Travel insurance for USA from Hong Kong

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for Hong Kong visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).

Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Hong Kong Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.

The travel insurance for Hong Kong tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.

No, the US authorities do not insist on travel insurance for traveling to the United States on a tourist visa.

However considering the expensive healthcare costs in the US for international travelers from Hong Kong will be wise to buy the best travel insurance. Most US residents depend on health insurance for their healthcare expenses, and international tourist should similarly ensure that they have proper travel insurance to cover the unexpected incidents.

Yes, travelers from Hong Kong can travel to the US on a tourist visa without travel insurance, however this can be financially suicidal if one is admitted to an US hospital without good travel insurance. US healthcare costs are extremely high and good travel insurance will put your mind at ease during your international travel.

Yes, the travel insurance plans on American Visitor Insurance are from the reputed, popular insurance companies in the US. These companies have been used for international travel for a long time now and has served millions of travelers over the years and have excellent rating and popularity.

They are associated with the provider networks in the US which are popularly known as PPO networks such as First Health network, United Healthcare, Coventry healthcare...to name a few.

Travel insurance is a safety coverage against any unforeseen illness or injury that may cause while traveling in the USA. Yes, visitors to the US need to include travel insurance for a safe trip to avoid any financial loss. Travel insurance will pay for all sudden medical treatment and other charges as per the policy chosen by the traveler.

Travel insurance can be brought either before the trip begins or even after the start of the holiday. It is best to buy travel insurance with the 14-15 days of booking of the holiday or to the date when the first payment was made for the trip like flight ticket or hotel booking.

Buying the travel insurance early will give the traveler the flexibility to enjoy benefits like trip interruption if included in the policy. Travel insurance purchased after the start of the trip will cover any illness or injury that has after the inception date of the policy.

Purchasing travel insurance is not mandatory; nevertheless travelers should consider including travel insurance to the US as the cost of healthcare in the US is expensive. If the traveler becomes ill or injured or if the baggage is lost, damaged or stolen during the transit, if there is a need for emergency medical evacuation all such situations will be covered by the travel insurance in a new country. Without travel insurance one might face a huge financial loss.

While many travel medical insurance plans do not cover any pre-existing conditions, some visitor insurance plans provide coverage for acute onset of pre-existing conditions, while there are a couple of plans with coverage for pre-existing conditions. Travelers should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions according to the needs.

The coverage length offered by a single-trip cover is flexible while in the annual travel insurance, it ranges from 30 to 90 days.

Yes, there are family travels insurance covers that provide coverage for you, your partner and children up to a certain age.

What happens if a tourist from Hong Kong goes to the hospital in the US? How are Hong Kong tourists emergency hospital bills handled? What is involved in seeing a Doctor in the US as a tourist? How is the medical treatment in USA for Hong Kong handled?

The above are common questions of Hong Kong tourists visiting the USA. It is important for tourists in the US know that US healthcare is exorbitant and is usually covered for US residents by health insurance. It is therefore important for international tourists visiting the United States to have the best travel insurance since they have to pay for any medical expenses incurred while in the country.

Getting medical treatment in the US without insurance can be devastating, and the only way to prevent this situation is to buy the best US travel insurance for the stay in the country.