Travel insurance from Hong Kong to China
International travel insurance from Hong Kong to China
Traveling from Hong Kong to China is both convenient and culturally enriching, making it one of the busiest international transit routes in Asia. Whether you are traveling on business, visiting family, checking out cities that are popular tourist destinations like Beijing, Shanghai, or Chengdu, or visiting unknown destinations in China, we highly recommended to purchase travel insurance from Hong Kong to China.
While travel between Hong Kong to China is generally seamless you can never predict unexpected events such as medical emergencies, trip interruptions due to accidents or illness, travel delays, lost baggage. Without insurance your costs from medical treatment, can easily exceed over HKD 10,000 the burden of paying out of pocket can significantly impact your health and finances.
At American Visitor Insurance international travelers can compare and buy the best comprehensive travel medical insurance from Hong Kong to China which provides peace of mind by covering medical expenses, hospitalization, pre-existing medical conditions and covid19 related disruptions.
What does international travel health insurance cover?
Highlights of international travel insurance coverage benefits
Covers hospital expenses for sickness or accidents.
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Insures Doctor visits for sudden injury or sickness.
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Doctor prescribed eligible pharmacy drugs expenses
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Some plans insure acute onset of pre-existing conditions.
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Medical evacuation expenses to nearest facility included.
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Repatriation of remains to home country included.
Know more »How much does travel insurance from Hong Kong to China cost?
The cost of best travel insurance for Hong Kong visitors to China varies based on several factors such as the age of the travelers, duration of coverage, medical maximum coverage, deductible for the plan, type of health insurance and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.
The international travel insurance cost per month with a deductible of $250.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Atlas Essential International | $50,000 - $1,000,000 | No Provider Network | $40 - $58 | $86 - $112 |
| Atlas International | $50,000 - $2,000,000 | No Provider Network | $54 - $82 | $117 - $156 |
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 |  |
$73 - $122 | $159 - $235 |
| WorldMed Outbound | $500,000 - $2,000,000 | No Provider Network | $78 - $85 | $155 - $164 |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 | |
$107 - $151 | $233 - $346 |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
Which is the cheapest travel insurance for China from Hong Kong?
The cheapest travel insurance for China from Hong Kong starts as low as $1 per day. The cost of travel insurance for China citizens depends on several factors including the provider, length of the trip, age of the traveler, chosen policy maximum, and deductible level. It is recommended to compare various international plans and choose a policy that offers the right balance of benefits and affordability.
The cheapest travel insurance for China from Hong Kong is Atlas International Insurance from WorldTrips.
Atlas International Insurance WorldTrips
- Ideal for : Travelers outside their home country (both U.S. and non‑U.S. citizens)
- Pre-existing condition: Acute onset covered up to policy max (for travelers under 80)
- Direct Billing: United HealthCare
- Renewal: Coverage can be renewed for a total duration of up to 12 months.
- The Atlas International Insurance cost per month ranges between $27 to $233. This is dependent on the age of the traveler, the plan maximum and the deductible.
Policy maximum?
$50,000 to $2,000,000 (age limits apply)Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days, renewable up to 12 months
What are the best travel insurance from Hong Kong to China?
The best travel insurance to China from Hong Kong are Patriot International Lite by International Medical Group, Travel Medical Global Choice from Seven Corners, Safe Travels International from Trawick International. These are comprehensive plans and offer coverage for pre-existing conditions.
- Policy maximum limits ranges from $50,000 to $1,000,000
- Deductible option $0 to $2,500
- Coverage from 5 - 364 days
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
Travel Medical Global Choice
Seven Corners
$84 PER MONTHAge: 25 years | Plan: $50,000 | Deductible: $0
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1,000,000
- Unexpected recurrence of a pre-existing condition is covered up to $20,000 for ages up to 65
Safe Travels International
Trawick International
$107 PER MONTHAge: 40 years | Plan: $50,000 | Deductible: $0
- Policy maximum limits ranges from $50,000 to $1,000,000
- Deductible options $0 to $5,000
- Coverage from 5 days - 12 months
- Unexpected recurrence of a pre-existing condition is covered up to $20,000 for ages up to 65
General Information about China
Location
East Asia
Population
Around 1.41 billion
Currency
Renminbi (Yuan)
Language
Mandarin Chinese
Best time to visit
September to October.
What are the top vacation spots in China?
West Lake
The focal point of a visit to Hangzhou is beautiful West Lake surrounded by hills and old temples.
The Great Wall of China
One of the iconic symbols of China, the Great Wall is the longest wall in the world, and it is one of "the New Seven Wonders of the World".
Longmen Grottoes
The Longmen Grottoes are densely dotted along the Xiangshan and Longmenshan mountains in the eastern central part of China.
Zhangjiajie National Forest Park
It is the first national forest park in China and is part of the Wulingyuan Scenic Areas With weird-looking peaks, wildlife and abundant sub-tropical vegetation.
What are the popular destination cities in China?
Beijing
Shanghai
What factors affect the cost of travel insurance from Hong Kong to China?
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
- Medical maximum coverage: The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.
- Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
How to buy affordable travel insurance for China from Hong Kong?
1: Find the right travel insurance for trips from Hong Kong to China
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
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Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Hong Kong embassy in China
Embassy of Hong Kong in Beijing
location_on No. 71 Di’anmen Xidajie, Xicheng District, Beijing 100009
China travel insurance, Best travel insurance for China - FAQ's
1. What is a reasonable amount to pay for travel insurance China?
International travel insurance trip to China costs can vary from being as cheap as $1 a day up to $10 a day depending on the age, the travel destination, the medical coverage and if the traveler needs coverage for pre-existing health conditions.
2. Which is the best travel insurance to China?
There is no single travel insurance which works well for all customers. The best travel insurance will vary for different travelers based on their budget and the medical benefits needed. International travelers should use the compare travel insurance tool in American Visitor Insurance to compare prices and benefits and make an informed decision.
3. How much is travel insurance for a 10-day China visit?
The cost of travel insurance for a 10 day trip from Hong Kong to China plans starts as low as $18, depending on factors such as the traveler's age, level of medical coverage, deductible, and the insurance provider. Below is a quick comparison of some of the most popular plans available.
| Plan Name | Starting Premium (10 days) | Medical Coverage | Deductible Options |
|---|---|---|---|
| Atlas International | $18 | $50,000 – $2 million | $0 – $5,000 |
| Patriot International Lite | $20 | $50,000 – $1 million | $0 – $2,500 |
| Travel Medical Global Basic | $22 | $50,000 – $1 million | $0 – $5,000 |
4. Is travel insurance mandatory for Hong Kong residents traveling to China?
Travel insurance is not legally required for Hong Kong citizens visiting China for short-term tourism or business trips. However, it is strongly recommended to purchase travel medical insurance from Hong Kong to China to protect against unexpected medical emergencies, trip delays, or baggage loss.
Although travel between Hong Kong and China is open without restrictions, recent surges in COVID-19 cases—especially due to new Omicron sub variants like XBB and BA.2.75 highlight the importance of having comprehensive travel insurance with COVID-19 coverage. This ensures access to quality healthcare and financial protection during your stay.
Whether you're exploring China’s vibrant cities or its remote coastal islands, unforeseen situations like foodborne illnesses or injuries can occur. Having the right Hong Kong to China travel insurance plan ensures peace of mind and easy access to medical care, making your journey safer and stress-free.
5. Is China open for international tourists?
Yes, China is open for international tourists, and all major travel restrictions have been lifted. Travelers from many countries, including the United States, benefit from a visa exemption, allowing them to enter and stay in China for up to 90 days without a visa.
Although travel is permitted, it is highly recommended to purchase the best travel medical insurance for China. Having international travel health insurance ensures coverage for medical emergencies, hospital visits, or unexpected health issues while abroad. Whether you're visiting for leisure, business, or volunteer work, travel insurance for China offers peace of mind and financial protection.
6. Do I need visa to enter China?
Whether you need a Visa or not to enter China depends on your nationality and duration of stay in China. If you are planning for short trip to China which is much less than 4 months, then you do not need Visa to enter China and this is true for nationalities of the United States, United Kingdom, Australia and India. If you are not from any of these countries or if you are planning to stay longer than 4 months, then you might need a Visa. It is advisable to contact the China Embassy for more details.
7. How to compare & buy cheapest travel insurance from Hong Kong to China?
Compare travel insurance plans from Hong Kong to China
- Complete the quote request form by entering traveler details and specific insurance requirements.
- Compare travel insurance plans for Hong Kong residents visiting China based on coverage, benefits, and cost.
- Buy the plan that fits your needs and budget by completing the secure online application using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
- Review the policy documents emailed to you, including coverage details, exclusions, and emergency contact information.
8. Is it safe to vacation in China?
Traveling to China can be an enriching experience with its beautiful beaches, vibrant culture, and rich history. However, it's important to stay informed about local conditions, as certain regions may experience political unrest or health-related challenges. To travel with peace of mind, it's highly recommended to purchase comprehensive travel insurance for China, especially travel health insurance for China from the Hong Kong. These plans can provide coverage for medical emergencies in China, trip cancellations, and even evacuation coverage for China travelers if needed.
Best China travel insurance from Hong Kong
Annual travel insurance Plans
Provides coverage for multiple trips within a specified period.
Learn more »Senior citizens travel insurance
Travel insurance designed for older individuals.
Learn more »Pre-existing travel insurance
Provides coverage for individuals with pre-existing medical conditions.
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