K1 Visa Insurance question and answers

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Insurance plan for K1 (Fiancee) Visa holder

I currently received my K1 Fiancé visa for the United States and as excited I am that I will be with my fiancé there are some concerns we have. He asked me what about your health insurance and I honestly don't know. I was reading there is a possibility to get a health insurance for a short amount of time as I we have 90 days to get married. A visitor medical insurance is that correct? And could I keep this insurance for example until the entire visa process is finished and I have permanent US residency? Could you inform me more about this?
commentCaroline
support_agentDear Caroline,

Thank you for contacting us at American Visitor Insurance with your inquiry!. And congratulations on your upcoming marriage!

A person on a K visa (fiancee visa) is eligible for ANY of the visitor plans we have available on our website. We recommend a comprehensive plan which will offer more complete coverage in the event of a sudden illness or medical emergency. You can have the same policy up to 12 months and some can be extended longer. Also note that with most policies you can extend them as you need to (in case you have to wait for domestic cover, legal papers, etc). Once a person has a green card, then the options are much more limited, but any of our comprehensive plans for visitors will fill the gap well until the person can get onto a domestic plan (which is a very different type of insurance and can cover ANY eventuality; maternity included!).

You can browse options here, please note that comprehensive plans appear on the lower part of the table: Visitors Insurance

One of the popular plan that you can consider is a comprehensive plan shown below:

Atlas America:
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance plan for K1 Visa holder

I need some advice please. my mother in law is visiting her daughter in America and is on. k1 visa. she is in America for 5 months. she didnt take insurance before leaving Nigeria. can she get insurance now? how much would this be and is there excess payment when you use the service?
commentLyndsay
support_agentDear Lyndsay,

Thank you for contacting us at American Visitor Insurance for your K1 visa Insurance needs!A person on a K visa (fiancee visa) is eligible for ANY of the visitor plans we have available on our website.

We recommend a comprehensive plan which will offer more complete coverage in the event of a sudden illness or medical emergency. You can have the same policy up to 12 months and some can be extended longer. Also note that with most policies you can extend them as you need to (in case you have to wait for domestic cover, legal papers, etc). Once a person has a green card, then the options are much more limited, but any of our comprehensive plans for visitors will fill the gap well until the person can get onto a domestic plan (which is a very different type of insurance and can cover ANY eventuality; maternity included!).

You can browse options here, please note that comprehensive plans appear on the lower part of the table: Visitors Insurance

Here is one plan that we recommend that you can purchase as this plan does not have arrival time restriction: ATLAS AMERICA

To purchase this plan, please use the below BUY link: Buy atlas america insurance

Atlas America:

For a specific quote for your situation, you can call or email us with the age of the person needing insurance and the number of months of coverage you'd like to purchase at first.

Please let us know if we can help in any further

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance option for Fiancee Visa holders

I have a question concerning health insurance. I am a Dutch national, living in The Netherlands. I will emigrate to America, Indiana in the beginning of october. I'm in desperate need of a suiteable health insurance. I have a big problem finding a health insurance in America. I am engaged to an American man and we are going to get married a couple of weeks after i arrive in America. I am entering America on a k1 visa (fiance visa). After marriage is when i can apply for a green card. And that is exactly where my problems lays. Most insurances for new immigrants are based on the immigrant having a green card. In my case, i have to get married first before i can apply for a green card. Until that time i have no health insurance. can you help me by finding a suiteable and affordable health insurance ?I am going to live with my fiance/soon to be husband in Indiana. Hope to hear from you soon, because time is running out for.
commentVril
support_agentDear Vril,

Thank you for contacting us at American Visitor Insurance for your Fiancee Visa Insurance needs!

And congratulations on your upcoming marriage! A person on a K visa (fiancee visa) is eligible for ANY of the visitor plans we have available on our website.

We recommend a comprehensive plan which will offer more complete coverage in the event of a sudden illness or medical emergency. You can have the same policy up to 12 months and some can be extended longer.

Also note that with most policies you can extend them as you need to (in case you have to wait for domestic cover, legal papers, etc).

Any of our comprehensive plans for visitors will fill the gap well until the person can get the Green Card and can buy a domestic plan (which is a very different type of insurance and can cover ANY eventuality; maternity included!).

Here is one comprehensive plan that we recommend:

Atlas America:

You can browse options here, please note that comprehensive plans appear on the lower part of the table:More Insurance Options

You can get quote information here: Visitors Medical Compare

You can have a look at the comprehensive plans here:Comprehensive Plans

For a specific quote for your situation, you can call or email us with the age of the person needing insurance and the number of months of coverage you'd like to purchase at first.


We are happy to help you and once again, congratulations!
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Healthcare insurance for K1 visa holder

I am interested in purchasing healthcare insurance from you. However I would like to confirm that I am eligible for the insurance.
I will be coming to the US from Sweden on a K-1 immigrant visa. I am 28 years of age and have no pre-existing conditions and I am not taking any medicines, perfectly healthy. I will marry my american fiancee shortly after arriving in the US.
So I have a couple of questions at this point.
1) Do I qualify for the insurance with being a K-1 visa holder?
2) Does anything change after I marry my american citizen fiancee?
3) Would I after marrying be required to go on my then wife's health insurance?
commentMarcus
support_agentDear Marcus,

Congratulations on you upcoming nuptials! You are perfectly eligible to buy any of our "visitor" plans. I recommend a comprehensive plan to fill the gap until you can get domestic insurance. I would recommend going on your spouse's plan as soon as you can since it is much better coverage for you. The plans we offer are for sudden illness and accident only and don't cover wellness check ups and so forth.

Once you get a Green Card (permanent resident status), then you will have more limited options for your insurance (with us). All you need is a social security number to get on a domestic policy (I don't know how long such things take).

You can search for plans using this link American Visitor Insurance.

Let us know if you want a specific quote/suggestion by telling us your age.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance for K1 visa holder untill they eligible for US work visa

I'm going to be entering the US tomorrow on a K1 fiance visa. I would like medical coverage for the period up until I am employed. My question is, are there plans specifically for k1 visa holders? Or am I technically just buying "travel" or "visitor" insurance, the same product I would buy if I were just visiting the US?
commentRosie
support_agentDear Rosie,

Thank you for contacting us at American Visitor Insurance for your K1 visa Insurance needs!

Congratulations on your upcoming nuptials! You are eligible for any of the visitor/travel plans that we offer. Your K1 visa status does not preclude you from any plan (nor do you get any special ones). Once you get a green card in hand, your options become sharply limited, but any plan will work until that point.

We recommend a comprehensive plan with a maximum of at least $100,000, such as the Patriot America Lite plan links below). If you want a specific quote, give us your age and for how long you want the quote for. You can purchase a policy to start the following day if you need.

Plan details and to get a quote and/or buy Patriot America Lite insurance

Patriot America Lite :
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Medical insurance for Polish citizen on US K1 visa

My Fiance on k1 visa will be coming on june 1 2016. Does the Patriot Plan cover for K1 visa non citizen with $1000 deductible and 100k maximum?
What is the process and how long does it take for the policy to go into effect? Can I maintain coverage, if needed, 24 months?
commentJohn
support_agentDear John,

Thank you for contacting us at American Visitor Insurance for your K1 visa Insurance needs!

And congratulations on your upcoming marriage! A person on a K1 visa (fiancee visa) is eligible for ANY of the visitor plans we have available on our website. We recommend a comprehensive plan which will offer more complete coverage in the event of a sudden illness or medical emergency. You can have the same policy up to 12 months and some can be extended longer. Also note that with most policies you can extend them as you need to (in case you have to wait for domestic cover, legal papers, etc). Once a person has a green card, then the options are much more limited, but any of our comprehensive plans for visitors will fill the gap well until the person can get onto a domestic plan (which is a very different type of insurance and can cover ANY eventuality; maternity included!).

I would definitely recommend the Patriot America Lite plan The policies are all guaranteed so you can purchase them today to begin tomorrow and you can renew for up to 24 months if needed. If you want a specific quote, I will have to know the number of months you want to purchase initially (although the cost will be the same each month) and the age of your fiancee. Plan details and to get a quote and/or buy Patriot America Lite insurance:

Patriot America Lite :

We are happy to help you and once again, congratulations!

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Medical insurance for k1 visa holder from Netherland

I would like to purchase Atlas travel Insurance, I will travel on the 5th of November to the USA (Maryland) and i'm going to live there with my fiance (K1 visa). I have tried to apply but there are a few things I don't understand: when I leave over here I don't have an adress anymore in my home country (The Netherlands) can I write down my mom's adress? Don't I have to mention somewhere that I have a K1 visa? And I have read something about eligibility.." The Atlas Series is not available to individuals who are physically located in the state of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase". Can you please help me out? The Insurance plan I would like to buy has a coverage for $1,000,000 and a deductible of $250, I am 38 years old. If Atlas is not an option, which Patriot Insurance can you recommend?
commentKim
support_agentDear Kim,

Congratulations on your upcoming marriage! I would be happy to answer your questions. For the purposes of the application, since you are applying now from your home country before leaving it, I would use your mother's address in the Netherlands (presumably anything mailed to her she can forward to you). However, if you choose “online fulfillment” all documents will be emailed to you and not put in regular mail.

AAs long as you are not in the state of MD when you make your purchase, there is no problem with the Atlas plan. The Patriot America Lite plan would also be fine for you. Many companies have issues with the state of MD, so this is not going to be different regardless of which company you go with. However, the policy will be good wherever you want to travel in the US or out (with the exception of your home country). Once you have a green card in hand, then you will no longer be eligible for these policies. We do sell some that you could purchase, but the Atlas or Patriot will fill in the gap for you without a problem (I assume you will go onto your spouse's plan once married). As to your visa status, no, you do not have to disclose this information. It is possible that if you file a claim, they will ask to see your passport information to verify your status and when you entered the US, but this is usually not an issue.

Here are links for the Atlas and Patriot plans below:

If you'd like to look over details of the Atlas series, use this link:

Patriot America Lite :

We are happy to help you and once again, congratulations!

Atlas America Insurance :
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Health insurance for Polish citizen on US K1 visa

I am looking for the health insurance for USA. I am a citizen of Poland and I am coming to USA on a K-1 Visa. Do you offer plan that I can sign up for? This is only for the period before the marriage takes place. Please provide me with all necessary information as I am looking to buy one.
commentAleksandra
support_agentDear Aleksandra,

Congratulations on your upcoming marriage! You are eligible for any of the visitor plans that we offer. I suggest a comprehensive plan like Patriot America Lite plan It has excellent coverage and if you buy at least one month, you can extend or renew it with no charge as long as you need it. Be aware that all the policies are for sudden illness or accident, but should take care of you until you can get on your spouse’s policy. Here are links about the Patriot America Lite plan:

Patriot America Lite :

Here is a link to see all your options (please consider a comprehensive and not a fixed plan): I recommend at least $100,000 maximum coverage with a deductible that is comfortable for you. Enter your age (5), start and end dates (4) and hit “Get Quote” to get started.

Compare Engine
If you want a more detailed quote, send me your age and the length of time you want the insurance for.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Medical insurance for fiancee waiting for green card holder

My fiancee is 35 years old. She will not be able to be added to my policy once we are married. So my question is she still qualified for this health insurance while we are married and waiting for a green card. If not, is there a temporary health insurance during green card period while looking for employment or eligible for Obama care?
commentClad
support_agentDear Clad,

She will continue to be eligible for the "visitor" insurance until she gets a green card. Furthermore, if you purchase, say a policy for 5 months and in the fourth month she gets her green card, they will honor the rest of the policy, however you should not renew it any more since her legal residency status has officially changed. I will suggest Patriot America Lite plan (or Plus) which will cost $78 per month for a $500,000 maximum policy with a $250 deductible. Here are links for that plan:

Patriot America Lite :

Good luck, congratulations and let us know if we can help you any further!

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance for k1-visa holder from Philippines, K1 visa forum Philippines

I'm looking for health coverage for a K-1 visa from Philippines. Can you help me?
commentClad
support_agentDear Clad,

Certainly, we can! As a legal visitor to the US, a person on a K1 visa is eligible for any visitor health plan we offer. I highly recommend a comprehensive plan, like Patriot America Lite plan or Atlas Travel. Once a person has a green card, then their options for our insurance become very limited. If, however, they are anticipating being added to a spousal policy, then any of our comprehensive plans would be well suited to "fill the gap". You can browse options here: (please scroll down to the comprehensive plan options)

Compare Medical Insurance Plas for K1 Visa holders
If you want a more specific quote and/or suggestion, let us know the age of the person and the length of time you would like to purchase insurance for and we can send a more detailed message.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance for visiting US

I have my fiancée who is on K1 Visa visiting me here in US. Do you have any plans available for K1 Visa?
commentRoss
support_agentDear Clad,

Thank you for contacting us at American Visitor Insurance for your US Visitor Insurance needs!

Here are the links for the policy we spoke about over the phone: Atlas America is a comprehensive plan that is reasonably priced and very popular for people traveling to the US. This plan is also a great option because if you use in-network providers, you only pay deductible and no coinsurance (you pay 20% out of network of the first $5,000 in medical bills).

Atlas America:

To search for providers in their PPO network (you do not have to pay coinsurance which can be up to $1000 if you stay within their PPO network) Atlas America PPO Network.

Please let us know if we can help you in any further.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance for k1-visa holder from Philippines, K1 visa forum Philippines

I'm looking for health coverage for a K-1 visa from Philippines. Can you help me?
commentClad
support_agentDear Clad,

Certainly, we can! As a legal visitor to the US, a person on a K1 Visa is eligible for any visitor health plan we offer. I highly recommend a comprehensive plan, like

Here are the links for the policy we spoke about over the phone: Patriot America Lite or Atlas Travel. Once a person has a green card, then their options for our insurance become very limited. If, however, they are anticipating being added to a spousal policy, then any of our comprehensive plans would be well suited to "fill the gap". You can browse options here: (please scroll down to the comprehensive plan options)

Compare Medical Insurance Plas for K1 Visa holders
If you want a more specific quote and/or suggestion, let us know the age of the person and the length of time you would like to purchase insurance for and we can send a more detailed message.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance for k1 visa holder, K1 visa forum

I am coming on K1 Visa to US. If I buy a 6 month policy. Will I be covered to policy end date while going through the adjustment of status?
commentGavin Rees
support_agentDear Gavin Rees,

Thank you for contacting us at American Visitor Insurance for your K1 visa Insurance needs!

Yes, you will still be eligible for the plan as you would not have yet established permanent residency.
Here is one of the popular visitor plans suitable for K1 visa

Atlas America:

To search for providers in their PPO network (you do not have to pay coinsurance which can be up to $1000 if you stay within their PPO network):Atlas America PPO Network.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

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K1 visa insurance - Frequently asked questions

1.  What is the best health insurance for visitors to USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

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There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

3.  How to buy travel insurance ? How to find the best international travel health insurance ?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.

The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

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1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

2: Compare the different K1 visa insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best

3: Buy the K1 visa insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

4: Review the visitors insurance K1 visa insurance documents received by email

Review the visitors insurance documents download visa letter is required.

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You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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