Best travel insurance for seniors to Canada

Travel insurance cost calculator

Do you want to insure trip cost as well as the health of the traveler?

     
     

Please click here to buy Travel Insurance for Quarantine coverage

Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip protection coverage - Highlights

airplanemode_inactive

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

work_history

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

luggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

home_health

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

medical_services

Health care expenses

Covers medical costs for sickness or accidents during travel.

person

Doctor visit

Covers cost of clinic or doctor visit.

medication

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

procedure

Repat of remains

Return of moral remains to home country or local burial.

Are you traveling in a Group?
You can get cheaper prices by buying Group Travel Insurance!
Fill the get quotes form or contact us for best cost of travel insurance for groups!

International travel insurance for Seniors to Canada

Traveling to Canada as a senior citizen is exciting, but it is important to be well-prepared for your trip. Canada has diverse weather conditions depending on the region and the time of year. Whether it's exploring natural wonders, visiting cultural sites, or enjoying local cuisine, Canada has a lot to offer.

Carry ample supply of any prescription medications you may need during your trip. Ensure you have a copy of your prescriptions and a list of your medications, including generic names. Research and plan activities that cater to your interests. Healthcare in Canada can be expensive for non-residents, and having the best travel insurance for Seniors to Canada will provide peace of mind. Consider purchasing comprehensive travel insurance that covers health, trip cancellations, and lost belongings.

Travel insurance for seniors to Canada Cost

When it comes to travel insurance for seniors visiting Canada, there are several options to consider. Here are some tips to help you find suitable coverage:

Specialized Senior Travel Insurance

Some insurance providers offer specialized travel insurance for seniors. These plans may take into account the specific needs and health considerations of older travelers.

Comprehensive Coverage

Look for a Canada comprehensive travel insurance for senior travelers that includes coverage for medical emergencies, trip cancellations, trip interruptions, baggage loss, and other common travel-related issues.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions, make sure the senior travel insurance for Canada covers them. Some policies may exclude coverage for pre-existing conditions, while others may offer coverage with certain conditions.

Coverage Limits and Deductibles

Understand the coverage limits and deductibles of the insurance policy. Ensure that the coverage limits are sufficient to cover potential medical expenses and other costs associated with your trip.

Emergency Evacuation Coverage

Check if the policy includes coverage for emergency medical evacuation. This is important in case you need to be transported to a medical facility or repatriated to your home country for medical reasons.

Trip Cancellation and Interruption

Consider a policy that provides coverage for trip cancellations and interruptions. This can be beneficial if unforeseen events force you to cancel or cut short your trip.

Length of Coverage

Confirm that the insurance coverage extends for the entire duration of your stay in Canada, including any planned extensions. Some policies may have limitations on the length of coverage.

Review Policy Exclusions

Carefully review the policy exclusions to understand what is not covered. This may include certain activities, high-risk sports, or specific medical conditions.

Compare Quotes

Obtain quotes from reputed US insurance providers on American Visitor Insurance and compare the coverage and the cost. This can help you find the best senior citizens travel insurance for Canada.

International travel insurance for seniors with Medicare

Travel insurance for seniors with Medicare is very important especially when traveling internationally. While Medicare provides coverage within the United States and its territories, it typically does not cover medical expenses incurred outside the country. Here are some key points to keep in mind:

  1. Check Medicare Coverage Abroad: Before purchasing overseas travel insurance, seniors should check their Medicare coverage to understand what, if any, coverage is provided for international travel. In most cases, Medicare does not cover medical expenses incurred outside US borders
  2. Consider a Travel Insurance Plan: Seniors should explore the best seniors travel insurance plans available on American Visitor Insurance that cater to their specific needs. Look for plans that offer coverage for emergency medical expenses, medical evacuation, trip cancellation or interruption, and other travel-related issues..
  3. Medigap or Medicare Supplement Plans: Some seniors may have Medigap (Medicare Supplement) plans that offer limited coverage for emergency medical care during foreign travel. However, this coverage is quite limited, and seniors may still need additional travel insurance for comprehensive protection.
  4. Medical Evacuation Coverage: Seniors should consider whether the travel insurance policy includes coverage for medical evacuation, which can be crucial in emergencies where specialized medical transportation is required.
  5. Compare Quotes: It's essential to compare quotes from the best US travel insurance providers to find a plan that offers the desired coverage at a reasonable cost. Online comparison tools at American Visitor Insurance can be helpful in this process.

In summary, before making a decision, seniors should understand their existing Medicare coverage,. They should then compare different senior citizen travel insurance options on American Visitor Insurance and carefully review the terms of any international travel insurance to ensure they have adequate protection during their travels.

International travel insurance tips for senior citizens

ireland Flag

  Canada - General Information

location_city
Capital
Ottawa
language
Language
English, French
groups
Population
Around 38 million
event
Best time to visit
September through November.
attach_money
Currency
Canadian Dollar
location_on
Location
North America
location_on
Vacation spots
Banff National Park, Toronto, Vancouver, Banff, Montreal, Niagara falls, Quebec city, Whistler, Lake Louise.

Popular tourist destinations in Canada

Buy travel insurance for Canada

Bay of Fundy

The Bay of Fundy, located on the Atlantic coast in eastern Canada, is famous for its high tidal range.

Buy travel insurance for Canada

Churchill

Nicknamed the “Polar Bear Capital of the World,” it is one of the top tourist attractions in Canada.

Buy travel insurance for Canada

Moraine Lake

Moraine Lake, in Banff National Park is one of the most photographed places in western Canada.

Buy travel insurance for Canada

Gros Morne National Park

The ancient rocks in Gros Morne National Park help people understand how the oceans and continents were created.

Do seniors need travel insurance in Canada?

While travel insurance is not mandatory for seniors visiting Canada, it is highly recommended. Travel insurance provides financial protection and assistance in case of unexpected events or emergencies during your trip. Healthcare in Canada can be expensive for non-residents, and your home country's health insurance may not cover all expenses incurred abroad. Travel insurance can provide coverage for medical emergencies, hospital stays, and other healthcare expenses. Seniors may be more susceptible to health issues that could lead to the cancellation or interruption of a trip.

Travel insurance can provide reimbursement for non-refundable trip costs if you need to cancel or cut short your journey due to unforeseen circumstances. In the event of a medical emergency that requires evacuation to a different location or repatriation to your home country, travel insurance can cover the associated costs, which can be substantial. Seniors often have pre-existing medical conditions, and it's crucial to choose a travel insurance policy that covers these conditions, ensuring that any related medical expenses are taken care of.

Canadian Cruise coverage for a safe travel

Travelling to Canada on a cruise is exciting but can also be challenging given the covid pandemic. With the recent lifting on the ban of the Canadian ports for foreign sailors into the Canadian Ports there have been several travelers who wish to plan a trip on a Canada cruise. While planning for a short trip for a few days or long trip travelers should ensure that they are well equipped for all travel emergencies that may rise.

Cruise vacation is quite expensive and often departures and docking depend on the weather conditions. Changes in weather are beyond one's control thus it is very crucial for travelers to get a right cruise travel insurance to cover any unfortunate circumstances like delays or trip cancellations. Travelers can include trip delay, trip interruption and trip cancellation to get complete cover in such circumstances.

Know more »

Cruise travel medical insurance for senior citizens

Best travel medical insurance plans for Seniors to Canada

    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • There is a minimum purchase of 90 days required to buy this plan.
    • Covers Preventive & maintenance care and coverage for full body physicals. Coverage for TDAP, Flu, etc Vaccines
    • Anyone visiting USA or Canada can enroll in this plan.
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    • Pre-Existing complications from Covid-19 covered.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Covers 90% of eligible medical expenses
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan
    • Premier plan provides policy maximum $100,000 covers pre-existing condition maximum of $20,000/$40,000 with deductible $1,000/$5000, policy maximum $150,000 covers pre-existing condition maximum of $30,000/$60,000 with deductible $1,000/$5,000 and policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan
    • Covers preventive & maintenance care
    • Coverage for TDAP, Flu, etc Vaccines
    • Premier Plus plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
    • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan.
    • This is a fixed plan and is not available to US residents and is only available to non-US residents
    • This plan has a minimum purchase requirement of 30 days
    • INF Standard Plan will cover any new sickness or accident
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • This is a comprehensive plan too but does not cover pre existing condition
    • Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
    • Minimum Enrolment should be 30 days to buy INF Safe Traveler USA Plan.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • Covers 90% of elgibile medical expenses
    • This is a comprehensive plan too but does not cover pre existing condition
    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
    • Minimum Enrolment should be 30 days to buy INF Safe Traveler USA Plan.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • Patriot International Lite offered by IMG has health insurance for visitors to Canada.
    • This plan covers acute onset of pre-existing condition coverage is available within the age of 70.
    • This Patriot International Lite plan is available for both US and Non-US citizens traveling outside the US.
    • This plan can be renewed up to 24 months.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • This plan is best suited for travelers expecting first-class medical coverage,individuals up to $8 million.
    • Plan covers acute onset of pre existing condition up to the age of 70 for up to $1M.
    • This plan is renewable for a period of 12 months up to the maximum of 36 continuous months.
    • $100,000 coverage for above 70-80 year old travelers. while 80+ travelers can get coverage of $20,000.
    • Travel Medical Choice offered by Seven Corners has health insurance for visitors to Canada.
    • Covers Acute onset of pre-existing condition coverage for the age range of 14 days to 64 years, $50,000 coverage is available and for the age range of 65 to 79 years, $10,000 coverage is available.
    • This plan is available for both US and Non-US citizens traveling outside the US.
    • The age availability is 14 days to 80+ years.
    info Plan details picture_as_pdf Broucher shopping_cart Buy Online
    • This plan is an ideal health insurance while traveling in Canada for Non-US citizens
    • Covers Unexpected recurrence of a pre-existing condition up to $20k for ages up to 65 for covered expenses, or the first $10k for ages 65 and over.
    • This coverage can be purchased for a minimum of 5 days up to a maximum of 364 days
    • This plan covers Cardiac conditions limit up to $25,000 per policy period for ages up to 69 or $15,000 per policy period for ages 70 and over.
    • Safe Travels Outbound is ideal travelers health insurance Canada for US citizens
    • Offers coverage for a maximum of 180 days
    • This plan have pre-existing conditions limitation with 6 months look back period
    • Trip Delay is covered for $2k including accommodations, ($150/day for 12 hours).
    • Optional Upgrade for Trip delay is also available for $4k($300 per person per day) and $7k($500 per person per day).
    • This plan is available for people traveling outside their home Country excluding USA.
    • Covers Unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)
    • Travelers 71-79 years can get coverage of $50,000 and $100,000 while 80+ travelers can get coverage of $20,000.
    • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
    • This plan is an ideal health insurance while traveling in Canada for US citizens
    • Overall maximum limit options with this plan are $50k, $100k and $150k.
    • The coverage has a minimum purchase for 5 days and up to 364 days.
    • Emergency Medical Evacuation coverage is available for $500k.
    • Worldmed plan is available for both US citizens and Non-US citizens traveling outside their home country
    • Covers acute onset of pre-existing conditions.
    • This plan is available from 5 days to 364 days
    • Optional coverage for Accidental Death and Dismemberment; Intercollegiate/Interscholastic Sports; Hazardous Activity.

Travel insurance for Canadian seniors visiting USA

elderly

Best travel insurance for over 65 years

Read more »
ecg_heart

Travel insurance coverage for acute onset of pre-existing conditions

Read more »

Best Trip Protection insurance plans for Seniors to Canada

  • Coverage for US Residents on domestic and worldwide trips
  • Covers Trip Cancellation up to 100% of the non-refundable insured trip cost
  • Includes cancel for any reason and interrupt for any reason benefit
  • Pre-Existing Condition Exclusion Waiver is available if purchased within 24 hours of final trip payment.
  • Coverage for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally.
  • Covers Trip Cancellation up to 100% of your non-refundable trip cost up to $100,000
  • The extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.
  • Pre-existing conditions are covered by Trip Protection Choice.
  • Safe Travels Voyager Trip Protection Insurance offers coverage to US citizens and US residents.
  • Trip Cancellation is covered for 100% of trip cost with this plan up to a trip cost of $100k.
  • The Optional rider Cancel for Any Reason (CFAR) should be purchased within 21 days of the initial trip deposit date.
  • Coverage for a maximum of 180 days
  • Plan is available for US citizens and US residents only for trips within the USA and Abroad.
  • This plan covers trip cancellation and interruption up to a maximum trip cost of $14k
  • Optional car rental damage up to $25k
  • Pre-existing condition exclusion waiver is included with this plan.
  • 10 Day Free Look Period
  • Available for US citizens and US residents whose home country is US and must be travelling outside USA
  • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost.
  • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation.
  • Trip Protector Preferred covers Optional Cancel for Any Reason benefit.

Travel Insurance for senior citizens

flight

Seniors on Medicare

Senior travelers on Medicare have limited health insurance coverage while outside the US. Travel health insurance is very important in this situation.

Click here to read more »
flight

Senior Annual travel insurance

Senior travelers taking multiple trips find the annual travel insurance plans very useful and price effective.

Click here to read more »
ecg_heart

Senior Expatriate health insurance

Long term health insurance offers comprehensive major medical coverage for senior expats living and working outside their home country.

Click here to read more »

List of best Older traveler insurance companies

handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!