Best travel insurance for over 65s, Over 65 travel insurance

Visitors Care Insurance ^{Fixed Benefit}

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Max Coverage
$25,000 to $100,000
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
5 days 365 days and renewable up to 2 years

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent Care Clinic
$200 max per visit
medication
Prescription
$250 per coverage period
procedure
Chemotherapy
$1,350 max per visit
ambulance
Evacuation
Maximum limit 50K

VisitorSecure Insurance ^{Fixed Benefit}

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Max Coverage
$50,000 to $130,000
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
Available for 364 days, travelers who wish to get extended coverage can renew Visitor Secure insurance online

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period

medication
Prescription Drugs
$300 maximum
local_hospital
Private duty nurse
$700 maximum
procedure
Repatriation
$25K per member
ambulance
Evacuation
50K lifetime maximum

Safe Travels Advantage ^{Fixed Benefit}

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Max Coverage
Coverage available from $25,000 to $150,000
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
Coverage available from 5 days to 364 days and it can be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

ambulance
Evacuation
Unlimited
procedure
Repatriation
Up to $25k per Policy Period
cardiology
Cardiac Conditions
Covered
dentistry
Dental Treatment
$750 per Incident

Safe Travels Elite ^{Fixed Benefit}

request_quote
Max Coverage
$25,000 to $175,000 coverage’s are available
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
Coverage available from 5 days to 364 days and it can be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

medication
Prescription drugs
$250 per Incident
procedure
Chemotherapy
$1,100 per Incident
ambulance
Evacuation
$50,000
procedure
Repatriation
$7,500 per Policy Period

Travel Medical USA Visitor Basic ^{Fixed Benefit}

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Max Coverage
$50,000 and $150,000 coverage’s are available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions is covered up to policy maximum
calendar_month
Period of Coverage
Coverage available from 5 days to 364 days and it can be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

medication
Prescription drugs
Up to $200 per period of coverage
procedure
Surgery
Up to $3,000
ambulance
Evacuation
$100,000
procedure
Emergency dental
up to $500
procedure
Anesthetist
Up to $500

Safe Travels USA ^{Comprehensive}

request_quote
Max Coverage
$50,000 coverage is available
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Covers unexpected recurrence of pre-existing conditions up to $1,000
calendar_month
Period of Coverage
Coverage available from 5 days to 364 days and it can be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

cardiology
Cardiac conditions
Covered
dentistry
Dental Treatment
$250 per Policy Period
enterprise_off
Trip Interruption
$5K
ambulance
Evacuation
100% up to $2M

Safe Travels USA Comprehensive ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $1,000,000 coverage is available
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
Coverage available from 5 days to 364 days and it can be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent care
$30 per Incident
medical_services
Physiotherapy
Limited to $50 per visit
enterprise_off
Trip Interruption
$5K
ambulance
Evacuation
100% up to $2M

Atlas America Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $2,000,000 coverage is available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
Available up to 364 days and it can be renewable

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent care
Up to $15 co-payment
no_accounts
Lost or Stolen Passport
Up to 100
enterprise_off
Trip Interruption
Up to $10K
ambulance
Evacuation
$1M lifetime maximum

Patriot America Plus Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $1,000,000 coverage is available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
5 days to 364 days and it can be renewed up to 24 months

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent care
$25 copay
local_hospital
Walk-In Clinic
$15 copay
medical_services
Chiropractic Care
Up to the maximum limit
emergency
Emergency reunion
$100k maximum limit
ambulance
Evacuation
Up to the maximum limit

Diplomat America Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $1,000,000 coverage is available
medical_services
PPO network
Does not belong to any ppo network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
15 days to 364 days, not renewable

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent care
80% of first $5k, then 100%
no_luggage
Loss of Baggage
$50 per article, max $250
enterprise_off
Trip Interruption
Covers up to $5K
ambulance
Evacuation
Covers up to $250K

INF Elite X Insurance ^{Comprehensive}

request_quote
Max Coverage
$150,000 to $1,000,000 coverage is available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Covers full pre-existing conditions
calendar_month
Period of Coverage
Coverage for minimum of 90 days up to 364 days and it can be renewable

cancel
Cancellation
Must be submitted 24 hours before the plan start date. There are no exceptions to this policy. Initial INF membership fee of $10 and $5 administration fee is non-refundable You may fax the completed forms to 408-520-4967 or email to support@infplans.com. Incomplete forms or forms without an authorized signature will not be processed. Learn more

procedure
Chemotherapy
Covered
medical_services
Physiotherapy
$50 per visit, max $500
procedure
Repatriation
Covers up to $20k
ambulance
Evacuation
Covers up to $25K

Visitors Protect Insurance ^{Comprehensive}

Adventure Sports Rider - More Details

request_quote
Max Coverage
$50,000 to $150,000 coverage is available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Covers pre-existing condition Up to $25,000 with a $1,500 deductible
calendar_month
Period of Coverage
90 days up to 364 days and it cannot be extended

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

dentistry
Emergency dental
Up to $300
medical_services
Emergency reunion
$100K maximum limit
local_hospital
Urgent Care Clinic
Up to $50 copay
ambulance
Evacuation
Up to $25K maximum limit

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Available for those up to the age of 65 years.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.

This plan covers any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking and windsurfing.

Age	Maximum limit
0-49 years	$50k certificate period
50-59 years	$30k certificate period
60-64 years	$15k certificate period

Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3K for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)

Chaperone Replacement Rider - More Details

The AD&D rider will pay you or your beneficiaries up to $400K if your death or dismemberment is the direct result of an accident.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.

Accidental Death & Dismemberment - More Details

Available in select countries on individual plans only

Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in th e world.

Mobile Device Protection - More Details

Bolt Device Protection - More Details

Available an individual plans for U.S. residents only

Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils. II you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.

Insured Person meets the eligibility requirements, they are eligible for this rider

Inpatient or Outpatient Services:

Benefit	Limits
Teladoc Consultation	Mental or Nervous Disorders are not covered Applicable in the United States Coverage for a Teladoc Consultation is not a determination that any specific condition discussed, raised or identified during such consultation is covered under this insurance. The Company reserves the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teladoc Consultation where the Illness or Injury is otherwise excluded under this Certificate of Insurance.

Teladoc rider - More Details
Teladoc global rider - More Details
Teladoc registration instructions - More Details

Safe Travels International ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $1,000,000 coverage available
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Covers unexpected recurrence of pre-existing conditions up to $1,000
calendar_month
Period of Coverage
Coverage available from 5 days to 364 days and it can be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

cardiology
Cardiac conditions
Covered
dentistry
Dental Treatment
$500 per Policy Period
enterprise_off
Trip Interruption
$7500
ambulance
Evacuation
100% up to $2M

Atlas International Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $2,000,000 coverage available
medical_services
PPO network
Through First health care network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
available up to 364 days and it can be renewable

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent Care
Up to $15 co-payment
no_accounts
Lost or Stolen Passport
Up to $100
enterprise_off
Trip Interruption
Up to $10K
ambulance
Evacuation
$1M lifetime maximum

Patriot International lite Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $1,000,000 coverage available
medical_services
PPO network
Plan is part of IPA(MG's proprietary International Provider Access)
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
5 days to 364 days and it can be renewed up to 24 months

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent Care
$25 copay
local_hospital
Walk-In Clinic
$15 copay
medical_services
Chiropractic Care
Up to the maximum limit
emergency
Emergency reunion
$25K per member
ambulance
Evacuation
Up to the maximum limit

Intermedical Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $150,000 coverage is available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
5 days to 364 days, cannot be renewed

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent Care
Up to $50 co-payment
dentistry
Emergency Dental
Up to $2K
procedure
Repatriation
Covers up to $50K
ambulance
Evacuation
Covers up to $500K

Atlas Premium International Insurance ^{Comprehensive}

request_quote
Max Coverage
$50,000 to $2,000,000 coverage is available
medical_services
PPO network
Through United Healthcare network
ecg_heart
Pre-existing condition
Acute on set of pre-existing conditions covered up to policy maximum
calendar_month
Period of Coverage
Available up to 364 days and it can be renewable

cancel
Cancellation
Before Effective Date: You will receive a full refund of the premium.
After Effective Date: A $25 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.

local_hospital
Urgent care
Up to $15 co-payment
no_accounts
Lost or Stolen Passport
Up to $100
enterprise_off
Trip Interruption
Up to $15K
ambulance
Evacuation
$1M lifetime maximum

Safe Travels Outbound ^{Comprehensive}

Adventure Sports Rider - More Details

request_quote
Max Coverage
$50,000 to $1,000,000 coverage’s are available
medical_services
PPO network
This plan is part of First Healthcare network
ecg_heart
Pre-existing condition
Pre-existing conditions are covered after 6 months of waiting period
calendar_month
Period of Coverage
Coverage available from 1 day to 180 days and it can be renewed

cancel
Cancellation
100% refund for plans cancelled prior to the effective date. All cancellations must be submitted in writing and are based on the date received

enterprise_off
Trip Interruption
up to $7,500
schedule
Trip Delay
$2,000 ($150 per day) (12 hours)
person
Repatriation
$50,000
ambulance
Evacuation
$500,000

Age 0-49 years: $50k certificate period
Age 50-59 years: $30k certificate period
Age 60-64 years: $15k certificate period

Available for Groups only

Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3k for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)

Chaperone Replacement Rider - More Details

The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.

Accidental Death & Dismemberment - More Details

Available in select countries on individual plans only

Mobile Device Protection - More Details

Bolt Device Protection - More Details

Available an individual plans far U.S. residents only

Insured Person meets the eligibility requirements, they are eligible for this rider

Inpatient or Outpatient Services:

Benefit	Limits
Teladoc Consultation	Mental or Nervous Disorders are not covered Applicable in the United States Coverage for a Teladoc Consultation is not a determination that any specific condition discussed, raised or identified during such consultation is covered under this insurance. The Company reserves the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teladoc Consultation where the Illness or Injury is otherwise excluded under this Certificate of Insurance.

Teladoc rider - More Details
Teladoc global rider - More Details
Teladoc registration instructions - More Details

Travel medical insurance for seniors over 65 years

Older travelers above the age of 65 are particularly vulnerable when traveling outside their familiar surroundings.
We offer specially designed plans for US seniors.
Seniors are advised to buy travel insurance with pre-existing medical condition coverage.
Get free quotes of travel insurance plans and buy the plan after comparing the coverage and other details.

Which is the best travel medical insurance for seniors over 65?

The best travel insurance for older travelers over 65 years varies depending on specific needs. It is however recommended to look for best over 65 international health insurance coverage:

On American Visitor insurance we offer variety of best over 65 travel insurance plans with Adequate medical coverage, including emergency medical care and evacuation, which is especially important for older travelers.

Coverage for pre-existing medical conditions, as these are more common in older travelers.
Coverage for trip cancellations, interruptions, and delays, as older travelers may have to cancel or cut short their trips due to unexpected events.
24/7 customer service and assistance, which can be especially important when traveling to unfamiliar destinations.
Coverage for lost or stolen baggage and personal items.

The following are some of the popular travel insurance for seniors over 65

Comprehensive plans:

Fixed plans:

Cost of travel medical insurance abroad for over 65

On average, over 65 travel insurance with medical conditions cost per month USA can range from $39 to $360 or more for a single trip. The cost of travel insurance focused on health depends on several factors, including the traveler's age and health (older the traveler, higher the cost), the destination and duration of the trip (insurance for travel to the U.S. is typically more expensive), the level of medical coverage selected (higher coverage increases the cost), the deductible and co-insurance options, and any additional benefits like coverage for pre-existing conditions, which can raise the premium.

Insurance Plans	Policy maximum	Deductible	Cost
Safe Travels Advantage ^Trawick	25,000	0	$39
Visitors Care ^IMG	25,000	100	$40
Safe Travels Elite ^WorldTrips	25,000	0	$50
VisitorSecure ^WorldTrips	50,000	100	$55
Patriot America Lite ^IMG	50,000	250	$137
Safe Travels USA Cost Saver ^Trawick	50,000	250	$139
Safe Travels USA ^Trawick	50,000	250	$147
Patriot America Plus ^IMG	50,000	250	$151
Atlas America ^WorldTrips	50,000	250	$177
Atlas Premium America ^WorldTrips	50,000	250	$222
Diplomat America ^{Global Underwriters}	50,000	250	$229
INF Safe Travels USA ^INF	150,000	250	$360

Insurance Plans	Policy maximum	Deductible	Cost
VisitorSecure ^WorldTrips	50,000	100	$55
Voyager Essential ^Geoblue	50,000	250	$116
Atlas International ^WorldTrips	50,000	250	$117
Patriot International Lite ^IMG	50,000	250	$121
Intermedical ^{Travel Insure}	50,000	250	$121
Atlas Premium International ^WorldTrips	50,000	250	$164
Safe Travels Outbound ^Trawick	50,000	250	$168
Globehopper senior ^IMG	50,000	250	$232
Safe Travels International ^Trawick	50,000	250	$233

The average cost of international health insurance for people over 65 for one month.

Travel health insurance seniors over 65, Over 65 travel insurance

Retired seniors while traveling outside the US should be aware of the need for travel health insurance. Healthcare costs abroad is expensive and US citizens often do not realize that medicare offers very limited coverage outside the USA.
Senior citizens and US pensioners should buy specific travel insurance pensioners plans that offer cashless hospitalization as well as provide cover for evacuation/repatriation and per-existing conditions in the event of a medical emergency abroad.

The top five destinations popular among US citizens are: Mexico (27 million), Canada (12.9 million), the Europe (12.5 million). Within Europe United Kingdom, France, Italy and Spain are the most popular.

However recent trends indicate that while travel to traditional destinations of Canada, Mexico and Europe have remained steady, new destinations such as India, China, South Korea, Dubai, Israel, regions in Central and South America have found favor with US travelers. Here is an article which says in detail how to insure your trip expenses.

Best annual travel insurance for seniors

Why should I buy travel insurance for US seniors?

Trip cancellation insurance for US seniors

Trip cancellation insurance is very important for seniors as it provides protection for the non-refundable cost of the trip as well as the health of the US senior citizens. The non-refundable expenses includes cost of hotel bookings, air tickets, rail and cruise ticket expenses ... Travel protection insurance for seniors can also include coverage for sports equipment like Golf or Ski equipment and car rental, however these are sometime add-on benefits and not part of the basic plan. Travel insurance for seniors include protection from unexpected expenses such as damaged, stolen, lost or delayed baggage.

US seniors find Trip cancellation insurance very useful for expensive vacations, especially if it involves international travel. Some cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best senior cruise travel insurance plans. US domestic health insurance plans will not offer coverage for trip expenses and health of the traveler when they are outside US borders. US seniors can compare and buy trip cancellation coverage.

Is it worth buying trip insurance with cancel for any reason?

While some US seniors travel insurance plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. However one must buy the 'cancel for any reason' as an add on option. There are different reasons why one would cancel their trip. Trip cancellation insurance has a list of legitimate reasons for cancelling a trip which are covered under the trip cancellation benefit. The Cancel for any reason benefit is an add-on benefit and would offer coverage for canceling the journey for any reason and it will refund up to 75% of the non-refundable trip expenses.

Do I need international travel insurance for US seniors with Medicare Coverage?

Many US Seniors who are retirees travel around the world on holidays. Most US seniors have Medicare and since Medicare is an US federal health insurance program for senior citizens over 65 years, it will not offer medical coverage outside the US except when they are on cruise with the waters connecting the US states. International travel insurance for Medicare recipients is important and US senior citizens must be well informed about the international travel insurance coverage limitations of Medicare while outside the US. US seniors who rely on Medicare and travel internationally should buy supplemental travel medical insurance.

Travel insurance for US senior citizens

International Medicare Coverage for US citizen Senior citizen travel insurance for US citizens

International travel insurance for Medicare Recipients

When you are on a ship and need coverage, Medicare will not pay for health care services when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan don't offer coverage for the drugs purchased outside the United States. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.

As Medicare offers limited coverage for travel outside the US, It is advisable to buy adequate international health insurance for seniors on medicare to get proper medical coverage while outside the US borders. All of the popular international travel destinations for US citizens like Canada, Mexico, the Caribbean islands, Latin and South American nations, Europe, Australia and Asia are not covered by regular Medicare coverage.

Best travel insurance for Seniors on Medicare

Globehopper Insurance

Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance is avaiable for US citizens and US permanent residents 65 years and older Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the U.S. only.. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.

The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

Plan Details Buy Online

Intermedical Insurance

Intermedical Insurance from Travel Insure is an affordable international travel health insurance for US citizens. It offers coverage for medical and evacuation expenses for short trips. It is available up to 12 months.

Plan Details Buy Online

Worldmed Insurance

Worldmed Insurance from Travel Insure is an renewable long term international travel health insurance for US citizens. It offers coverage for medical and evacuation expenses. It is renewable up to 3 years.

Plan Details Buy Online

How do I buy international travel insurance for US seniors?

US senior citizen travel insurance

Older US citizens more than 65 years traveling overseas must be aware of travel risk and importance of international travel insurance. These US older travelers should be aware that their local US health insurance plans including Medicare provide very little if any coverage outside the United States.

The travel insurance plans offered here complement US domestic insurance plans including those actively enrolled in Medicare

Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan. These plans are secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the US only.

Best travel insurance for over 65 in USA

Medical insurance for parents over 50 years

Medical insurance for parents over 60 years

Visitor insurance for traveler over 65 years

Best travel insurance for seniors over 70

Visitor medical insurance for travelers above 75 years

Best travel insurance for seniors over 80

US Visitors insurance for travelers above 90 years

Visa free travel countries for US citizens

Travel insurance for pensioners over 65 - FAQ's

There are several reasons why travel insurance can be more expensive for travelers over 65 years old. The following are the main factors:

Higher risk: Travelers overs 65 years are more susceptible to health issues or injuries, which can increase the likelihood of needing medical treatment while traveling. Insurance companies factor this increased risk into the cost of above 65 seniors travel insurance.
Pre-existing medical conditions: Older travelers may have pre-existing medical conditions that require sudden treatment or monitoring, which will increase the cost of seniors travel insurance.
Longer trips: Retirees above 65 years often have more time to travel and make longer trips, which will increase the cost of insurance.
More comprehensive coverage: Older travelers need comprehensive coverage, such as coverage for medical evacuation or repatriation, which will increase the cost of senior travel insurance.

Older travelers can easily compare different travel insurance over 65 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies.
Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:

The maximum medical coverage available for the age of the traveler
The cost of insurance and deductible and co-insurance expenses
The Preferred provider organisation (PPO) network of the insurance provider and user reviews
The coverage for pre-existing conditions and any exclusions and limitations of the policy
The customer assistance and emergency helpline of the insurer

Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.

Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.

The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.

In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.

Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.

Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.

Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:

The maximum medical coverage available for the age of the traveler
The cost of insurance and deductible and co-insurance expenses
The Preferred provider organisation (PPO) network of the insurance provider and user reviews
The coverage for pre-existing conditions and any exclusions and limitations of the policy
The customer assistance and emergency helpline of the insurer

Travel tips and medical insurance abroad for over 65 travelers

Planning your vacation: Quite often there are special holiday packages designed for senior citizens. Consult your travel agent and get an appropriate package, if possible try to travel in a group rather than venturing out alone.
What to check: It is advisable for US seniors travelling abroad to be aware of medical facilities available in the country you are visiting. Ask your tour operator whether they provide wheelchair, guide dogs or any special requirements while on flight or during the trip.
Medical check-ups: Consult your doctor for a comprehensive medical check-up before leaving the USA. In case you have existing medical condition, ask for diet specifications or impact due to changes in diet. Get a complete dental check-up before traveling.
Vaccination: Check for any vaccination required for the country you are visiting. This can be useful to safeguard your immune system from possible illness while abroad.
Packing tips: Pack your bags wisely with essential clothing according to the weather of the destination country. Carry enough medications for your entire trip as your medicine may not be available everywhere in the world. It is important to carry your prescription letter to carry a large amount of medicine abroad. Keep a copy of your travel medical insurance and other travel documents. It is better to carry baggage with wheels which is easy to transport.
Safety and Security: Avoid wearing expensive jewellery or carrying too much cash while travelling. The US embassy phone number to get help in an emergency. Stick to bottled mineral water to avoid stomach infections. Check the ingredients in packaged food especially if you have food allergies. Keep a list of doctors information for the area you are visiting.
Medical insurance for seniors traveling abroad : When senior citizens are traveling long distances, there is always an element of risk. Given the high cost of healthcare, and the fact that domestic health insurance provided limited cover outside the country, it is very important to get the best travel insurance for seniors over 65.

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Europe visa requirements for US citizens

US citizens do not need Schengen Visa for visiting Europe for up to 90 days. However US Seniors citizen travelers above 65 years need good extended stay travel insurance over 65 for a long duration then they need to apply for resident visa or national visa of that European country.

One of the necessary documents that they need while applying for long term Europe residence permit is long stay travel insurance for over 65 with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which must be valid though out the entire duration of stay in Europe.

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