Skydiving Travel Insurance – Coverage for High-Risk Adventure Sports
Skydiving is a popular activity. It has always been viewed as exhilarating to many; however, it carries greater risk than other activities. Therefore, when traveling internationally, anyone who participates in this adventure sport should consider purchasing a specialized travel (or skydiving) insurance policy that is most appropriate to their individual needs. Standard travel insurance policies typically do not cover injuries that result from skydiving; therefore, it is critical to purchase a plan that will adequately cover recreational or extreme sporting activities.
American Visitor Insurance provides a platform for travelers to evaluate various available policies; they are able to locate the best policy that contains modifications for injuries due to skydiving. Because of this service, travelers will feel secure in the knowledge that they will receive compensation for any injuries incurred while participating in skydiving.
What Are the Best Visitor Insurance Plans for Skydiving in the USA?
Travelers planning to enjoy Skydiving in the USA should choose a travel medical insurance plan that specifically covers air-activity and adventure sports. The best Skydiving travel insurance options for visitors to the USA include Patriot America Plus, Diplomat America, and Travel Medical Choice, all available through American Visitor Insurance. These plans offer strong medical coverage and optional sports riders designed for high-risk activities like paragliding.
- Patriot America Plus offers an optional Adventure Sports Rider (for travelers under 65).
- Includes other approved recreational adventure activities.
- Patriot America Plus is a strong option for Skydiving insurance in the USA. For a 35-year-old, the standard plan starts at $58/month ($50,000 maximum, $250 deductible). Adding the adventure sports rider that covers Skydiving raises the premium to about $70/month.
- Patriot America Lite includes an optional Adventure Sports Rider for travelers under 65.
- Also includes other approved recreational adventure activities under the plan.
- Patriot America Lite offers affordable Skydiving insurance for visitors to the USA, starting at $54 per month for a 35-year-old. Including the adventure sports rider for Skydiving raises the premium to $65 per month.
Travel Medical Choice
Seven Corners
- Travel Medical Choice offers an optional Adventure Sports Rider for added protection.
- Benefits apply up to the policy maximum, following plan-specific limits.
- Travel insurance for Skydiving is available through Travel Medical Choice for just $48 per month for a 35-year-old. With the adventure sports upgrade, including Skydiving, the premium becomes $56 per month, offering reliable protection for adventure travel.
Diplomat Long Term
Global Underwriters
- Diplomat Longterm offers an optional Athletic & Hazardous Activity Rider for adventure coverage.
- Provides medical coverage for eligible injuries related to covered adventure activities.
- Diplomat Long Term Travel Insurance is a top Skydiving option. For a 35-year-old on a 3-month trip, the standard plan costs $483 ($500,000 maximum, $250 deductible). Adding the Athletic Sports & Hazardous Activity Rider, including Skydiving, raises the premium to $677.
Diplomat America
Global Underwriters
- Diplomat America offers an optional Athletic & Hazardous Activity Rider for adventure coverage.
- Benefits apply according to plan-specific limits under the rider.
- Diplomat America Plus is a strong choice for Skydiving coverage. For a 35-year-old, the standard plan starts at $95/month ($50,000 maximum, $250 deductible), and with adventure sports coverage it increases to $168/month.
What Are the Best International Travel Medical Insurance Plans for Skydiving Coverage?
Travelers going abroad who plan to try Skydiving need reliable travel medical insurance that covers air-activity and adventure sports. The best paragliding insurance plans for international trips include Patriot International Lite Insurance, Diplomat Longterm Insurance all available through American Visitor Insurance. These plans offer strong medical benefits with optional sports coverage designed for high-risk activities like Skydiving.
- Patriot America Plus includes an optional Adventure Sports Rider for travelers under 65.
- Also provides coverage for other approved recreational adventure activities.
- Patriot International Lite provides Skydiving coverage for international travelers. For a 35-year-old, the standard plan starts at $32/month ($50,000 maximum, $250 deductible). Adding adventure sports coverage, including Skydiving, raises the premium to $39/month.
Diplomat Longterm Insurance
Global Underwriters
- Diplomat Longterm offers an optional Athletic & Hazardous Activity Rider for adventure coverage.
- Provides medical protection for eligible injuries during covered adventure activities.
- Diplomat Long Term Travel Insurance is a top Skydiving option for international travelers. For a 35-year-old, the 3-month standard plan costs $287 ($500,000 maximum, $250 deductible). Adding the Athletic Sports & Hazardous Activity Rider, including Skydiving, raises it to $431.
Does Travel Insurance Cover Skydiving?
Yes. The top Skydiving travel insurance plans with optional air-sports coverage include Travelex Ultimate Insurance, iTravelInsured Travel Choice and Travelex Advantage Insurance, all available through American Visitor Insurance. These plans offer specialized protection for high-risk adventure activities like Skydiving, ensuring travelers stay covered during their trip.
Travelex Advantage Insurance
Travelex Insurance
- Travelex Advantage Travel Insurance offers an optional Adventure Sports Coverage for added protection.
- Provides medical coverage for injuries and emergencies during covered adventure activities.
- Travelex Advantage offers Skydiving travel insurance for a 35-year-old starting at $38 for a $1,000 With adventure activities coverage, the premium rises to $44.
Travelex Ultimate Insurance
Travelex Insurance
- Travelex Ultimate Travel Insurance offers an optional Adventure Sports Coverage for added protection.
- Provides medical coverage for injuries and emergencies during covered adventure activities.
- Travelex Ultimate Skydiving insurance for a 35-year-old starts at $60 for a $1,000 trip, rising to $78 with adventure activities coverage.
- iTravelInsured Travel Choice Insurance includes an optional Sports Coverage add-on for adventure protection.
- Provides medical coverage for injuries and emergencies during covered adventure activities.
- iTravelInsured Travel Choice Trip Cancellation Insurance for a 35-year-old starts at $46 for a 15-day trip (based on a $1,000 trip cost) for the standard plan. Adding the optional sports coverage, including Skydiving, increases the premium to $70.
Why Do You Need Skydiving Insurance?
Travelers to other countries who sustain injuries while skydiving may suffer not only from severe injuries but also from the cost of medical treatment for those injuries. Without a catharsis of insurance coverage, the cost of emergency evacuation or repatriation can easily exceed $50,000 in some countries. A dedicated Skydiving Insurance policy protects you financially while participating in a high-adrenaline sport.
Who Should Buy Skydiving Insurance?
Individuals who could benefit from obtaining skydiving insurance include:
- Inexperienced skydivers who are learning to jump through a tandem jump program.
- Advanced skydivers who will be jumping by themselves.
- Individuals planning a trip that includes participation in a guided skydiving excursion or a skydiving school.
- People traveling to location(s) that are known for the sport of skydiving.
In addition to being adventure seekers who take part in competitive skydiving events, many people will be travelling outside of the USA, and may need documentation showing they carry insurance that covers their participation in an adventure sport. Therefore, if your vacation plans include skydiving, American Visitor Insurance highly recommends securing a travel insurance policy that covers adventure sports.
⚠️ What Are The Risks Involved in Skydiving?
- Making Hard Landings and Sustaining Injury.
- Malfunctioning or Inadequate Parachute Deployment.
- Collisions During The Freefall.
- Landing In Water, Trees, and Hard Surface Areas.
- Consequences of High Altitude Pressurisation.
- Accidents Caused By Weather Conditions.
Because the risks associated with sky diving differ considerably from those associated with standard travel insurance policies, purchasing a specialised policy for this activity is usually necessary.
🛡️ What Skydiving Insurance Typically Covers?
A comprehensive Sky Diving Insurance policy should generally offer the following:
- Emergency Medical Treatment – Emergency Medical Visits, Hospitalisation, Surgery.
- Emergency Medical Evacuation from Commercial Establishments or Drop Zones.
- Repatriation of Injured Person to Their Home After a Severe Accident.
- Trip Cancellation/Interruption due to Sky Diving-Related Injury.
- Adventure Sports Riders for Accident Coverage Specific for Sky Diving.
- Accidental Death & Dismemberment (AD&D) — financial protection for serious incidents.
- 24/7 Travel Assistance — global support during emergencies.
American Visitor Insurance mission is to provide individuals travelling to adventure-heavy destinations with the coverage they require in order to participate safely.
✅ Benefits of Skydiving Travel Insurance
Skydiving Travel Insurance Provides Coverage for:
- High medical bills resulting from an injury sustained during free fall or landing.
- The ability to obtain the highest quality of medical care no matter how far away or remote from home you may be.
- Requirements for doing adventure sports while traveling in certain countries.
- Peace of mind to those who participate in contagious jumping solo or tandem.
- Evacuation costs that can become exorbitantly high without proper insurance coverage.
- Travel disruption costs associated with sports-related emergencies while traveling.
🌍 Best Destinations That Require Skydiving Insurance
Many popular skydiving locations recommend—or sometimes require—proof of insurance.
- Interlaken, Switzerland
- Dubai, UAE
- Queenstown, New Zealand
- Hawaii, USA
- Pattaya, Thailand
- Cape Town, South Africa
- Spain (various drop zones)
- Australia (Byron Bay, Cairns)
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❓ Skydiving Travel Insurance FAQs
1. Does regular travel insurance cover skydiving?
No. Most regular travel insurance plans will have an exclusion for any high-risk activities such as skydiving. If you're going to sky dive, it is necessary to have a plan that has an Adventure Sports rider.
2. Can a first-time skydiver get coverage?
Yes, as long as they purchase an insurance plan with an adventure sports upgrade or rider.
3. Does skydiving insurance cover tandem jumps?
Generally, most plans with adventure sport riders will include coverage for both tandem and solo jumps.
4. Will you be covered for medical evacuation?
Yes, if you are injured in the course of your covered skydiving activities, and evacuation from the site of injury to a hospital or medical facility is medically necessary, you will be covered.
5. Do you need special insurance when sky diving abroad?
Yes, because overseas medical costs and medical evacuation costs can be exorbitant, a specialized insurance policy will be necessary.
6. Is it Illegal to Skydive without an Instructor?
Some skydiving insurance policies allow professionals who may jump as well as recreational jumpers, while other skydiving insurance policies will only allow for recreational jumping. It is best to contact an agent with American Visitor Insurance if you have questions about skydiving insurance eligibility.
7. Does Skydiving Insurance Cover Equipment Damage?
Most skydiving insurance policies will not include coverage for equipment damage. The primary focus of skydiving insurance is medical expenses while skydiving and the costs associated with emergencies.
8. Can You Purchase Skydiving Coverage After You Arrive in a Foreign Country?
You can purchase some skydiving insurance policies after arriving in a foreign country; however, the actual coverage will not start until the insurance policy has been issued.
⭐ Why Buy Skydiving Insurance From American Visitor Insurance?
- Access to top-rated US travel insurers.
- Plans that specifically offer adventure sports riders.
- Expert phone & chat support to help choose the right plan.
- Transparent comparison of coverage options.
- Affordable pricing for high-risk activity add-ons.
You get a trusted platform to compare, review, and purchase the best coverage for skydiving trips
