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Seven Corners Student Insurance

Seven Corners Student Insurance Plans for Students, Faculty, Scholars, and their Families

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Who can buy Liaison Student insurance plans?

Non U.S. Citizens and U.S. Citizens:
  • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
  • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
  • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.

Liaison student insurance plans by Seven Corners

Liaison Student Economy Insurance

Liaison Student Basic

Liaison Student Economy provides valuable medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility
requirements and also offers coverage for maternity.



BROCHURE DETAILS BUY ONLINE
Liaison Student Choice Insurance

Liaison Student Choice

Liaison Student Choice provides valuable medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility
requirements and also offers coverage for maternity.



BROCHURE DETAILS BUY ONLINE
Liaison Student Elite Insurance

Liaison Student Elite

Liaison Student Elite Plan provides valuable medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility
requirements and also offers coverage for maternity.



BROCHURE DETAILS BUY ONLINE
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Compare Liaison Student Basic, Liaison Student Elite, Liaison Student Choice

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24/7 Travel Assistance

- Contact us Crossborder Services LLC 877-340-7910


The need for foreign student medical insurance?

Purchasing a student medical insurance is crucial when you have decided to study abroad. Most universities require students to get an insurance according to the university guidelines or the visa that you may have applied for or the host country that you are going to study in. Irrespective, having student medical insurance is important because the cost of healthcare overseas is very expensive and the health insurance from your home country will not cover medical expenses in the event of any medical emergency while you are abroad.
Without student medical insurance, you will be paying the medical expenses on your own, for instances, a doctor’s consultation charges are very high and one could end up paying an over a week’s budget just for consultation. It’s even more essential in the present Covid-19 world to be protected with a good student medical insurance.
So invest in a good Liaison Student medical cover offered by Seven Corners Insurance, which provides 24-hour travel assistance with extensive network of medical providers which is a complete comprehensive medical coverage.

Pre-existing Conditions Coverage for Liaison Student Travel Medical Insurance

1.What is a pre-existing condition?

Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental Illness or mental or nervous disorder including congenital, chronic, subsequent, or recurring complications or related consequences or resulting consequences that existed with reasonable medical certainty when you bought the plan or any time in the 36 months before your coverage on this plan began, whether or not previously manifested, symptomatic, known, diagnosed, treated, or disclosed.

This includes, but is not limited to, any medical condition, sickness, injury, illness, disease, mental illness, or mental or nervous disorder for which medical advice, diagnosis, care, or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 36 months immediately preceding the start date of the plan.

2. How are pre-existing conditions covered?

Most travel insurance plans refuse to cover pre-existing conditions. However, there are few who cover acute onset pre-existing conditions.
  • Acute Onset of Pre-existing Conditions and Waiver of Pre-existing Conditions are two benefits that provide coverage by Liaison Student Choice and Elite plan:
  • Liaison Student Basic plan provides coverage through Acute Onset of Pre-existing Conditions only.

Go through the schedule to know the benefits and details on Coverage amounts that differ by plan

ACUTE ONSET OF PRE-EXISTING CONDITIONS:

What is an acute onset of a pre-existing condition?

It is a sudden and unexpected outbreak or recurrence of a pre-existing condition:

  1. That occurs spontaneously and without advanced warning either in the form of physician recommendations or symptoms and requires urgent care;
  2. That occurs during your initial 364 days of coverage (Liaison Student Basic and Choice) or during your initial 180 days of coverage (Liaison Student Elite); and
  3. For which treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

A pre-existing condition is not an acute onset of a pre-existing condition if:

  1. The condition is chronic, congenital, or gradually becomes worse over time; or
  2. If, during the 30 days prior to the acute event, you had a change in prescription or treatment for a diagnosis related to the underlying pre-existing condition.

Coverage ends on the earlier of:

  1. The condition no longer being acute; or
  2. Your discharge from the hospital.
Any medical condition which is identified, which requires scheduled medical care, daily care of drugs and treatments that are necessary are not covered if these conditions are present prior to the commencement of the insurance cover or prior to the departure from the home country.
If your physician has placed restriction to travel due to a condition, such conditions are not covered while you have traveled abroad.

PAYBACK FOR PRE-EXISTING CONDITIONS:

Liaison Student Choice A pre-existing condition will be waived off and will be covered once the insurance covers the insured continuously for 364 days. It is subject to other applicable conditions of co-pay, deductible, and coinsurance.

Liaison Student Elite The exclusion of pre-existing condition will be waived of so that the pre-existing conditions are covered as same as the other conditions after the insured has been covered continuously for 180 days and this is subject to applicable conditions like deductible, co-pay and coinsurance.

Limitations of Liaison Student Medical Insurance Plan

State Limitations – If the applicant is purchasing an insurance for regions like Washington, Maryland, New York, South Dakota and Colorado are not eligible as per Liaison Student medical insurance plan

Country Limitations – Countries like Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea) are non- eligible countries.
If the applicant is residing in Alberta and Manitoba of Canada, then they are not eligible. If the applicant is residing in a Canadian jurisdiction apart from Alberta and Manitoba, then you may call your insurance agent for more details.

Destination Limitations – There are few destinations like Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea) who cannot be covered.

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