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Travel Insurance from Ethiopia to USA

  • Compare and buy the best visitor travel insurance

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    Visitor travel insurance coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

  • Immigrant medical insurance USA

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    US Immigrant travel insurance coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

  • student medical insurance usa

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    International student health insurance coverage - Highlights

    Doctor visit

    Covers doctor visits in case of sudden injury or sickness.

    Sports Activities

    Some plans cover high school sports activities.

    Health care expenses

    Hospital medical expenses for sickness or accidents during coverage.

    Pre-existing conditions

    International students who need coverage for existing medical ailments.

    Maternity Coverage

    Some plans offer coverage for pregnancy, maternity and new born.

    Repat of remains

    Repatriation of remains expenses to home country in case of death.

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    Visitor travel insurance Pre-existing conditions coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

Ethiopia travel insurance to USA

Travel Insurance Ethiopia to USA

The USA, a vast and diverse country and offers travel from Ethiopia a wide range of experiences. With its iconic cities, natural wonders, and rich cultural heritage, there is something for everyone to enjoy. From the bustling streets of New York City, Los Angeles and Chicago to the stunning landscapes of national parks like Yellowstone, Acadia and the Grand Canyon, the USA offers a range of attractions.

When traveling to the US, it is highly recommended to have the best travel insurance from Ethiopia to USA in place to safeguard yourself against unforeseen circumstances during your trip. Travel insurance provides coverage for various situations such as medical emergencies, trip cancellation or interruption, lost baggage, and more. It is also important to note that simply having US travel insurance from Ethiopia to USA will significantly lower the hospital bills. The US insurance company preferred provider organisation (PPO) network healthcare billing is usually significantly lower than regular hospital bills without PPO network in the United States.

Before buying US travel health insurance from Ethiopia, it is important to compare the best international travel insurance plans on American Visitor Insurance for prices as well as coverage benefits, including coverage limits and exclusions. Comparing travel insurance quotes from different insurance providers on American Visitor Insurance helps you find the policy that best suits your needs. You can also call 877-340-7910 to speak to licensed professionals to get personalized guidance. Remember to always carry a copy of your US travel insurance from Ethiopia policy. It is also advisable to have the contact information of your insurance provider readily available in case you need to make a claim or require assistance.Having the best travel insurance for USA from Ethiopia, will ensure that you can have peace of mind knowing that you are protected against unforeseen circumstances.

USA travel insurance coverage highlights

What does Travel Medical Insurance cover? What is travel Insurance USA?

Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.

Medical coverage for accidents and emergency medical ailments

The travel insurance medical maximum coverage available is up to $1M. This however decreases for travelers over 70 years.

Doctors visit

This allows travelers to visit Doctors for sudden unanticipated medical ailments. The Co-pay and deductible depends on the plan with the option of No Co-pay and $0 deductible.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs are covered up to $50K but this varies from plan to plan.

Surgery

Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50K but this varies from plan to plan.

Medical Evacuation

The best travel insurance provides coverage for medical evacuation up to $1M if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains

The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler with coverage up to $50K available.

Emergency dental coverage

Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.

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Visitor medical insurance while visiting USA

Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country. It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA.

Visitor medical travel insurance

The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.

Importance of holiday insurance USA

Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.

Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.

Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.

A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.

Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Travel insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.

Factors to consider while traveling to USA from Ethiopia

 Visa requirements: Ethiopian citizens planning to travel to the USA typically need a visa. The specific type of visa will depend on the purpose of your visit, such as tourism, business, or study. It's essential to check the official website of the U.S. Embassy or Consulate in Ethiopia for detailed information on the visa application process, required documents, and any additional requirements.

 Flight connections: The primary international airport in Ethiopia is Addis Ababa Bole International Airport (IATA: ADD, ICAO: HAAB). From Ethiopia to the USA, flights typically depart from Bole International Airport in Addis Ababa, the capital city. Bole International Airport serves as the main hub for international travel and connects to various destinations worldwide, including flights to and from the United States.

 Time difference: Ethiopia operates on East Africa Time (EAT), which is typically UTC+3 throughout the year.

The United States spans multiple time zones:

  • Eastern Standard Time (EST) is usually UTC-5.
  • Central Standard Time (CST) is typically UTC-6.
  • Mountain Standard Time (MST) is often UTC-7.
  • Pacific Standard Time (PST) is generally UTC-8.

Depending on the specific U.S. location and the observance of daylight saving time, the time difference between the United States and Ethiopia can range from about 8 to 11 hours behind Ethiopia time.

  Language: In Ethiopia, Amharic is the official language. However, English is widely spoken and understood, especially in urban areas and among the educated population. When traveling from Ethiopia to the United States, having a basic understanding of English will significantly facilitate communication and interactions during your stay.

Before your trip to the USA, consider brushing up on common English phrases and essential vocabulary.

  Currency and payments: The currency in Ethiopia is the Ethiopian Lek (ALL), while the currency in the USA is the United States Dollar (USD). It's advisable to exchange some currency before your trip or have access to internationally accepted payment methods such as credit cards or debit cards. ATMs are widely available in the USA for cash withdrawals.

 Safety and security: Keep contact information for the Ethiopian embassy or consulate in the USA and inform them of your travel plans in case of emergencies or unexpected events. Keep updated on the latest travel advisories and entry requirements from the U.S. Department of State.

Stay vigilant and aware of your surroundings. Take precautions to safeguard personal belongings and avoid risky or unfamiliar areas.

 Health and travel insurance: It's advisable to have travel health insurance that provides coverage for medical expenses, emergency medical evacuation, and other potential risks during your stay in the USA. Consult with insurance providers in Ethiopia to find suitable travel insurance options that meet your needs.

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Travel insurance for acute onset of pre-existing conditions

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Travel insurance tips for travelers with pre-existing conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a travel medical insurance plan that covers pre-existing conditions.
  2. Read the policy carefully to understand what is covered and what is not.
  3. Be aware of waiting periods for coverage of pre-existing conditions.
  4. Consider purchasing a US foreign national health insurance policy with higher coverage limits.
  5. Take a copy of your medical records and a list of medications with you when you travel.
  6. Be sure to take your prescription and medication with you during your trip.
  7. Learn how to access healthcare at your destination.
  8. Contact your US foreign health insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when purchasing visitor health insurance.
  10. Follow all necessary procedures to submit a claim for reimbursement of medical expenses.

How does travel insurance for pre-existing conditions work?

The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.

The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.

The other option, of course, is to take a plans with little ($1K) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.

02. What is the difference between Full Pre-Existing & Acute Onset Insurance?

Acute onset of a pre-existing condition can be defined as the sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of exhibiting first symptoms. The main difference between acute onset & full pre-existing is that with Full Pre-Existing coverage, is that one is covered for all pre-existing conditions and associated medical costs and this includes follow up visits, hospitalizations and doctor’s visits, etc. The acute onset coverage will only cover the in-patient hospitalization expense.

03. What services are covered under visitors insurance full pre-existing coverage?

The list of covered services under Visitors insurance full pre-existing conditions coverage can be found on the American Visitor Insurance website of the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90. INF plans are open to green card holders

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Senior Citizen travel insurance USA

Older travelers exposed to long air and car travel, different weather conditions and new cuisines are vulnerable to falling ill. Proper older travelers health insurance USA is important!

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Pre-existing condition travel insurance

It is a difficult to get travel insurance for usa visitors to cover pre-existing conditions. We offer a friendly tool to compare best travel insurance USA plans that cover pre-existing conditions.

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International student health insurance

Student insurance is important given the high cost of health care in the USA. International students in the USA as well as US students overseas should not be uninsured while studying overseas.

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J Visa Health Insurance

The US immigration authorities have specified medical insurance requirements for J visa holders. J1 visa exchange scholars and students have to satisfy these J visa insurance requirements.

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USA travel insurance - Frequently asked questions

01. Why do I need travel insurance when traveling to usa from the Ethiopia?

There are many reasons why you need travel insurance when traveling to usa: Travel insurance is important and even essential when traveling to US from the Ethiopia to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies, trip cancellation or interruption, lost or delayed baggage, and other unexpected events that could disrupt your trip.

Your travel insurance can also cover other risks, such as trip interruption, lost luggage, document replacement, and repatriation in case of death. These can help you avoid financial losses and hassles if something unexpected happens during your trip.

02. What is the best insurance for travel to USA?

There are many US Travel insurance plans available for visitors in the online health insurance marketplace. They are mainly classified broadly as Fixed plans and Comprehensive plans. The best US tourist health insurance varies based on the unique needs of diverse travelers with several plans working well in different situations. Amongst the popular travel insurance in USA for visitors are Patriot America by IMG, Atlas Travel from World Trips, Safe Travels USA Comprehensive from Trawick International, Travel Medical Choice plan from Seven Corners, INF Premier travel insurance all of which have excellent coverage.
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03. Why is travel insurance to USA so expensive?

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

04. How can i buy USA travel insurance online?

American Visitor Insurance offers a wide range of travel medical insurance plans for visitors to the USA designed by the top US travel insurance providers. Customers can compare different travel insurance plans offered by US insurance company on American Visitor Insurance. After comparing different plans, you can choose the one that best meets your needs and budget and buy the policy online by filling out an application and paying for the travel insurance USA using a credit card.

05. Do I need a visa to travel to the USA from Ethiopia?

Yes, Ethiopian citizens generally need a visa to enter the USA. The most common type of visa is the B-1/B-2 visitor visa, which allows for tourism, business, or medical purposes. You'll need to apply for the visa at the nearest U.S. embassy or consulate.

06. Will my travel insurance for USA cover me if I have a pre-existing medical condition?

When buying travel insurance for USA, it is important understand the coverage for pre-existing conditions and to clearly disclose any pre-existing medical conditions you may have in the online application form if mentioned. Some INF travel insurance plans offer good coverage for pre-existing conditions, while some offer coverage for acute onset of pre-existing conditions, while still others exclude pre-existing conditions coverage entirely. Be sure to compare the pre-existing conditions visitor insurance plans on American Visitor Insurance to understand how your pre-existing conditions are covered, if at all.

07. How do I file a claim with my travel insurance provider?

In the event of a covered incident, you typically need to contact your travel insurance provider as soon as possible to initiate the claims process. They will guide you through the required steps and documentation needed to file a claim. This may include receipts, invoices, medical reports, police reports, flight tickets, etc. Make sure you keep the original copies and make photocopies for your records.

08. What type of visa do I need to visit the USA as a tourist?

Tourists from Ethiopia generally need a B-2 tourist visa for leisure and vacation purposes.

09. How do I apply for a U.S. visa from Ethiopia?

To apply for a U.S. visa, you'll need to complete the DS-160 visa application form, pay the visa application fee, schedule a visa interview at the U.S. Embassy or Consulate in Ethiopia, and provide the required supporting documents.

10. What are some popular tourist destinations in the USA for Ethiopian citizens?

Popular destinations include cities like New York, Los Angeles, Miami, San Francisco, and attractions like the Grand Canyon, Yellowstone National Park, and theme parks in Orlando.

11. What is the processing time for a U.S. visa application from Ethiopia?

Visa processing times can vary, but it's advisable to apply well in advance of your intended travel date.

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Annual Multi-trip insurance

Annual travel insurance for frequent travelers to and from Ethiopia.

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Group travel insurance for Ethiopia for five or more travelers on same itinerary.

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Travel Medical insurance

Best travel medical and trip protection insurance plans for US citizens visiting Ethiopia.

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Embassy of United States in Ethiopia

Embassy of United States in Addis Ababa, Ethiopia

U.S. Embassy Addis Ababa Entoto Street

Phone
+251 111 30 60 00

Fax
+251 111 24 24 01

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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