Insurance Providers |
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Medical Benefits |
Hospital room and board |
Lite: Up to $825 max per day 30 day max per period of coverage Plus: Inpatient - Up to $1.4k max per day 30 day max per period of coverage Platinum: Inpatient - Up to $2k max per day 30 day max per period of coverage |
Plan A: $1,450 per day, maximum 30 days Plan B: $1,725 per day, maximum 30 days Plan C: Up to $2k/day, 30 day max Plan D: Up to $2,585/day, 30 day max |
Up to $1k/day, 30 day maximum |
Up to $2k/day, 30 day maximum |
Intensive care unit |
Lite: In-Patient & Outpatient - Up to $400 max per surgical session Plus: In-Patient & Outpatient - Up to 660 max per surgical session Platinum: Inpatient - In-Patient & Outpatient - Up to $850 max per surgical session |
Plan A: $2.2k per day, maximum 8 days Plan B: $2.6k per day, maximum 8 days Plan C: $3k per day, maximum 8 days Plan D: $3.8k per day, maximum 8 days |
Additional $500/day, 8 day maximum |
Additional $750/day, 8 day maximum |
Surgery |
Lite: In-Patient & Outpatient - Up to $2k max per surgical session Plus: In-Patient & Outpatient - Up to $3.3k max per surgical session Platinum: Inpatient - In-Patient & Outpatient - Up to $5.5k max per surgical session |
Plan A: $3.6k per session Plan B: $4.8k per session Plan C:$6k per session Plan D: $7.8k per session |
Up to $3k |
Up to $5k |
Outpatient Surgical Facility |
Lite: Up to $750 max per surgical session Plus: Up to $900 max per surgical session Platinum: Up to $1k max per surgical session |
Plan A: $1.1k maximum Plan B: $1,150 maximum Plan C:$1.2k maximum Plan D: $1.5k maximum |
Up to $750 |
Up to $1k |
Private duty nurse |
Lite: Up to $400 max Plus: Up to $550 max Platinum: Up to $550 max |
Plan A: $550 maximum Plan B: $550 maximum Plan C:$550 maximum Plan D: $700 maximum |
Up to $500 |
Up to $650 |
Physician visits |
Lite: $40 max per visit, 30 max visits per period of coverage Plus: $60 max per visit, 30 max visits per period of coverage Platinum: Up to $85 max per visit, 30 max visits per period of coverage |
Plan A: $60 maximum per visit, 30 visits max. Plan B: $75 maximum per visit, 30 visits max. Plan C:$90 maximum per visit, 30 visits max. Plan D: $115 maximum per visit, 30 visits max. |
Up to $50/visit, 1/day, 30 visits maximum |
Up to $75/visit, 1/day, 30 visits maximum |
Pre-Admission Testing |
Lite: Up to $750 max per period of coverage Plus: Up to $1.1k max per period of coverage Platinum: Up to $1,100 max per period of coverage |
Plan A: $1,100 maximum. Plan B: $1,100 maximum Plan C:$1.1k maximum Plan D: $1,450 maximum |
Up to $750 |
Up to $1k |
Assistant Surgeon |
Lite: Up to $450 max per surgical session Plus:Up to $825 max per surgical session Platinum: Up to $1,375 max per surgical session (20% of the primary surgeon’s eligible fee) |
Plan A: $825 Plan B: $1,110 Plan C:$1,375 Plan D: $1,775 |
Up to $500 |
Up to $1k |
Anesthetist |
Lite: Up to $450 max per surgical session Plus: Up to $825 max per surgical session Platinum: Up to $1,375 max per surgical session |
Plan A: $825 Plan B: $1,110 Plan C:$1,375 Plan D: $1,775 |
Up to $500 |
Up to $1k |
Prescription Drugs and Medications |
Lite: Up to $250 per period of coverage Plus: Up to $250 per period of coverage Platinum: Up to $250 per period of coverage |
Plan A: $150 maximum Plan B: $200 maximum Plan C:$250 maximum Plan D:$300 maximum |
Up to $150 Per Period of Coverage |
Up to $200 Per Period of Coverage |
Emergency Services |
Emergency local ambulance |
Lite: Up to $250 max per period of coverage Plus: Up to $450 max per period of coverage Platinum: Up to $475 max per period of coverage |
Up to $500 maximum |
Up to $250 |
Up to $500 |
Dental |
Dental Treatment due to Alleviate pain |
Up to $550 max per period of coverage or unexpected pain to sound natural teeth |
Up to $550 maximum |
Up to $500 acccident coverage and sudden relief of pain |
Up to $750 acccident coverage and sudden relief of pain |
Pre-Existing Condition |
Acute Onset of Pre-Existing Condition |
Lite: $25k max per coverage period (subject to sub-limits) Plus: $50k max per coverage period (subject to sub-limits) Platinum: $100k max per coverage period (subject to sub-limits) |
Plan A: $50k lifetime maximum for eligible expenses Plan B:$75k lifetime maximum for eligible expenses Plan C:$100k lifetime maximum for eligible expenses Plan D:$100k lifetime maximum for eligible expenses |
Age 14 days to 69 years: Up to $50k Age 70 to 79 years: Up to $25k Age 80 and older: Not Available |
Age 14 days to 69 years: Up to $75k Age 70 to 79 years: Up to $25k Age 80 and older: Not Available |
Life |
Common carrier accidental death & dismemberment |
$25k max per period of coverage |
$25k lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum |
$25k per Insured Person |
$25k per Insured Person (aggregate limit of $125k per any one Accident) |
Evacuation |
Emergency medical evacuation |
Lite: Up to $25k max Plus: Up to $50k max Platinum: Up to $50k max |
$50k lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70. |
$100k |
$100k |
Return of mortal remains or cremation/burial |
$25k max with $5k max for Cremation/Burial |
$25k max with $5k max for Cremation/Burial |
$20k max with $5k max for Cremation/Burial |
$25k max with $5k max for Cremation/Burial |
Travel Insurance |
Underwriter |
Visitors Care Insurance Underwriter Sirius International |
Visitor Secure Insurance Underwriter Certain Underwriters at Lloyd's of London |
ravel Medical USA Visitor Basic Underwriter Certain Underwriters at Lloyd's of London |
Travel Medical USA Visitor Choice Underwriter Certain Underwriters at Lloyd's of London |
Rating |
Visitors Care Insurance Rating AM Rating : A (Excellent) |
Visitor Secure Insurance Rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA- |
Travel Medical USA Visitor Basic Rating AM Best Rating: "A" (Excellent) |
Travel Medical USA Visitor Choice Rating Rating AM Best Rating: "A" (Excellent) |
Brochure and Details |
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