International student health insurance plans are required by foreign students who pursue their higher education outside their home country. The US is one of the most popular destination for Masters and Doctoral programs for such students.
The universities in the US usually have a mandatory health insurance requirement. While the Universities often insist on specific university health insurance plans, they offer students the option of buying student insurance outside the university plan if it satisfies university requirements.
There are many student insurance plans available for international students in the US. The International Medical Group (IMG) is an US insurance provider who has two popular student medical insurance plans.
Patriot Exchange plan from IMG is highly popular among the J1 Visa and F1 Visa holders visiting the US. It satisfies most of the requirements of the Universities. The unique feature of this plan is that the J2 or the F2 wanting to buy insurance without the J1 or the F1 being on the plan can continue to buy this plan.
This is not available with other student plans. Other plans would want the J1 or the F1 to be the primary insured. This plan however does not cover pregnancy and maternity which can be a downside of the plan.
Student Health Advantage plan from IMG is another excellent international student insurance plan that makes up for the features not available with the Patriot Exchange plan. This plan provides coverage for maternity and pregnancy for a covered pregnancy. This plan also covers mental health, substance abuse and sports.
There is coverage available for acute onset of pre existing condition with waiting period applicable. The platinum plan has 6 months waiting period and the standard plan has 12 months waiting period. WorldTrips is another US insurance provider who has a popular student health insurance plans.
Student Secure plan series from WorldTrips is another very popular international student insurance plans that have all the benefits available mentioned for the student health advantage plan. They cover maternity, pregnancy, substance abuse, sports. USI Travel Insurance Services is another US insurance provider who has designed popular international student medical insurance plans.
Study USA from USI Travel Insurance Services is another fantastic plan for international students studying in the US. This plan offers one wellness check up covered 100% for the policy period. This is the unique feature of this plan.
