Which Travel Insurance Should I Buy for Poland (Schengen Visa)?

*Prices vary based on age, trip length, and coverage selected. All plans comply with Schengen visa insurance requirements.

Do I Need Travel Insurance for Poland?

Yes. Travel insurance for Poland is mandatory if you are applying for a Poland visa. Your policy must meet Poland visa travel insurance requirements, including:

  • Minimum €30,000 ($50,000) medical coverage
  • Emergency medical expenses
  • Hospitalization
  • Medical evacuation

If you do not need a visa, travel insurance is optional but still highly recommended due to potential high medical costs for foreigners.

Who Needs to Apply for Poland Schengen Visa?

Before traveling to Poland, it is necessary to buy Schengen visa travel insurance to meet the Poland visa requirements.

You need to apply for a Poland Schengen visa:
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If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland.

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If you plan to stay in Poland for up to 90 days within a 180-day period for tourism, business, or visiting family.

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Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Poland without a visa for short stays (usually up to 90 days).

Nationalities who needs a Schengen visa »
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On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Poland consulate for your visa application.

Once your Poland travel insurance is purchased, you will receive the

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Insurance details with the toll-free number

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Virtual ID card - a digital insurance card you can access instantly on your phone—no physical card required.

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Instant Poland visa insurance letter for your visa application, which serves as proof of coverage

What Are the Poland Travel Insurance Requirements?

Travelers who need a Poland visa should buy travel insurance satisfying Poland visa requirements:

  • Travel insurance coverage of 30,000 Euros (~USD $35,000 as of February 2026)
  • The policy must be valid in all 29 Schengen countries.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay in the Schengen Area.
  • The policy should offer 100% coverage with no excess/deductible.
library_books Procedure to get the Schengen visa application letter!

What Does Schengen Visa Travel Insurance for Poland Cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

🚑
Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

🏥
Health care expenses

Covers emergency medical expenses for accidental injury or illness.

⚰️
Repatriation of Remains

Offers coverage for repatriation of remains expenses to home country in case of death.

🩺
Coverage for Pre-Existing Conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

How Do I Get an Instant Poland Visa Insurance Letter Required by Consulate?

description 1) Enter Details & GET QUOTE
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balance 2) Compare plans & BUY NOW
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download 3) Download VISA LETTER
  • Poland travel insurance can be purchased online quickly and easily to meet Poland visa insurance requirements and consulate guidelines.
  • Provide relevant information such as traveler age, travel dates, and total medical coverage required in the quote form. A list of cheap Poland travel insurance plans, along with premium costs and medical coverage details, will be displayed instantly.
  • Compare multiple Poland visa insurance quotes and choose the cheapest Schengen travel insurance for Poland that meets the €30,000 minimum medical coverage and repatriation requirements.
  • The applicant can buy the best Poland visa insurance by completing the online application and secure credit card payment.
  • After purchasing Europe travel insurance valid for Poland, the traveler will receive complete insurance policy details, including a toll-free emergency assistance number, a virtual insurance ID card, and an instant Schengen visa insurance letter for Poland.
  • This visa insurance certificate for Poland visa can be downloaded immediately and submitted to the Poland Embassy or VFS Poland as proof of travel medical insurance coverage for Poland.

❌ What Travel Insurance Mistakes Should You Avoid When Applying for Poland?

Avoid these common errors that lead to Schengen visa rejections:

Coverage Below €30,000

Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation). Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.

Not Covering All Schengen Countries

The travel insurance must be valid in all 29 Schengen states. Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.

Traveler insurance Not Covering Entire Stay

The Europe travel insurance policy must match the correct entry and exit dates. If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.

Buying Non-Schengen Compliant Plans

Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment. Schengen visa officers check for these exclusions carefully.

Unrecognized / Non-Approved Insurance Providers

Consulates prefer international insurance companies that are well recognized in the Schengen region. Unfamiliar or unapproved providers may cause rejection.

Submitting Fake or Cancelled Policies

Some travelers submit “dummy” insurance and cancel it after printing. Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.

Mismatch Between Travel Dates & Insurance Dates

Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection. It is recommended to add a buffer day before arrival and after departure.

Not Carrying Proof of Travel Insurance

Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application. Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.

Top Travel Insurance Recommendations for Poland Schengen Visa in 2026

Cheapest Poland Schengen Visa Travel Insurance

Atlas International Insurance
$8/week*

Schengen-compliant medical coverage

  • Medical coverage: $50,000 – $2,000,000
  • Emergency medical evacuation up to $1,000,000
  • Acute onset of pre-existing conditions covered (up to 79 yrs)
  • Repatriation of remains included
Buy Now »

Best Travel Insurance for Poland Schengen Visa

Patriot International Lite
$10/week*

Balanced coverage for Europe travel

  • Policy Maximum: $50,000 – $1,000,000
  • Medical evacuation up to $1,000,000
  • Acute onset of pre-existing conditions covered (under 70 yrs)
  • Repatriation of remains up to $50,000
Buy Now »
Other Recommended Plans
Travel Medical Global Choice
  • Policy Maximum: $50,000 – $1,000,000
  • Medical evacuation up to $500,000
  • Acute onset of pre-existing conditions covered (under 79 yrs)

Starting at $10/week*

Learn More »
Safe Travels International
  • Policy Maximum: $50,000 – $1,000,000
  • Medical evacuation up to $1,000,000
  • Unexpected recurrence of pre-existing conditions covered (up to 70 yrs)

Starting at $18/week*

Learn More »

* Prices shown are indicative for a 7-day trip, $50,000 coverage, $0 deductible, 30-year-old traveler.

How Much Does Poland Schengen Travel Insurance Cost in 2026?

Europe Schengen travel insurance Cost in 2026

Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below

  • Meet Schengen visa requirements
  • Are accepted by Schengen embassies/consulates worldwide
  • Include a downloadable Schengen insurance visa letter immediately after purchase
Insurance Plans Provider Network Cost How to download Schengen Visa letter
Atlas International No PPO $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IPA Network $10 IMG insurance ID cards from My IMG
Atlas Premium International No PPO $11 WorldTrips insurance ID cards via Client Zone
Travel Medical Global Choice Wellabroad.com $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International United Healthcare Provider Network $15 Trawick International insurance ID cards via Client Zone.

Source: American Visitor Insurance ®

Which Is the Best Schengen Travel Insurance With Pre-Existing Conditions Coverage?

Travelers with existing health concerns often need more than basic Schengen visa insurance.

Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.

Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
  • Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
  • Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage:
    • Age 64 and under without primary health plan: Maximum limit $20,000
    • Age 64 and under with primary health plan: Up to the period-of-coverage limit
    • Age 65 through 69: Maximum limit $2,500
  • Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
  • Acute Onset of Pre-Existing Condition Coverage:
    • 14 days to 64 years old: Up to $50,000
    • 65 to 79 years old: Up to $10,000
    • 80 years and older: Not Available
  • Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
  • Includes coverage for unexpected recurrence of a pre-existing condition
    • Up to $2,500 for travelers up to age 69.
    • Not available for ages 70+.
  • Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
  • Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.

How Do I Get a Certificate Showing I Have Travel Insurance When Applying for a Schengen Visa?

To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:

  • Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
  • Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
  • Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
  • Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Poland visa travel insurance requirements.

How Can I Buy the Best Travel Insurance for Poland?

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Find the Best Plans
Complete the Poland Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
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Compare Options
Compare the price and the benefits of the different Poland visa insurance options to identify what fits your needs best.
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Buy Your Plan
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
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Review Your Policy
Review the insurance documents & download visa letter is required.
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Real-Life Scenarios for Poland Schengen Visa Insurance

local_hospital
Medical Emergency in Copenhagen

Severe food poisoning while exploring street food markets. Insurance covers hospital treatment and medical expenses without financial stress.

downhill_skiing
Ski Accident in Aarhus

A broken leg during a winter ski trip. Coverage includes surgery, hospitalization, and medical evacuation if needed.

luggage
Lost Luggage at Copenhagen Airport

Delayed luggage during transit. Insurance reimburses essential clothing and toiletries.

airplane_ticket
Flight Cancellation Due to Weather

Flight canceled due to heavy snow. Trip cancellation coverage reimburses hotel stays and rebooking fees.

dentistry
Emergency Dental Care in Odense

Sudden toothache requiring urgent treatment. Emergency dental costs are covered.

coronavirus
COVID-19 Quarantine Costs

Mandatory hotel quarantine after a positive test. Insurance helps cover medical consultations and quarantine expenses.

Schengen Visa Insurance Poland, Poland Travel Insurance - FAQs

1. How much does travel insurance to Poland cost?

The cost for the health insurance for Poland Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Poland visa. The Poland visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Poland visa on American Visitor Insurance.

2. What is the procedure to get a visa letter for Poland?

Poland visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Poland visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Poland visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing travel insurance to Poland, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Poland visa letter that may be presented to the consulate as proof of coverage.

3. Who must buy travel medical insurance for Poland visa?

A traveler from any of the Schengen visa required countries visiting Poland for less than 90 days is required to buy short term travel medical insurance to apply for Poland visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Poland for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

4. Which insurance provider is best for a Schengen visa to Poland?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Poland are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

5. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

6. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

7. If my Poland visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Poland visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

8. Can I cancel my Poland travel health insurance?

Yes, you can cancel your Poland travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

9. Can I get Poland visa without travel insurance?

No, you cannot get a Poland visa without travel insurance. According to the visa requirements, travel medical insurance is mandatory for all Schengen countries, including Poland. In fact, your insurance policy must provide travel health insurance covering a minimum of €30,000 for emergency hospitalization and repatriation expenses, valid throughout the Schengen area.

10. Can I apply for a Poland Schengen visa if my passport expires in two months?

No, you cannot apply for an Poland Schengen visa if your passport expires in just two months. The Poland consulate—like all Schengen member states—requires that your passport be valid for at least three months beyond your planned departure from the Schengen Area. Additionally, your passport must have been issued within the last ten years and contain at least two blank pages.

If your passport does not meet these conditions, your Poland visa application will be rejected. It is strongly advised to renew your passport before applying for the Poland Schengen visa to ensure that your application is processed without issues.

11. Can I travel to other Schengen countries with a Poland Schengen visa?

Yes. If you receive a Schengen visa issued by Poland, you may travel freely within all 29 Schengen member countries, provided Poland is your main destination (longest stay) or first point of entry. Your total stay must not exceed the number of days granted on your visa (typically up to 90 days within a 180-day period).

Important: If your primary destination changes after visa approval, you should consult the Polish consulate before traveling.

12. When should I book my Poland Schengen visa appointment?

Earliest You Can Apply

  • Up to 6 months before your planned travel date (9 months for seafarers).
  • Strongly recommended if traveling during peak seasons (June–September, Christmas, or major Polish festivals).

Latest You Should Apply

  • At least 15 calendar days before departure (legal minimum).
  • However, the Polish consulate recommends applying at least 3–4 weeks before travel.

Ideal Timing

  • 6–8 weeks before travel → Ideal balance between appointment availability and document preparation.
  • Appointment slots for Poland visas can fill quickly in major cities, so early booking is advisable.

13. How do I know if my Poland travel insurance meets Schengen visa requirements?

For a Poland Schengen visa, your travel insurance must strictly meet Schengen requirements set by Polish authorities.

Visa-Compliant Insurance (Poland) Common Reasons for Rejection
Policy starts on your exact departure date from your home country Insurance starts after arrival in Poland
Official PDF certificate with policy number, applicant name, and travel dates Incomplete confirmation or payment receipt only
Clearly states “Schengen Area” coverage including Poland No territorial coverage mentioned
Minimum €30,000 (or $50,000) medical coverage Coverage below €30,000 or unspecified limits
Includes emergency medical care, hospitalization, and repatriation of remains Missing repatriation or emergency evacuation clause
Coverage valid for entire duration of stay in the Schengen Area Coverage ends before your return date

Before submitting your Poland visa application, carefully verify that your insurance certificate:

  • Mentions coverage for the entire Schengen Area
  • Provides at least €30,000 medical coverage
  • Includes repatriation coverage
  • Matches your exact travel dates
  • Is issued in English or Polish

Failure to meet any of these requirements may result in visa delays or rejection.

Poland Travel Insurance Reviews

See what travelers are saying about their insurance experience for Poland. Real reviews from real visitors.

Karen

Karen

"I am always appreciating good business conduct and when I am coming back here for the longer time span."

Margaret

Margaret

"Thank you for your prompt response. Your prompt response will be highly appreciated."

Connie

Connie

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

How Do I Apply for a Poland Schengen Visa?

To apply for a Schengen Visa to Poland, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.)
  • Fill out the Schengen visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
  • Book an appointment with the Poland consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee.
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

What Is the Best Travel Insurance for Seniors Vacationing in Poland?

The best travel insurance for seniors vacationing in Poland depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.

Seniors under 70

Seniors under 80

Seniors over 80

  • Safe Travels Outbound Insurance – which costs about $670 per month.
  • Best choice for US seniors if you need at least $50,000 coverage (required for a Long-Term Europe visa).

All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.

Europe Travel Insurance for Seniors to Poland

Insurance for older travelers for visiting the Schengen countries

Know more »

Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?

We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.

  • Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
  • Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
  • Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
  • Expert Support & Assistance: Our licensed customer support team is available 24/7 to
    • Guide you through plan selection and online applications
    • Help with policy renewals or extensions
    • Assist with cancellations if travel plans change
    • Support filing insurance claims
  • Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.

What Factors Influence the Cost of Best Travel Insurance to Poland?

The cost of Poland health insurance for travelers depends on the following:

  • Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to Poland.
  • The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  • The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  • The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Poland visa will have the highest co-insurance.
  • The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Tip: While the cheapest plan may save money upfront, it’s important to balance affordability with adequate protection—especially for medical emergencies abroad.
Group travel insurance

Are you traveling as a Group?

Get a discount on the Best Group Travel Insurance for Poland

What Is Europe Medical Insurance for Schengen Visa?

What Are the Different Types of Poland Visas?

Visa Type Description Duration / Notes Subtypes (if any)
Schengen Visa (Type C) Short-term visa for travel and stay in Poland and the Schengen area. Up to 90 days within a 180-day period Single-entry, Double-entry, Multiple-entry
National Visa (Type D) Long-stay visa for stays in Poland exceeding 90 days. Issued under national legislation. Long-term; Examples: student visas, work visas, residence permits None
Airport Transit Visa (Type A) Allows transit through the international transit area of Poland airport without entering the country. Required for certain citizens connecting through Poland to a non-Schengen destination None
Transit Visa (Type B) Allows transit through Poland to reach a final destination outside the Schengen area. Valid for a maximum of 5 days None

What Are the Documents Required for Poland Visa?

  • Completed and signed application form
  • Valid Passport
  • Photographs that are taken recently
  • Documents of travel itinerary
  • Confirmation of health insurance coverage for Poland
  • Closed round trip ticket
  • Current bank statement
  • Poland visa insurance letter

What is the new travel authorization ETIAS requirement for US citizens traveling to Poland?

US citizens traveling to Poland should apply for ETIAS (European Travel Information and Authorization System).

  • ETIAS is not a visa, but a pre-travel clearance, similar to the US ESTA (Electronic System for Travel Authorization).
  • It allows short stays of up to 90 days within a 180-day period for tourism, business, or transit.
  • The application is completed online and is usually approved quickly.

Do US Citizens Need a Visa for Poland?

US citizens are advised to buy travel insurance Poland visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Poland and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Poland.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

Travel Insurance for Poland from USA »

Do US Citizens Need a Long Term Visa to Stay in Poland?

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $35,000 as of February 2026) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »

Do US Green Card Holders Need Poland Visa?

Yes, US Green Card holders may need a visa to travel to Poland, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Poland is required while applying for a Poland visa. US Green Card Holders can buy travel insurance to satisfy Poland visa requirements for their visa application on American Visitor Insurance.

Which Is the Best Poland Travel Insurance for US Seniors With Medicare?

  • US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
  • Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
  • Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.

🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting Poland

  • US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
  • There is a travel health insurance plan specifically designed for older American travelers.
  • Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

GlobeHopper Senior Single-Trip

Coverage: 5 days to 365 days

description Plan details | picture_as_pdf Brochure | shopping_cart Buy online

GlobeHopper Senior Multi-trip

Coverage: 12 months total, up to 30 days per trip.

description Plan details | picture_as_pdf Brochure | shopping_cart Buy online
Key benefits includes:
  • Provides $1 million coverage up to the age of 79 years
  • Provides $100,000 coverage for travelers 80 years and older
  • Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
  • Includes $25,000 coverage for emergency medical evacuation

Why Visit Poland & Why You Need Travel Insurance for Poland?

🗺️ Why Visit Poland?
  • Poland has become an increasingly popular destination in recent years, welcoming millions of visitors from across Europe and around the world. Nearly 250,000 travelers from the United States visit Poland every year. The country is known for being one of the most affordable tourist destinations in Europe, offering rich history and culture at nearly half the cost compared to many other European countries.
  • Among Poland’s most popular tourist destinations are its beautiful cities — especially the historic Old Town of Krakow, a UNESCO World Heritage Site. The capital city, Warsaw, offers a mix of tradition and modernity with several museums, including the famous Warsaw Uprising Museum featuring powerful sound, light, and video exhibits about the 1944 uprising.
  • Along the Baltic coast lies the architecturally stunning city of Gdansk. Poland also offers incredible natural beauty, from its scenic mountains and pristine forests to beautiful lakes and coastline. Its natural environment remains remarkably unspoiled, providing a peaceful retreat for nature lovers.
  • For US citizens and other international travelers visiting Poland for work or leisure, it is very important to purchase proper travel health insurance for Poland. At American Visitor Insurance, travelers can make informed decisions before buying Poland travel insurance through our easy-to-use comparison tools and resources.
  • Our online utilities help travelers compare various travel medical insurance plans objectively, understand coverage options in detail, and buy the best Polish travel insurance online — all without paperwork. This allows customers to quickly find the right travel health insurance for Poland work visa that fits their individual needs and budget.
Travel insurance to Poland

Travel Guide for Poland: General Information, Destinations & Airports

  • Travel insurance for Poland General Information About Poland

    • location_city Capital: Warsaw
    • location_on Location: Central Europee
    • euro Currency: Polish zloty
    • language Language: Polish, Prussian, Romani
    • groups Population: Around 38 million
    • event Best time to visit: Spring and Autumn
    • map Vacation spots: Warsaw, Krakow, Zakopane, Lodz, Wroclaw, Gdansk, Poznan, Zamosc, Klodzko, Tarnow, Ziebice, Swidnica, Katowice, Karpacz.
  • What Are the Popular Tourist Destinations in Poland?

    Health insurance for travel to Poland

    Malbork

    The medieval town of Malbork, perhaps better known by the German name of Marienburg, is most well-known for its castle.

    Medical insurance for visiting Poland

    Lublin

    Lublin, located east of the Vistula, is another ancient city with a market place that may have dated back to the sixth century.

    Tourist Insurance for Poland

    Tatra National Park

    Tatra National Park, located in southcentral Poland. The park is mainly forests, meadows and numerous rock formations covering the Tatra Mountains.

  • What are the Main Airports in Poland

    City Airport Name IATA Code
    Warsaw Warsaw Chopin Airport WAW
    Kraków Kraków John Paul II International Airport KRK
    Gdańsk Gdańsk Lech Wałęsa Airport GDN
    Wrocław Wrocław Copernicus Airport WRO

What Does Travel Insurance for Poland Visa Usually Not Cover?

Travel health insurance for Poland visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Poland Schengen Visa insurance. These include:

⚕️ Pre-existing medical conditions

Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.

💊 Treatment for chronic illnesses

Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.

🏥 Non-emergency medical treatment

Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.

🏄‍♂️ Adventure and extreme sports

Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.

🧠 Mental health conditions

Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.

Schengen Travel Insurance With 30,000 Euro Coverage

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