Trip protection insurance or Travel medical insurance?

Trip Insurance

Trip insurance plans are commonly known as trip cancellation or trip interruption insurance.

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Travel Insurance

Popularly known as Travel medical insurance or visitors health insurance, these plans are designed with a focus on the health insurance coverage of the traveler.
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Trip Protection Insurance

Trip insurance plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted. The trip interruption insurance coverage is effective after the trip has begun but is interrupted due to an emergency.
The non-refundable expenses can include hotel rooms, airline and cruise tickets...Depending on the trip insurance plan, it might cover unexpected expenses resulting from lost, damaged, delayed or stolen luggage. While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.
Trip insurance are popular with US citizens vacationing outside the United States. This is understandable given the domestic US health insurance provides little to no coverage outside the US and does not insure the costs of the vacation itself.

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Traveler's residence
# Travelers
Trip cost($)/person
Trip start date
Trip end date
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Travel Health Insurance

These plans mainly insure the traveler in the event of any unexpected sickness or accident while traveling outside one's home country. These plans work like regular health insurance but with the limitations of having no coverage for preventive care and with only some plans offering limited coverage for pre-existing conditions.
The coverage includes both inpatient and outpatient care, evacuation and repatriation. Travel insurance covers the hospital room and board, ambulance services and any emergency services. Depending on the policy it might also cover political evacuation, terrorism, accidental death and dismemberment, natural disaster and repatriation of remains. Travel medical insurance is popular with international travellers visiting countries with high costs of healthcare like the United States or Europe. Immigrant communities in the US who have family visiting them buy travel medical insurance to ensure that parents or other family members do not have to worry about medical expenses while in the US.

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Ecotourism – A brief Introduction

As the number of tourists increase with every passing year, it is important for the tourism industry to ensure that this growth is sustainable and not harmful to the environment. In this context, there is increased awareness for the need for Ecotourism. In brief, Ecotourism refers to tourism which has a low environments impact, tourism which is educational, while being ecologically and culturally sensitive and also beneficial to local communities and host countries which attracts the tourists.

Ecotourism attempts to immerse travellers in natural eco-systems for example in the rainforest or on a coastal wetland, with the aim of educating and imparting environmental awareness to the tourist. It brings together sustainability and conservation with local communities. Ecotourism is defined by The International Ecotourism Society, as “responsible travel to natural areas that conserves the environment and improves the well-being of the local people.”

The following are some of the better known ecotourism destinations around the world:

Travel tips for international travelers
Travel tips for international travelers - Safety, Comfort and Wellness.
Trip vs Travel vs Global
Confused whether to buy trip or travel or global insurance? Know the differences!.

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