🪂 Powered Parachuting Travel Insurance
Powered Parachuting (also known as PPC or Powered Paragliding) is a thrilling and exciting sport that combines a parachute with a propeller-driven cart to create an exciting experience in ultralight aviation. While enjoyable and accessible to beginners, flying PPC does present higher potential for risk beyond regular travel insurance.
Most standard travel insurance policies DO NOT include coverage for either PPC or any other type of airsports. At American Visitor Insurance, we provide Specialised Sports Insurance Solutions expressly designed for adventure travellers with a focus on Medical Emergencies, Evacuations and Protection against Accidents incurred during PPC Activities.
What Are the Best Visitor Insurance Plans for Powered Parachuting in the USA?
Travelers planning to enjoy Powered Parachuting in the USA should choose a travel medical insurance plan that specifically covers air-activity and adventure sports. The best Powered Parachuting travel insurance options for visitors to the USA include Visit USA Insurance, Diplomat America, and Diplomat Long Term, all available through American Visitor Insurance. These plans offer strong medical coverage and optional sports riders designed for high-risk activities like Powered Parachuting.
Visit USA Insurance
Travel Insurance Services
- Visit USA Travel Insurance offers an optional Hazardous Sports Coverage add-on.
- Provides medical protection for injuries and illnesses related to covered adventure sports while in the USA during travel activities.
- Visit USA Powered Parachuting travel insurance for a 35-year-old starts at $116/month for the standard plan. Adding the adventure sports upgrade, including Powered Parachuting, raises it to $138/month.
Diplomat America
Global Underwriters
- Diplomat America offers an optional Athletic & Hazardous Activity Rider for adventure coverage.
- Benefits apply according to plan-specific limits under the rider.
- Diplomat America Plus is a strong choice for Powered Parachuting coverage. For a 35-year-old, the standard plan starts at $95/month ($50,000 maximum, $250 deductible), and with adventure sports coverage it increases to $168/month.
Diplomat Long Term
Global Underwriters
- Diplomat Longterm offers an optional Athletic & Hazardous Activity Rider for adventure coverage.
- Provides medical coverage for eligible injuries related to covered adventure activities.
- Diplomat Long Term Travel Insurance is a top Powered Parachuting option. For a 35-year-old on a 3-month trip, the standard plan costs $483 ($500,000 maximum, $250 deductible). Adding the Athletic Sports & Hazardous Activity Rider, including Powered Parachuting, raises the premium to $677.
What Are the Best International Travel Medical Insurance Plans for Powered Parachuting Coverage?
Travelers going abroad who plan to try Powered Parachuting need reliable travel medical insurance that covers air-activity and adventure sports. The best Powered Parachuting insurance plans for international trips include Diplomat Longterm, InterMedical insurance are available through American Visitor Insurance. These plans offer strong medical benefits with optional sports coverage designed for high-risk activities like Powered Parachuting.
Diplomat Longterm Insurance
Global Underwriters
- Diplomat Longterm offers an optional Athletic & Hazardous Activity Rider for adventure coverage.
- Provides medical protection for eligible injuries during covered adventure activities.
- Diplomat Long Term Travel Insurance is a top Powered Parachuting option for international travelers. For a 35-year-old, the 3-month standard plan costs $287 ($500,000 maximum, $250 deductible). Adding the Athletic Sports & Hazardous Activity Rider, including Powered Parachuting, raises it to $431.
InterMedical Travel Insurance
Travel Insurance Services
- InterMedical Travel Insurance offers an optional Hazardous Sports Coverage add-on for adventure protection.
- Provides medical protection for injuries and illnesses related to covered adventure sports while abroad during travel activities.
- InterMedical offers adventure travel insurance paragliding for a 35-year-old, starting at $56 per month for the standard plan (policy maximum $50,000, deductible $250). Adding the optional adventure sports coverage, which includes paragliding, increases the premium to $66 per month
Does Travel Insurance Cover Powered Parachuting?
Yes. The top Powered Parachuting travel insurance plans with optional air-sports coverage include Travelex Ultimate Insurance, iTravelInsured Travel Choice and Travelex Advantage Insurance, all available through American Visitor Insurance. These plans offer specialized protection for high-risk adventure activities like Powered Parachuting, ensuring travelers stay covered during their trip.
Travelex Advantage Insurance
Travelex Insurance
- Travelex Advantage Travel Insurance offers an optional Adventure Sports Coverage for added protection.
- Provides medical coverage for injuries and emergencies during covered adventure activities.
- Travelex Advantage offers Powered Parachuting travel insurance for a 35-year-old starting at $38 for a $1,000 With adventure activities coverage, the premium rises to $44.
Travelex Ultimate Insurance
Travelex Insurance
- Travelex Ultimate Travel Insurance offers an optional Adventure Sports Coverage for added protection.
- Provides medical coverage for injuries and emergencies during covered adventure activities.
- Travelex Ultimate Powered Parachuting insurance for a 35-year-old starts at $60 for a $1,000 trip, rising to $78 with adventure activities coverage.
- iTravelInsured Travel Choice Insurance includes an optional Sports Coverage add-on for adventure protection.
- Provides medical coverage for injuries and emergencies during covered adventure activities.
- iTravelInsured Travel Choice Trip Cancellation Insurance for a 35-year-old starts at $46 for a 15-day trip (based on a $1,000 trip cost) for the standard plan. Adding the optional sports coverage, including Powered Parachuting, increases the premium to $70.
🏥 Why Do You Need Powered Parachuting Insurance?
Powered Parachuting takes place at Low & Slow altitude, therefore the risk levels are greatly increased due to Weather Conditions, Fluctuating Heights, and Engine or Equipment failure. Accidental injuries such as Choppy Landings and Midair Accidents can result in Large Medical Expenses, Emergency Rescue Fees or, in Extreme Cases, Airlift Evacuations.
If an injury does occur, only Adventure Sports Insurance specifically intended for PPC Activities will cover that Injury.
👤 Who Should Buy Powered Parachuting Insurance?
Individuals traveling internationally who intend on using Powered Parachutes:
- Adventure Sports Participants.
- Students Enrolled in Flight Training Courses.
- Tourists Participating in Sightseeing Flights Using Powered Parachutes.
- Individuals Newly Participating as Passengers in a Powered Parachute with a Certified Pilot.
- Experienced Powered Parachute Pilots.
⚠️ What Are The Risks Involved in Powered Parachuting?
While powered parachuting can be a safe subset of ultralight aviation, accidents can still happen. Examples of hazards include:
Landings That Are too Hard or AbnormalThis can happen when a person's altitude gets misjudged, the area has rough terrain, or the engine fails suddenly:
- Sprains and fractures.
- Injuries to the back and neck.
- Injuries caused by impact on ankles and knees.
Even a minor shift in wind can create instability during flight for the pilot of the powered parachute:
- Loss of control in the direction they wanted to take.
- The parachute canopy collapsing as it is being subject to turbulence.
- Forced landings in dangerous place.
Mechanical failures and structural failures are possible, even if the equipment that you own has been well maintained:
- Engine Failure
- Suspension line Breakage
- Propeller Damage
- A Broken Harness Buckle
Powered Parachutes may collide with the following types of hazards during takeoff or landing, as well as low flying:
- Trees
- Bodies of Water
- Rock/Cliff Faces
- Power Lines
Rural or sparsely populated areas are commonly where powered parachuting takes place; therefore, the use of:
- Emergency Helicopter.
- EMS/Fire Department Response.
- Off Road Vehicle Extraction.
Injuries that could potentially become severe, even with the use of safety gear, may include:
- Concussions
- Cervical Spinal Injuries
- Internal Trauma
Because of these types of risks, it is important for travelers who want to engage in adventure sports, including ultralight aviation and powered parachuting, to purchase travel insurance products that offer ultralight aviation and powered parachuting coverages.
🛡️ What Does Powered Parachuting Insurance Cover?
- Emergency Transportation by Ground or Air.
- Inpatient Hospitalization (Intensive Care Unit).
- Ground Ambulance Support.
- Emergency Evacuation from Isolated Locations.
- Return of Remains to Country of Origin.
- Search and Rescue Services based on Emergency Medical Services Plan.
- Trip Interruption and Cancellation due to Injury.
❌ What Is Not Covered?
The vast majority of Adventure Sports Insurance will NOT Cover:
- Flying or participating while under the influence of drugs/unlawful substances.
- Competitions/Professional Events.
- World Record Attempts.
- Reckless/Unlawful Flying Conduct.
- Flying Without a Certified Instructor.
- Flying an Unregistered/Unsafe Aircraft.
🌍 Best Destinations That Require Powered Parachuting Insurance
- United States (Florida, Arizona, Utah)
- Spain
- Australia
- South Africa
- Brazil
- Portugal
Have Questions?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
❓ Powered Parachuting Travel Insurance – FAQs
1. Does standard travel insurance include coverage for powered parachuting?
No, standard travel policies generally exclude coverage for powered parachuting. Along with ultralight aviation and similar forms of high-risk airborne activity, these activities fall under the umbrella of "sport" or "adventure" insurance. That being said, if you plan on flying your powered parachute, you will need to take out an additional policy specific to powered parachuting or purchase an additional adventure sports package to provide adequate coverage.
2. Is powered parachuting considered an extreme sport for insurance purposes?
Yes, powered parachuting is classified by insurance companies as an extreme air sport or high-risk activity; therefore, only certain extreme sports insurance policies will cover this type of activity.
3. Do powered parachute insurance policies provide for air rescue or air evacuation by helicopter?
Most adventure sports insurance policies have the option to include emergency medical evacuation coverage, which often includes helicopter evacuation for medically necessary grounds—specifically for flights that begin or end in remote or rural areas.
4. As a beginner, can I purchase insurance to operate a powered parachute during my training flights?
Yes, as long as you are operating the powered parachute under the supervision of a certified instructor, beginners can take out a powered parachuting policy. This includes training flights conducted in conjunction with a training course as well as tandem flights or introductory flights where the beginner is the pilot and has obtained permission to fly the powered parachute.
5. Is powered parachuting insurance mandatory?
While there is no federal requirement for powered parachuting insurance, many adventure tour operators and certification schools strongly recommend or require the use of adventure sports travel insurance, given the liability associated with medical/evacuation costs due to injury associated with powered parachuting.
6. Does powered parachuting insurance include coverage for damaged equipment?
Generally, powered parachuting insurance only provides coverage for claims arising from medical emergencies and does not include coverage for equipment damages. Unless the policy or insurance specifically states that personal property or sporting equipment will have coverage, there will likely be no coverage for such items.
7. Can I get multi-sport coverage for powered parachuting and other adventure activities?
Absolutely. Many insurance providers provide policies that offer Multi-Adventure Sports Insurance that includes coverage for paragliding, paramotor (PPG), ziplining, scuba diving, sky diving and powered parachute.
8. Are there age limits for purchasing powered parachuting travel insurance?
The age at which you can purchase powered parachuting travel insurance varies from one insurance provider to another. Many providers have upper-age limits (for example, age 65, 69, or 79) on their policies for these types of coverages. However, American Visitor Insurance can help those looking for powered parachuting insurances for older adult travelers.
9. Am I covered if I am injured while participating in powered parachuting globally (outside of the US)?
Yes. The majority of powered parachuting travel insurance plans provide worldwide medical coverage, provided powered parachuting is listed on the provider's website as covered.
10. Does powered parachuting travel insurance cover search and rescue (SAR)?
Some travel insurance providers offer coverage for Search & Rescue, especially so within the adventure/ sporting markets. This helps reimburse you for costs associated with using an official rescue team if you require assistance finding your way to a safe landing site or you become lost while parachuting.
⭐ Why Buy Powered Parachuting Insurance from American Visitor Insurance?
- Compare top adventure sports insurance plans instantly.
- Trusted U.S. insurance marketplace for 20+ years.
- 24/7 customer support.
- Options for visitors to the U.S. and international travelers.
- Affordable premiums from reputable insurers.
- Quick and secure online purchase.
