India Travel Insurance
Travel insurance for India from UK
The United Kingdom and India have had long history going back to the 15th century. India has immensely contributed to the British Empire. India offers boundless traveling opportunities with its rich cultural heritage, history and architecture. India has presented an enchanting beauty of Himalayas, numerous mountains, beaches, backwaters, colorful festivals, bustling metropolitan cities; variety of food delights, spiritual retreats. India has been seeing millions of UK travelers for decades now. There are several UK travelers who visit India for vacation.
Traveling long distances for a vacation is often thrilling; however travelers should be prepared for any unseen medical and travel events while on a trip. While traveling to India, UK visitors should consider including travel insurance to cover the risks as UK residents will not be able to use the National Health Service (NHS) in India.
While Indian cities provide excellent health care, it is expensive and the necessity of travel insurance is more and senior citizens are more vulnerable to unforeseen emergencies while traveling.
American visitor insurance provides customers with some of the best travel insurance choices with best prices along with pre-existing conditions coverage. For more details you can call the customer service or email us and we will be glad to help you.
India - General Information
Capital
New Delhi
Language
Hindi, Kannada, English..
Location
South Asia
Currency
Indian Rupee
Population
Around 1.40 billion
Best time to visit
October to March
Popular tourist destination cities in India
Popular wildlife destinations in India
International travel health insurance
Highlights of international travel insurance coverage benefits
Covers hospital expenses for sickness or accidents.
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Insures Doctor visits for sudden injury or sickness.
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Doctor prescribed eligible pharmacy drugs expenses
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Some plans insure acute onset of pre-existing conditions.
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Medical evacuation expenses to nearest facility included.
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Repatriation of remains to home country included.
Know more »How much does travel insurance to India cost?
There is no single travel insurance cost for travelers from UK to India. The cost of best travel insurance for UK visitors to India varies based on several factors such as the age of the travelers, duration of coverage, medical maximum coverage, deductible for the plan, type of health insurance and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.
Patriot International Lite Insurance
- Available for traveling outside one’s home country.
- Coverage for acute onset of pre-existing conditions up to maximum limit up to 60 years for US citizens with primary health coverage.
- Plan can be renewed for up to 2 years.
- Plan also meets Schengen Visa requirements or Europe Long Term visa requirements.
Patriot International Platinum Insurance
- Has an Evacuation Plus rider that allows an insured to be evacuated for a non-life threatening injury or illness up to $25,000.
- An additional coverage available for adventure sports.
- Excellent medical coverage for vacationing families and individuals up to $8 million.
Safe Travels International Insurance
- Coverage for non-US citizens traveling outside their home country and not traveling to the United States.
- Covers Unexpected Recurrence of a Pre-Existing Medical Condition benefit of $20k up to age 65 and $10k over age 65.
- Also Meets Schengen Visa requirements or Europe Long Term visa requirements.
Safe Travels International Cost Saver Insurance
- Coverage for non-US citizens traveling outside of their home country and not traveling to the United States.
- Unexpected recurrence of a pre-existing condition is covered up to $2500 per policy period.
- Also Meets Schengen Visa requirements or Europe Long Term visa requirements.
Atlas International Insurance
- Available for traveling outside one’s home country.
- Covers complications of pregnancy in the first 26 weeks of gestation.
- Additional coverage available for adventure sports.
- Also Meets Schengen Visa requirements or Europe Long Term visa requirements.
WorldMed Outbound Insurance
- Available for traveling outside one’s home country.
- Covers complications of pregnancy in the first 26 weeks of gestation.
- Additional coverage available for adventure sports.
- Also Meets Schengen Visa requirements or Europe Long Term visa requirements.
Medical evacuation travel insurance for travelling to India
Travel Health insurance in India for tourists who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.
Testimonials - From Our Customers
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Steps to buy
Travel insurance for India from UK
1: Find International travel insurance India from UK
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Factors for cost of travel insurance from UK to India
Age of the traveler
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Type of travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
Medical maximum coverage
The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
UK embassy in India
Embassy of UK in New Delhi
Cheapest travel insurance from UK to India – FAQ’s
1. What Is Travel Insurance?
Travel insurance covers travel and medical problems when traveling either within one’s home country or while traveling overseas. Travel insurance insures any trip interruptions, trip cancellations as well as cancel for any reason coverage (which is an add on coverage available in some plans) to protect the money invested for the trip.
Travel insurance also has other common benefits like lost or damaged luggage, Emergency medical evacuation, missed flights etc.
Under the travel medical insurance coverage it covers medical treatment, dental emergencies, and medical evacuation, pre-existing conditions etc.
It is important to have travel insurance while traveling outside one’s home country as domestic health insurance (including Medicare) may not provide coverage while outside one's national borders.
2. Is it worth buying travel Insurance to India?
This is one of the common questions that we get from travelers. At times spending more might look less important for a lower cost trip with low risk destinations; however a medical emergency can happen to anyone and at any age.
An expensive holiday or a group vacation with family can expose the visitors to increased chances of medical and travel risks. This is particularly true when older family members are travelling. In the event of a medical or travel injury or illness without travel insurance it will be a huge financial loss to be paying all the medical bills.
In such situations it’s definitely worth buying travel insurance. Spending thousands of dollars for a trip and if the trip doesn’t go as planned then it is easily worth that additional travel insurance expense to get complete coverage for the money invested in the trip.
3. What is the cost of Travel Insurance to India?
The cost of a travel insurance plan differs widely with the type of coverage purchased by the visitor. Typical travel insurance plans cost between 4% to 10% of the overall trip cost. A short trip may cost just a few dollars when compared to long term or annual travel insurance costs.
Below are some factors that determine the cost of travel insurance plans https://www.americanvisitorinsurance.com/health/visitors-insurance-resources.asp
4. Where is the best place to buy travel insurance for India?
There are several websites to buy international travel insurance, with American Visitor Insurance being one of the more popular websites despite the paradoxical number is ideal for travel insurance with worldwide coverage.
The process is very easy and simple and travelers can compare different travel insurance plans using the comparison tool and make an informed decision.
5. Do I need travel health insurance to travel to India?
Buying travel insurance is not mandatory in most cities, while some countries do require buying travel insurance. Travel insurance to India can provide travelers coverage for unexpected medical and travel emergencies along with insuring the trip costs and health of the traveler.
Travel insurance is very important for safe travel, especially during the coronavirus pandemic.
Resourceful visitors medical insurance
Visitor insurance resources
Travel insurance resources for emergency while outside your home country.
Factors for travel insurance
Factors to consider while deciding on the best visitor medical insurance.
Types of visitor insurance
Types of US visitor health insurance; fixed benefits vs comprehensive coverage.
Claims Procedure
Insurance claims process for using insurance and getting healthcare in a hospital.
Travel insurance to India from UK links
Traveler Insurance to India Forum
Customer Queries for UK travelers to India.
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