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Student Insurance

Foreign Student Insurance for Florida International University

The Student Secure Budget, Select and Elite levels will meet and exceed the insurance requirements at Florida International University. This plan is designed with international students in mind, and will receive their policy documents immediately after purchase.

Cheapest Student Health Insurance for Florida International University

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Age
Start Date
End Date
Destination
Citizenship
Student Secure Smart
Plan Maximum
Deductible
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Paper Application
StudentSecure Budget
Plan Maximum
Deductible
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Paper Application
Student Secure Select
Plan Maximum
Deductible
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Paper Application
Student Secure Elite
Plan Maximum
Deductible
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Paper Application
  Payment Options
StudentSecure plans can buy either Annual or Monthly Payment basics .
  Coinsurance inside the U.S.
In ppo network:Plan pays 80% of the next $100K of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
In ppo network: Plan pays 80% of the next $45K of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
In ppo network: Plan pays 80% of the next $25K of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
In ppo network: The plan pays 80% of eligible expenses up to $10k, then 100% up to the Maximum Limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
  Coinsurance outside the U.S.
After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
  Maternity Care
  Maternity Care for a Covered Pregnancy
Not Covered Up to $5K Up to $10K Up to $15K
  Nursery Care of Newborn
Not Covered Up to $250 maximum Up to $750 maximum Up to $750 maximum
  Therapeutic Termination of Pregnancy
Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period
  Emergency Services
  Emergency local ambulance
Up to $300 per injury / illness if hospitalized as inpatient Up to $500 per injury / illness if hospitalized as inpatient Up to $750 per injury / illness if hospitalized as inpatient Up to $750 per injury / illness if hospitalized as inpatient
  Dental
  Emergency dental
Up to $500 for acute onset pain Up to $500 for acute onset pain Up to $500 for acute onset pain Up to $500 for acute onset pain
  Pre-Existing Condition
  Acute onset of pre-existing condition
$25K lifetime maximum for eligible expenses $25K lifetime maximum for eligible expenses $25K lifetime maximum for eligible expenses $25K lifetime maximum for eligible expenses
  Pre-existing condition
Not Covered Covered after 12 months waiting period Covered after 6 months waiting period Covered after 6 months waiting period
  Evacuation
  Emergency medical evacuation
Up to $50K lifetime maximum Up to $250K lifetime maximum Up to $300K lifetime maximum Up to $300K lifetime maximum
  Emergency reunion
Up to $1K, maximum of 15 days Up to $1K, maximum of 15 days Up to $5K, maximum of 15 days Up to $5K, maximum of 15 days
  Return of mortal remains or cremation/burial
Up to $25K lifetime maximum Up to $25K lifetime maximum Up to $50K lifetime maximum Up to $50K lifetime maximum
  Terrorism
Not Covered Up to $50K maximum lifetime limit Up to $50K maximum lifetime limit Up to $50K maximum lifetime limit
  Outpatient treatment
Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit
  Outpatient prescription drugs
50% of actual charge 50% of actual charge 50% of actual charge 100% coinsurance for generic; 50% coinsurance for brand name
  Mental health disorders (Treatment must not be obtained at a Student health center.)
Physician Office Visit: $500 maximum Inpatient: Up to $5,000 (excludes drug abuse and alcohol abuse) Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: Maximum of 40 visits; Inpatient: Maximum 40 days
  Prescription Drugs
For outpatient prescription 50% of actual charges For outpatient prescription 50% of actual charges For outpatient prescription 50% of actual charges 100% for generic drugs
50% deductible for brand name
  Physical therapy & chiropractic care
Up to $25 per visit per day Up to $50 per visit per day Up to $50 per visit per day Up to $75 per visit per day
  Personal Liability
Not Covered Not Covered Not Covered Up to $250K lifetime maximum
  Sports
  Sports & Activities - Leisure, Recreational, Entertainment, or Fitness
Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit
  Intercollegiate, interscholastic, intramural or club sports
Not Covered Not Covered Up to $5K maximum per injury or illness, medical expenses only Up to $5K maximum per injury or illness, medical expenses only
  Optional coverage
- - Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses
  Life
  Common Carrier Accidental Death
Not Covered Not Covered Up to $25K lifetime maximum Up to $25K lifetime maximum
  StudentSecure insurance Underwriter
Certain Underwriters at Lloyd’s Syndicate 4141
  StudentSecure insurance Rating
AA- for Standard & Poor’s and Fitch Ratings and A++ (Superior) by A.M. Best Company
  Brochure and Details

Florida International University, Florida

International student health insurance requirements for Florida International University

  • It is important for students in the USA to buy health insurance coverage as the health care costs are high.
  • We offer some of the best plans with comprehensive coverage for international students.
  • These are cheaper plans and can be an alternate for your Florida International University insurance.
Student Medical Insurance

What does international student insurance cover?

What is the best health insurance for international students?

The following are some of the best health insurance plans for international students in the USA:

  1. IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars. This plan is s a very affordable plan and meets J visa requirements and F Visa for international students. The student can buy this plan with a sports rider to cover activities such as downhill skiing. This plan covers pre-existing conditions.
  2. Student Secure Insurance from WorldTrips is designed specifically to meet the insurance needs of international students outside their home country. This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
  3. Navigator for Student Insurance from Geoblue offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services. The plan covers pre-existing conditions with creditable coverage. This plan as a monthly payment option.
  4. Student Health Advantage from IMG which provides comprehensive international student medical insurance to students and scholars pursuing their education outside their home country.It covers mental health, organized sports and pre-existing conditions. If there is no break in coverage, the plan may be renewed for up to five years. This plan is available for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 Visa holders.

What are the advantages of US student insurance over university provided insurance?

  • The student medical insurance on American Visitor Insurance are designed specifically for international students.
  • Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
  • These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
  • Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
  • We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
  • The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
  • These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
  • The student insurance on American Visitor insurance are significantly cheaper when compared to most University insurance plans. The student insurance plans also offer Student insurance for pre-existing condition coverage and sports insurance coverage for students.

What are the popular benefits of student insurance coverage?

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Maternity Coverage

Health insurance plans offering coverage for pregnancy, maternity and new born baby.
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Sports Coverage

Medical insurance plans offering coverage for high schools sports and other group sports activities.
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Pre-existing Coverage

International student medical insurance for students who need coverage for existing medical ailments.
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How is student medical insurance cost calculated in the USA?

  • Student's age: The student's age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.
  • Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
  • Maximum F1 student insurance coverage: The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
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Best health insurance for international medical graduates in USA

Why buy foreign student insurance in the USA?

International students in the US amidst all the school work should not neglect buying proper student medical insurance. United States health care is known for its excellent quality, but is also known for its high cost. International students cannot afford to visit an American hospital without proper student health insurance. We offer excellent student insurance plans at very affordable rates. Buy these low cost plans as an alternatives to your university insurance coverage.

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Is it required to have student health insurance US students abroad?

Having adequate student insurance while outside the United States is very important. Healthcare is expensive in most countries, and you do not want to be uninsured and forced to visit a hospital while outside the United States. As an international student it is also reassuring to have coverage for medical evacuation should the need arise. It is these unique student needs that are covered in our international student insurance plans. All our international student medical insurance plans are offered by reputed US insurance providers.
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Is it better to buy high school students group insurance?

High school students traveling overseas for trips ranging from a couple of days to a couple of weeks need to have good student insurance. US students going to Canada, Europe and Latin America which are popular destinations usually as part of a cultural experience or for learning a foreign language should consider buying group student insurance. International Student group travel insurance is cheaper than buying individual student insurance plans.

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What are the sports covered in college sporting team group insurance?

Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is however available in specific student insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams. US students traveling overseas can buy the student insurance plans with coverage for sporting activity. Buying a student group insurance plan with sports coverage is more affordable than buying individual student insurance. Please complete this form to get student group insurance quotes.

We have several years of expertise in identifying and providing the most appropriate group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those requirements. Setting up a group insurance plan can be time consuming, however we can do the hard work for you. We can set up the group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.

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Best international student insurance for Florida International University - FAQs

1. Do international students need health insurance for joining Florida International University? Do f1 students need health insurance?

Yes, Florida International University international students are required to have health insurance that meets all requirements mandated by their visa status and the university.
The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

2. Can Florida International University students get health insurance?

Yes, Florida International University students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.

3. Can international students get medicare?

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

4. What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.

5. What is the best health insurance for international students? What is the best insurance for international students?

The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

6. Is there health insurance for college students?

US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.

7. Does Florida International University offer health insurance?

Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

8. What is the best health insurance for international students in Florida International University? What is the cheapest health insurance for international students in USA?

There are different factors for buying best student insurance for USA students. While the best student insurance for USA varies from students to students, the following list can be considered the best student insurance for students to USA based on their popularity.

9. How much does Florida International University student health insurance costs?

The Florida International University health insurance price for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.

10. Can you get a sports insurance as an international student?

Yes. There are various student insurance plans that cover sports activities, however the sports activities that are covered by the plan vary from one to another.

While a plan covers intercollegiate sports activities, another might cover adventure sports and hazardous sports or the non contact amateur sports.

Here is a list of student insurance plans that cover sports activities:

Patriot Exchange from IMG:
This plan covers limited high school and college sports as an optional rider for 100% after the deductible is met . Similarly, it has an optional rider for adventure sports coverage.

Student Health Advantage plan from IMG:
This plan provides coverage of $5000 for intercollegiate, interscholastic, intramural, and club sports. This is the cheapest insurance for international students.

Student Secure Elite plan from Worldtrips:
Sports and activities coverage: This plan covers leisure, recreational, entertainment, or fitness up to the overall maximum limit.

International students can purchase either the Diplomat America or Diplomat LongTerm insurance if they intend to play on intercollegiate sports or club teams. The coverage is reduced to $20,000 for sports injuries and can cover a variety of sports activities. The cost of the rider depends on the specific sport of interest.

11. Can I opt out of the university's health insurance if I have my own coverage?

Some universities allow students to waive the university-sponsored insurance if they can demonstrate that their existing coverage meets specific criteria. Check with the university's policies to see if opting out or buying Foreign student insurance on American Visitor Insurance is an option and what the process entails.

12. Can I use my own health insurance from my home country?

Generally, international students are required to have F1 visa student health insurance in USA that meets specific criteria set by the university and U.S. regulations. It's important to check whether your existing insurance meets these foreign student insurance requirements or if you need to purchase a plan provided by the university or on American Visitor Insurance.

Testimonials from our Student Customers

After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me.

Ron W

We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable

Konstantin V.B

Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!.

Amanda

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Students can contact our customer support team to get answers on this Florida International University insurance requirements. You can also visit their website to get more information.

F1 visa insurance - Disclaimer

The information presented on American visitors insurance is for providing resources for international students. The resource provided here is in no anyway intended to indicate any relationship between your school/college/university and our company. International students should verify directly with the concerned school/college/university to confirm whether this foreign student insurance meets your university F1 visa student insurance requirements.

International Student Medical Insurance Providers

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

US visitors insurance providers

Which are the best foreign student medical insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

US visitors insurance providers

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