Visitor medical insurance has coverage for baggage delay of the policy holder. The sum assured for this benefit can be varying from insurer to insurer. Insurance customers can understand the different benefit maximum offered for baggage delay by prominent insurance companies by referring to this page. Select a plan that can meet the requirement of this benefit by referring to this page.
Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".
Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase.
You will not get receive any reimbursement later from insurance company for the deductible you pay. e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).
The visitor medical insurance dental coverage is for damage to a sound natural tooth in an accident or taking care of an acute dental pain (within 24 hours of pain).
Fixed benefits US travel insurance have specific benefit limits for different covered medical expenses... Click here to read more »
We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for... Click here to read more »
Advantages of buying US/UK Insurance. Compare and buy US travel insurance... Click here to read more »
International travel insurance resources for travel emergency while outside your home country.Explore »
Important factors for travel insurance to consider while deciding on the best visitors medical insurance.Explore »
Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.Explore »
Helping travelers with the insurance claims process for getting medical care in a hospital.Explore »