Best Travel Insurance from UK to New York

Compare and buy travel insurance

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel Insurance for New York from UK

New York is one of the most visited travel destinations for people all over the world. It has everything to entice adventurous tourists with its state of the art monuments, most popular Broadway, Central Park, Brooklyn Bridge, and the Empire State Building.New York – ‘The big Apple’ is possibly the most multi-cultural and linguistically diverse city worldwide .It has more than 100 languages spoken in various American English lingos. Visitors from the United Kingdom is at the top of the list of the nationalities for visiting NYC and for the highest spending in New York. There are also thousands of Brits living in New York. Each year millions of UK citizens travel to New York for a vacation and to meet friends and family living in New York.

Traveling across the pond to New York brings in a lot of excitement and fun. UK travelers should however keep in mind the risks while traveling overseas given the high cost of US healthcare and that the UK’s NHS provides no coverage in the United States.

International travel insurance provides coverage for unexpected medical emergencies along with insuring the trip costs. American visitor insurance offers some of the most popular US insurance travel insurance plans among international travelers. For more details call the customer service or email and one of the licensed agents will be glad to help.

Importance of American traveler insurance

Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.

US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason travel insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.

New York FlagNew York - General Information

location_city
Capital
Albany
language
Language
English
attach_money
Currency
US Dollar
groups
Population
19.5 million
event
Best time to visit
April to June and Sep. to Nov.
globe
Location
Northeastern United States
location_on
Vacation spots
Times Square, the Empire State Building, Central Park, Museum Mile, the Statue of Liberty and Ellis Island.

Popular tourist destinations in New York

Buy travel insurance for Lake Placid

Lake Placid

In Essex County, in the heart of the Adirondack Mountains, is the village of Lake Placid. Lake Placid is well known thanks to serving as the host of the 1980 Winter Olympics.

Buy travel insurance for Watkins Glen State Park

Watkins Glen State Park

Located at the southern end of Seneca Lake, is Watkins Glen State Park. If you want to get outdoors and experience some phenomenal views, then this is the perfect destination.

Fire Island

Fire Island

Much of the island is made up of the Fire Island National Seashore, a former whaling base that is now a popular seaside getaway destination.

Niagara Falls

Niagara Falls

Niagara Falls known as the Honeymoon Capital of the World, Niagara Falls is absolutely a romantic destination. However, travelers of all types will want to check out this magnificent natural attraction.

Last minute travel insurance USA from UK

Medical insurance for U.S. citizens living in UK visiting US

U.S. citizens and expats living in UK frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA. Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are Patriot America Lite, Patriot America Plus, Patriot Platinum America. Another popular travel insurance for U S citizen traveling to USA is Diplomat America insurance by Global Underwriters. The cost of US expat returning to USA health insurance are based on the traveler’s age, duration of coverage and chosen plan maximum with deductible.

Cost of health insurance for US expats visiting the USA in 2024

Travel insurance USA Coverage Deductible Provider Network Cost #
Patriot America Lite IMG $50,000 $100 United HealthCare $86
Patriot America Plus IMG $50,000 $100 United HealthCare $87
Patriot Platinum IMG $2,000,000 $100 United HealthCare $195
Diplomat America Global Underwriters $50,000 $100 No PPO $138

# Approximate cost of US expat returning to US health insurance is for a 40-year-old US visiting US for a duration of 1 month

Best travel insurance for US citizens visiting USA

What does visitors medical insurance cover?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Travelers from UK to the Lone Star State - New York

  • Visa Requirements: UK citizens don't typically need a visa for short-term visits to the US, including New York. They can enter under the Visa Waiver Program (VWP).
  • Documentation: A valid British passport (machine-readable, e-passport preferred) with at least 6 months validity remaining, Proof of onward travel (return ticket or itinerary), ESTA authorization (if traveling under VWP), Visa (if not covered by VWP).
  • Flights: Numerous airlines offer direct and connecting flights from major UK cities (London, Manchester, Edinburgh, etc.) to New York's major airports (JFK, Newark, LaGuardia).
  • Weather and Culture: New York has diverse climates, so it's essential to check the weather for your specific destination. The state is known for its diverse cultures, and each city may offer different experiences.

USA visa health insurance, Visitor visa health insurance USA

US health insurance for students from UK to New York

US student health insurance for UK students studying in New York is essential to ensure they have access to medical care and financial protection in case of illness or injury. Many universities in New York offer health insurance plans specifically designed for international students. US Student insurance options on American Visitor Insurance offer comparable coverage to University insurance plans but are significantly cheaper. These New York universities student health insurance provide coverage throughout US and are not limited to the proximity of any college. The medical insurance for students from UK travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.

These New York students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa. Some of the student medical insurance for OPT can be bought even if the student is not taking courses on campus. The student insurance for New York from UK are tailored to the needs of students and may offer benefits such as coverage for pre-existing conditions, mental health services, and medical evacuation. Compare different UK to USA student health insurance plans to find one that meets the specific requirements and budget.

Visitors insurance with pre-existing conditions coverage for New York

Many older travelers who are visiting New York are likely to have pre-existing medical conditions. It is very important for senior citizens to buy visitor health insurance USA with best available coverage for pre-existing conditions. Health for New York offers travel health insurance plans that cover emergency medical treatment, but pre-existing conditions are not covered. On American Visitor Insurance you can find the plans that cover acute onset of pre-existing conditions, but chronic or congenital disorders are excluded from such coverage. Travelers to New York can compare plans using visitors travel insurance for pre-existing conditions comparison tool.

What are the factors to consider while buying travel health insurance for New York?

The cost of New York visa insurance depends on the following:

  • Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
  • Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
  • Medical maximum coverage: The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
  • Region of coverage: Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.
  • Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
  • Any add on benefits: Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

How do I buy travel insurance for New York from UK?

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Buy the best travel insurance for your needs

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

New York Travel Insurance

Testimonials - From Our Customers

"Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was looking for."  
Know more »

Moshe

"I am pleased to say that your company is very professional in the field of Insurance."  
Know more »

Ethan

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."  
Know more »

Cinnia

Find the best US visitor insurance coverage - Blogs and Articles

description

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

Click here to read more »
flight

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Click here to read more »
balance

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Click here to read more »
globe

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Click here to read more »
description

Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

Click here to read more »
question_mark

How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

Click here to read more »

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

Click here to read more »

Travel insurance blogs and articles

balance
Trip vs Travel vs Global

Article comparing trip cancellation insurance, travel medical and expatriate insurance..
Click here to read more

flight
Insuring Your Travel Investment

Find out how to insure your trip investment costs and know available plans with trip cancellation
Click here to read more

description
Blog for Trip vs Travel vs Global

Confused whether you need to buy Trip cancellation or Travel medical insurance or long term Global health insurance?
Click here to read more

flight
Trip protection insurance for US Travelers

Travel insurance coverage for US travelers traveling outside the USA...
Click here to read more

Cheap travel insurance from UK to New York – FAQ’s

1. Do I need travel insurance for New York from UK ?

Yes, it is recommended that you buy international travel insurance for New York from UK . Travel insurance can help protect you from unexpected medical expenses and other travel-related issues.

2. How much does travel insurance cost in New York?

The cost of travel insurance for New York from UK can vary based on several factors, including the duration of your trip, coverage limits, your age, and the type of coverage you choose. It's recommended to compare quotes for travel insurance for New York from UK on American Visitor Insurance online to find a policy that suits your needs and budget.

3. What does international travel insurance New York from UK cover?

International travel insurance for New York typically covers the following:

  • Medical expenses: This includes emergency medical expenses, hospitalization, and medical evacuation.
  • Trip cancellation and interruption: This covers the cost of your trip if you need to cancel or interrupt it due to unforeseen circumstances such as illness, injury, or death.
  • Baggage loss and delay: This covers the cost of lost, stolen, or damaged baggage, as well as the cost of replacing essential items if your baggage is delayed.
  • Personal liability: This covers you if you are held legally responsible for causing injury or damage to someone else or their property.
  • Emergency assistance: This provides 24/7 emergency assistance services, including medical referrals, emergency cash transfers, and translation services.

The coverage and cost of travel insurance for New York varies depending on the type of coverage you choose and the duration of your stay.

4. How can I buy best travel insurance from UK to New York?

You can compare and buy the best travel insurance New York from UK on American Visitor Insurance after comparing available travel insurance plans for New York depending up on the requirements and budget that works best for their needs.

5. What is travel insurance for New York from UK Cost?

The price of travel insurance from UK to New York can vary depending on several factors, including:

  • Coverage Limits: The higher the coverage limits for medical expenses, trip cancellations, and other benefits, the higher the premium.
  • Travel Duration: The length of your trip influences the cost of travel insurance. Longer trips typically result in higher premiums.
  • Age of Insured: Younger individuals often pay lower premiums compared to older individuals due to lower perceived health risks.
  • Coverage Type: Comprehensive plans with a broader range of coverage options may cost more than basic plans.
  • Pre-Existing Conditions: Some plans may offer coverage for pre-existing conditions, which can affect the cost.
  • Deductibles and Copayments: Plans with lower deductibles and copayments may have higher premiums.
  • Provider and Plan Chosen: Different insurance providers and specific plans within those providers can have varying costs.

Travel insurance for New York, Visitor insurance for New York

flight

Travel insurance for New York resources
International travel insurance resources for New York visa holders.

Explore »
globe

Factors for Travel Insurance
Important factors while deciding on the best travel insurance to New York.

Explore »
balance

Types of New York travel insurance online
Understanding different types of New York visa travel insurance options.

Explore »
description

New York travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.

Explore »

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

US travel insurance for UK tourists - Links

question_mark

Travel Insurance for New York FAQ

FAQs about travel insurance for New York.

Click here to read more »
rss_feed

New York Travel Insurance Blog

Blog about travel health insurance New York.

Click here to read more »
groups

Travel Insurance to New York Forum

Customer Queries for UK travelers to New York.

Click here to read more »
handshake
Expertise in offering travel insurance
20+ years!
globe
Customers from over
180 countries!