up to 364 days
Repatriation of Remains: Up to $50,000

Rating: AM Best Rating "A" (Excellent)
Underwriter: SiriusPoint Specialty Insurance Corporation

Coinsurance: After deductible, plan pays 100% up to policy maximum.
Direct Billing: Through IPA Network
Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
Emergency medical evacuation: Up to maximum limit
Urgent Care: 30 per incident; no copayment if deductible is $0
Optional add-on benefits
Renewable: Can be renewed and extended up to 36 months
Repatriation of Remains: Up to overall maximum limit

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Adventure sports:

Age	Maximum limit
0-49 years	$50,000 certificate period
50-59 years	$30,000 certificate period
60-64 years	$15,000 certificate period

Adventure Sports Rider - More Details

Chaperone/Faculty Leader Replacement Rider:

Enhanced Accidental Death & Dismemberment Rider AD&D Rider

Mobile Device Protection:
Available in select countries on individual plans only

Mobile Device Protection - More Details

Bolt Device Protection - More Details

Trip Cancellation, Interruption and Travel Delay Rider:
Available an individual plans for U.S. residents only

Teladoc Rider:

Insured Person meets the eligibility requirements, they are eligible for this rider

Inpatient or Outpatient Services:

Benefit	Limits
Teladoc Consultation	Mental or Nervous Disorders are not covered Applicable in the United States Coverage for a Teladoc Consultation is not a determination that any specific condition discussed, raised or identified during such consultation is covered under this insurance. The Company reserves the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teladoc Consultation where the Illness or Injury is otherwise excluded under this Certificate of Insurance.

Teladoc rider - More Details
Teladoc global rider - More Details
Teladoc registration instructions - More Details

Rating: “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s
Underwriter: SiriusPoint Specialty Insurance Corporation

Best travel medical insurance for non-US citizens visiting the USA, Canada and Mexico, up to 99 years old
Coinsurance: In-network: After deductible, plan pays 75%
Out-of-network: After deductible, pays 60% of eligible expenses up to $5000, then 100%
Direct Billing: First HealthCare or Unitedhealthcare
Pre-existing condition: Covers up to 99 years.
Emergency medical evacuation: Up to $25,000
Urgent Care: $25 per incident; no copayment if deductible is $0
Repatriation of Remains: Up to $25,000

Canada travel insurance - Brochure & Details links

Do I Need Travel Insurance for Canadians Visiting the USA?

Travel insurance for Canadians visiting the USA is not mandatory, but it is strongly recommended because Canadian healthcare does not extend to cover medical expenses in the United States.

Without proper US medical insurance for Canadians, even a short hospital visit or emergency treatment in the US can result in extremely high medical bills.

Choosing an affordable travel insurance for Canadians ensures protection from unexpected costs and peace of mind during your trip.

Travel Insurance for Canadians Visiting the USA

Why Do Canadians Travel to the USA?

Many Canadian snowbirds spend the winter months in sunny states like Florida, Arizona, and California.
Canadians frequently visit family and friends living in the United States.
The US is one of the top vacation destinations for Canadian visitors due to its proximity and diverse attractions.
Popular activities include sightseeing, road trips, shopping, golfing, and attending cultural or sports events.
The United States offers world-class healthcare, entertainment, and tourism options for travelers of all ages.
With simple border access and short flight times, the US remains the most popular destination for Canadian visitors to USA travel insurance buyers.

Why Is Travel Insurance Necessary for Canadians Visiting the USA?

Although the US is one of the most visited destinations for Canadians, the cost of medical care there is among the highest in the world. Your provincial health insurance from Canada provides little or no coverage outside the country, leaving you financially vulnerable during emergencies.

Comprehensive US travel insurance for Canadians protects travelers from expensive hospital bills, emergency medical evacuation, and trip interruptions while in the United States.

Protects against unexpected illness or injury while in the US.
Includes emergency evacuation and repatriation coverage in life-threatening situations.
Offers pre-existing condition coverage for Canadians through select comprehensive plans.
Provides reimbursement for trip interruptions, lost baggage, and travel delays.
Essential for Canadian snowbird travel health insurance buyers staying in the US for long winter months.

At American Visitor Insurance, we partner with top-rated US insurance companies to offer the best travel medical insurance for Canadians visiting USA. Travelers can compare and buy trusted plans such as Safe Travels USA Comprehensive, Patriot America Plus, and INF Elite all offering excellent coverage for pre-existing medical conditions and medical emergencies.

Whether you are a short-term tourist, long-term visitor, or Canadian snowbird, you can review and compare Canadian visitors travel insurance plans to find the most affordable and suitable option. Protect your health, finances, and peace of mind with the right Canadian visitors to USA travel insurance.

📞 Need help? Call us at (877)-340-7910 or 📧 Or email us. to get personal assistance from our licensed agents.

👉 We’ll help you compare plans and find the best Snowbird travel medical insurance for Canada.

New Travel Requirement for Canadians Visiting USA for More Than 30 Days

Canadians traveling to the US for more than 30 days are required to register with US immigration authorities and provide fingerprints. This will be a strict enforcement of an existing law which was previously applied inconsistently and aims to improve compliance with US immigration regulations.

This new rule, issued by the Department of Homeland Security (DHS), applies to all foreign nationals crossing the US-Canada land border who are 14 years or older and staying for more than 30 days in the USA. This will impact close to 3 million Canadians annually, including around 1 million "snowbirds" who spend extended winters in the US.

Canadian professionals on long-term assignments in the US must comply with the new registration and fingerprinting requirements. However, short-term visitors to the US, such as tourists and cross-border shoppers should not be impacted.

Why Is Travel Insurance to USA So Expensive?

Many travelers wonder why travel insurance to the USA is so costly compared to other destinations. The primary reason is simple the cost of healthcare in the USA is among the highest in the world.

Since travel insurance USA costs are directly tied to medical expenses, premiums are naturally higher.

In addition, certain plans such as Canadian snowbird travel health insurance or US medical insurance for Canadians are specially designed for older travelers or long-term visitors.

These plans offer higher medical coverage and sometimes include pre-existing condition coverage for Canadians, which increases the price but provides essential protection.

Travel insurance for Canadians visiting USA

High Healthcare Costs in the USA

The cost of even routine medical care in the U.S. can be shocking. A basic doctor’s visit can cost around $176, while an echocardiogram ranges from $1,000 in Massachusetts to $3,000 in New Jersey. More serious medical conditions can lead to huge bills for example:

💉 Diabetes-related emergency visits: $2,500–$5,000
🧠 Stroke requiring ICU for 10 days: around $120,000
❤️ Heart attack treatment with ambulance and ICU care: over $20,000
💧 Acute kidney failure treatment: around $22,000.

Given these costs, having Canadian visitors to USA travel insurance is not just recommended it’s essential. Even affordable plans can help cover these high expenses, ensuring peace of mind while visiting the U.S.

Factors Behind Expensive U.S. Healthcare

Several factors drive up healthcare costs in America. Administrative overhead, extensive billing systems, and the litigious nature of U.S. society contribute significantly.

Hospitals and physicians must employ numerous billing staff, while private insurers manage complex claims processes. On top of that, advanced technology, high labor costs, and malpractice insurance make U.S. healthcare one of the most expensive globally.

Why Should Canadians Not Travel Without Travel Health Insurance?

Although travel insurance for Canadians visiting USA may seem expensive, it’s far cheaper than paying medical bills out of pocket. Having coverage through a PPO network significantly reduces treatment costs compared to being uninsured. Many plans also offer options for affordable travel insurance for Canadians and even limited pre-existing condition coverage for added safety.

In short, the best US health insurance for Canadian visitors protects you from unexpected emergencies, expensive treatments, and the financial burden of U.S. medical care. Considering the high medical costs, having visitor health insurance is a must for any Canadian traveling south of the border.

US Travel Insurance from Canada

YES! Canadians can purchase US travel insurance policies from American Visitor Insurance to cover the remainder of their stay in the USA. These Canadian visitors to USA travel insurance plans are flexible and can last as long as needed.

Most policies are renewable, so if travel plans change, you can extend coverage for a minimum of 5 days and up to 12 months. Coverage limits are available up to $100,000 for travelers in their 70s and up to $50,000 for travelers in their 80s. Use our search engine to find the best travel insurance for Canadians visiting USA based on your age, deductible, and coverage preferences.

The deductible on a comprehensive US travel insurance for Canadians policy is a one-time payment applied to medical expenses such as doctor visits, ER visits, or medications. A higher deductible generally reduces your monthly or daily premium, so it’s a balance between what you can pay in an emergency and the cost of the policy.

When purchasing a US travel insurance policy, enter your Canadian address as your "home" or "residence" address. Note that the "residence" country and "destination" country cannot be the same. You can select your policy start date as the first day you need coverage, and most policies can be extended even after the originally chosen trip end date just don’t wait until the plan expires.

Coverage for Pre-Existing Conditions

Coverage for pre-existing conditions on most US visitor policies for foreign visitors is limited. Some plans provide coverage for the acute onset of pre-existing conditions, which typically covers life-threatening emergencies. Chronic or congenital conditions are usually excluded. For example, Safe Travels Elite and Safe Travels Comprehensive provide partial coverage for cardiac issues ($15,000–$25,000). INF Elite, Elite Plus, Elite 90, Premier Plus, and Premier are cost-effective if purchased at least 90 days before your trip.

Why Should Canadians Have Travel Insurance for the USA?

While traveling in the US always carries some risk, Canadians have many affordable travel insurance for Canadians options to choose from. Purchasing Canadian snowbird travel health insurance or other US medical insurance for Canadians ensures protection against sudden illness, accidents, or medical emergencies during your stay.

Compare plans, choose the policy that best fits your needs, and enjoy peace of mind while visiting the USA. Compare US travel insurance for Canada today!

As always, we wish you safe and happy travels!

How Does Provincial Health Coverage Work for Canadian Snowbirds?

Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.

🌎 Restricted Coverage Abroad

Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.

📝 Check Before You Leave

Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.

⚠️ Extended U.S. Stays

If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.

⚖️ Get Legal Advice if Needed

For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.

👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.

What Happens If SnowbirdsStay Longer Than Intended?
Snowbirds usually encounter unanticipated delays for various reasons a medical issue, a weather challenge or even restrictions on travel. It is helpful to understand how your policy will operate for an extension or renewal.

How To Choose the Best U.S. health insurance for Canadian Snowbirds?

Midterm Extension - A quick overview of coverage which allows the extension of your policy while you are in the country and away.
No Requirement to “Return Home” - Some travel insurance plans require you to come back to your province in Canada to renew your travel insurance - if you plan to remain for a longer duration avoid those policies.
Bridging a Gap - Some policies are flexible if you come back to Canada for a very brief time before leaving again.
Medical Underwriting - Make sure to check if you will have to go through another health evaluation just to extend the policy.
Limits on Age or Condition - Some insurance policies do not provide an option for renewal if one is above a certain age or pre-existing health condition.

The best travel insurance for Snowbirds should provide coverage with flexibility and peace of mind so that they can undertake those trips without having to be concerned that things will or won’t go as planned.

What Happens If a Snowbird Has a Medical Emergency in the U.S.?

John (age 68) in Arizona, October 2025

While golfing in Scottsdale, John experienced chest pain and was rushed to the nearest hospital. He was admitted for two days of testing and treatment. The total medical bill exceeded USD 36,000.
Fortunately, John’s snowbird travel medical plan included direct billing with the hospital, so most charges were settled directly by the insurer. John only paid his $250 deductible. For the claim, he submitted the hospital admission records, cardiologist’s report, and discharge papers. The insurance company processed the claim in 18 days, and John was not responsible for any additional out-of-pocket costs.
Lesson learned: Choosing a plan with direct billing and strong emergency coverage ensures quick treatment without the stress of handling large upfront medical expenses.

What Makes Snowbird Insurance Unique?

While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:

There will be greater exposure to medical risks.
Claims are more likely because of age-related issues.
Provincial health insurance coverage is limited most provinces only cover a small portion of out-of-country expenses.
Immigration and tax issues if you stay in the U.S. too long.

Which Is the Best Travel Insurance for Canadians Visiting the USA?

When Canadians are planning a trip to the USA, selecting the right travel insurance is crucial, especially for those with pre-existing medical conditions. Among the available options, the following INF plans stand out for their comprehensive coverage and benefits:

SafeVista Protect

Affordable comprehensive plan covering acute onset of pre-existing conditions.

Policy Maximum^?

$100,000 - $1,000,000

Deductible^?

$0 - $5,000

Period of Coverage^?

10 days to 364 days

Pre-ex coverage^?

Acute on set pre-exisiting conditions ^?

Medical Evacuation^?

Up to $25,000

PPO Network^?

Starting at

$70/month ^?

INF Premier X

Affordable fixed-benefit plan with full pre-existing condition coverage.

Policy Maximum^?

$100,000 - $1,000,000

Deductible^?

$75 - $5,000

Period of Coverage^?

90 days to 364 days

Pre-ex coverage^?

Full pre-exisiting conditions ^?

Medical Evacuation^?

Up to $85,000

PPO Network^?

Starting at

$244/90 days ^?

INF Premier X Plus

Fixed-benefit plan with full pre-existing, preventive, and maintenance care.

Policy Maximum^?

$300,000

Deductible^?

$75 - $5,000

Period of Coverage^?

90 days to 364 days

Pre-ex coverage^?

Full pre-exisiting conditions ^?

Medical Evacuation^?

Up to $45,000

PPO Network^?

Starting at

$960/90 days ^?

INF Elite X

Comprehensive plan covering 80% of eligible medical expenses with full pre-existing protection up to age 99.

Policy Maximum^?

$$150,000 - $1,000,000

Deductible^?

$100 - $5,000

Period of Coverage^?

90 days to 364 days

Pre-ex coverage^?

Full pre-exisiting conditions ^?

Medical Evacuation^?

Up to $25,000

PPO Network^?

Starting at

$548/90 days ^?

INF Elite X 90

Comprehensive plan covering 90% of eligible medical expenses with full pre-existing protection up to age 99.

Policy Maximum^?

$$150,000 - $1,000,000

Deductible^?

$100 - $5,000

Period of Coverage^?

90 days to 364 days

Pre-ex coverage^?

Full pre-exisiting conditions ^?

Medical Evacuation^?

Up to $25,000

PPO Network^?

Starting at

$632/90 days ^?

INF Elite X Plus

Comprehensive plan 90% coverage with full pre-existing, preventive, and maintenance care up to age 99.

Policy Maximum^?

$150,000 - $300,000

Deductible^?

$100 - $5,000

Period of Coverage^?

90 days to 364 days

Pre-ex coverage^?

Full pre-exisiting conditions ^?

Medical Evacuation^?

Up to $25,000

PPO Network^?

Starting at

$995/90 days ^?

Which Is the Best Annual Multi-Trip Travel Medical Insurance for Canadians?

Many Canadian frequent travelers, including business professionals and corporate employees, travel abroad multiple times each year. Popular destinations include the United States, Mexico, Europe, Asia, and Australia.

For these travelers, the Patriot Annual Multi Trip Insurance is one of the best annual multi-trip travel medical insurance plans for Canadians. It provides worldwide coverage for multiple trips within a year and is ideal for corporate travelers or individuals who make frequent short visits abroad.

Annual multi-trip travel insurance for Canadians

🕒 Key Features

Designed for Canadian corporate travelers and frequent flyers.
Offers worldwide medical coverage for multiple trips per year.
Each trip duration can be either 30 or 45 days.
Maximum medical coverage up to $1 million.
Popular plan: Patriot Annual Multi Trip Insurance.

👨‍⚕️ Eligibility & Benefits

Available to travelers up to 76 years of age.
Plan is renewable for up to 3 years.
Includes coverage for pre-existing medical conditions.
Perfect for frequent Canadian travelers seeking hassle-free protection.

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Why Buy Snowbird Travel Insurance from American Visitor Insurance?

American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.

🧭 Compare and Buy with Confidence

Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.

🏖️ Trusted by Thousands of Snowbirds Every Year

American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.

🤝 Expert Customer Support

Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.

🌎 Comprehensive Global Protection

Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.

⚡ Simple, Hassle-Free Experience

Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.

Best Snowbird Travel Insurance Canada

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Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

elderly
Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

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Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

Find the Best Snowbird Travel Insurance for Canadians

Compare plans for Canadians visiting the USA, US citizens visiting Canada, seniors, business travelers and more.

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Canada Travel Insurance

Travel medical insurance for visitors traveling to Canada.

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Canadians Traveling to USA

Compare top-rated plans online for medical and trip coverage.

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US Citizens Traveling to Canada

Affordable health and trip insurance for Americans visiting Canada.

elderly

Canadian Seniors Travel Insurance

Snowbird medical insurance plans designed for senior travelers.

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Travel Restrictions for Canada

Latest entry rules, COVID-19 and visa requirements for travelers.

Resourceful Tourist Health Insurance USA Information

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Find the best travel insurance

Find out the best insurance for your budget and needs.

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How does travel insurance work?

Claims process for expenses due to injury or sickness.

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How to buy travel insurance?

Guide to buying the best international travel insurance for USA.

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Travel insurance glossary

Commonly used international travel medical insurance terms.

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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...

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Compare travel insurance plans

Compare the best travel insurance plan for your needs.