Senior citizens and Travel health insurance for visiting US

Inbound USA plan from Seven Corners: This plan has the policy maximum options of $50,000 and $70,000 for people above the age 90. This plan again does not provide coverage for acute onset of pre existing conditions. This one is a fixed plan too. For people above the age of 90, this plan provides policy maximum options of $50,000 and $70,000. In this page here Inbound USA, you can compare the plans and review the benefits in order to decide the right plan.

Senior citizens who are traveling to popular destinations in United States should be aware of this fact given the costly health care system in the US. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018. There are some visitor insurance plans from INF that offer coverage for pre-existing medical ailments.

INF Fixed plans:
INF plans are unique in which they cover pre -existing conditions unlike other insurance plans which limit their coverage to certain age for pre existing conditions. For people above 90, INF Premier and INF Standard plans are available.
INF Premier plan: This fixed plan provides a policy maximum option of $100,000. The deductible options available are $250 and $500. There is a pre existing deductible as well for this plan. You can choose between $1000 and $5000 for pre existing deductible. This plan covers up to $15,000/$25,000 for deductible of $1000/$5000 respectively. Apart from the other benefits available in other plans, this plan covers anaesthetist charge of up to $1,250 maximum.
INF Standard plan: This fixed plan from INF provides policy maximum options of $50,000 and $100,000. The deductible options available are $250 and $500. This plan does not provide coverage for pre existing conditions.

INF Comprehensive plans:
INF Elite and INF Traveler USA plans are the comprehensive plans available to the people above the age of 90.
INF Elite plan: This plan provides a fixed policy maximum of $75,000 and a fixed deductible of $500 for people of this age range. The plan covers pre existing condition and provides up to $20,000 with a pre existing deductible of $1,500.
INF Traveler USA plan: This plan provides a fixed policy maximum of $75,000 and a fixed deductible of $500 like the INF Elite plan. This plan covers pre existing conditions up to $20,000 with a pre existing deductible of $250.