Best travel insurance from Hong Kong to Philippines

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Travel insurance from Hong Kong to Philippines

International travel insurance from Hong Kong to Philippines

The Philippines, located in Southeast Asia, is renowned for its 7,100+ islands, pristine beaches, vibrant marine life, and rich cultural heritage. From historic churches and forts to modern museums, the Philippines offers a diverse travel experience. It’s no surprise that it attracts thousands of international tourists each year—including many from Hong Kong.

Pagadian City, often called the "Little Hong Kong of the South", reflects the strong cultural and travel ties between the two regions. Hong Kong is the 9th largest source of tourists to the Philippines, and many Filipinos residing in Hong Kong frequently return to visit family and explore their homeland.

travel insurance Philippines

For Hong Kong citizens, entry to the Philippines is visa-free for up to 14 days under the visa on arrival policy, making travel both easy and convenient. However, while the Philippines is a stunning destination, it’s important for visitors to stay protected against unexpected health or travel emergencies—especially during typhoon season or global events like the COVID-19 pandemic

Purchasing travel insurance from Hong Kong to the Philippines ensures you are covered for emergency medical treatment, trip delays, baggage loss or theft, COVID-19 related healthcare natural disaster-related interruptions. At American Visitor Insurance, travelers can compare and buy the best international travel insurance plans with coverage tailored for visits to the Philippines. Whether you're a Hong Kong resident visiting the Philippines for vacation, business, or to see family, having Philippines travel health insurance offers peace of mind and financial protection. For more details call our customer service or email us and we will be glad to help.

What does international travel health insurance cover?

Highlights of international travel insurance coverage benefits

How much does travel insurance from Hong Kong to Philippines cost?

The cost of best travel insurance for Hong Kong visitors to Philippines varies based on several factors such as the age of the travelers, duration of coverage, medical maximum coverage, deductible for the plan, type of health insurance and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.

The international travel insurance cost per month with a deductible of $250.

Insurance Plans Plan Max Range Provider Network Age 40 Age 60
Atlas Essential International $50,000 - $1,000,000 No Provider Network $40 - $58 $86 - $112
Atlas International $50,000 - $2,000,000 No Provider Network $54 - $82 $117 - $156
Patriot International Lite $50,000 - $1,000,000 IPA Network $55 - $74 $121 - $144
Travel Medical Global Basic $50,000 - $1,000,000 Visit Wellabroad.com $56 - $77 $121 - $159
Safe Travels International Cost Saver $50,000 - $1,000,000 First health care Provider Network $73 - $122 $159 - $235
WorldMed Outbound $500,000 - $2,000,000 No Provider Network $78 - $85 $155 - $164
Travel Medical Global Choice $50,000 - $1,000,000 Visit Wellabroad.com $84 - $113 $190 - $253
Safe Travels International $50,000 - $1,000,000 First health care Provider Network $107 - $151 $233 - $346
Patriot International Platinum $2,000,000 - $8,000,000 IPA Network $116 - $158 $247 - $294

Source: American Visitor Insurance®

What is the best travel insurance form Hong Kong to Philippines?

The best travel insurance from Hong Kong to Philippines are Patriot International Lite by International Medical Group, Atlas International from WorldTrips, Safe Travels International from Trawick International. These are comprehensive plans and offer coverage for pre-existing conditions.

Patriot International Lite
IMG

$55 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $0

  • Policy maximum limits ranges from $50,000 to $1,000,000
  • Deductible option $0 to $2,500
  • Coverage from 5 - 364 days
  • Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
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Atlas International
WorldTrips

$54 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $0

  • Policy maximum limits ranges from $50,000 to $2,000,000
  • Deductible options $0 to $5,000
  • Coverage from 5 days - 12 months
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
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Safe Travels International
Trawick International

$107 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $0

  • Policy maximum limits ranges from $50,000 to $1,000,000
  • Deductible options $0 to $5,000
  • Coverage from 5 days - 12 months
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
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Philippines FlagGeneral Information about Philippines

domain
Capital
Manila
globe
Location
Asia
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Currency
Philippine Peso
language
Language
Filipino, English
groups
Population
Around 116.8 million
calendar_month
Best time to visit
December to February
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Vacation spots
Manila, Boracay, Cebu, Bohol, Puerto Princesa Subterrenean, Baguio, EL Nido Palawan, Puerto Princessa, Mactan.

What are the top vacation spots in Philippines?

Travel insurance for Cebu Island

Cebu Island

The island of Cebu, in the central Visayas region, is considered the port to some of the best diving and snorkeling in the Philippines.

Travel insurance for Coron Island

Coron Island

Coron Island is a tropical paradise, with electric blue and green water and popular for diving because of the numerous wrecks here.

Travel insurance for Pagsanjan Falls

Pagsanjan Falls

Pagsanjan Falls also known as Cavinti Falls is one of the most famous waterfalls in the Philippines.

Travel insurance for Chocolate Hills

Chocolate Hills

The UNESCO World Heritage site is a protected area that features more than 1,200 small mountains that emerged above the ground over several centuries.

What factors affect the cost of travel insurance from Hong Kong to Philippines?

  • Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
  • Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
  • Medical maximum coverage: The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
  • Region of coverage: Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.
  • Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
  • Any add on benefits: Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

How can I buy the best travel insurance for Philippines from Hong Kong?

1: Find International travel insurance Philippines from Hong Kong

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel Insurance Philippines

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Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Hong Kong embassy in Philippines

Embassy of Hong Kong in Seoul

location_on 4896 Pasay Road, Dasmariñas Village, Makati City, Metro Manila

fax +63 2 845‑2465

Philippines travel insurance, Best travel insurance for Philippines - FAQ's

1. What is a reasonable amount to pay for travel insurance Philippines?

International travel insurance trip to Philippines costs can vary from being as cheap as $1 a day up to $10 a day depending on the age, the travel destination, the medical coverage and if the traveler needs coverage for pre-existing health conditions.

2. Which is the best travel insurance to Philippines?

There is no single travel insurance which works well for all customers. The best travel insurance will vary for different travelers based on their budget and the medical benefits needed. International travelers should use the compare travel insurance tool in American Visitor Insurance to compare prices and benefits and make an informed decision.

3. Do I need travel insurance to go to the Philippines from Hong Kong?

Travel insurance is not mandatory for Hong Kong residents visiting Philippines for short-term tourism or business trips. However, it is strongly recommended to buy travel medical insurance from Hong Kong to Philippines to safeguard against unexpected medical emergencies, typhoon disruptions, trip cancellations, and baggage loss. Having comprehensive travel insurance ensures peace of mind and access to quality healthcare if needed during your stay.

4. Is Philippines open for international tourists?

Yes, Philippines is open for international tourists, and all major travel restrictions have been lifted. Travelers from many countries, including the United States, benefit from a visa exemption, allowing them to enter and stay in Philippines for up to 90 days without a visa.

Although travel is permitted, it is highly recommended to purchase the best travel medical insurance for Philippines. Having international travel health insurance ensures coverage for medical emergencies, hospital visits, or unexpected health issues while abroad. Whether you're visiting for leisure, business, or volunteer work, travel insurance for Philippines offers peace of mind and financial protection.

5. Do I need visa to enter Philippines?

Whether you need a Visa or not to enter Philippines depends on your nationality and duration of stay in Philippines. If you are planning for short trip to Philippines which is much less than 4 months, then you do not need Visa to enter Philippines and this is true for nationalities of the United States, United Kingdom, Australia and India. If you are not from any of these countries or if you are planning to stay longer than 4 months, then you might need a Visa. It is advisable to contact the Philippines Embassy for more details.

6. How to compare & buy cheapest travel insurance for Hong Kong citizens visiting Philippines?

Compare travel insurance plans from Hong Kong to Philippines

  • Complete the quote request form by entering traveler details and specific insurance requirements.
  • Compare travel insurance plans for Hong Kong residents visiting Philippines based on coverage, benefits, and cost.
  • Buy the plan that fits your needs and budget by completing the secure online application using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
  • Review the policy documents emailed to you, including coverage details, exclusions, and emergency contact information.

7. Why travel insurance matters for the Philippines traveling from Hong Kong?

The Philippines, while a stunning destination of beaches and cultural richness, is also prone to natural disruptions especially during typhoon season, which runs from June to November. Travel insurance becomes essential not only for medical emergencies but also for covering trip delays, or evacuations due to extreme weather. For travelers from Hong Kong, choosing a policy that includes natural disaster protection ensures peace of mind and financial safety when unexpected events disrupt your plans.

Best Philippines travel insurance from Hong Kong

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Annual travel insurance Plans

Provides coverage for multiple trips within a specified period.

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Senior citizens travel insurance

Travel insurance designed for older individuals.

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Pre-existing travel insurance

Provides coverage for individuals with pre-existing medical conditions.

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Which are the best visitors insurance companies?

You can find reliable insurance providers like International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide, and INF Insurance.

Which are the best visitors insurance companies?

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