Best Travel Insurance from UK to Florida

Compare and buy travel insurance

Age & Citizenship
Child
Residence
Destination
Start date
End date

UK travel insurance requirements

Do we need travel insurance for travel to Florida?

Travel insurance for Florida is not mandatory but is highly recommended, especially for travelers from the UK. It is essential to have travel medical insurance to cover medical emergencies, trip cancellations, lost or delayed luggage, and other unforeseen events during your trip to Florida.

Which is the best insurance for travel to Florida?

Patriot International Lite: Available for Non US citizens and US citizens traveling outside their home country. Decent coverage of acute onset of pre-existing conditions up to maximum limit up to 60 years for US citizens with primary health coverage.

View more plans »

How to compare & buy cheapest travel insurance for Florida?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
  • Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel Insurance for Florida from UK

Florida, known as the "Sunshine State," is located in the southeastern region of the United States and is renowned for its vibrant tourism industry, diverse ecosystems, and cultural richness. Bordered by the Atlantic Ocean to the east and the Gulf of Californiao to the west, Florida boasts a warm, subtropical climate that attracts millions of visitors annually. Its major cities include Miami, known for its bustling nightlife and cultural diversity; Orlando, home to world-famous theme parks such as Walt Disney World and Universal Studios; and Tampa, with its historic neighborhoods and beautiful beaches. The state's natural attractions are equally impressive, featuring the unique Everglades National Park, a vast and vital wetland teeming with wildlife, and the Florida Keys, a string of tropical islands famous for their coral reefs and marine life.

Florida's economy thrives on tourism, agriculture, and aerospace, with Cape Canaveral serving as a prominent site for space exploration. Culturally, Florida is a melting pot, influenced by its significant Hispanic population, Caribbean heritage, and Southern traditions, reflected in its cuisine, music, and festivals. The state also plays a crucial role in American politics, often being a key swing state in presidential elections. Whether it's lounging on sandy beaches, exploring vibrant cities, or experiencing diverse wildlife, Florida offers a dynamic and captivating destination for residents and visitors alike.

Florida welcomes millions of tourists each year with its beautiful beaches, adventurous attractions and vibrant nightlife. There are quite a few British expatriates living in Florida .Many UK nationals travel to Florida for a holiday and to meet friends and family who live here. Traveling to Florida for a vacation or to meet family and friends is exciting. Travelers should however keep in mind that traveling overseas or to a new city can lead to unexpected risks. International travel insurance provides coverage for unexpected medical and travel emergencies. American visitor insurance has some of the best US travel insurance plans for international travelers with acute onset of pre-existing conditions and coverage. For more details call our customer service or email us and we will be glad to help you.

Travel insurance for Florida from UK cost

The cost of best travel insurance for Florida from UK depends on the age of the traveler, medical maximum coverage and deductible for the plan, type of US health insurance for UK (Fixed vs comprehensive travel insurance) and the cost of travel insurance for pre-existing conditions for the average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of UK to Florida travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage. Compare and buy the best US visitor health insurance from UK on American Visitor Insurance.

What is the best travel insurance for USA 2024?

US medical insurance cost in 2024 for visitors has increasingly reduced the disposal income with a major portion of the income going to health care deductibles, co-payments and co-insurance. The cost of a routine physician's visit is significantly higher in the U.S., where it might be $176. An echocardiogram can cost around $1,000 in Massachusetts and around $3000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500 -$5000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.

While there's no simple explanation for the high costs, an important contributing factor is the significant administrative expenses in healthcare and given the litigious nature of US society, the cost of medical-malpractice legal expenses. Employing numerous billing clerks by both hospitals and physicians, as well as by private insurance companies is a requirement in the US insurance system. In addition to that, the system's reliance on advanced technology, costly labor and the steep price of malpractice insurance in the US also contributes to the overall expenses.

While there are several reasons for high healthcare costs, the fact remains that one cannot afford to be uninsured while visiting the US. In US hospitals the cost for any treatment is much lower if you have insurance and the hospital is part of the PPO network when compared to getting the same treatment without any insurance. This is beyond the actual insurance coverage itself, so simply having visitors insurance reduces the bill substantially. This high price without insurance is unimaginable for visitors to pay out of their pocket. It is important for visitors to realize the importance of health insurance while visiting the US.

Florida Flag  Florida - General Information


Capital
Tallahassee

Language
English

Population
Around 23 million

Currency
US Dollar

Location
Southeast region of the United States

Best time to visit
December through May

Vacation spots
Epcot, Walt Disney World Resort, Everglades National Park, Miami Beach.

Popular tourist destinations in Florida

Buy travel insurance for Florida

City Beach

Panama City Beach is a popular destination for residents of the southern United States as well as tens of thousands of high school and college students on spring break.

Buy visitor insurance for Florida

Miami

Miami is a major city located on the southeastern coast of the state of Florida in the United States. It is known for its warm weather, beautiful beaches, vibrant nightlife, and diverse culture.

Florida travel insurance

Orlando

Orlando is theme-park city, having more theme parks than any place else in the world. There’s Walt Disney World, Epcot Center, Universal Studios, SeaWorld and Gator Park.

travel insurance Florida

Clearwater Beach

Clearwater Beach is separated by the city of Clearwater by the Intracoastal Waterway. USA Today readers in 2013 named it Florida’s Best Beach Town.

Travel insurance for visiting Everglades National Park

What does visitors medical insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation
Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Travelers from UK to the Sunshine State - Florida

  • Visa Requirements: UK citizens visiting Florida (or any part of the United States) for tourism or leisure purposes generally do not need to obtain a B-2 tourist visa if their visit is for 90 days or less. Instead, they can take advantage of the Visa Waiver Program (VWP), which allows for visa-free travel with an approved ESTA (Electronic System for Travel Authorization).
  • Documentation: Ensure your passport is valid for at least the duration of your stay in the United States. It’s advisable for the passport to be valid for six months beyond your planned departure date from the U.S.
  • Weather and Culture: Florida has diverse climates, so it's essential to check the weather for your specific destination. The state is known for its diverse cultures, and each city may offer different experiences.
  • Travel health insurance: While not mandatory, having travel health insurance from UK to Florida is highly recommended to cover unexpected events such as trip cancellations, medical emergencies, and lost luggage.

USA visa health insurance, Visitor visa health insurance USA

US health insurance for students from UK to Florida

US student health insurance for UK students studying in Florida is essential to ensure they have access to medical care and financial protection in case of illness or injury. Many universities in Florida offer health insurance plans specifically designed for international students. US Student insurance options on American Visitor Insurance offer comparable coverage to University insurance plans but are significantly cheaper. These Florida universities student health insurance provide coverage throughout US and are not limited to the proximity of any college. The medical insurance for students from UK travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.

These Florida students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa. Some of the student medical insurance for OPT can be bought even if the student is not taking courses on campus. The student insurance for Florida from UK are tailored to the needs of students and may offer benefits such as coverage for pre-existing conditions, mental health services, and medical evacuation. Compare different UK to USA student health insurance plans to find one that meets the specific requirements and budget.

Top Florida Universities and Colleges among UK students

Factors for cost of travel insurance from UK to Florida

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for Florida from UK

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Buy the best travel insurance for your needs

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Florida Travel Insurance

Testimonials - From Our Customers

Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was looking for.  
Know more »

Moshe

I am pleased to say that your company is very professional in the field of Insurance.  
Know more »

Ethan

Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company.  
Know more »

Cinnia

Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

Click here to read more »

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Click here to read more »

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Click here to read more »

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Click here to read more »

Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

Click here to read more »

How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

Click here to read more »

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

Click here to read more »

Cheap travel insurance from UK to Florida – FAQ’s

01. Do I need travel insurance for Florida from UK ?

Yes, it is recommended that you buy international travel insurance for Florida from UK . Travel insurance can help protect you from unexpected medical expenses and other travel-related issues.

02. What does international travel insurance Florida from UK cover?

International travel insurance for Florida typically covers the following:

  • Medical expenses: This includes emergency medical expenses, hospitalization, and medical evacuation.
  • Trip cancellation and interruption: This covers the cost of your trip if you need to cancel or interrupt it due to unforeseen circumstances such as illness, injury, or death.
  • Baggage loss and delay: This covers the cost of lost, stolen, or damaged baggage, as well as the cost of replacing essential items if your baggage is delayed.
  • Personal liability: This covers you if you are held legally responsible for causing injury or damage to someone else or their property.
  • Emergency assistance: This provides 24/7 emergency assistance services, including medical referrals, emergency cash transfers, and translation services.

The coverage and cost of travel insurance for Florida varies depending on the type of coverage you choose and the duration of your stay.

03. How can I buy best travel insurance from UK to Florida?

You can compare and buy the best travel insurance Florida from UK on American Visitor Insurance after comparing available travel insurance plans for Florida depending up on the requirements and budget that works best for their needs.

04. How much does travel insurance cost in Florida? What is travel insurance for Florida from UK Cost?

The cost of travel insurance for Florida from UK can vary based on several factors, including the duration of your trip, coverage limits, your age, and the type of coverage you choose. It's recommended to compare quotes for travel insurance for Florida from UK on American Visitor Insurance online to find a policy that suits your needs and budget. The price of travel insurance from UK to Florida can vary depending on several factors, including:

  • Coverage Limits: The higher the coverage limits for medical expenses, trip cancellations, and other benefits, the higher the premium.
  • Travel Duration: The length of your trip influences the cost of travel insurance. Longer trips typically result in higher premiums.
  • Age of Insured: Younger individuals often pay lower premiums compared to older individuals due to lower perceived health risks.
  • Coverage Type: Comprehensive plans with a broader range of coverage options may cost more than basic plans.
  • Pre-Existing Conditions: Some plans may offer coverage for pre-existing conditions, which can affect the cost.
  • Deductibles and Copayments: Plans with lower deductibles and copayments may have higher premiums.
  • Provider and Plan Chosen: Different insurance providers and specific plans within those providers can have varying costs.

Travel insurance for Florida, Visitor insurance for Florida

Travel insurance for Florida resources
International travel insurance resources for Florida visa holders.

Explore »

Factors for Travel Insurance
Important factors while deciding on the best travel insurance to Florida.

Explore »

Types of Florida travel insurance online
Understanding different types of Florida visa travel insurance options.

Explore »

Florida travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.

Explore »

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

US travel insurance for UK tourists - Links

Travel Insurance for Florida FAQ

FAQs about travel insurance for Florida.

Click here to read more »

Florida Travel Insurance Blog

Blog about travel health insurance Florida.

Click here to read more »

Travel Insurance to Florida Forum

Customer Queries for UK travelers to Florida.

Click here to read more »

Expertise in offering travel insurance
20+ years!

Customers from over
180 countries!