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University of Colorado student insuranceInternational Student Insurance University Of Colorado

The Student Secure Budget, Select and Elite levels will meet and exceed the insurance requirements at University of Colorado. This plan is designed with international students in mind, and will receive their policy documents immediately after purchase.

University Of Colorado International Student Insurance Cost

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Age
Start Date
End Date
Destination
Citizenship
Student Secure Smart
Plan Maximum
Deductible
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StudentSecure Budget
Plan Maximum
Deductible
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Student Secure Select
Plan Maximum
Deductible
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Student Secure Elite
Plan Maximum
Deductible
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  Payment Options
StudentSecure plans can buy either Annual or Monthly Payment basics .
  Coinsurance inside the U.S.
In ppo network:Plan pays 80% of the next $100K of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
In ppo network: Plan pays 80% of the next $45K of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
In ppo network: Plan pays 80% of the next $25K of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
In ppo network: The plan pays 80% of eligible expenses up to $10k, then 100% up to the Maximum Limit.
Out of ppo network: Usual, reasonable, and customary charges for eligible expenses, up to the overall maximum limit. You may be responsible for any charges exceeding the payable amount.
  Coinsurance outside the U.S.
After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
  Maternity Care
  Maternity Care for a Covered Pregnancy
Not Covered Up to $5K Up to $10K Up to $15K
  Nursery Care of Newborn
Not Covered Up to $250 maximum Up to $750 maximum Up to $750 maximum
  Therapeutic Termination of Pregnancy
Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period
  Emergency Services
  Emergency local ambulance
Up to $300 per injury / illness if hospitalized as inpatient Up to $500 per injury / illness if hospitalized as inpatient Up to $750 per injury / illness if hospitalized as inpatient Up to $750 per injury / illness if hospitalized as inpatient
  Dental
  Emergency dental
Up to $500 for acute onset pain Up to $500 for acute onset pain Up to $500 for acute onset pain Up to $500 for acute onset pain
  Pre-Existing Condition
  Acute onset of pre-existing condition
$25K lifetime maximum for eligible expenses $25K lifetime maximum for eligible expenses $25K lifetime maximum for eligible expenses $25K lifetime maximum for eligible expenses
  Pre-existing condition
Not Covered Covered after 12 months waiting period Covered after 6 months waiting period Covered after 6 months waiting period
  Evacuation
  Emergency medical evacuation
Up to $50K lifetime maximum Up to $250K lifetime maximum Up to $300K lifetime maximum Up to $300K lifetime maximum
  Emergency reunion
Up to $1K, maximum of 15 days Up to $1K, maximum of 15 days Up to $5K, maximum of 15 days Up to $5K, maximum of 15 days
  Return of mortal remains or cremation/burial
Up to $25K lifetime maximum Up to $25K lifetime maximum Up to $50K lifetime maximum Up to $50K lifetime maximum
  Terrorism
Not Covered Up to $50K maximum lifetime limit Up to $50K maximum lifetime limit Up to $50K maximum lifetime limit
  Outpatient treatment
Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit
  Outpatient prescription drugs
50% of actual charge 50% of actual charge 50% of actual charge 100% coinsurance for generic; 50% coinsurance for brand name
  Mental health disorders (Treatment must not be obtained at a Student health center.)
Physician Office Visit: $500 maximum Inpatient: Up to $5,000 (excludes drug abuse and alcohol abuse) Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: Maximum of 40 visits; Inpatient: Maximum 40 days
  Prescription Drugs
For outpatient prescription 50% of actual charges For outpatient prescription 50% of actual charges For outpatient prescription 50% of actual charges 100% for generic drugs
50% deductible for brand name
  Physical therapy & chiropractic care
Up to $25 per visit per day Up to $50 per visit per day Up to $50 per visit per day Up to $75 per visit per day
  Personal Liability
Not Covered Not Covered Not Covered Up to $250K lifetime maximum
  Sports
  Sports & Activities - Leisure, Recreational, Entertainment, or Fitness
Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit
  Intercollegiate, interscholastic, intramural or club sports
Not Covered Not Covered Up to $5K maximum per injury or illness, medical expenses only Up to $5K maximum per injury or illness, medical expenses only
  Optional coverage
- - Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses
  Life
  Common Carrier Accidental Death
Not Covered Not Covered Up to $25K lifetime maximum Up to $25K lifetime maximum
  StudentSecure insurance Underwriter
Certain Underwriters at Lloyd’s Syndicate 4141
  StudentSecure insurance Rating
AA- for Standard & Poor’s and Fitch Ratings and A++ (Superior) by A.M. Best Company
  Brochure and Details

What are the student insurance requirements for University Of Colorado

  • International students studying on an F-1 visa must have medical insurance that complies with the university's requirements given the high cost of US healthcare.
  • The F visa insurance must offer medical coverage, emergency evacuation, and repatriation benefits.
  • Most US colleges offer their own health insurance plans that fulfill the required coverage for international students. However, if a student already has comparable coverage from another provider, the educational institution may allow to waive the university's plan.
  • Students must present proof of insurance coverage to their university's international student office before registration. Failure to do so may result in a hold on course registration.

The high cost of healthcare in the USA makes health insurance essential for international students. We provide some of the best low-cost, comprehensive insurance plans that can serve as an alternative to Ranger College insurance. Students can purchase these plans online at American Visitor Insurance or contact us at (877)-340-7910 or email to get assistance from our licensed agents.

What does international student insurance cover?

Why is medical insurance important for international students in the US?

In the USA, healthcare isn’t free and given the high cost of healthcare in the US, student health insurance is very important. Routine doctor visits, diagnostic tests, or treatments can quickly add up to thousands of dollars. Students medical insurance not only provides financial protection but also ensures access to quality healthcare when needed. International student insurance is strongly recommended for the students in the USA. Most universities in the USA also require international students to have health insurance.

Student Medical Insurance

How much does F1 visa student health insurance cost in the US in 2025?

How much is insurance for international students in the USA? How much does International student insurance cost per month?

The international student insurance for USA cost per month ranges from $30 to $463. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

Insurance Plans Policy maximum Deductible Cost *
StudentSecure Smart WorldTrips $100,000 $0 $32
StudentSecure Budget WorldTrips $250,000 $0 $53
Patriot Exchange IMG $50,000 to $500,000 $0 to $500 $53 - $70
Diplomat America Global Underwriters $50,000 $250 $63
Student Health Advantage IMG $500,000 $250 $115
Navigator Student GeoBlue Unlimited Coverage $0 $463

* The cost of health insurance for an international student per month aged 20 years.

What does Atlas MedEvac insurance offer for international students?

Many international students already have insurance for their time abroad but need evacuation and repatriation coverage to meet their school or visa requirements. These students choose Atlas MedEvac insurance. This supplemental plan can provide the coverage you need without the added benefits and cost.

  • Available for non U.S. citizens traveling to the United States or any destination outside their home country
  • Lifetime Maximum: Coverage up to $75,000
  • Deductible: $0
  • Emergency Medical Evacuation: Up to $50,000
  • Repatriation of Remains: Up to $25,000
  • Local Burial or Cremation: Up to $5,000
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Atlas MedEvac Insurance

Which is the best health insurance for international students in USA?

The following are some of the best health insurance plans for international students in the USA:

  1. Student Secure Smart is designed to meet the insurance needs of international students outside their home country. This plan is ideal for J-1 visa holders and international students looking for basic coverage, covers acute on set of pre-existing conditions. Student Secure Smart insurance plan starts at $31 per month and $372 per year with a medical maximum of $100,000 and deductible $0. Monthly and annual payment options are available.
  2. Student Secure Budget provides coverage for international students studying outside their home country. It meets J-1 visa requirements, covers pre-existing conditions, and includes maternity coverage. Student Secure Budget insurance plan starts at $53 per month or $624 per year, with a medical maximum of $250,000 and a $0 deductible. Both monthly and annual payment options are available.
  3. Patriot Exchange is an affordable medical insurance plan for students studying abroad or participants in cultural exchange programs. It meets J-1 visa and F-1 visa requirements for international students. Patriot Exchange Program insurance plan starts at $56 per month or $675 per year with a medical maximum of $50,000 and a $250 deductible. An annual payment option is available.
  4. Student Health Advantage Standard offers medical coverage for international students and scholars studying outside their home country. This plan is available for J1/J2, F1/F2, M1/M2, and A1/A2 visa holders. It can be renewed for up to five years, provided there is no break in coverage. The plan starts at $118 per month or $1,416 per year, with a medical maximum of $500,000 and a $250 deductible. Both monthly and annual payment options are available.
  5. Navigator for Student offers worldwide coverage for students in the United States. It provides unlimited annual and lifetime medical maximum, with no waiting period for preventive services. The plan also covers pre-existing conditions with creditable coverage. Navigator for Student insurance plan starts at $463 per month or $3,468 per year, with an unlimited medical maximum and a $0 deductible. Both monthly and annual payment options are available.

What are the advantages of US student insurance over university provided insurance?

  • The student medical insurance on American Visitor Insurance are designed specifically for international students.
  • Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
  • These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
  • Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
  • We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
  • The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
  • These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
  • The student insurance on American Visitor insurance are significantly cheaper when compared to most University insurance plans. The student insurance plans also offer Student insurance for pre-existing condition coverage and sports insurance coverage for students.

What are the popular benefits of student insurance coverage?

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Maternity Coverage

Health insurance plans offering coverage for pregnancy, maternity and new born baby.
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Sports Coverage

Medical insurance plans offering coverage for high schools sports and other group sports activities.
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Pre-existing Coverage

International student medical insurance for students who need coverage for existing medical ailments.
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How is student medical insurance cost calculated in the USA?

  • Student's age: The student's age determines the cost of US student medical insurance. Students under age 20 can expect health insurance costs ranging from $32 to $460 per month, or $400 to $4,200 per year. The prices for best health insurance for f1 students in USA increases with the age of the student.
  • Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
  • Maximum F1 student insurance coverage: Travel health insurance cost in USA for international students is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
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Best health insurance for international medical graduates in USA

Why buy foreign student insurance in the USA?

International students in the US amidst all the school work should not neglect buying proper student medical insurance. United States health care is known for its excellent quality, but is also known for its high cost. International students cannot afford to visit an American hospital without proper student health insurance. We offer excellent student insurance plans at very affordable rates. Buy these low cost plans as an alternatives to your university insurance coverage.

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Is it required to have student health insurance US students abroad?

Having adequate student insurance while outside the United States is very important. Healthcare is expensive in most countries, and you do not want to be uninsured and forced to visit a hospital while outside the United States. As an international student it is also reassuring to have coverage for medical evacuation should the need arise. It is these unique student needs that are covered in our international student insurance plans. All our international student medical insurance plans are offered by reputed US insurance providers.
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Is it better to buy high school students group insurance?

High school students traveling overseas for trips ranging from a couple of days to a couple of weeks need to have good student insurance. US students going to Canada, Europe and Latin America which are popular destinations usually as part of a cultural experience or for learning a foreign language should consider buying group student insurance. International Student group travel insurance is cheaper than buying individual student insurance plans.

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What are the sports covered in college sporting team group insurance?

Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is however available in specific student insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams. US students traveling overseas can buy the student insurance plans with coverage for sporting activity. Buying a student group insurance plan with sports coverage is more affordable than buying individual student insurance. Please complete this form to get student group insurance quotes.

We have several years of expertise in identifying and providing the most appropriate group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those requirements. Setting up a group insurance plan can be time consuming, however we can do the hard work for you. We can set up the group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.

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What is the cheapest student health insurance for University of Colorado Boulder?

The cheapest student insurance for University of Colorado Boulder is the StudentSecure Smart plan. The cost for this plan starts at around $32 per month, providing coverage up to $100,000 with a $0 deductible. This plan offers affordable coverage with essential benefits for international students studying in the USA.

How can I find the best health insurance as an international student in the US?

Comparing international students insurance is easy on American Visitor Insurance ! Some institutions have specific requirements that must be met and others don’t. Check those first. If you want to be able to pay monthly (most require a one-time payment), then the Student Secure insurance offered by World Trips are a great option. You can choose to purchase them monthly (so you will be charged each month on a credit card) or as a one-time fee.

Note that there are four levels of the plan (Smart, Budget, Select, and Elite) which allows you to customize your plan and only get what you want or need without over paying for coverage you don’t want or need. You can compare Student Secure Insurance plan benefits and coverage. If you need help figuring out your institution’s requirements, give us a call and we’ll be happy to find something that will work for your situation! We can also help provide the student insurance waiver form that is required by some universities.

What insurance do you recommend for me as an student with OPT status?

The best student health insurance plan for someone on OPT status is generally the Atlas America insurance. If you are not concerned about COVID-19 as an illness, you can choose Atlas Essential insurance which is cheaper than the Atlas America plan because it excludes COVID coverage. The plan is a good comprehensive plan from a major visitor insurance company and has excellent ratings. In part, the reason it is a good plan is that it doesn’t matter how long you’ve been in the US AND you can enter a US mailing address (you do not need to provide a residence address abroad) which can make the most sense for someone who has been in country for a long time. If you are OK putting a foreign address down as your residence address, other policies are possible, but some will not allow you after you have been in the US more than one year so be aware of that.

International student insurance for University of Colorado Boulder - FAQs

1. Do international students need health insurance? Does an F1 visa require health insurance?

Yes, University of Colorado Boulder international students are required to have health insurance that meets all requirements mandated by their visa status and the university.
The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

2. Can an international student get health insurance in the USA?

Yes, University of Colorado Boulder students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to buy insurance outside the University, and if they can get the required CU Boulder Health Insurance waiver for this student insurance.

3. Can international students get Medicare?

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

4. What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.

5. What is the best health insurance for international students? What is the best insurance for international students?

The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

6. Is there health insurance for college students?

US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.

7. Does University of Colorado offer health insurance?

Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

8. How much does University of Colorado Boulder health insurance cost for a college student?

The University of Colorado Boulder international student insurance cost ranges from $186 to $2,118 for a 6 month period or $372 to $4,236 annually. For example, the Student Secure Smart plan from WorldTrips costs $372 per year, offering a $100,000 maximum coverage limit with a $0 deductible, and is available with both monthly and annual payment options. Alternatively, the IMG Student Health Advantage Platinum plan costs $4,236 per year, providing $1,000,000 in coverage with a $100 deductible, also available in monthly and annual payment options.

9. How much does international student insurance for university of colorado boulder cost? How much does CU Boulder Health Insurance cost?

The CU Boulder Health Insurance cost depends on the age of the student, the medical maximum coverage required and the deductible for the plan. However, the Student Secure plan in American Visitor Insurance is much cheaper than the Anthem Gold Student Health Insurance plan (SHIP) with comparable coverage benefits.

10. Can you get a sports insurance as an international student?

Yes. There are various student insurance plans that cover sports activities, however the sports activities that are covered by the plan vary from one to another.

While a plan covers intercollegiate sports activities, another might cover adventure sports and hazardous sports or the non contact amateur sports.

Here is a list of student insurance plans that cover sports activities:

Patriot Exchange from IMG:
This plan covers limited high school and college sports as an optional rider for 100% after the deductible is met . Similarly, it has an optional rider for adventure sports coverage.

Student Health Advantage plan from IMG:
This plan provides coverage of $5000 for intercollegiate, interscholastic, intramural, and club sports. This is the cheapest insurance for international students.

Student Secure Elite plan from Worldtrips:
Sports and activities coverage: This plan covers leisure, recreational, entertainment, or fitness up to the overall maximum limit.

International students can purchase either the Diplomat America or Diplomat LongTerm insurance if they intend to play on intercollegiate sports or club teams. The coverage is reduced to $20,000 for sports injuries and can cover a variety of sports activities. The cost of the rider depends on the specific sport of interest.

11. What insurance does CU Boulder accept?

CU Boulder health insurance requirements allows students to buy private student insurance plans like Student Secure that is available on American Visitor Insurance. After buying the Student secure insurance plan you will get the policy card and details by email. You can then submit a CU Boulder Health Insurance waiver through the insurance portal using the information details on the Student insurance card that you receive by email.

12. Can I use my own health insurance from my home country?

In some cases, you may be able to use health insurance from your home country while studying in the U.S. However, the policy must meet your university’s minimum coverage requirements. Most universities require comprehensive coverage, including emergency care, hospitalization, and other essential benefits in the U.S.

Even if your home country's insurance is accepted, ensure it provides adequate coverage for healthcare costs in the U.S., which can be significantly higher than in other countries. It's important to check whether your existing insurance meets these foreign student insurance requirements or if you need to purchase a plan provided by the university or on American Visitor Insurance.

13. Does CU Boulder accept international students?

Yes, the University of Colorado Boulder (CU Boulder) accepts international students. They must either have or plan to apply for a temporary U.S. visa, such as an F-1 or J-1, to study in the United States. The university has a diverse international student population, with over 2,900 students from more than 100 countries enrolled. CU Boulder provides various resources and support services for international students, ensuring they have a smooth transition and successful academic experience.

International student health insurance reviews

"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me."

Ron W

"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable"

Konstantin V.B

"Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!"

Amanda

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University of Colorado, Delaware

Our licensed customer support agents are available 24/7 to help you with answers regarding University of Colorado Insurance requirements. You can also visit the University of Colorado website.

F1 visa insurance - Disclaimer

The information presented on American visitors insurance is for providing resources for international students. The resource provided here is in no anyway intended to indicate any relationship between your school/college/university and our company. International students should verify directly with the concerned school/college/university to confirm whether this foreign student insurance meets your university F1 visa student insurance requirements.

What are the best insurance companies for international students in USA?

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

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