1. Home
  2. Compare insurance plans
  3. Visitors Care vs Visitor Secure vs Inbound USA

Compare Fixed Benefit Visitor Insurance

Compare travel insurance benefits offered by Visitors Care Insurance, Visitor Secure Insurance and Inbound USA travel Insurance plans. These US travel insurance plans are fixed benefit visitor insurance plans for international travel. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitors health insurance USA cost?

Compare Visitors Care vs VisitorSecure vs Inbound USA insurance

Email results
Age
Spouse
Start Date
End Date
Destination
Citizenship
GET QUOTE
Visitors Care  
Plan Maximum
Deductible
  Buy Now
Visitor Secure  
Plan Maximum
Deductible
  Buy Now
Inbound USA Basic
Plan Maximum
Deductible
  Buy Now
Inbound USA Choice
Plan Maximum
Deductible
  Buy Now
  Covid19 coverage
Not Covered Covered Not Covered Not Covered
  Medical Benefits
Hospital room and board
Lite: Up to $825 max per day 30 day max per period of coverage
Plus: Inpatient - Up to $1,400 max per day 30 day max per period of coverage
Platinum: Inpatient - Up to $2,000 max per day 30 day max per period of coverage		 Plan A: $1,450 per day, maximum 30 days
Plan B: $1,725 per day, maximum 30 days
Plan C: Up to $2,000/day, 30 day max
Plan D: Up to $2,585/day, 30 day max		 Up to $1,000/day, 30 day maximum Up to $2,000/day, 30 day maximum
Intensive care unit
Lite: In-Patient & Outpatient - Up to $400 max per surgical session
Plus: In-Patient & Outpatient - Up to 660 max per surgical session
Platinum: Inpatient - In-Patient & Outpatient - Up to $850 max per surgical session		 Plan A: $2,200 per day, maximum 8 days
Plan B: $2,600 per day, maximum 8 days
Plan C: $3,000 per day, maximum 8 days
Plan D: $3,800 per day, maximum 8 days		 Additional $500/day, 8 day maximum Additional $750/day, 8 day maximum
Surgery
Lite: In-Patient & Outpatient - Up to $2,000 max per surgical session
Plus: In-Patient & Outpatient - Up to $3,300 max per surgical session
Platinum: Inpatient - In-Patient & Outpatient - Up to $5,500 max per surgical session		 Plan A: $3,600 per session
Plan B: $4,800 per session
Plan C:$6,000 per session
Plan D: $7,800 per session		 Up to $3,000 Up to $5,000
Outpatient Surgical Facility
Lite: Up to $750 max per surgical session
Plus: Up to $900 max per surgical session
Platinum: Up to $1,000 max per surgical session 		Plan A: $1,100 maximum
Plan B: $1,150 maximum
Plan C:$1,200 maximum
Plan D: $1,500 maximum		 Up to $750 Up to $1,000
Private duty nurse
Lite: Up to $400 max
Plus: Up to $550 max
Platinum: Up to $550 max 		Plan A: $550 maximum
Plan B: $550 maximum
Plan C:$550 maximum
Plan D: $700 maximum		 Up to $500 Up to $650
Physician visits
Lite: $40 max per visit, 30 max visits per period of coverage
Plus: $60 max per visit, 30 max visits per period of coverage
Platinum: Up to $85 max per visit, 30 max visits per period of coverage		 Plan A: $60 maximum per visit, 30 visits max.
Plan B: $75 maximum per visit, 30 visits max.
Plan C:$90 maximum per visit, 30 visits max.
Plan D: $115 maximum per visit, 30 visits max.		 Up to $50/visit, 1/day, 30 visits maximum Up to $75/visit, 1/day, 30 visits maximum
Pre-Admission Testing
Lite: Up to $750 max per period of coverage
Plus: Up to $1,100 max per period of coverage
Platinum: Up to $1,100 max per period of coverage		 Plan A: $1,100 maximum.
Plan B: $1,100 maximum
Plan C:$1,100 maximum
Plan D: $1,450 maximum		 Up to $750 Up to $1,000
Assistant Surgeon
Lite: Up to $450 max per surgical session
Plus:Up to $825 max per surgical session
Platinum: Up to $1,375 max per surgical session (20% of the primary surgeon’s eligible fee)		 Plan A: $825
Plan B: $1,110
Plan C:$1,375
Plan D: $1,775		 Up to $500 Up to $1,000
Anesthetist
Lite: Up to $450 max per surgical session
Plus: Up to $825 max per surgical session
Platinum: Up to $1,375 max per surgical session		 Plan A: $825
Plan B: $1,110
Plan C:$1,375
Plan D: $1,775		 Up to $500 Up to $1,000
Prescription Drugs and Medications
Lite: Up to $250 per period of coverage
Plus: Up to $250 per period of coverage
Platinum: Up to $250 per period of coverage		 Plan A: $150 maximum
Plan B: $200 maximum
Plan C:$250 maximum
Plan D:$300 maximum		 Up to $150 Per Period of Coverage Up to $200 Per Period of Coverage
  Emergency Services
Emergency local ambulance
Lite: Up to $250 max per period of coverage
Plus: Up to $450 max per period of coverage
Platinum: Up to $475 max per period of coverage		 Up to $500 maximum Up to $250 Up to $500
  Dental
Dental Treatment due to Alleviate pain
Up to $550 max per period of coverage or unexpected pain to sound natural teeth Up to $550 maximum Up to $500 acccident coverage and sudden relief of pain Up to $750 acccident coverage and sudden relief of pain
  Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Lite: $25,000 max per coverage period (subject to sub-limits)
Plus: $50,000 max per coverage period (subject to sub-limits)
Platinum: $100,000 max per coverage period (subject to sub-limits)		 Plan A: $50,000 lifetime maximum for eligible expenses
Plan B:$75,000 lifetime maximum for eligible expenses
Plan C:$100,000 lifetime maximum for eligible expenses
Plan D:$100,000 lifetime maximum for eligible expenses		 Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 80 and older: Not Available		 Age 14 days to 69 years: Up to $75,000
Age 70 to 79 years: Up to $25,000
Age 80 and older: Not Available
  Life
Common carrier accidental death & dismemberment
$25,000 max per period of coverage $25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum $25,000 per Insured Person $25,000 per Insured Person (aggregate limit of $125,000 per any one Accident)
  Evacuation
Emergency medical evacuation
Lite: Up to $25,000 max
Plus: Up to $50,000 max
Platinum: Up to $50,000 max		 $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70. $100,000 $100,000
Return of mortal remains or cremation/burial
$25,000 max with $5,000 max for Cremation/Burial $25,000 max with $5,000 max for Cremation/Burial $20,000 max with $5,000 max for Cremation/Burial $25,000 max with $5,000 max for Cremation/Burial
Travel Insurance
Underwriter
Visitors Care Insurance Underwriter
Sirius International		 Visitor Secure Insurance Underwriter
Certain Underwriters at Lloyd's of London		 Inbound USA Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London		 Inbound USA Choice Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating
Visitors Care Insurance Rating
AM Rating : A (Excellent)		 Visitor Secure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-		 Inbound USA Basic Insurance Rating
AM Best Rating: "A" (Excellent)		 Inbound USA Choice Insurance Rating
AM Best Rating: "A" (Excellent)
Brochure and Details
An overview

Compare IMG vs WorldTrips vs Seven Corners fixed benefit plans

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic.

There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans, there are fixed benefit visitor medical insurance. They are affordable visitors insurance having specific benefit limits for different covered medical expenses. The benefit limits are not the same as the chosen plan maximum. Some of the popular fixed benefit visitors medical insurance plans are :

Inbound USA Basic, Inbound USA Choice from Seven Corners with ratings of “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s, Visitors Care Insurance from International Medical Group with rating of A (Excellent) by A.M. Best and Visitors Secure Insurance from World Trips with ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating.

These fixed benefit cheapest visitor insurance plans offer coverage for acute onset of pre-existing conditions up to chosen plan maximum and available for travelers under 70 years of age for Visitors Care and Visitors Secure plans, Inbound USA Basic: Up to $50,000 for travelers under 69 years and $25,000 for age 70 to 79 years and Inbound USA Choice: Up to $75,000 for travelers under 69 years and $25,000 for age 70 to 79 years.

Visitors Care vs VisitorSecure vs Inbound USA insurance – FAQs

  • IMG  Visitors Care Insurance FAQs

    IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
    International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

    Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
    For detailed working example of how it works, you can review Visitors Care insurance working example

    International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

  • worldtrips VisitorSecure Insurance FAQs

    WorldTrips offers a range of international travel insurance plans specifically considered for the needs of international travelers and students. WorldTrips travel insurance products are ideal for NON US citizens traveling to the US or outside their home country, for US citizens traveling outside the US and international students studying outside their home country. The Atlas America insurance Covid covers Coronavirus and acute onset of pre-existing conditions and is very popular with international travelers.

    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

    WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

  • seven  Inbound USA Basic FAQs

    Refer the ID cards provided by SevenCorners Insurance at the time of Inbound USA enrolment which will have all the necessary information for reimbursement.

    When you visit a medical provider, explain to them that you have Inbound USA Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    Yes Inbound USA Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Inbound USA Basic insurance online to extend their coverage.

    If your travel plan is changed and want to cancel Inbound USA Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable. Following are the cancellation policy terms and conditions:
    Cancellation before effective date:

    • Full refund of premium.
    Cancellation after effective date:
    • A cancellation fee will be charged will be charged by the insurance company.
    • Unused portion of the plan cost will be refunded.

    According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

    Inbound USA Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    Travelers can review this article on how to use Inbound USA Basic visitor medical insurance in case of emergency in the United States.

    Inbound USA Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Inbound USA Basic insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Basic insurance working example

    The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Inbound USA Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

  • seven  Inbound USA Choice FAQs

    Refer the Inbound USA ID card provided by SevenCorners insurance at the time of enrolment. This has all the necessary information for reimbursement.

    When you visit a medical provider, explain to them that you have Inbound USA Choice insurance. Show them your Inbound USA Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    Yes Inbound USA Choice insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Inbound USA Choice insurance online to extend their coverage.

    If your travel plan is changed and want to cancel Inbound USA Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.


    Following are the cancellation policy terms and conditions:
    Cancellation before effective date:
    • Full refund of premium.
    Cancellation after effective date:
    • A cancellation fee will be charged will be charged by the insurance company.
    • Unused portion of the plan cost will be refunded.

    Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

    Inbound USA Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    Travelers can review this article on how to use Inbound USA Choice visitor medical insurance in case of emergency in the United States.

    Inbound USA Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Inbound USA Choice insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Choice insurance working example

    The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense. We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Inbound USA Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

AVI customer service

NEED HELP?
Contact our customer service team
We are here to help you!

 (877)-340-7910

Click to send an email

US visitor health insurance - Common Questions

How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions– The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.

Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

What does Secure USA visitors medical insurance cover?

Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment ,doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Maternity coverage if conception occurs before purchase of visitor health insurance

What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Maternity coverage if conception occurs before purchase of visitor health insurance

Compare travel medical insurance

Compare Visitor health insurance

Question

Travel Insurance FAQ

FAQs about visitor insurance.

Read more
blog

Travel Insurance Blog

Blog about travel health insurance.

Read more
group

Travel Insurance Forum

About Travel Insurance Forum.

Read more
claim

Travel Insurance Claims

Claims about the travel insurance.

Read more
refer

GET HELP!!

Select the insurance providers based on the needs and requirements