support_agentDear Jay
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. These plans are ideal for your 14 year old twin girls returning to the US. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. You can get all details about Patriot insurance. You can purchase the policy online.

For plan details, please visit the below link:

Patriot America Lite:

This company has recently made a new policy which covers "acute onset of pre-existing conditions". That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. You can go here, to purchase the plan and/or get a free quote

Patriot America Plus:

You can buy any of these plans, by using the buy link provided above for both of them, and you can see the price for the plans there. You can select your preferred deductible and policy maximum and see the premium for the selected price. You can then complete the application and purchase the plan by paying through your credit card. You will receive a confirmation email from the insurance company to your email address which will have the ID card and the policy details attached to it. You can download the ID Card and policy letter for your future use.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Richard
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. If the children are US citizens, you need to specify the US citizenship while filling out the application online. Patriot America Lite plan is available for both US and Non US citizens. You can put your wife as the primary holder and your son as dependent on one plan.
The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. You can get all details about Patriot insurance at -
You need to mention that your son is US citizen for citizenship and for country of residence, you need to put the Philippine mailing address.

For plan details, please visit the below link:

Patriot America Lite:
This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. Here is our website with all the details on that plan:
Patriot America Plus:
Feel free to call or email us with any questions or comments you may have.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Adi
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. This plan is also available for permanent residents of the US.
You can get all details about Patriot insurance at -

For plan details, please visit the below link:

Patriot America Lite:
This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. Here is our website with all the details on that plan:
Patriot America Plus:
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Shreekant
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. Technically, no plan we offer will cover pre-existing medical conditions. That means, if a person requires regular medication or treatment, the plan will not pay for it (nor for a doctor visit to continue such treatment). So, if a person is on dialysis, the plan will not pay for this continued, although necessary treatment. Nor will the plan pay for heart medication for a heart patient.

What it does cover is called "acute onset" of a pre-existing condition for persons under 70 years of age. What this means is, should the person have an emergency due to their pre-existing condition, then they WILL be covered up to the maximum of the plan for that hospitalization and treatment. Note that it cannot be due to lack of required medical treatment, but must be something unexpected. "Acute" refers to the fact that the condition must be taken care of right away and is life-threatening (or to cause major functional harm like loss of limb or blindness).

You can find this outlined in the brochure. Many people find this confusing, because the plan documents will say they DO NOT cover pre-existing conditions as well as say that they do. That is because the coverage is limited in the above way I have described.

What it does cover is called "acute onset" of a pre-existing condition for persons under 70 years of age. What this means is, should the person have an emergency due to their pre-existing condition, then they WILL be covered up to the maximum of the plan for that hospitalization and treatment. Note that it cannot be due to lack of required medical treatment, but must be something unexpected. "Acute" refers to the fact that the condition must be taken care of right away and is life-threatening (or to cause major functional harm like loss of limb or blindness).
You can find this outlined in the brochure. Many people find this confusing, because the plan documents will say they DO NOT cover pre-existing conditions as well as say that they do. That is because the coverage is limited in the above way I have described.

For plan details, please visit the below link:

Patriot America Lite:
I hope this has helped you. It's a great plan and I often recommend it to clients.
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Anu
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. We certainly do offer Patriot Travel Medical Insurance! There are several Patriot plans. If you are a non-US citizen, then you can purchase either Patriot America Lite or Patriot America Plus. The message below will explain the differences. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America.

You can get all details about Patriot insurance and can purchase the policy online at -
Patriot America Lite:
This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. You can get all details and can purchase the policy online for Patriot America Plus -
Patriot America Plus:
Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Monique
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!.
Regarding your question on inserting electronic signature, it is fine if you could type it. There is no need for an electronic signature.
Please let us know if we can help you in any further.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Rifat
Find your answers below:

• You can search the company’s PPO network using the links below; you will have to put in your zip code and then choose what type of provider/hospital you are interested in.
• A dependent of a F1 visa holder is perfectly eligible for any of the visitor medical insurance for F2 visa holders we offer on our website. The only issue is that some institutions have requirements that must be met. In that case, we would have to make sure that those requirements are met.
• A covered illness will be covered by the same policy as long as you maintain continuous coverage (renew and do not let the policy expire).
• Injury to a tooth is covered to maximum of the plan; however, a sudden pain will only be covered in the amount of $100 (anything else will not be covered). Does not cover regular check-ups or teeth cleaning.

Thank you for your interest in Patriot America Plus. It is a very good and economical policy which we recommend quite often. Here are the links for the plan below:
Patriot America Lite:
Do let us know if you have any further questions. Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Alejandro Navarro,
I suspect that you are filling your entire name in the first box in the row "First (Given Name) / Last Name (Surname)". There are two boxes there, please enter 'Alejandro Navarro' in the first box and 'Trell' in the second box.
You should have no problem if you complete the application this way. Please complete the form using:
Patriot America Lite:
commentAmerican Visitor Insurance
I am trying to buy the Patriot International plan and have a few Questions. I am an Indian passport holder, but currently live in the US. I am traveling to Iceland on a holiday. While purchasing the plan, I am asked what is my Primary Destination country ? I am confused because it states - "For non-U.S. citizens, select U.S. if any of your destinations include the U.S. "
commentLalita
Thank you for contacting American Visitor Insurance. The Primary Destination country in your case is 'Iceland', and your home country is the United States.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Aishwarya,
The email address for IMG is insurance@imglobal.com. Be sure you follow their instructions on the claims form available from our website or your email confirmation.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Shaila,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!.
Here are our answers to your questions.

• Patriot America Lite or any other short term travel medical insurance plan does not provide coverage for routine check ups (preventive care).Patriot America Plus Plan provides coverage for an unexpected sickness or injury. If your visitor has pre existing conditions then any sudden recurrence of the condition will be getting choosen maximum coverage up to 70 years for Non US citizen .
• There is no waiting period on accessing any services. This plan however needs to be purchased before 30 days after arrival in US.
• For a policy maximum of $50,000 and a deductible of $250, for the age 67, the premium for the specified time period would be about $528.95.
• Assuming that your father is a Non US Citizen, he can get coverage through Patriot America Lite from USA to Melbourne. Hope fully this was helpful!

Patriot America Lite:
Please let us know if you have any further questions.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

support_agentDear Praveen Kumar,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!.
The minimum purchase time for the plan is 1 month for it to be renewable. It can be purchased for any number of months.
So, yes, go ahead and make your purchase.
I am including the BUY link and details of the Patriot Exchange plan for your reference:
Patriot America Lite:
Please let us know if you have any further questions.
Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910