US citizens visiting USA insurance forum

Here are the answers to your questions:

a) Yes, the INF plans have the PPO network like the First Health network and you can get covered under that PPO network with the INF plan. For the prescription coverage, it covers 80% of the network charges up to the overall policy maximum.

his means that if you have a claim expense for instance say $4000, then you can go to any provider who comes under the First health and after the deductible, 80% of the expense is covered by INF. If you selected $500 deductible, then after paying the deductible for the first time expense, out of the rest $3500, 80% will be paid by INF and 20% should be your payment.

This is the co insurance factor. This is for the comprehensive plans like the Elite and Traveler USA. If you happen to go to a provider who does not come in the network, then 60% of the claim expense will be covered by INF.

For the INF fixed plans, like the Premier and the Standard, the brochure will have the specific amount that is covered for the prescription medication.

b) Diplomat also have their PPO network, their PPO network information is here: Diplomat America PPO network.

You will have to call the number given in this pdf to find out more. Regarding the prescription medication, there is coverage for that. Please see here: Diplomat America Plan Summary.

For more details, call them at (800) 513-2981 or (513) 533-1330. As a dual citizen, US citizenship will be considered. You can enter the US passport number as she is US citizen.

Thank you for contacting American Visitor Insurance for your travel insurance needs.

Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US. The plan defines "home country" as where a person has a fixed residence, not necessarily their country of citizenship.

So, as long as you intend to return to your country of residence, they will cover you. This plan must be purchased for at least 90 days and can be renewed for up to 12 months.

This plan will cost you about $340 for 3 months with a $500,000 maximum and a $250 deductible. There are other maximum/deductible options available.

To view the details of the the plan use below links:

Please let us know if we can help you in any further.

Thank you for contacting us for INF standard visitor insurance. The INF Standard is an excellent fixed benefit plan that will cover new sickness and accident including covid as long as it's not pre-existing condition and you are not incubating at the time of the purchase.

Below are the details of the plan in our website, from here you can get price quote, read the details an brochure of the plan, and buy the plan.

To view the details of the the plan use below links:

Please let us know if we can help you in any further.

Thank you for contacting us for your US citizen travel insurance for visiting USA. Yes, US citizens residing outside the US can purchase the INF plans for their visit to the US.

Here is the link of the INF: Compare INF travel insurance for US citizens visiting USA. From here you can get price quote, compare between plans and buy a plan.

Please let us know if we can help you in any further.

Thank you for contacting us for your insurance needs. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US.

This company has another version of the policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. This is Patriot America Plus and in all the other ways this plan is like Patriot America.

To get a quote and/or buy Patriot America Plus insurance:

To get a quote and/or buy Patriot America insurance:

Here is another plan that can be purchased by US citizens coming to the US:

INF Elite:
This is a comprehensive plan from INF and provides coverage for people up to the age of 99. This plan provides full pre existing condition coverage which is unique feature of this plan..

Here is another plan that can be purchased by US citizens coming to the US:

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. Most companies will not allow US citizens (even dual citizens) to purchase Travel insurance for trip back to the US. IMG just recently changed their eligibility to allow this.

This company has another version of the policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. This is Patriot America Plus and in all the other ways this plan is like Patriot America.

The company is IMG and they offer two products for travel into the US: Patriot America and Patriot America Plus. The Patriot America Plus plan is the same as the Patriot America plan, but it adds coverage for "acute onset" of pre-existing medical conditions for persons under 70 years of age. If there are not pre-existing conditions of concern, then purchase the Patriot America plan since it is cheaper than the Plus plan.

To get a quote and/or buy Patriot America insurance:

To search for providers in their PPO network.

If you are interested in good coverage for pre existing conditions, then here is a plan that provides coverage for full pre existing condition.

INF Elite:
This is a comprehensive plan from INF and provides coverage for people up to the age of 99. This plan provides full pre existing condition coverage which is unique feature of this plan..

Here is another plan that can be purchased by US citizens coming to the US:

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. Most companies will not allow US citizens (even dual citizens) to purchase Travel insurance for trip back to the US.

However, IMG offer two products for travel into the US: Patriot America and Patriot America Plus The Patriot America Plus plan is the same as the Patriot America plan, but it adds coverage for "acute onset" of pre-existing medical conditions for persons under 70 years of age. If there are not pre-existing conditions of concern, then purchase the Patriot America plan since it is cheaper than the Plus plan.:

To get a quote and/or buy Patriot America Plus insurance:

To search for providers in their PPO network.

If you are interested in good coverage for pre existing conditions, then here is a plan that provides coverage for full pre existing condition.

INF Elite:
This is a comprehensive plan from INF and provides coverage for people up to the age of 99. This plan provides full pre existing condition coverage which is unique feature of this plan..

This plan has excellent coverage for pre existing conditions. Please see the above link for more details.

Please let us know if we can help you in any further.

hank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. Unfortunately we do not have anything that will fit what you are needing for your son while he is at Manhattan College. However, since he is a US citizen, he can apply for domestic coverage (so called, Obama Care plans) offered by private companies which you can compare from New York's insurance marketplace.

Here is the link of the INF: Compare INF travel insurance for US citizens visiting USA.

Please let us know if we can help you in any further.

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. You will have to buy 2 separate plans. One plan will cover you worldwide excluding US and the other plan for coverage within the US.

For traveling outside of the US to any other country like Europe and Africa, you can use one of these 2 plans which has world wide coverage.

For coverage within the US , during your stay in the US, you can buy this plan: Patriot America or Patriot America Plus:

Please let us know if we can help you in any further.

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. Here are the links for the policy we spoke about over the phone: Here is the link on our website for the US citizens visiting the US.

Please scroll down to see the suitable plans and see the information for INF Advantage Plan. Here is the buy link for the INF Advantage Plan for your reference.

The Advantage Plan covers 80% of all eligible medical expenses. Advantage provides the highest amount of acute on-set pre-existing coverage on the market. This plan protects for any new sickness or accident

Other option for US citizens who want coverage for pre-exiting conditions is Patriot America Plus from International Medical Group. The Patriot America Plus plan is particularly good for persons under 70 years of age with pre-existing medical conditions that could become an unexpected emergency during their travels.

This plan offers coverage up to the maximum of the plan for what is called "acute onset" of a pre-existing medical condition up to the maximum purchased for the plan. However, for persons over 70 or without such pre-existing medical conditions, the Patriot America Lite plan has a greater option of maximums with better pricing.

Please let us know if we can help you in any further.

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. Given below are details of plans thatwill cover US citizens who reside outside of the US while they visit the US.

Please scroll down to see the suitable plans and see the information for INF Advantage Plan. Here is the buy link for the INF Advantage Plan for your reference.

These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship.So, as long as you intend to return to your country of residence, they will cover you.

Regarding how these policies work:

You can buy them online and you will receive a confirmation email with the ID card and policy details attached. You can use them for your future use.

The deductible is the initial amount that you will be paying in case you incur claim expense after which the company will pay the remaining expense.

There is a 20% co insurance amount that is applicable after the deductible amount for the first $5000 of the expense after which the insurance company will pay 100%.

The other option is Patriot America insurance from International Medical Group. The policy maximum range from $50,000 to $1 million. The traveler must have resided outside US continuously for the past 6 months and must have a current health plan in force.

Please let us know if we can help you in any further.

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. Here at American Visitor Insurance, we pride ourselves on getting you the best plan for your particular situation.

Unfortunately, none of the plans that will cover US citizens in the US have any coverage for maternity expenses. While the Atlas plan would cover only complications, it is not available for US citizens while in the US. You can, of course, purchase Atlas for your fiancee (you dont need to purchase the same plan), but obviously the maternity coverage is irrelevent in his case. Do let us know if we can assist you further. We are happy to assist you with your purchase or answer remaining questions you may have. We wish you safe and happy travels!

Please let us know if we can help you in any further.

Thank you for contacting American Visitor Insurance for your travel insurance needs.

Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US. These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship.

So, as long as you intend to return to your country of residence, they will cover you. Here are the 2 options. These insurance plans cover the new unexpected sickness and injury both emergency and non-emergency medical coverage as long as it has not existed before but they do not cover the general check-ups.

Patriot America Plus from International Medical Group: This plan is ideal for travelers who want coverage for pre-existing conditions. This plan offers coverage up to the maximum of the plan for what is called "acute onset" of a pre-existing medical condition up to the maximum purchased for the plan.

For persons over 70 or without such pre-existing medical conditions, the Patriot America plan has a greater option of maximums with better pricing.

Thank you for contacting us at American Visitor Insurance for your US visitor medical Insurance needs!
You are right! The price information is right. It is the same price for people through age 75. You can also check the Patriot Multi Trip travel insurance brochure for more information.

Please have a look at the rates in page 6.

and yes, the trip duration is calculated for 30 days per trip OR 45 days per trip.

Please let us know if we can help you in any further.

You can buy the Patriot Multi trip insurance plan here. Please let us know if we can help you in any further.