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Best Health Insurance for International Students in Texas

International student medical insurance cost Texas

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Why do international students need health insurance in Texas?

Healthcare in the USA is very expensive and is not free for international students. While many Universities offer student insurance but these plans are quite expensive. Given that there is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best.

Which Texas colleges have the largest number of international students?

International Student Information

  • 61,511 total international students
  • 4.0% of all students
  • $1.3-billion spent by international students

List of universities in Texas for international students

Texas Chiropractic College Foundation Inc, Pasadena Texas Christian University, Fort Worth
Texas College, Tyler Texas College of Traditional Chinese Medicine, Austin
Texas Culinary Academy, Austin Texas Lutheran University, Seguin
Texas Southern University, Houston Texas Southmost College, Brownsville
Texas State Technical College Waco, Waco Texas State Technical College-Harlingen, Harlingen
Texas State Technical College-Marshall, Marshall Texas State Technical College-System, Waco
Texas State Technical College-West Texas, Sweetwater Texas Tech University, Lubbock
Texas Tech University Health Sciences Center, Lubbock Texas Tech University System Administration, Lubbock
Texas Wesleyan University, Fort Worth Texas Woman's University, Denton
The Art Institute of Dallas, Dallas The Art Institute of Houston, Houston
The Texas A&M University System Office, College Station The University of Texas at Arlington, Arlington
The University of Texas at Austin, Austin The University of Texas at Brownsville, Brownsville
The University of Texas at El Paso, El Paso The University of Texas at San Antonio, San Antonio
The University of Texas at Tyler, Tyler The University of Texas at Dallas, Richardson
The University of Texas Health Science Center at Houston, Houston The University of Texas Health Science Center at San Antonio
The University of Texas M.D. Anderson Cancer Center, Houston The University of Texas Medical Branch, Galveston
The University of Texas of the Permian Basin, Odessa The University of Texas System Office, Austin
The University of Texas-Pan American, Edinburg Trinity University, San Antonio
Trinity Valley Community College, Athens Tyler Junior College, Tyler
TT Technical Institute - Richardson Campus Texas A&M University
University of Dallas, Irving University of Houston, Houston
University of Houston-Clear Lake, Houston University of Houston-Downtown, Houston
University of Houston-System Administration, Houston University of Texas Southwestern Medical Center at Dallas, Dallas
University of Mary Hardin-Baylor, Belton University of North Texas, Denton
University of North Texas Health Science Center, Forth Worth University of North Texas System, Denton
University of St Thomas, Houston University of the Incarnate Word, San Antonio
University of Houston University of Texas, Austin
University of Texas, Dallas Vernon College, Vernon
Victoria College, Victoria Virginia College-Austin, Austin
Wayland Baptist University, Plainview Weatherford College, Weatherford
West Texas A & M University, Canyon Western Technical College, El Paso
Western Texas College, Snyder Wharton County Junior College, Wharton
Wiley College, Marshall Wade College, Dallas

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International Student Insurance Texas - Disclaimer

The information presented on American visitors insurance is for providing resources and health insurance for students in Texas. The resource provided here is in no any way intended to indicate any relationship between your Texas school/college/university and our company. International students should verify directly with the concerned Texas school/college/university to confirm whether this health insurance for college students in Texas meets the university F1 visa student insurance requirements.

What does international student insurance cover?

What are the international student health insurance requirements?

International students in California are usually required to have health insurance as a condition of enrollment. Here are the main requirements:

  • Mandatory Coverage: All F-1 and J-1 visa students must purchase health insurance before registering for classes. This requirement is enforced by various universities within the California State University (CSU) system and other institutions.
  • Minimum Coverage Levels: Insurance policies must usually have at least $100,000 in medical benefits per accident or illness and also include coverage for medical evacuation and repatriation.
  • University specific plans: Many universities offer their own health insurance plans that fulfill the required coverage for international students. However, if a student already has comparable coverage from another provider, they may be allowed to waive the university's plan.
  • Enrollment and Verification: Students must present proof of insurance coverage to their university's international student office before registration. Failure to do so may result in a hold on course registration.
  • Dependent Coverage: If international students have dependents, they must also ensure that their dependents are covered under an adequate health insurance plan.

Student health insurance USA cost calculator in 2025

How much is insurance for international students in the USA?

The international student health insurance cost per month ranges from around $30 to $463. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

Insurance Plans Policy maximum Deductible Cost *
StudentSecure Smart WorldTrips $100,000 $0 $32
StudentSecure Budget WorldTrips $250,000 $0 $53
Patriot Exchange IMG $50,000 to $500,000 $0 to $500 $53 - $70
Diplomat America Global Underwriters $50,000 $250 $63
Student Health Advantage IMG $500,000 $250 $115
Navigator Student GeoBlue Unlimited Coverage $0 $463

* The cost of health insurance for an international student per month aged 20 years.

What does Atlas MedEvac insurance offer for international students?

Many international students already have insurance for their time abroad but need evacuation and repatriation coverage to meet their school or visa requirements. These students choose Atlas MedEvac insurance. This supplemental plan can provide the coverage you need without the added benefits and cost.

  • Available for non U.S. citizens traveling to the United States or any destination outside their home country
  • Lifetime Maximum: Coverage up to $75,000
  • Deductible: $0
  • Emergency Medical Evacuation: Up to $50,000
  • Repatriation of Remains: Up to $25,000
  • Local Burial or Cremation: Up to $5,000
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Atlas MedEvac Insurance

How is student medical insurance cost calculated in the USA?

  • Student's age: The student's age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.
  • Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
  • Maximum F1 student insurance coverage: The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
    Click here to read more »

Best health insurance for international medical graduates in USA

Cheapest health insurance for international students in USA – FAQ's

1. Do F1 students need health insurance for Texas?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. It is advisable buy cheapest health insurance for students before anything emergency situation arises so that you do not find yourself in serious debt.

2. Can international students get health insurance for Texas?

Yes, International students can definitely get student medical insurance, we offer many medical insurance for college students in Texas options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. College student health insurance for Texas that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.

3. Can international students get medicare?

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

4. What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.

What is the best health insurance in Texas for international students?

Here are some of the best health insurance providers in Texas:
  • Student Secure Insurance: by WorldTrips provides excellent insurance cover to international students and scholars outside their home country. This plan is ideal for J1 and F1 and OPT students.
  • Student Health Advantage: by IMG designed for International students or Cultural Exchange scholars. This plan covers covers Maternity Newborn Care.
  • Patriot Exchange Insurance: by IMG designed for International students or Cultural Exchange scholars. It is a very affordable plan and meets J visa requirements and F Visa for international students.
  • Geoblue Navigator for Student: by GeoBlue offers worldwide coverage for international students and faculty outside their home country. Offers Unlimited annual and lifetime medical maximum.

What is the cheapest health insurance in Texas for international students?

The affordable international student health insurance in Texas is the StudentSecure Smart plan. The cost for this plan starts at around $32 per month, providing coverage up to $100,000 with a $0 deductible. This plan is designed to meet the needs of international students while studying in the U.S. and offers essential medical benefits.

How does one find the best health insurance as an international student in Texas?

Comparing international students insurance is easy on American Visitor Insurance ! Some institutions have specific requirements that must be met and others don’t. Check those first. If you want to be able to pay monthly (most require a one-time payment), then the Student Secure insurance offered by World Trips are a great option. You can choose to purchase them monthly (so you will be charged each month on a credit card) or as a one-time fee.

Note that there are four levels of the plan (Smart, Budget, Select, and Elite) which allows you to customize your plan and only get what you want or need without over paying for coverage you don’t want or need. You can compare Student Secure Insurance plan benefits and coverage. If you need help figuring out your institution’s requirements, give us a call and we’ll be happy to find something that will work for your situation! We can also help provide the student insurance waiver form that is required by some universities.

Not on a F1 visa? Please review these other visa categories

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J1 visa holders

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F2 dependents

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US Student Abroad

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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Which are the best foreign student medical insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

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