Best International health insurance for college students
Compare and buy student insurance
What is international student health insurance?
International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.
Can international students get medicare?
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
- Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
- Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
- Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
- Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
Student health insurance
Student health insurance is a type of medical insurance designed specifically for students. It provides financial protection in case of unexpected medical emergencies or illnesses during their studies.
This coverage can be crucial for students who are living away from home, as it ensures they have access to necessary medical care without being burdened by high costs.
Key features and benefits of student health insurance often include:
- Hospitalization coverage: Covers expenses related to hospitalization, including room charges, doctor's fees, and medical procedures.
- Prescription drug coverage: Helps cover the cost of prescribed medications.
- Emergency medical services: Covers expenses for ambulance transportation and emergency room visits.
International Student Health Insurance 2024 highlights
Foreign student insurance benefits
Covers doctor visits in case of sudden injury or sickness.
Know more »
Some plans cover high school sports activities.
Know more »
Repatriation of remains expenses to home country in case of death.
Know more »
Expenses from sudden dental pain and accidental dental injuries.
Know more »
Some plans offer coverage for pregnancy, maternity and new born.
Know more »
Student insurance who need coverage for existing medical ailments.
Know more »Do international students need health insurance in USA?
International students studying in the United States are required to buy student travel insurance USA coverage to satisfy University needs in many colleges.
The specific requirements for best health insurance for international students varies depending on the educational institution, state regulations, and the type of visa the student holds.
Some key points to consider while buying student medical insurance for US colleges:
- University/College Requirements: Most US universities and colleges have specific health insurance requirements for international students. Universities may mandate that all enrolled international students purchase and maintain a specific health insurance plan that meets certain criteria. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans and are cheaper health insurance plans for international students in USA and with similar benefits.
- Visa Requirements: The US government also has specific health insurance requirements for certain visa types. For example, J-1 and J-2 visa holders (Exchange Scholars) are generally required to have health insurance that meets the minimum requirements set by the United States Department of State.
- Coverage and Benefits: The required student health insurance plans need to provide a basic level of coverage for medical services, hospitalization, emergency care, and repatriation of remains, among other benefits.
- Waivers: International students who buy F1 visa student insurance on American Visitor Insurance and have comparable health insurance coverage may apply for a waiver to the university's insurance requirement. Usually, the existing coverage must meet or exceed the university's specified criteria.
At American Visitor Insurance we offer the best health insurance for international students USA plans from top rated insurance provide.
Foreign Student Insurance in the USA
International students in the US amidst all the school work should not neglect buying proper student medical insurance. United States health care is known for its excellent quality, but is also known for its high cost. International students cannot afford to visit an American hospital without proper student health insurance. We offer excellent student insurance plans at very affordable rates. Buy these low cost plans as an alternatives to your university insurance coverage.
Click here to read more »Student Health Insurance US Students Abroad
Having adequate student insurance while outside the United States is very important. Healthcare is expensive in most countries, and you do not want to be uninsured and forced to visit a hospital while outside the United States. As an international student it is also reassuring to have coverage for medical evacuation should the need arise. It is these unique student needs that are covered in our international student insurance plans. All our international student medical insurance plans are offered by reputed US insurance providers.Click here to read more »
High School students Group insurance
High school students traveling overseas for trips ranging from a couple of days to a couple of weeks need to have good student insurance. US students going to Canada, Europe and Latin America which are popular destinations usually as part of a cultural experience or for learning a foreign language should consider buying Group student insurance. International Student Group travel insurance is cheaper than buying individual student insurance plans.
GET YOUR QUOTES!College sporting team Group insurance
Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is however available in specific student insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams. US students traveling overseas can buy the student insurance plans with coverage for sporting activity. Buying a student Group insurance plan with sports coverage is more affordable than buying individual student insurance. Please complete this form to get student Group insurance quotes.
We have several years of expertise in identifying and providing the most appropriate Group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those requirements. Setting up a Group insurance plan can be time consuming, however we can do the hard work for you. We can set up the Group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.
GET YOUR QUOTES!College sporting team Group insurance
Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is however available in specific student insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams. US students traveling overseas can buy the student insurance plans with coverage for sporting activity. Buying a student Group insurance plan with sports coverage is more affordable than buying individual student insurance. Please complete this form to get student Group insurance quotes.
We have several years of expertise in identifying and providing the most appropriate Group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those requirements. Setting up a Group insurance plan can be time consuming, however we can do the hard work for you. We can set up the Group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.
GET YOUR QUOTES!Popular student insurance coverage benefits
Maternity Coverage
Health insurance plans offering coverage for pregnancy, maternity and new born baby.Find plans »
Sports Coverage
Medical insurance plans offering coverage for high schools sports and other Group sports activities.Find plans »
Pre-existing Coverage
International student medical insurance for students who need coverage for existing medical ailments.Find plans »
Testimonials - From Our Customers
"Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance."
Know more »
Ron W
"I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service. Great thanks to your support staff."
Know more »
Konstantin V.B
"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration."
Know more »
Amanda
NEED HELP?
Contact our customer service team, we are here to help you!
College Student health insurance - FAQ's
03. How do I choose the best health insurance plan?
Choosing the best health insurance plan for international students in the USA can be overwhelming. It is important to compare policies from multiple providers to find the best coverage at the best price. This can be done easily at American Visitor Insurance, where student medical insurance prices and benefits offered by the top US international student insurance providers are displayed in an user friendly comparison tool.
04. What if my college offers a student health insurance plan? Can I choose a different plan?
If your college offers a student health insurance plan, you may be automatically enrolled in it. However, you have the option to waive the coverage if you have comparable health insurance from another source, such as plans that are available on American Visitor Insurance.
04. Is student health insurance expensive?
Student health insurance is generally more affordable than traditional plans due to lower premiums tailored for young adults. Costs vary depending on the school and the type of coverage provided.
05. What are the benefits of having student health insurance?
Student health insurance is generally more affordable than traditional plans due to lower premiums tailored for young adults. Costs vary depending on the school and the type of coverage provided.
06. Why should international students compare health insurance?
Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the students requirements and to get sufficient coverage from the international student insurance plan, it is important to compare different features available in the student health insurance plan.
The following are important factors for comparing student health insurance plans:
- Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50K up to $1M. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
- Deductible: The deductible options can range anywhere from $50 up to $5K between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
- Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.
- Coverage for mental illness and drug abuse: This coverage is required by most of the universities.
- Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
- Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...
Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.
07. When does my student coverage start?
If you purchase online, using a credit card the earliest your student insurance coverage can begin is the day following the transaction. You also have the option of selecting a coverage start date up to 60 days in the future. But please note that the coverage cannot start on the 29th, 30th, or 31st of a month.
Health Insurance for International Students resources
Student health insurance information
Student medical insurance forum
Customer queries and answers about medical insurance.Read more »
