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Travel Insurance for Switzerland, Switzerland visa travel insurance

Procedure to get the Instant Switzerland visa letter for application as required by the European consulates

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Switzerland visa insurance quote

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What is the best travel insurance Switzerland visa insurance?

The best Switzerland visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Switzerland visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Switzerland travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Switzerland visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Switzerland visa medical insurance?

Travelers to Switzerland applying for the Schengen visa can buy Switzerland visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Switzerland on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Switzerland visa requirements as mandated by Schengen state consulates. Our compare Switzerland visa insurance quote facility lists a range of cheap travel insurance that satisfy the Switzerland visa requirements. After buying travel medical insurance for Switzerland on our website travelers can immediately download the required visa letter to be used while applying for the Switzerland visa.

How much does travel insurance to Switzerland cost?

The cost for the health insurance for Switzerland Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Switzerland visa. The Switzerland visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Switzerland visa on American Visitor Insurance.

Switzerland Visa Health Insurance

Switzerland the picturesque country in the heart of Europe conjures images of rolling Green hills, crystal Blue lakes and snow topped White peaks of the Alps. This image remains true to this beautiful country, but Switzerland is also the country very much in the center of the 21st century economy, with precision technology and global finance companies. Switzerland borders with Italy to the south, Germany to the north, Switzerland and Liechtenstein to the east and France to the west.

switzerland-nature

The country offers a gamut of attractions for tourists ranging from hiking and biking amidst natural scenery in summer to amazing skiing options in snow-filled Alpine slopes in winter. Switzerland's small towns and big cities have managed to retain their historic charm despite modern day changes. Bigger Swiss towns notable among them, Geneva, Zurich, Berne, Lausanne, Lugano, Lucarno all are charming in their own unique ways. There is a distinct French, German and Italian influence depending on the part of the country that you visit, all of these adding to the charm of Switzerland as a whole. Exploring Switzerland is most exciting however US and International tourists should remember to buy adequate travel medical insurance.

US Medicare and other domestic health insurance plans provide little coverage outside national borders. Travel medical insurance provides important protection in the event of a medical or a logistical emergency, in particular given how expensive these facilities are in Switzerland. Overseas travel insurance that we offer in American Visitor Insurance are custom designed by US insurance providers for international travelers.

Buying travel medical insurance Switzerland or anywhere in Europe on Americanvistorinsurance. com may appear illogical, however while we offer travel insurance for visiting the US, we also provide excellent international travel insurance plans for Europe. Switzerland travel insurance plans also satisfy Schengen visa requirements if required.

Switzerland travel insurance requirements

International travelers who needs a Switzerland visa will have to buy travel insurance satisfying Switzerland visa insurance requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Switzerland visa travel documents

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Nationalities who need Switzerland visa

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How much does Switzerland Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

Travel health insurance Switzerland

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Visiting Switzerland

Travel medical insurance for US citizens visiting Switzerland

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Switzerland residents visiting USA

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Group Travel

Switzerland visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

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Why should I buy Schengen visa insurance on American visitor insurance?

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Switzerland

The cost of Switzerland health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Switzerland.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Switzerland visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Switzerland travel insurance online

search 1: Finding all available Switzerland visa insurance plans

Complete the Switzerland visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Switzerland visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Switzerland visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Switzerland insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Switzerland
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Which is the cheap Europe travel medical insurance?

Switzerland Visa Types

Short-Stay Visas (up to 90 days)

1. Schengen Visa (Type C):

Allows stays of up to 90 days within a 180-day period in the Schengen area, including Switzerland. Can be a single-entry, double-entry, or multiple-entry visa.

2. Switzerland Transit Visa:

Allows transit through Switzerland to reach a final destination outside the Schengen area. Valid for a maximum of 5 days.

Long-Stay Visas (more than 90 days)

1. Switzerland National Visa (Type D):

Issued for stays longer than 90 days in Switzerland.

Includes visas for purposes like:
  • Student visa
  • Work visa
  • Family reunification visa

Residence Permits

  • After entering Switzerland with a long-stay (Type D) visa, travelers must apply for a Belgian residence permit.
  • The residence permit replaces the long-stay visa and allows long-term stay in Switzerland.

Work Permits for Non-EU/EEA Citizens

  • Switzerland has different types of work permits (A, B, C) for non-EU/EEA citizens, depending on the nature of employment.
  • A Type D visa is usually required in addition to the work permit.

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Travel health insurance Switzerland from USA

US citizens are advised to buy travel insurance for Switzerland even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Switzerland and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Switzerland. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Best travel insurance Switzerland for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel medical insurance Switzerland - FAQ's

1. Is travel insurance necessary for Switzerland?

If you need a visa for traveling to Switzerland (Schengen visa), then - Yes, Switzerland travel insurance is necessary for applying for the Schengen visa. The Switzerland visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Switzerland , then buying travel insurance for Switzerland is not mandatory for visits of less than 90 days. However given the cost of healthcare in Switzerland, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Switzerland .

2. How can I get travel medical insurance for Switzerland?

Travelers to Switzerland who need the Schengen visa can buy Switzerland visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Switzerland visa consulate requirements. Once you complete buying the Switzerland visa travel insurance online, you can download the required Switzerland visa letter which you can submit while applying for the Schengen visa.

3. How much is travel insurance for Switzerland visa?

The cost for the Switzerland visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Switzerland travel insurance required, the greater will be the cost. Our Switzerland visa insurance application quote facility lists the travel insurance that satisfy Switzerland visa consulate requirements.

4. What is the procedure to get a visa letter for Switzerland?

Switzerland visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Switzerland visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Switzerland visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Switzerland , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Switzerland visa letter that may be presented to the consulate as proof of coverage.

5. Who must buy travel medical insurance for Switzerland visa?

A traveler from any of the Schengen visa required countries visiting Switzerland for less than 90 days is required to buy short term travel medical insurance to apply for Switzerland visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Switzerland for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

6. Who offers Schengen visa Insurance for Switzerland?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Switzerland are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

7. What is covered under Switzerland visa travel insurance?

Best travel medical insurance for Switzerland visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

8. How do I get cheap Schengen visa travel insurance for Switzerland?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Switzerland visa insurance products before buying the cheap travel medical insurance for Switzerland visa.

9. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

10. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

11. If my Schengen visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Schengen visa is denied.There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

12.Can I cancel my Schengen travel insurance?

Yes, you can cancel your Schengen travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased.If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

13. Are there any specific customs or etiquette I should be aware of in Switzerland?

It's customary to greet people with a handshake. Punctuality is highly valued. Tipping is included in the service charge in restaurants, but it's polite to round up the bill. Smoking is generally not allowed in public places.

14. What are some outdoor activities popular in Switzerland?

Switzerland is a paradise for outdoor enthusiasts. Activities like hiking, skiing, snowboarding, mountaineering, paragliding, and cycling are popular in the Swiss Alps. Water sports on lakes like Lake Geneva and Lake Lucerne are also enjoyed.

15. How is public transportation in Switzerland?

Switzerland is known for having one of the best public transportation systems in the world. Trains, trams, buses, and boats operate efficiently, connecting even remote areas. The Swiss Travel System offers various passes for tourists to explore the country.

Travel insurance for SwitzerlandSwitzerland - General Information

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Capital
Bern
language
Language
French, Italian, German
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Currency
Swiss Franc
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Location
Central Europe
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Population
Around 8.3 million
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Best time to visit
April to September
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Vacation spots
Bern, Geneva, Zurich, Zermatt, Swiss National Park, Graubunden, Ticino.

Popular tourist destinations in Switzerland

Health insurance for travel to Switzerland

Bern

Bern is a picturesque medieval city with a history. Its most famous attraction is the Zytglogge, an ancient clock tower with moving puppets.

Medical insurance for visiting Switzerland

Lucerne

Considered one of the world’s prettiest cities, Lucerne is most famous for its 14th century Chapel Bridge and Water Tower.

Tourist Insurance for Switzerland

Lugano

Lugano has been nicknamed the “Monte Carlo of Switzerland,” because of its growing popularity with celebrities.

Best vacation insurance for travel to Switzerland

Zermatt

Zermatt is a small town that is famous for skiing and mountaineering due to its proximity to the Matterhorn,one of Switzerland’s highest mountains.

Popular River Cruises in Switzerland

Tourist information about Switzerland

account_circle How do I get visa for Switzerland?

  • Schengen visa is required for international travelers visiting Switzerland or any Schengen country irrespective of the reason for travel.
  • You have to apply for Switzerland visa at the Switzerland embassy or consulate in the country of your residence.
  • The short stay visa for Switzerland will be valid up to 90 days. Visa cannot be extended and a new application has to be made.
  • Once the application is submitted it will take from 48 hours to 8 weeks to issue the visa.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa).

description What are the documents required for Switzerland Visa?

  • One completed application form
  • Recent Passport Size Photos
  • Any entry or enrollment certificate
  • a certificate issued by either an international organization or a national authority,
  • A medical certificate issued by the doctor and approved by the embassy
  • Proof of travel medical insurance plan
  • Switzerland Travel medical insurance of EUR 30,000 maximum benefits.
  • Switzerland visa insurance letter

event What is the best time to visit Switzerland?

The best time to visit Switzerland is from early May to September.

location_on What are the famous vacation spots in Switzerland?

Brussels, Bruges, Antwerp, Liege, Oostende, Namur, Tournai, Mons, Dinant, Leper, Ghent.

restaurant What are the popular Cuisines in Switzerland?

Stoemp: potato, Salade Liegeoise / Luikse salade: a salad with green beans, pieces of bacon, onions and vinegar, Vlaamse stoofkarbonaden: a Flemish beef stew, Waterzooi: a rich stew/soup of chicken (or sometimes fish), Boterhammen/Tartines: Slices of rustic bread and an uncovered spread, Tomate-crevette / tomaat-garnaal: a snack or starter.

language Which are the popular Languages spoken in Switzerland?

Dutch, French, German,Luxembourgeois, Picard, Walloon.

International airports in Switzerland

City Airport Name IATA Code
Brussels Brussels Airport BRU
Charleroi Brussels South Charleroi Airport CRL
Antwerp Antwerp International Airport ANR
Liège Liège Airport LGG
Ostend Ostend-Bruges International Airport OST

Schengen Travel insurance with 30,000 Euro coverage

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Schengen Visa insurance blogs and articles

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Vacation and travel insurance information for US citizens visiting Europe.

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

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Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance.

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What does travel health insurance Switzerland visa usually not cover?

Travel health insurance for Switzerland visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Switzerland Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Switzerland

List of Popular Schengen countries

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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